SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

32,370

307,58

246,58

10,601

134,58

86,67

1.

Direct Finance

31,441

297,55

238,76

10,320

107,08

81,33

2.

Indirect Finance

929

10,03

7,81

281

27,50

5,34

II.

INDUSTRY

9,182

410,37

303,55

4,649

443,55

318,03

1.

Mining & Quarrying

26

2,34

1,94

22

4,88

3,26

2.

Food Manufacturing & Processing

377

37,57

30,85

235

34,81

26,16

(a)

Rice Mills, Flour & Dal Mills

145

26,03

22,18

90

15,51

13,03

(b)

Sugar

–

–

–

–

–

–

(c)

Edible Oils & Vanaspati

97

4,04

3,06

33

5,08

4,15

(d)

Tea Processing

1

7

4

–

–

–

(e)

Processing of Fruits & Vegetables

20

1,00

71

15

6,46

3,85

(f)

Others

114

6,43

4,86

97

7,76

5,14

3.

Beverage & Tobacco

7

45

44

7

6,41

5,95

4.

Textiles

373

9,68

6,30

306

182,54

134,16

(a)

Cotton Textiles

20

59

36

41

174,43

127,28

(b)

Jute & Other Natural Fibre Textiles

8

8

5

1

3

3

(c)

Handloom Textiles & Khadi

176

1,70

1,13

178

92

67

(d)

Other Textiles & Textile Products

169

7,30

4,76

86

7,15

6,19

5.

Paper, Paper Products & Printing

40

2,65

2,02

42

15,64

7,34

6.

Leather & Leather Products

20

61

48

18

25

16

7.

Rubber & Plastic Products

45

3,21

2,50

56

8,94

5,62

8.

Chemicals & Chemical Products

37

28,07

21,29

46

32,66

30,84

(a)

Heavy Industrial Chemicals

7

26,96

20,32

7

8,39

8,31

(b)

Fertilisers

–

–

–

2

60

53

(c)

Drugs & Pharmaceuticals

17

24

18

5

9,67

9,44

(d)

Non-Edible Oils

–

–

–

1

20

20

(e)

Other Chemicals & Chemical Products

13

87

79

31

13,81

12,35

9.

Petroleum, Coal Products & Nuclear Fuels

1

33

29

2

75

33

10.

Manufacture of Cement & Cement Products

27

2,16

1,78

45

13,78

7,25

11.

Basic Metals & Metal Products

104

11,09

10,00

110

33,41

23,15

(a)

Iron & Steel

22

6,90

6,17

32

17,88

11,56

(b)

Non-Ferrous Metals

3

32

32

10

10,07

7,34

(c)

Metal Products

79

3,87

3,51

68

5,46

4,25

12.

Engineering

118

86,75

25,68

111

32,40

16,65

(a)

Heavy Engineering

10

82

77

8

1,21

85

(b)

Light Engineering

49

8,59

5,79

42

1,11

89

(c)

Electrical Machinery & Goods

48

77,21

19,04

50

28,86

13,79

(d)

Electronic Machinery & Goods

11

12

8

11

1,22

1,11

13.

Vehicles, Vehicle Parts & Transport Equipments

354

4,07

2,89

112

8,94

7,00

14.

Other Industries

6,395

62,83

45,28

2,808

38,89

27,47

15.

Electricity, Gas & Water

3

125,06

125,02

9

1,46

1,07

(a)

Electricity Generation & Transmission

2

125,03

125,01

1

5

5

(b)

Non-Conventional Energy

–

–

–

6

36

20

(c)

Gas, Steam & Water Supply

1

3

1

2

1,05

82

16.

Construction

1,255

33,51

26,82

720

27,78

21,65

III.

TRANSPORT OPERATORS

8,131

270,03

193,97

4,141

153,83

99,63

IV.

PROFESSIONAL AND OTHER SERVICES

1,711

72,05

50,94

957

255,29

41,53

V.

PERSONAL LOANS

1,10,634

866,58

665,15

57,344

513,33

372,64

1.

Loans for Purchase of Consumer Durables

7,456

40,95

29,23

2,799

19,36

15,00

2.

Loans for Housing

6,309

155,01

130,39

4,291

116,37

93,54

3.

Rest of the Personal Loans

96,869

670,62

505,53

50,254

377,61

264,09

VI.

TRADE

30,023

392,86

301,65

18,569

1204,06

265,32

1.

Wholesale Trade

784

21,91

18,83

422

755,27

21,38

2.

Retail Trade

29,239

370,95

282,81

18,147

448,79

243,94

VII.

FINANCE

206

784,52

669,04

43

1,69

1,32

VIII.

ALL OTHERS

12,964

161,56

125,83

4,243

50,79

34,82

TOTAL BANK CREDIT

2,05,221

3265,56

2556,70

1,00,547

2757,12

1219,97

OF WHICH : 1.

Artisans and Village & Tiny Industries

5,502

57,90

40,07

1,919

23,36

16,73

2.

Other Small Scale Industries

1,704

50,29

40,29

1,222

156,61

100,61

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,840

103,69

82,21

–

–

–

1.

Direct Finance

2,709

55,68

46,07

–

–

–

2.

Indirect Finance

131

48,01

36,14

–

–

–

II.

INDUSTRY

11,543

2993,73

3232,69

–

–

–

1.

Mining & Quarrying

49

27,87

23,18

–

–

–

2.

Food Manufacturing & Processing

635

163,93

104,61

–

–

–

(a)

Rice Mills, Flour & Dal Mills

171

49,99

37,15

–

–

–

(b)

Sugar

1

21

23

–

–

–

(c)

Edible Oils & Vanaspati

29

5,14

3,95

–

–

–

(d)

Tea Processing

1

90

3

–

–

–

(e)

Processing of Fruits & Vegetables

16

15,42

15,20

–

–

–

(f)

Others

417

92,26

48,04

–

–

–

3.

Beverage & Tobacco

57

18,31

13,56

–

–

–

4.

Textiles

1,181

52,27

31,72

–

–

–

(a)

Cotton Textiles

55

6,00

3,57

–

–

–

(b)

Jute & Other Natural Fibre Textiles

4

43

39

–

–

–

(c)

Handloom Textiles & Khadi

192

5,24

3,50

–

–

–

(d)

Other Textiles & Textile Products

930

40,60

24,25

–

–

–

5.

Paper, Paper Products & Printing

192

25,87

14,74

–

–

–

6.

Leather & Leather Products

180

5,75

4,68

–

–

–

7.

Rubber & Plastic Products

112

18,15

15,64

–

–

–

8.

Chemicals & Chemical Products

156

48,56

41,40

–

–

–

(a)

Heavy Industrial Chemicals

12

1,66

1,19

–

–

–

(b)

Fertilisers

1

90

85

–

–

–

(c)

Drugs & Pharmaceuticals

52

16,94

15,67

–

–

–

(d)

Non-Edible Oils

–

–

–

–

–

–

(e)

Other Chemicals & Chemical Products

91

29,06

23,69

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

7

67

56

–

–

–

10.

Manufacture of Cement & Cement Products

52

115,24

110,95

–

–

–

11.

Basic Metals & Metal Products

254

71,53

54,02

–

–

–

(a)

Iron & Steel

66

18,97

17,56

–

–

–

(b)

Non-Ferrous Metals

18

29,27

18,64

–

–

–

(c)

Metal Products

170

23,29

17,83

–

–

–

12.

Engineering

649

44,14

37,20

–

–

–

(a)

Heavy Engineering

13

1,39

1,12

–

–

–

(b)

Light Engineering

315

17,27

14,54

–

–

–

(c)

Electrical Machinery & Goods

186

21,80

18,64

–

–

–

(d)

Electronic Machinery & Goods

135

3,68

2,89

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

61

15,38

15,18

–

–

–

14.

Other Industries

6,783

151,39

118,82

–

–

–

15.

Electricity, Gas & Water

29

601,70

598,11

–

–

–

(a)

Electricity Generation & Transmission

18

601,10

597,67

–

–

–

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

11

60

44

–

–

–

16.

Construction

1,146

1632,97

2048,33

–

–

–

III.

TRANSPORT OPERATORS

4,235

164,27

122,87

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

2,854

447,65

374,58

–

–

–

V.

PERSONAL LOANS

1,16,573

1408,90

1102,06

–

–

–

1.

Loans for Purchase of Consumer Durables

9,718

58,23

41,26

–

–

–

2.

Loans for Housing

11,967

393,69

325,62

–

–

–

3.

Rest of the Personal Loans

94,888

956,98

735,18

–

–

–

VI.

TRADE

19,801

1163,32

1031,49

–

–

–

1.

Wholesale Trade

2,177

638,96

653,02

–

–

–

2.

Retail Trade

17,624

524,36

378,47

–

–

–

VII.

FINANCE

262

11,43

6,33

–

–

–

VIII.

ALL OTHERS

13,556

501,29

426,26

–

–

–

TOTAL BANK CREDIT

1,71,664

6794,29

6378,50

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

3,282

27,53

20,95

–

–

–

2.

Other Small Scale Industries

5,009

328,89

232,26

–

–

–