Jharkhand - આરબીઆઈ - Reserve Bank of India
Jharkhand
Jharkhand
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
73,131 |
133,52 |
109,82 |
1,13,461 |
583,69 |
419,95 |
||
1. Direct Finance |
73,023 |
124,78 |
103,80 |
94,123 |
198,12 |
159,72 |
|||
2. Indirect Finance |
108 |
8,74 |
6,01 |
19,338 |
385,57 |
260,23 |
|||
II. |
INDUSTRY |
19,207 |
1186,19 |
718,02 |
31,086 |
1584,43 |
1445,33 |
||
1. Mining & Quarrying |
53 |
24,15 |
20,15 |
82 |
107,74 |
106,58 |
|||
2. Food Manufacturing & Processing |
2,257 |
29,04 |
23,54 |
2,442 |
19,06 |
16,05 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
1,488 |
13,58 |
10,17 |
1,032 |
5,88 |
4,89 |
||
(b) |
Sugar |
2 |
17 |
21 |
1 |
5 |
4 |
||
(c) |
Edible Oils & Vanaspati |
78 |
7,81 |
7,27 |
162 |
1,40 |
1,33 |
||
(d) |
Tea Processing |
— |
— |
— |
5 |
26 |
25 |
||
(e) |
Processing of Fruits & Vegetables |
12 |
76 |
73 |
20 |
88 |
89 |
||
(f) |
Others |
677 |
6,72 |
5,16 |
1,222 |
10,61 |
8,65 |
||
3. Beverage & Tobacco |
5 |
1,35 |
89 |
143 |
18,25 |
17,70 |
|||
4. Textiles |
1,218 |
57,59 |
32,53 |
1,048 |
9,60 |
8,49 |
|||
(a) |
Cotton Textiles |
43 |
42,08 |
20,94 |
64 |
1,50 |
1,35 |
||
(b) |
Jute & Other Natural Fibre Textiles |
345 |
1,32 |
1,33 |
8 |
37 |
40 |
||
(c) |
Handloom Textiles & Khadi |
60 |
2,47 |
2,42 |
94 |
26 |
21 |
||
(d) |
Other Textiles & Textile Products |
770 |
11,71 |
7,84 |
882 |
7,47 |
6,54 |
||
5. Paper, Paper Products & Printing |
202 |
14,13 |
7,68 |
250 |
4,78 |
3,59 |
|||
6. Leather & Leather Products |
197 |
1,50 |
1,18 |
194 |
1,38 |
1,23 |
|||
7. Rubber & Plastic Products |
157 |
19,99 |
13,95 |
160 |
10,59 |
9,97 |
|||
8. Chemicals & Chemical Products |
191 |
55,39 |
33,04 |
588 |
29,95 |
28,72 |
|||
(a) |
Heavy Industrial Chemicals |
20 |
12,51 |
9,62 |
16 |
5,01 |
5,58 |
||
(b) |
Fertilisers |
2 |
10 |
10 |
1 |
2 |
2 |
||
(c) |
Drugs & Pharmaceuticals |
29 |
19,85 |
7,16 |
143 |
15,54 |
15,20 |
||
(d) |
Non-Edible Oils |
3 |
31 |
18 |
6 |
2,56 |
2,08 |
||
(e) |
Other Chemicals & Chemical Products |
137 |
22,63 |
15,98 |
422 |
6,81 |
5,84 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
4 |
66 |
1,20 |
121 |
31,32 |
28,91 |
|||
10. Manufacture of Cement & Cement Products |
74 |
17,88 |
17,24 |
157 |
3,27 |
2,85 |
|||
11. Basic Metals & Metal Products |
857 |
306,28 |
141,97 |
1,156 |
1024,06 |
957,64 |
|||
(a) |
Iron & Steel |
149 |
270,00 |
114,54 |
170 |
976,18 |
913,05 |
||
(b) |
Non-Ferrous Metals |
19 |
4,43 |
2,81 |
11 |
2,22 |
1,83 |
||
(c) |
Metal Products |
689 |
31,85 |
24,62 |
975 |
45,65 |
42,75 |
||
12. Engineering |
490 |
507,52 |
305,36 |
1,330 |
37,59 |
36,53 |
|||
(a) |
Heavy Engineering |
13 |
5,35 |
4,88 |
30 |
20,46 |
19,85 |
||
(b) |
Light Engineering |
224 |
475,50 |
277,59 |
588 |
6,62 |
5,94 |
||
(c) |
Electrical Machinery & Goods |
190 |
21,12 |
18,60 |
602 |
8,62 |
9,02 |
||
(d) |
Electronic Machinery & Goods |
63 |
5,54 |
4,29 |
110 |
1,89 |
1,70 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
247 |
48,34 |
32,28 |
829 |
101,86 |
60,44 |
|||
14. Other Industries |
10,877 |
65,89 |
54,12 |
22,169 |
105,13 |
92,58 |
|||
15. Electricity, Gas & Water |
21 |
20,69 |
19,69 |
15 |
2,24 |
2,30 |
|||
(a) |
Electricity Generation &Transmission |
9 |
18,37 |
18,31 |
3 |
12 |
11 |
||
(b) |
Non-Conventional Energy |
1 |
4 |
3 |
2 |
6 |
6 |
||
(c) |
Gas, Steam & Water Supply |
11 |
2,28 |
1,35 |
10 |
2,06 |
2,13 |
||
16. Construction |
2,357 |
15,77 |
13,21 |
402 |
77,60 |
71,75 |
|||
III. |
TRANSPORT OPERATORS |
5,324 |
71,53 |
48,88 |
7,500 |
80,48 |
64,32 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,967 |
42,55 |
30,05 |
12,936 |
68,37 |
55,51 |
||
V. |
PERSONAL LOANS |
90,257 |
500,63 |
417,97 |
1,04,786 |
572,36 |
470,33 |
||
1. Loans for Purchase of Consumer Durables |
15,126 |
58,23 |
37,93 |
11,359 |
37,58 |
31,16 |
|||
2. Loans for Housing |
8,129 |
161,46 |
147,27 |
7,600 |
118,96 |
106,25 |
|||
3. Rest of the Personal Loans |
67,002 |
280,94 |
232,77 |
85,827 |
415,83 |
332,91 |
|||
VI. |
TRADE |
32,908 |
258,06 |
222,27 |
63,258 |
401,95 |
341,55 |
||
1. Wholesale Trade |
2,919 |
90,22 |
80,64 |
5,991 |
93,45 |
80,43 |
|||
2. Retail Trade |
29,989 |
167,84 |
141,62 |
57,267 |
308,51 |
261,11 |
|||
VII. |
FINANCE |
155 |
6,03 |
3,82 |
1,167 |
38,95 |
31,92 |
||
VIII. |
ALL OTHERS |
29,110 |
685,89 |
581,67 |
1,08,720 |
410,48 |
336,74 |
||
|
|||||||||
TOTAL BANK CREDIT |
2,53,059 |
2884,40 |
2132,49 |
4,42,914 |
3740,71 |
3165,65 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
5,701 |
104,84 |
87,78 |
6,248 |
20,15 |
17,45 |
|||
2.OtherSmallScaleIndustries |
7,507 |
134,71 |
96,93 |
13,697 |
157,06 |
142,72 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
1,79,566 |
151,63 |
107,01 |
||
1. Direct Finance |
— |
— |
— |
1,65,440 |
138,75 |
97,50 |
|||
2. Indirect Finance |
— |
— |
— |
14,126 |
12,88 |
9,51 |
|||
II. |
INDUSTRY |
— |
— |
— |
32,206 |
26,77 |
18,71 |
||
1. Mining & Quarrying |
— |
— |
— |
1 |
4 |
4 |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
538 |
97 |
70 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
356 |
66 |
49 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
6 |
2 |
1 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
— |
— |
— |
176 |
29 |
20 |
||
3. Beverage & Tobacco |
— |
— |
— |
3 |
29 |
12 |
|||
4. Textiles |
— |
— |
— |
56 |
9 |
5 |
|||
(a) |
Cotton Textiles |
— |
— |
— |
9 |
4 |
3 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
22 |
5 |
2 |
||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
25 |
— |
— |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
31 |
23 |
19 |
|||
6. Leather & Leather Products |
— |
— |
— |
19 |
4 |
3 |
|||
7. Rubber & Plastic Products |
— |
— |
— |
2 |
4 |
4 |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
8 |
4 |
3 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
7 |
4 |
2 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
1 |
— |
— |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
2 |
6 |
5 |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
2 |
2 |
1 |
|||
11. Basic Metals & Metal Products |
— |
— |
— |
9 |
40 |
23 |
|||
(a) |
Iron & Steel |
— |
— |
— |
1 |
32 |
18 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
8 |
8 |
5 |
||
12. Engineering |
— |
— |
— |
55 |
11 |
10 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
1 |
3 |
3 |
||
(b) |
Light Engineering |
— |
— |
— |
1 |
||||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
8 |
3 |
2 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
45 |
5 |
5 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
314 |
98 |
40 |
|||
14. Other Industries |
— |
— |
— |
31,159 |
23,27 |
16,55 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
— |
— |
— |
7 |
20 |
17 |
|||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
6,700 |
42,75 |
29,51 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
— |
— |
— |
10,536 |
12,14 |
8,62 |
||
V. |
PERSONAL LOANS |
— |
— |
— |
43,840 |
107,26 |
83,09 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
3,086 |
9,03 |
6,53 |
|||
2. Loans for Housing |
— |
— |
— |
1,276 |
15,72 |
15,20 |
|||
3. Rest of the Personal Loans |
— |
— |
— |
39,478 |
82,51 |
61,36 |
|||
VI. |
TRADE |
— |
— |
— |
53,173 |
66,52 |
47,96 |
||
1. Wholesale Trade |
— |
— |
— |
1,386 |
3,83 |
3,17 |
|||
2. Retail Trade |
— |
— |
— |
51,787 |
62,68 |
44,79 |
|||
VII. |
FINANCE |
— |
— |
— |
164 |
31 |
24 |
||
VIII. |
ALL OTHERS |
— |
— |
— |
18,422 |
16,71 |
12,47 |
||
|
|||||||||
TOTAL BANK CREDIT |
— |
— |
— |
3,44,607 |
424,08 |
307,59 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
22,812 |
15,60 |
10,77 |
|||
2.OtherSmallScaleIndustries |
— |
— |
— |
5,729 |
5,77 |
4,29 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
3,66,158 |
868,83 |
636,77 |
||
1. Direct Finance |
— |
— |
— |
3,32,586 |
461,64 |
361,02 |
|||
2. Indirect Finance |
— |
— |
— |
33,572 |
407,19 |
275,75 |
|||
II. |
INDUSTRY |
159 |
392,90 |
279,27 |
82,658 |
3190,29 |
2461,33 |
||
1. Mining & Quarrying |
— |
— |
— |
136 |
131,93 |
126,77 |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
5,237 |
49,07 |
40,30 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
2,876 |
20,12 |
15,55 |
||
(b) |
Sugar |
— |
— |
— |
3 |
22 |
26 |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
246 |
9,22 |
8,61 |
||
(d) |
Tea Processing |
— |
— |
— |
5 |
26 |
25 |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
32 |
1,64 |
1,62 |
||
(f) |
Others |
— |
— |
— |
2,075 |
17,61 |
14,01 |
||
3. Beverage & Tobacco |
— |
— |
— |
151 |
19,89 |
18,71 |
|||
4. Textiles |
— |
— |
— |
2,322 |
67,28 |
41,08 |
|||
(a) |
Cotton Textiles |
— |
— |
— |
116 |
43,62 |
22,31 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
353 |
1,70 |
1,73 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
176 |
2,78 |
2,65 |
||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
1,677 |
19,18 |
14,38 |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
483 |
19,14 |
11,46 |
|||
6. Leather & Leather Products |
— |
— |
— |
410 |
2,93 |
2,45 |
|||
7. Rubber & Plastic Products |
1 |
1 |
1 |
320 |
30,63 |
23,96 |
|||
8. Chemicals & Chemical Products |
2 |
1,12 |
49 |
789 |
86,50 |
62,28 |
|||
(a) |
Heavy Industrial Chemicals |
2 |
1,12 |
49 |
38 |
18,64 |
15,68 |
||
(b) |
Fertilisers |
— |
— |
— |
3 |
12 |
12 |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
179 |
35,42 |
22,39 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
9 |
2,87 |
2,26 |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
560 |
29,44 |
21,82 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
127 |
32,05 |
30,16 |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
233 |
21,17 |
20,10 |
|||
11. Basic Metals & Metal Products |
10 |
71,54 |
63,21 |
2,032 |
1402,27 |
1163,04 |
|||
(a) |
Iron & Steel |
10 |
71,54 |
63,21 |
330 |
1318,04 |
1090,98 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
30 |
6,65 |
4,64 |
||
(c) |
Metal Products |
— |
— |
— |
1,672 |
77,58 |
67,43 |
||
12. Engineering |
21 |
43,01 |
37,59 |
1,896 |
588,22 |
379,57 |
|||
(a) |
Heavy Engineering |
5 |
32,66 |
31,28 |
49 |
58,51 |
56,04 |
||
(b) |
Light Engineering |
14 |
27 |
24 |
827 |
482,39 |
283,78 |
||
(c) |
Electrical Machinery & Goods |
2 |
10,08 |
6,07 |
802 |
39,84 |
33,71 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
218 |
7,48 |
6,04 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
77 |
206,25 |
157,29 |
1,467 |
357,43 |
250,41 |
|||
14. Other Industries |
33 |
23 |
21 |
64,238 |
194,53 |
163,45 |
|||
15. Electricity, Gas & Water |
1 |
70,00 |
20,00 |
37 |
92,94 |
41,99 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
12 |
18,49 |
18,42 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
3 |
10 |
9 |
||
(c) |
Gas, Steam & Water Supply |
1 |
70,00 |
20,00 |
22 |
74,34 |
23,48 |
||
16. Construction |
14 |
74 |
47 |
2,780 |
94,30 |
85,61 |
|||
III. |
TRANSPORT OPERATORS |
29 |
35 |
34 |
19,553 |
195,12 |
143,04 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
63 |
2,46 |
2,36 |
26,502 |
125,51 |
96,54 |
||
V. |
PERSONAL LOANS |
1,884 |
15,66 |
13,17 |
2,40,767 |
1195,92 |
984,56 |
||
1. Loans for Purchase of Consumer Durables |
20 |
7 |
5 |
29,591 |
104,90 |
75,67 |
|||
2. Loans for Housing |
179 |
1,99 |
1,68 |
17,184 |
298,13 |
270,40 |
|||
3. Rest of the Personal Loans |
1,685 |
13,61 |
11,44 |
1,93,992 |
792,89 |
638,48 |
|||
VI. |
TRADE |
65 |
5,87 |
4,20 |
1,49,404 |
732,39 |
615,97 |
||
1. Wholesale Trade |
17 |
1,50 |
1,16 |
10,313 |
189,00 |
165,40 |
|||
2. Retail Trade |
48 |
4,37 |
3,04 |
1,39,091 |
543,39 |
450,57 |
|||
VII. |
FINANCE |
4 |
1,10 |
1,07 |
1,490 |
46,39 |
37,04 |
||
VIII. |
ALL OTHERS |
55 |
3,36 |
3,30 |
1,56,307 |
1116,45 |
934,18 |
||
|
|||||||||
TOTAL BANK CREDIT |
2,259 |
421,70 |
303,71 |
10,42,839 |
7470,90 |
5909,44 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
34,761 |
140,59 |
116,00 |
|||
2.OtherSmallScaleIndustries |
76 |
34,59 |
24,98 |
27,009 |
332,13 |
268,92 |
|||
|