Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Thousand)

ANANTNAG

BADGAM

BARAMULLA

DODA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,403

3,04,58

7,419

3,76,06

12,644

17,67,70

5,462

5,65,60

1.

Direct Finance

4,397

2,97,82

7,370

3,71,99

12,571

17,10,53

5,439

5,63,03

2.

Indirect Finance

6

6,76

49

4,07

73

57,17

23

2,57

II.

INDUSTRY

3,364

5,23,86

6,093

16,43,66

4,505

6,79,47

489

1,39,45

1.

Mining & Quarrying

2

1,29

-

-

5

14,07

5

9,30

2.

Manufacturing & Processing

3,328

4,81,65

6,083

15,80,90

4,489

6,49,20

482

1,28,12

3.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

4.

Construction

34

40,92

10

62,76

11

16,20

2

2,03

III.

TRANSPORT OPERATORS

757

6,28,01

566

6,79,98

1,805

8,45,93

155

2,25,08

IV.

PROFESSIONAL AND OTHER SERVICES

330

2,18,81

1,957

2,68,52

1,148

1,78,06

280

69,67

V.

PERSONAL LOANS

3,601

11,27,14

2,671

9,23,42

3,976

8,86,63

1,361

3,22,53

1.

Loans for Purchase of Consumer Durables

104

10,06

118

28,92

557

56,68

32

5,03

2.

Loans for Housing

518

4,58,54

488

5,91,16

445

3,20,75

118

82,20

3.

Rest of the Personal Loans

2,979

6,58,54

2,065

3,03,34

2,974

5,09,20

1,211

2,35,30

VI.

TRADE

4,372

11,94,57

2,685

7,20,45

7,035

13,22,23

4,318

8,45,18

1.

Wholesale Trade

396

84,36

66

84,27

286

1,10,99

216

37,52

2.

Retail Trade

3,976

11,10,21

2,619

6,36,18

6,749

12,11,24

4,102

8,07,66

VII.

FINANCE

1

18,02

1

2,70

-

-

3

1,79

VIII.

ALL OTHERS

958

96,33

1,425

1,37,56

1,719

1,56,36

120

4,54

TOTAL BANK CREDIT

17,786

41,11,32

22,817

47,52,35

32,832

58,36,38

12,188

21,73,84

OF WHICH:

1. Artisans & Village Industries

2,451

1,54,72

4,804

2,95,06

3,547

1,48,76

249

23,43

2. Other Small Scale Industries

645

1,98,71

962

5,54,78

807

3,97,41

147

58,27

JAMMU

KARGIL

KATHUA

KUPWARA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

15,874

25,64,33

305

38,03

4,818

7,92,90

4,138

3,08,76

1.

Direct Finance

15,486

24,50,43

305

38,03

4,798

7,69,36

4,127

3,00,78

2.

Indirect Finance

388

1,13,90

-

-

20

23,54

11

7,98

II.

INDUSTRY

4,926

151,70,78

117

14,21

1,138

36,54,01

1,435

1,32,40

1.

Mining & Quarrying

8

46,43

-

-

2

8,20

-

-

2.

Manufacturing & Processing

4,862

145,89,18

117

14,21

1,126

35,57,50

1,419

1,23,29

3.

Electricity, Gas & Water

13

68,24

-

-

1

43

1

17

4.

Construction

43

4,66,93

-

-

9

87,88

15

8,94

III.

TRANSPORT OPERATORS

4,537

44,72,58

41

64,76

956

7,47,53

1,020

2,30,69

IV.

PROFESSIONAL AND OTHER SERVICES

1,350

9,30,21

64

5,17

157

46,08

26

3,61

V.

PERSONAL LOANS

21,701

80,72,69

69

49,35

2,776

8,21,51

860

1,91,90

1.

Loans for Purchase of Consumer Durables

1,639

4,06,16

1

3

191

80,72

59

8,68

2.

Loans for Housing

3,531

30,72,50

3

1,62

240

2,14,53

83

88,11

3.

Rest of the Personal Loans

16,531

45,94,03

65

47,70

2,345

5,26,26

718

95,11

VI.

TRADE

14,134

69,14,07

485

1,22,27

4,109

10,79,30

3,265

4,82,86

1.

Wholesale Trade

1,387

20,94,48

-

-

32

26,97

359

13,15

2.

Retail Trade

12,747

48,19,59

485

1,22,27

4,077

10,52,33

2,906

4,69,71

VII.

FINANCE

82

4,22,26

-

-

-

-

24

57,09

VIII.

ALL OTHERS

3,789

25,75,46

6

2,59

1,297

1,90,62

376

30,97

TOTAL BANK CREDIT

66,393

411,22,38

1,087

2,96,38

15,251

73,31,95

11,144

14,38,28

OF WHICH:

1. Artisans & Village Industries

1,250

1,88,04

63

5,95

477

58,38

1,068

43,24

2. Other Small Scale Industries

2,047

80,93,96

33

7,36

521

11,41,44

306

67,03

LADAKH

POONCH

PULWAMA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

17

18

19

20

21

22

I.

AGRICULTURE

2,193

83,03

3,612

2,49,69

6,072

3,32,43

1.

Direct Finance

2,193

83,03

3,612

2,49,69

6,061

3,24,81

2.

Indirect Finance

-

-

-

-

11

7,62

II.

INDUSTRY

123

15,95

207

91,70

2,243

3,60,80

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Manufacturing & Processing

123

15,95

207

91,70

2,237

3,50,52

3.

Electricity, Gas & Water

-

-

-

-

-

-

4.

Construction

-

-

-

-

6

10,28

III.

TRANSPORT OPERATORS

133

1,56,77

143

88,19

343

3,77,99

IV.

PROFESSIONAL AND OTHER SERVICES

87

7,04

21

9,30

217

17,01

V.

PERSONAL LOANS

262

2,24,57

858

1,79,28

1,650

4,19,39

1.

Loans for Purchase of Consumer Durables

38

4,09

49

5,69

132

21,18

2.

Loans for Housing

53

1,07,11

71

36,46

125

1,53,41

3.

Rest of the Personal Loans

171

1,13,37

738

1,37,13

1,393

2,44,80

VI.

TRADE

942

3,21,05

1,385

2,33,69

2,319

4,95,50

1.

Wholesale Trade

-

-

2

21

183

51,75

2.

Retail Trade

942

3,21,05

1,383

2,33,48

2,136

4,43,75

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

2

37

299

32,52

947

61,87

TOTAL BANK CREDIT

3,742

8,08,78

6,525

8,84,37

13,791

20,64,99

OF WHICH:

1. Artisans & Village Industries

115

11,96

168

9,70

1,463

45,25

2. Other Small Scale Industries

5

1,73

23

74,62

475

1,32,64

RAJOURI

SRINAGAR

UDHAMPUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

23

24

25

26

27

28

I.

AGRICULTURE

3,993

3,09,71

4,635

44,39,13

4,838

4,13,93

1.

Direct Finance

3,990

3,09,50

4,513

21,35,18

4,830

4,12,80

2.

Indirect Finance

3

21

122

23,03,95

8

1,13

II.

INDUSTRY

237

1,11,68

15,282

105,94,92

562

4,71,06

1.

Mining & Quarrying

-

-

25

3,90,83

-

-

2.

Manufacturing & Processing

234

1,09,42

15,126

97,53,00

542

4,46,94

3.

Electricity, Gas & Water

-

-

10

18,32

1

2,38

4.

Construction

3

2,26

121

4,32,77

19

21,74

III.

TRANSPORT OPERATORS

179

1,08,75

1,924

23,55,64

457

6,01,87

IV.

PROFESSIONAL AND OTHER SERVICES

37

30,35

6,608

979,04,63

266

2,72,60

V.

PERSONAL LOANS

1,730

3,58,29

12,095

43,88,76

2,908

8,15,65

1.

Loans for Purchase of Consumer Durables

86

14,27

2,414

3,16,71

151

25,18

2.

Loans for Housing

36

16,30

1,759

16,98,67

201

1,88,84

3.

Rest of the Personal Loans

1,608

3,27,72

7,922

23,73,38

2,556

6,01,63

VI.

TRADE

2,412

4,48,63

10,986

89,16,71

4,864

12,70,03

1.

Wholesale Trade

203

14,89

1,427

34,43,60

96

45,08

2.

Retail Trade

2,209

4,33,74

9,559

54,73,11

4,768

12,24,95

VII.

FINANCE

1

1,67

16

2,96,55

1

1,08

VIII.

ALL OTHERS

358

1,05,74

3,446

12,04,92

611

4,11,55

TOTAL BANK CREDIT

8,947

14,74,82

54,992

1301,01,26

14,507

42,57,77

OF WHICH:

1. Artisans & Village Industries

146

12,53

9,131

12,02,97

118

16,59

2. Other Small Scale Industries

59

24,42

3,827

34,30,94

232

3,30,28