Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

12,12,684

1749,83

1648,36

5,17,846

1008,67

933,65

1.

Direct Finance

11,93,636

1678,08

1585,27

5,09,874

961,89

894,64

2.

Indirect Finance

19,048

71,75

63,09

7,972

46,79

39,01

II.

INDUSTRY

66,011

449,64

378,31

66,516

654,06

557,34

1.

Mining & Quarrying

253

16,62

15,22

414

25,60

21,23

2.

Food Manufacturing and Processing

3,069

63,77

55,59

2,920

205,93

151,37

(a)

Rice Mills, Flour and Dal Mills

733

13,19

11,20

639

20,28

18,62

(b)

Sugar

22

2,67

2,40

41

49,29

42,18

(c)

Edible Oils and Vanaspati

180

2,94

2,53

314

17,86

16,83

(d)

Tea Processing

3

42

49

—

—

—

(e)

Processing of Fruits & Vegetables

106

2,75

1,49

41

1,26

85

(f)

Others

2,025

41,80

37,47

1,885

117,24

72,89

3.

Beverage and Tobacco

127

5,08

3,29

251

10,41

7,01

4.

Textiles

931

71,13

58,12

1,985

34,17

32,47

(a)

Cotton Textiles

152

24,02

21,73

282

10,39

9,77

(b)

Jute Textiles

8

4

5

32

29

23

(c)

Handloom Textiles & Khadi

83

53

46

112

93

78

(d)

Other Textiles

688

46,54

35,88

1,559

22,57

21,69

5.

Paper, Paper Products and Printing

266

5,26

4,89

606

31,92

28,60

6.

Leather and Leather Products

85

1,41

1,13

175

1,03

90

7.

Rubber and Rubber Products

54

3,47

3,41

98

3,22

2,98

8.

Chemicals and Chemical Products

239

15,66

13,22

568

37,25

33,52

(a)

Heavy Industrial Chemicals

20

54

40

43

10,32

9,69

(b)

Fertilizers

7

22

21

16

50

40

(c)

Drugs and Pharmaceuticals

48

2,94

2,51

104

9,31

9,76

(d)

Non-Edible Oils

15

14

12

18

1,03

97

(e)

Other Chemicals & Chemical Products

149

11,82

9,98

387

16,10

12,70

9.

Petroleum, Coal Products & Nuclear Fuels

25

11,99

12,11

17

3,30

1,17

10.

Manufacture of Cement & Cement Products

81

24,67

15,64

147

12,19

11,33

11.

Basic Metals & Metal Products

418

25,80

17,57

757

40,56

38,60

(a)

Iron and Steel

94

14,69

7,90

146

26,20

25,48

(b)

Non-Ferrous Metals

24

1,59

1,32

78

2,78

2,74

(c)

Other Metal Products

300

9,52

8,35

533

11,58

10,39

12.

Engineering

662

66,33

51,26

974

93,16

81,05

(a)

Heavy Engineering

126

24,65

23,88

146

21,49

21,15

(b)

Light Engineering

257

21,10

14,66

379

52,22

44,90

(c)

Electrical Machinery & Goods

156

7,76

7,01

237

7,07

6,55

(d)

Electronic Machinery & Goods

123

12,81

5,72

212

12,38

8,45

13.

Vehicles, Vehicle Parts & Transport Equipments

626

11,27

9,73

582

15,22

12,78

14.

Other Industries

58,869

117,73

109,59

56,558

123,74

119,48

15.

Electricity, Gas & Water

50

4,90

3,53

82

6,18

5,65

(a)

Electricity Generation & Transmission

42

4,70

3,38

52

5,80

5,31

(b)

Non-Conventional Energy

6

10

9

17

18

16

(c)

Gas, Steam & Water Supply

2

11

6

13

20

18

16.

Construction

256

4,55

4,02

382

10,17

9,19

III.

TRANSPORT OPERATORS

22,426

155,22

127,45

20,173

163,22

130,01

IV.

PROFESSIONAL AND OTHER SERVICES

82,186

90,92

81,55

59,481

148,51

124,98

V.

PERSONAL LOANS

2,77,713

419,43

378,05

2,71,481

605,60

546,50

1.

Loans for Purchase of Consumer Durables

14,511

20,45

16,83

18,584

29,12

24,31

2.

Loans for Housing

13,580

78,11

69,83

22,408

159,15

144,86

3.

Rest of the Personal Loans

2,49,622

320,87

291,39

2,30,489

417,34

377,33

VI.

TRADE

2,39,517

368,00

332,14

1,60,321

413,06

355,40

1.

Wholesale Trade

8,719

79,08

72,43

8,695

119,58

94,60

2.

Retail Trade

2,30,798

288,93

259,72

1,51,626

293,48

260,80

VII.

FINANCE

150

6,70

3,61

338

74,96

32,35

VIII.

ALL OTHERS

1,82,174

169,30

154,62

1,31,451

206,02

186,71

TOTAL BANK CREDIT

20,82,861

3409,04

3104,09

12,27,607

3274,11

2866,95

OF WHICH :

1.

Artisans & Village Industries

35,810

35,16

32,34

19,210

32,86

29,10

2.

Other Small Scale Industries

24,352

129,86

110,48

34,534

213,49

183,10

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

1,03,291

308,85

290,23

10,911

411,51

354,45

1.

Direct Finance

1,01,642

239,15

224,12

8,579

107,23

99,58

2.

Indirect Finance

1,649

69,70

66,10

2,332

304,28

254,87

II.

INDUSTRY

34,907

1340,02

1118,30

39,906

7936,67

6113,02

1.

Mining & Quarrying

279

32,90

31,81

483

200,59

174,38

2.

Food Manufacturing and Processing

2,121

222,80

169,33

868

422,24

314,32

(a)

Rice Mills, Flour and Dal Mills

499

33,83

29,48

51

14,63

13,40

(b)

Sugar

23

61,45

46,20

42

69,14

59,37

(c)

Edible Oils and Vanaspati

185

22,47

15,44

18

11,88

13,49

(d)

Tea Processing

6

14

13

15

146,12

99,89

(e)

Processing of Fruits & Vegetables

21

55

72

76

39,75

25,05

(f)

Others

1,387

104,37

77,36

666

140,71

103,13

3.

Beverage and Tobacco

150

57,88

49,09

224

190,17

146,95

4.

Textiles

950

53,69

50,67

2,562

1050,36

733,94

(a)

Cotton Textiles

292

32,59

31,47

229

305,57

206,47

(b)

Jute Textiles

9

5

4

12

6,64

6,61

(c)

Handloom Textiles & Khadi

26

1,15

1,03

53

13,33

11,77

(d)

Other Textiles

623

19,90

18,13

2,268

724,81

509,09

5.

Paper, Paper Products and Printing

772

48,78

34,73

1,285

113,77

82,06

6.

Leather and Leather Products

153

1,65

1,42

406

133,42

104,75

7.

Rubber and Rubber Products

251

64,26

54,84

278

28,03

25,88

8.

Chemicals and Chemical Products

923

139,53

107,68

2,053

483,33

396,84

(a)

Heavy Industrial Chemicals

72

5,87

4,74

179

47,02

31,74

(b)

Fertilizers

23

21,95

20,80

52

91,72

79,09

(c)

Drugs and Pharmaceuticals

158

51,59

30,31

377

172,70

139,91

(d)

Non-Edible Oils

36

9,72

8,16

7

33

16

(e)

Other Chemicals & Chemical Products

634

50,40

43,66

1,438

171,56

145,94

9.

Petroleum, Coal Products & Nuclear Fuels

517

37,64

36,09

105

26,54

16,89

10.

Manufacture of Cement & Cement Products

220

31,39

24,32

187

42,58

32,26

11.

Basic Metals & Metal Products

1,543

165,77

146,05

2,543

571,81

514,61

(a)

Iron and Steel

546

100,04

93,31

719

338,97

327,39

(b)

Non-Ferrous Metals

76

29,02

22,71

123

38,96

29,12

(c)

Other Metal Products

921

36,71

30,03

1,701

193,89

158,10

12.

Engineering

1,566

132,89

105,07

6,156

3296,24

2574,14

(a)

Heavy Engineering

170

34,03

28,77

622

802,33

593,88

(b)

Light Engineering

699

57,29

49,16

2,675

1072,07

902,78

(c)

Electrical Machinery & Goods

402

27,16

20,98

1,399

408,62

307,42

(d)

Electronic Machinery & Goods

295

14,41

6,16

1,460

1013,22

770,05

13.

Vehicles, Vehicle Parts & Transport Equipments

712

83,19

77,61

734

484,57

287,46

14.

Other Industries

24,039

232,77

197,99

20,779

625,10

511,77

15.

Electricity, Gas & Water

85

1,87

1,87

165

115,13

81,96

(a)

Electricity Generation & Transmission

68

1,37

1,51

88

103,76

74,91

(b)

Non-Conventional Energy

7

25

20

20

1,65

1,96

(c)

Gas, Steam & Water Supply

10

26

16

57

9,71

5,09

16.

Construction

626

32,99

29,73

1,078

152,81

114,81

III.

TRANSPORT OPERATORS

15,966

133,21

108,91

11,732

114,74

94,75

IV.

PROFESSIONAL AND OTHER SERVICES

34,171

211,26

182,38

24,001

480,04

384,24

V.

PERSONAL LOANS

2,28,054

694,66

619,48

2,70,207

1095,20

966,04

1.

Loans for Purchase of Consumer Durables

22,060

35,82

30,89

29,037

55,74

42,72

2.

Loans for Housing

25,424

257,99

232,96

20,968

206,06

186,91

3.

Rest of the Personal Loans

1,80,570

400,85

355,64

2,20,202

833,40

736,42

VI.

TRADE

73,152

433,80

379,10

40,622

874,36

661,54

1.

Wholesale Trade

3,820

143,45

120,87

4,582

479,58

359,18

2.

Retail Trade

69,332

290,36

258,23

36,040

394,78

302,36

VII.

FINANCE

357

127,02

94,80

909

955,21

735,51

VIII.

ALL OTHERS

93,022

259,03

236,91

1,37,567

1154,20

1041,14

TOTAL BANK CREDIT

5,82,920

3507,84

3030,11

5,35,855

13021,92

10350,69

OF WHICH :

1.

Artisans & Village Industries

5,153

17,22

15,65

1,665

18,51

17,28

2.

Other Small Scale Industries

19,175

340,11

284,21

24,965

1200,79

980,09