SOUTHERN REGION |
STATE : KERALA |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
2,82,528 |
1073,47 |
980,78 |
15,13,795 |
6190,87 |
5570,75 |
|
1. |
Direct Finance |
2,81,270 |
1025,62 |
942,63 |
14,96,784 |
5634,59 |
5095,99 |
|
2. |
Indirect Finance |
1,258 |
47,85 |
38,15 |
17,011 |
556,28 |
474,76 |
II. |
INDUSTRY |
22,207 |
927,03 |
697,63 |
1,44,072 |
4219,09 |
3459,29 |
|
1. |
Mining & Quarrying |
73 |
9,24 |
8,08 |
317 |
108,36 |
86,74 |
|
2. |
Food Manufacturing & Processing |
2,415 |
147,49 |
108,66 |
10,022 |
604,78 |
497,66 |
|
|
(a) Rice Mills, Flour & Dal Mills |
127 |
9,19 |
8,86 |
1,438 |
126,80 |
106,88 |
|
|
(b) Sugar |
2 |
49 |
49 |
11 |
80 |
71 |
|
|
(c) Edible Oils & Vanaspati |
74 |
13,29 |
12,54 |
839 |
57,76 |
50,59 |
|
|
(d) Tea Processing |
6 |
15,61 |
15,47 |
54 |
113,31 |
94,24 |
|
|
(e) Processing of Fruits & Vegetables |
11 |
33 |
24 |
88 |
9,03 |
7,36 |
|
|
(f) Others |
2,195 |
108,59 |
71,06 |
7,592 |
297,08 |
237,88 |
|
3. |
Beverage & Tobacco |
20 |
97 |
83 |
140 |
80,43 |
69,20 |
|
4. |
Textiles |
1,193 |
27,00 |
23,34 |
11,643 |
389,31 |
338,83 |
|
|
(a) Cotton Textiles |
436 |
8,80 |
7,28 |
4,567 |
183,30 |
168,35 |
|
|
(b) Jute & Other Natural Fibre Textiles |
56 |
54 |
48 |
631 |
16,45 |
12,09 |
|
|
(c) Handloom Textiles & Khadi |
129 |
6,24 |
5,72 |
1,003 |
59,50 |
48,48 |
|
|
(d) Other Textiles & Textile Products |
572 |
11,42 |
9,86 |
5,442 |
130,06 |
109,91 |
|
5. |
Paper, Paper Products & Printing |
287 |
23,23 |
19,87 |
3,016 |
223,37 |
186,45 |
|
6. |
Leather & Leather Products |
94 |
85 |
64 |
572 |
9,92 |
8,05 |
|
7. |
Rubber & Plastic Products |
341 |
82,94 |
72,35 |
2,936 |
523,44 |
354,73 |
|
8. |
Chemicals & Chemical Products |
510 |
30,41 |
28,60 |
5,956 |
173,54 |
137,82 |
|
|
(a) Heavy Industrial Chemicals |
5 |
6,91 |
6,80 |
48 |
5,48 |
4,55 |
|
|
(b) Fertilisers |
3 |
31 |
30 |
32 |
21,55 |
20,98 |
|
|
(c) Drugs & Pharmaceuticals |
115 |
3,05 |
2,75 |
939 |
49,04 |
43,69 |
|
|
(d) Non-Edible Oils |
1 |
10 |
10 |
28 |
6,24 |
4,37 |
|
|
(e) Other Chemicals & Chemical Products |
386 |
20,05 |
18,66 |
4,909 |
91,23 |
64,23 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
7 |
2,99 |
2,98 |
28 |
7,49 |
5,50 |
|
10. |
Manufacture of Cement & Cement Products |
139 |
6,09 |
4,72 |
1,070 |
42,31 |
28,88 |
|
11. |
Basic Metals & Metal Products |
651 |
122,72 |
43,01 |
4,363 |
87,95 |
75,69 |
|
|
(a) Iron & Steel |
35 |
8,15 |
7,38 |
110 |
28,77 |
26,83 |
|
|
(b) Non-Ferrous Metals |
17 |
89,97 |
14,39 |
40 |
9,00 |
8,48 |
|
|
(c) Metal Products |
599 |
24,60 |
21,24 |
4,213 |
50,18 |
40,38 |
|
12. |
Engineering |
1,105 |
27,18 |
21,20 |
10,371 |
149,64 |
125,30 |
|
|
(a) Heavy Engineering |
22 |
3,15 |
1,10 |
82 |
14,44 |
13,14 |
|
|
(b) Light Engineering |
529 |
14,95 |
12,92 |
4,269 |
69,05 |
58,85 |
|
|
(c) Electrical Machinery & Goods |
416 |
6,92 |
5,88 |
5,411 |
48,39 |
37,37 |
|
|
(d) Electronic Machinery & Goods |
138 |
2,15 |
1,29 |
609 |
17,76 |
15,94 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
452 |
7,38 |
5,62 |
2,945 |
27,99 |
23,90 |
|
14. |
Other Industries |
11,907 |
143,62 |
106,87 |
75,852 |
767,19 |
663,45 |
|
15. |
Electricity, Gas & Water |
26 |
7,24 |
6,99 |
39 |
5,63 |
4,85 |
|
|
(a) Electricity Generation & Transmission |
9 |
5,91 |
5,84 |
7 |
85 |
72 |
|
|
(b) Non-Conventional Energy |
8 |
82 |
71 |
9 |
2,11 |
1,94 |
|
|
(c) Gas, Steam & Water Supply |
9 |
51 |
44 |
23 |
2,67 |
2,20 |
|
16. |
Construction |
2,987 |
287,66 |
243,88 |
14,802 |
1017,73 |
852,24 |
III. |
TRANSPORT OPERATORS |
4,226 |
81,92 |
75,88 |
25,748 |
350,95 |
300,25 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,962 |
224,47 |
173,26 |
75,014 |
1637,54 |
1306,38 |
V. |
PERSONAL LOANS |
1,09,168 |
1755,61 |
1434,62 |
9,51,064 |
14221,85 |
11843,96 |
|
1. |
Loans for Purchase of Consumer Durables |
8,744 |
54,62 |
39,25 |
52,349 |
408,62 |
351,44 |
|
2. |
Loans for Housing |
38,016 |
1021,69 |
859,32 |
3,25,651 |
7952,37 |
6793,88 |
|
3. |
Rest of the Personal Loans |
62,408 |
679,30 |
536,05 |
5,73,064 |
5860,87 |
4698,64 |
VI. |
TRADE |
33,482 |
669,96 |
577,62 |
2,42,475 |
4316,81 |
3563,14 |
|
1. |
Wholesale Trade |
4,216 |
322,29 |
285,92 |
36,252 |
1208,33 |
957,31 |
|
2. |
Retail Trade |
29,266 |
347,66 |
291,70 |
2,06,223 |
3108,48 |
2605,83 |
VII. |
FINANCE |
828 |
33,09 |
17,30 |
3,388 |
107,93 |
78,11 |
VIII. |
ALL OTHERS |
70,159 |
461,69 |
359,34 |
5,31,544 |
3060,11 |
2600,15 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
5,32,560 |
5227,23 |
4316,44 |
34,87,100 |
34105,15 |
28722,02 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
7,015 |
46,59 |
38,03 |
34,571 |
297,77 |
243,68 |
|
|
2. Other Small Scale Industries |
5,148 |
127,00 |
109,11 |
40,996 |
965,86 |
808,21 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
SOUTHERN REGION |
STATE : KERALA |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
1,92,292 |
2261,15 |
1958,31 |
– |
– |
– |
|
1. |
Direct Finance |
1,88,594 |
1530,67 |
1358,09 |
– |
– |
– |
|
2. |
Indirect Finance |
3,698 |
730,48 |
600,21 |
– |
– |
– |
II. |
INDUSTRY |
46,203 |
8092,30 |
5872,20 |
– |
– |
– |
|
1. |
Mining & Quarrying |
207 |
117,55 |
105,56 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
4,510 |
1588,21 |
1099,20 |
– |
– |
– |
|
|
(a) Rice Mills, Flour & Dal Mills |
325 |
64,03 |
54,86 |
– |
– |
– |
|
|
(b) Sugar |
11 |
68 |
66 |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
238 |
25,30 |
22,36 |
– |
– |
– |
|
|
(d) Tea Processing |
85 |
101,79 |
62,24 |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
44 |
30,89 |
24,29 |
– |
– |
– |
|
|
(f) Others |
3,807 |
1365,53 |
934,78 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
68 |
20,35 |
16,86 |
– |
– |
– |
|
4. |
Textiles |
4,608 |
1044,41 |
668,72 |
– |
– |
– |
|
|
(a) Cotton Textiles |
1,757 |
388,81 |
240,38 |
– |
– |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
488 |
23,90 |
21,44 |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
223 |
4,39 |
3,89 |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
2,140 |
627,30 |
403,01 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
1,318 |
240,45 |
181,65 |
– |
– |
– |
|
6. |
Leather & Leather Products |
340 |
12,42 |
11,01 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
1,157 |
762,75 |
579,86 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
2,931 |
811,28 |
535,33 |
– |
– |
– |
|
|
(a) Heavy Industrial Chemicals |
59 |
73,56 |
34,47 |
– |
– |
– |
|
|
(b) Fertilisers |
45 |
219,64 |
154,62 |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
394 |
61,08 |
40,92 |
– |
– |
– |
|
|
(d) Non-Edible Oils |
18 |
9,90 |
9,31 |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
2,415 |
447,09 |
296,02 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
31 |
51,11 |
50,68 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
331 |
15,08 |
12,42 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
985 |
318,00 |
206,18 |
– |
– |
– |
|
|
(a) Iron & Steel |
134 |
182,54 |
107,10 |
– |
– |
– |
|
|
(b) Non-Ferrous Metals |
43 |
41,67 |
26,67 |
– |
– |
– |
|
|
(c) Metal Products |
808 |
93,79 |
72,41 |
– |
– |
– |
|
12. |
Engineering |
2,489 |
343,34 |
275,11 |
– |
– |
– |
|
|
(a) Heavy Engineering |
77 |
8,52 |
7,00 |
– |
– |
– |
|
|
(b) Light Engineering |
1,099 |
108,49 |
83,39 |
– |
– |
– |
|
|
(c) Electrical Machinery & Goods |
945 |
91,76 |
70,08 |
– |
– |
– |
|
|
(d) Electronic Machinery & Goods |
368 |
134,57 |
114,63 |
– |
– |
– |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
1,426 |
178,08 |
159,61 |
– |
– |
– |
|
14. |
Other Industries |
20,520 |
615,67 |
472,28 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
89 |
733,31 |
514,53 |
– |
– |
– |
|
|
(a) Electricity Generation & Transmission |
45 |
497,39 |
316,40 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
8 |
3,10 |
3,17 |
– |
– |
– |
|
|
(c) Gas, Steam & Water Supply |
36 |
232,83 |
194,96 |
– |
– |
– |
|
16. |
Construction |
5,193 |
1240,30 |
983,20 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
18,173 |
449,42 |
400,10 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,15,339 |
2937,84 |
2165,88 |
– |
– |
– |
V. |
PERSONAL LOANS |
5,75,310 |
12812,02 |
10459,91 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
32,087 |
265,26 |
225,47 |
– |
– |
– |
|
2. |
Loans for Housing |
1,53,338 |
7244,69 |
6145,05 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
3,89,885 |
5302,07 |
4089,39 |
– |
– |
– |
VI. |
TRADE |
72,785 |
5286,22 |
4519,20 |
– |
– |
– |
|
1. |
Wholesale Trade |
9,433 |
2677,33 |
2351,27 |
– |
– |
– |
|
2. |
Retail Trade |
63,352 |
2608,89 |
2167,92 |
– |
– |
– |
VII. |
FINANCE |
1,690 |
1179,88 |
1070,20 |
– |
– |
– |
VIII. |
ALL OTHERS |
1,93,159 |
2051,54 |
1582,33 |
– |
– |
– |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
12,14,951 |
35070,37 |
28028,12 |
– |
– |
– |
OF WHICH : 1. Artisans and Village & Tiny Industries |
4,437 |
47,19 |
40,25 |
– |
– |
– |
|
|
2. Other Small Scale Industries |
14,657 |
1116,49 |
833,67 |
– |
– |
– |
|