Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,86,587

210,46

195,26

9,59,773

1095,41

1012,87

1.

Direct Finance

1,84,850

197,48

188,36

9,52,300

1043,29

980,17

2.

Indirect Finance

1,737

12,98

6,90

7,473

52,12

32,70

II.

INDUSTRY

23,738

178,45

154,48

1,43,544

1477,16

1190,75

1.

Mining & Quarrying

61

1,66

1,70

435

17,75

14,40

2.

Food Manufacturing and Processing

875

45,58

43,38

6,588

230,68

184,22

(a)

Rice Mills, Flour and Dal Mills

145

2,13

1,84

1,023

22,83

21,42

(b)

Sugar

1

2

2

9

1,49

1,52

(c)

Edible Oils and Vanaspati

151

2,84

2,71

756

19,96

16,57

(d)

Tea Processing

11

6,76

8,05

40

16,65

14,99

(e)

Processing of Fruits & Vegetables

3

2

1

166

4,70

4,04

(f)

Others

564

33,82

30,75

4,594

165,05

125,67

3.

Beverage and Tobacco

55

1,35

85

299

14,13

13,69

4.

Textiles

434

14,81

8,59

2,559

125,98

102,70

(a)

Cotton Textiles

36

2,44

1,67

286

56,74

51,27

(b)

Jute Textiles

10

4

5

18

51

48

(c)

Handloom Textiles & Khadi

86

1,24

94

136

7,22

4,83

(d)

Other Textiles

302

11,09

5,92

2,119

61,50

46,12

5.

Paper, Paper Products and Printing

143

1,66

1,51

1,224

67,30

44,24

6.

Leather and Leather Products

19

12

9

253

3,45

3,15

7.

Rubber and Rubber Products

117

8,30

6,72

1,531

152,89

126,63

8.

Chemicals and Chemical Products

233

12,65

8,50

2,279

121,44

95,02

(a)

Heavy Industrial Chemicals

10

5,09

2,59

69

10,96

9,94

(b)

Fertilizers

4

27

21

34

26,03

11,24

(c)

Drugs and Pharmaceuticals

49

2,70

1,56

483

21,98

19,56

(d)

Non-Edible Oils

4

8

7

34

75

76

(e)

Other Chemicals & Chemical Products

166

4,51

4,07

1,659

61,72

53,53

9.

Petroleum, Coal Products & Nuclear Fuels

7

13

12

65

2,32

1,82

10.

Manufacture of Cement & Cement Products

94

1,78

1,02

482

9,91

7,01

11.

Basic Metals & Metal Products

171

5,61

6,41

1,487

53,65

51,44

(a)

Iron and Steel

30

4,22

5,09

255

30,38

30,59

(b)

Non-Ferrous Metals

2

2

2

74

1,13

1,05

(c)

Other Metal Products

139

1,36

1,30

1,158

22,14

19,81

12.

Engineering

222

18,87

19,00

1,831

195,86

171,30

(a)

Heavy Engineering

10

11

10

85

5,55

5,57

(b)

Light Engineering

78

70

62

740

18,70

15,31

(c)

Electrical Machinery & Goods

67

2,79

2,71

459

131,47

124,02

(d)

Electronic Machinery & Goods

67

15,27

15,57

547

40,13

26,40

13.

Vehicles, Vehicle Parts & Transport Equipments

219

3,32

2,84

1,073

18,44

14,95

14.

Other Industries

20,888

54,29

46,64

1,21,863

341,22

298,35

15.

Electricity, Gas & Water

24

1,67

1,20

90

56,15

4,51

(a)

Electricity Generation & Transmission

11

97

42

61

54,62

3,63

(b)

Non-Conventional Energy

13

71

79

8

46

45

(c)

Gas, Steam & Water Supply

—

—

—

21

1,07

42

16.

Construction

176

6,65

5,89

1,485

65,99

57,31

III.

TRANSPORT OPERATORS

8,416

77,88

63,21

50,568

439,52

357,90

IV.

PROFESSIONAL AND OTHER SERVICES

19,335

28,73

25,67

1,21,703

227,36

192,46

V.

PERSONAL LOANS

85,040

175,69

161,77

6,08,533

1468,80

1355,05

1.

Loans for Purchase of Consumer Durables

9,060

11,97

9,74

68,031

98,00

85,02

2.

Loans for Housing

6,622

49,00

45,07

55,515

373,94

342,26

3.

Rest of the Personal Loans

69,358

114,72

106,96

4,84,987

996,87

927,77

VI.

TRADE

58,350

157,79

138,60

3,41,669

1199,77

1008,55

1.

Wholesale Trade

572

59,90

49,49

11,548

427,51

337,26

2.

Retail Trade

57,778

97,89

89,11

3,30,121

772,27

671,30

VII.

FINANCE

23

97

45

245

49,84

37,08

VIII.

ALL OTHERS

48,863

56,87

50,87

4,02,891

630,08

563,08

TOTAL BANK CREDIT

4,30,352

886,85

790,32

26,28,926

6587,95

5717,74

OF WHICH :

1.

Artisans & Village Industries

10,076

12,99

11,23

45,255

72,61

62,10

2.

Other Small Scale Industries

10,038

59,70

48,98

77,539

559,40

460,40

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

59,199

211,38

193,22

—

—

—

1.

Direct Finance

56,867

137,85

122,55

—

—

—

2.

Indirect Finance

2,332

73,54

70,66

—

—

—

II.

INDUSTRY

33,937

2137,13

1737,31

—

—

—

1.

Mining & Quarrying

69

11,88

12,03

—

—

—

2.

Food Manufacturing and Processing

1,753

829,21

605,71

—

—

—

(a)

Rice Mills, Flour and Dal Mills

140

12,14

10,49

—

—

—

(b)

Sugar

1

26

13

—

—

—

(c)

Edible Oils and Vanaspati

134

29,90

23,57

—

—

—

(d)

Tea Processing

59

89,92

61,52

—

—

—

(e)

Processing of Fruits & Vegetables

26

5,34

5,02

—

—

—

(f)

Others

1,393

691,65

504,98

—

—

—

3.

Beverage and Tobacco

71

11,91

11,26

—

—

—

4.

Textiles

1,104

168,01

145,89

—

—

—

(a)

Cotton Textiles

91

58,55

57,23

—

—

—

(b)

Jute Textiles

12

3,22

2,96

—

—

—

(c)

Handloom Textiles & Khadi

17

3,22

2,93

—

—

—

(d)

Other Textiles

984

103,02

82,77

—

—

—

5.

Paper, Paper Products and Printing

736

70,40

59,36

—

—

—

6.

Leather and Leather Products

109

6,81

6,54

—

—

—

7.

Rubber and Rubber Products

436

89,75

78,43

—

—

—

8.

Chemicals and Chemical Products

1,046

208,85

171,91

—

—

—

(a)

Heavy Industrial Chemicals

68

23,43

21,28

—

—

—

(b)

Fertilizers

27

83,14

50,09

—

—

—

(c)

Drugs and Pharmaceuticals

212

21,53

19,13

—

—

—

(d)

Non-Edible Oils

13

9,73

10,83

—

—

—

(e)

Other Chemicals & Chemical Products

726

71,02

70,58

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

39

11,48

8,57

—

—

—

10.

Manufacture of Cement & Cement Products

77

7,14

2,30

—

—

—

11.

Basic Metals & Metal Products

678

73,17

69,51

—

—

—

(a)

Iron and Steel

157

20,29

24,43

—

—

—

(b)

Non-Ferrous Metals

50

22,43

22,15

—

—

—

(c)

Other Metal Products

471

30,45

22,93

—

—

—

12.

Engineering

1,031

312,93

276,12

—

—

—

(a)

Heavy Engineering

72

32,24

24,76

—

—

—

(b)

Light Engineering

316

31,18

26,95

—

—

—

(c)

Electrical Machinery & Goods

291

152,21

131,57

—

—

—

(d)

Electronic Machinery & Goods

352

97,30

92,84

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

341

14,27

12,71

—

—

—

14.

Other Industries

25,636

214,31

180,49

—

—

—

15.

Electricity, Gas & Water

70

21,35

16,99

—

—

—

(a)

Electricity Generation & Transmission

62

21,00

16,65

—

—

—

(b)

Non-Conventional Energy

3

21

22

—

—

—

(c)

Gas, Steam & Water Supply

5

14

12

—

—

—

16.

Construction

741

85,65

79,48

—

—

—

III.

TRANSPORT OPERATORS

9,776

89,36

76,99

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

23,734

193,54

161,24

—

—

—

V.

PERSONAL LOANS

2,06,174

780,97

708,02

—

—

—

1.

Loans for Purchase of Consumer Durables

26,511

46,90

40,84

—

—

—

2.

Loans for Housing

24,882

255,86

235,26

—

—

—

3.

Rest of the Personal Loans

1,54,781

478,21

431,91

—

—

—

VI.

TRADE

54,450

1009,35

766,87

—

—

—

1.

Wholesale Trade

4,897

625,67

486,01

—

—

—

2.

Retail Trade

49,553

383,68

280,87

—

—

—

VII.

FINANCE

294

80,33

68,28

—

—

—

VIII.

ALL OTHERS

89,703

412,92

366,56

—

—

—

TOTAL BANK CREDIT

4,77,267

4914,99

4078,48

—

—

—

OF WHICH :

1.

Artisans & Village Industries

7,629

22,97

20,10

—

—

—

2.

Other Small Scale Industries

20,103

656,88

516,85

—

—

—