Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

Amount in Rupees Thousand

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,596

4,29,16

5,621

3,40,96

6,000

6,30,46

19,240

18,67,61

1.

Direct Finance

4,577

4,20,79

5,335

3,20,96

5,974

6,26,12

18,841

18,23,01

2.

Indirect Finance

19

8,37

286

20,00

26

4,34

399

44,60

II.

INDUSTRY

836

2,13,87

1,675

7,74,20

1,552

3,63,88

4,178

30,31,47

1.

Mining & Quarrying

1

1,96

1

15

5

6,24

31

25,02

2.

Manufacturing & Processing

835

2,11,91

1,673

7,73,23

1,536

3,49,87

4,070

29,05,99

3.

Electricity, Gas & Water

-

-

-

-

4

2,52

35

61,49

4.

Construction

-

-

1

82

7

5,25

42

38,97

III.

TRANSPORT OPERATORS

644

8,85,46

551

5,26,55

558

7,00,38

1,614

17,89,04

IV.

PROFESSIONAL AND OTHER SERVICES

238

54,98

455

76,09

482

55,08

1,828

5,66,40

V.

PERSONAL LOANS

3,506

6,80,29

2,376

4,98,82

4,770

12,52,01

12,835

30,07,68

1.

Loans for Purchase of Consumer Durables

42

8,34

215

20,63

66

6,99

491

41,54

2.

Loans for Housing

718

2,17,82

122

64,81

402

3,60,82

1,235

9,22,60

3.

Rest of the Personal Loans

2,746

4,54,13

2,039

4,13,38

4,302

8,84,20

11,109

20,43,54

VI.

TRADE

2,543

5,32,52

3,559

7,62,77

3,762

9,56,50

8,291

21,02,50

1.

Wholesale Trade

108

86,60

44

22,86

41

29,85

358

3,12,17

2.

Retail Trade

2,435

4,45,92

3,515

7,39,91

3,721

9,26,65

7,933

17,90,33

VII

FINANCE

-

-

2

15,61

1

1,89

13

2,18

VIII.

ALL OTHERS

733

1,09,31

2,045

2,29,21

1,765

2,57,35

4,895

7,61,00

TOTAL BANK CREDIT

13,096

29,05,59

16,284

32,24,21

18,890

42,17,55

52,894

131,27,88

OF WHICH:

1. Artisans & Village Industries

493

79,39

1,386

90,74

854

94,35

2,510

2,97,65

2. Other Small Scale Industries

246

74,55

188

95,51

503

1,39,67

1,075

8,71,86

KINNAUR

KULU

LAHUL & SPITI

MANDI

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

1,569

1,77,01

9,023

11,01,18

515

66,53

16,573

13,99,74

1.

Direct Finance

1,567

1,76,51

8,796

10,49,39

514

66,25

16,405

13,70,29

2.

Indirect Finance

2

50

227

51,79

1

28

168

29,45

II.

INDUSTRY

293

23,86,92

2,244

7,92,90

116

12,99

4,786

9,12,00

1.

Mining & Quarrying

-

-

48

18,86

-

-

30

31,62

2.

Manufacturing & Processing

290

38,56

2,191

7,64,49

116

12,99

4,750

8,67,64

3.

Electricity, Gas & Water

2

11,00,68

2

3,85

-

-

4

11,53

4.

Construction

1

12,47,68

3

5,70

-

-

2

1,21

III.

TRANSPORT OPERATORS

129

1,47,65

793

7,18,23

43

32,09

2,119

16,98,24

IV.

PROFESSIONAL AND OTHER SERVICES

162

13,00

638

3,47,46

10

1,10

1,150

2,03,04

V.

PERSONAL LOANS

695

1,64,27

5,180

11,17,53

123

35,57

11,204

23,56,88

1.

Loans for Purchase of Consumer Durables

6

63

295

28,55

-

-

814

86,30

2.

Loans for Housing

73

35,55

501

1,93,57

1

2,05

713

5,96,03

3.

Rest of the Personal Loans

616

1,28,09

4,384

8,95,41

122

33,52

9,677

16,74,55

VI.

TRADE

667

1,77,04

3,032

9,47,17

251

99,08

8,622

17,51,99

1.

Wholesale Trade

30

12,64

71

96,31

34

1,76

324

1,06,75

2.

Retail Trade

637

1,64,40

2,961

8,50,86

217

97,32

8,298

16,45,24

VII.

FINANCE

-

-

1

93

-

-

23

1,33,12

VIII.

ALL OTHERS

178

32,81

2,210

1,99,93

-

-

3,139

3,32,57

TOTAL BANK CREDIT

3,693

30,98,70

23,121

52,25,33

1,058

2,47,36

47,616

87,87,58

OF WHICH:

1. Artisans & Village Industries

227

19,04

1,288

1,08,34

102

4,80

3,444

2,57,45

2. Other Small Scale Industries

42

7,28

440

3,02,45

2

51

996

4,17,40

SIMLA

SIRMAUR

SOLAN

UNA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

16,361

23,26,63

5,992

4,72,63

10,054

25,12,00

7,152

9,17,06

1.

Direct Finance

16,309

19,62,15

5,984

4,69,39

9,986

21,73,94

7,149

9,12,29

2.

Indirect Finance

52

3,64,48

8

3,24

68

3,38,06

3

4,77

II.

INDUSTRY

1,794

60,36,77

802

28,57,08

1,851

137,29,66

1,603

22,02,41

1.

Mining & Quarrying

5

42,44

47

97,11

3

8,18

4

10,60

2.

Manufacturing & Processing

1,699

22,02,31

754

27,59,94

1,832

136,66,82

1,596

21,82,08

3.

Electricity, Gas & Water

62

34,86,94

1

3

6

45,32

1

30

4.

Construction

28

3,05,08

-

-

10

9,34

2

9,43

III.

TRANSPORT OPERATORS

1,407

22,68,33

347

6,26,87

921

13,08,07

596

7,95,23

IV.

PROFESSIONAL AND OTHER SERVICES

1,905

5,22,28

593

88,66

650

2,07,24

458

1,89,07

V.

PERSONAL LOANS

12,068

31,73,23

2,989

7,62,22

5,874

16,45,09

4,153

10,42,58

1.

Loans for Purchase of Consumer Durables

662

1,03,02

182

23,71

349

34,07

90

11,01

2.

Loans for Housing

1,318

10,41,15

339

2,94,46

883

7,48,08

465

2,53,30

3.

Rest of the Personal Loans

10,088

20,29,06

2,468

4,44,05

4,642

8,62,94

3,598

7,78,27

VI.

TRADE

6,529

24,63,99

3,842

7,03,55

3,891

44,78,80

3,006

8,24,46

1.

Wholesale Trade

333

2,04,68

40

46,89

352

12,59,83

289

70,21

2.

Retail Trade

6,196

22,59,31

3,802

6,56,66

3,539

32,18,97

2,717

7,54,25

VII.

FINANCE

16

2,58,26

20

13,73

3

1,14

5

3,76

VIII.

ALL OTHERS

3,063

19,08,48

1,007

2,52,02

2,730

6,00,99

1,073

1,55,50

TOTAL BANK CREDIT

43,143

189,57,97

15,592

57,76,76

25,974

244,82,99

18,046

61,30,07

OF WHICH:

1. Artisans & Village Industries

749

92,69

206

1,62,16

486

77,35

786

1,89,54

2.Other Small Scale Industries

635

8,28,85

425

13,01,59

965

46,73,83

613

13,16,28