List of Abbreviation - આરબીઆઈ - Reserve Bank of India
List of Abbreviation
ABS |
Asset Backed Securities |
ACH |
Automatic Clearing House |
AACS |
As Applicable to Cooperative Societies |
AD |
Authorised Dealer |
ADR |
American Depository Receipt |
AFC |
Asset Finance Companies |
AFS |
Available For Sale |
ALM |
Asset-Liability Management |
AMC |
Asset Management Company |
AML |
Anti-Money Laundering |
ANBC |
Adjusted Net Bank Credit |
ARC |
Asset Reconstruction Company |
ARCIL |
Asset Reconstruction Company (India) Ltd. |
ATM |
Automated Teller Machine |
BC |
Business Correspondent |
BCBS |
Basel Committee on Banking Supervision |
BCSBI |
Banking Codes and Standards Boards of India |
BF |
Banking Facilitator |
BFS |
Board for Financial Supervision |
BIS |
Bank for International Settlements |
BO |
Banking Ombudsman |
BPLR |
Benchmark Prime Lending Rate |
BPSS |
Board for Payment and Settlement Systems |
BSE |
Bombay Stock Exchange Ltd. |
BSR |
Basic Statistical Returns |
CAMELS |
Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
CAR |
Capacity Assessment Rating |
CBLO |
Collateralised Borrowing and Lending Obligation |
CBS |
Core Banking Solutions |
CCF |
Credit Conversion Factors |
CCIL |
Clearing Corporation of India Ltd. |
CCP |
Central Counter Party |
CD |
Certificate of Deposit |
CDBMS |
Central Data-base Management System |
CDR |
Corporate Debt Restructuring |
CDRM |
Corporate Debt Restructuring Mechanism |
CDS |
Credit Default Swaps |
CEOBSE |
Credit Equivalent Amount Off-Balance Sheet Exposure |
CFSA |
Committee on Financial Sector Assessment |
CFSR |
Committee on Financial Sector Reforms |
CIBIL |
Credit Information Bureau of India Limited |
CIC |
Credit Information Company |
CME |
Capital Market Exposure |
CP |
Commercial Paper |
CPI |
Consumer Price Index |
CPSS |
Committee on Payment and Settlement System |
CRAR |
Capital to Risk-Weighted Assets Ratio |
CRE |
Commercial Real Estate |
CRISIL |
Credit Rating Information Services of India Limited |
CRR |
Cash Reserve Ratio |
CSD |
Customer Service Department |
CSO |
Central Statistical Organisation |
CSR |
Corporate Social Responsibilsity |
CTR |
Cash Transaction Report |
CTS |
Cheque Truncation System |
DAPs |
Development Action Plans |
DCCB |
District Central Cooperative Banks |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DLIC |
District Level Implementation Committee |
DoT |
Department of Telecommunications |
DPSS |
Department of Payment and Settlement Systems |
DRI |
Differential Rate of Interest |
DRT |
Debt Recovery Tribunal |
DTL |
Demand and Time Liability |
DvP |
Delivery versus Payment |
EBT |
Electronic Benefit Transfer |
ECB |
External Commercial Borrowing |
ECGC |
Export Credit Guarantee Corporation |
ECS |
Electronic Clearing Service |
EEFC |
Exchange Earners’ Foreign Currency |
EFT |
Electronic Funds Transfer |
EME |
Emerging Market Economy |
EWS |
Early Warning System |
EXIM Bank |
Export Import Bank of India |
FAQs |
Frequently Asked Questions |
FATF |
Financial Action Task Force |
FBT |
Fringe Benefit Tax |
FC |
Financial Conglomerates |
FCNR (B) |
Foreign Currency Non-Resident (Banks) |
FDI |
Foreign Direct Investment |
FDIC |
Federal Deposit Insurance Corporation |
FEDAI |
Foreign Exchange Dealers Association of India |
FEMA |
Foreign Exchange Management Act |
FI |
Financial Institution |
FIF |
Financial Inclusion Fund |
FII |
Foreign Institutional Investments |
FIMMDA |
Fixed Money Market and Derivatives Association of India |
FIPB |
Foreign Investment Promotion Board |
FITF |
Financial Inclusion Technology Fund |
FIU-IND |
Financial Intelligence Unit - India |
FMD |
Financial Markets Department |
FRA |
Forward Rate Agreement |
FRB |
Floating Rate Bond |
FRBM Act |
Fiscal Responsibility and Budget Management Act |
FSAP |
Financial Sector Assessment Programme |
FSF |
Financial Stability Forum |
FSR |
Financial Stability Report |
G 20 |
Group of Twenty |
GCC |
General Credit Card |
GDP |
Gross Domestic Product |
GDR |
Global Depository Receipt |
GFD |
Gross Fiscal Deficit |
GIC |
General Insurance Corporation of India |
GLC |
General Lines of Credit |
HFC |
Housing Finance Companies |
HFT |
Held for Trading |
ICICI |
Industrial Credit and Investment Corporation of India |
IDBI |
Industrial Development Bank of India |
IDRBT |
Institute for Development and Research in Banking Technology |
IFCI |
Industrial Finance Corporation of India Ltd. |
IFR |
Investment Fluctuation Reserve |
IFC |
Infrastructure Finance Company |
IIBI |
Industrial Investment Bank of India |
IIFCL |
India Infrastructure Finance Company Limited |
IIP |
Index of Industrial Production |
IMF |
International Monetary Fund |
INFINET |
Indian Financial NETwork |
IOSCO |
International Organisation of Securities Commission |
IPDI |
Innovative Perpetual Debt Instrument |
IPO |
Initial Public Offering |
IRAC |
Income Recognition and Asset Classification |
IRDA |
Insurance Regulatory and Development Authority |
IRDP |
Integrated Rural Development Programme |
IRF |
Interest Rate Future |
IRS |
Interest Rate Swap |
IT |
Information Technology |
KCC |
Kisan Credit Card |
KVIB |
Khadi and Village Industries Board |
KYC |
Know Your Customer |
LAB |
Local Area Bank |
LAF |
Liquidity Adjustment Facility |
LIBOR |
London Inter-Bank Offered Rate |
LIC |
Life Insurance Corporation of India |
LOLR |
Lender of Last Resort |
LTCCS |
Long-Term Cooperative Credit Structure |
LTV |
Loan-to-Value |
M3 |
Broad Money |
MFI |
Micro Finance Institution |
MIBOR |
Mumbai Inter-Bank Offer Rate |
MICR |
Magnetic Ink Character Recognition |
MIS |
Management Information System |
MoU |
Memorandum of Understanding |
MSME |
Micro, Small and Medium Enterprises |
MSS |
Market Stabilisation Scheme |
NABARD |
National Bank for Agriculture and Rural Development |
NAV |
Net Asset Value |
NBC |
Net Bank Credit |
NBFC |
Non-Banking Financial Company |
NBFC-D |
Non-Banking Financial Company-Deposit taking |
NBFC-ND |
Non-Deposit taking Non-Banking Financial Company |
NBFC-ND-SI |
Systemically Important Non-Deposit taking Non-Banking Financial Company |
NBFI |
Non-Banking Financial Institutions |
NCAF |
New Capital Adequacy Framework |
NDS |
Negotiated Dealing System |
NDS-OM |
NDS Order Matching |
NDTL |
Net Demand and Time Liability |
NECS |
National Electronic Clearing Service |
NEDFi |
North Eastern Development Finance Corporation |
NEFIS |
Nationwide Electronic Financial Inclusion System |
NEFT |
National Electronic Fund Transfer |
NFGBC |
Non-food Gross Bank Credit |
NFS |
National Financial Switch |
NGO |
Non-Government Organisation |
NHB |
National Housing Bank |
NOF |
Net Owned Fund |
NPA |
Non-Performing Asset |
NPL |
Non-Performing Loan |
NR(E)RA |
Non-resident (External) Rupee Account |
NRE |
Non-Resident External |
NREGA |
National Rural Employment Guarantee Act |
NRI |
Non-Resident Indian |
NSE |
National Stock Exchange |
OBS |
Off-balance Sheet |
OBU |
Off-Shore Banking Units |
OECD |
Organisation for Economic Corporation and Development |
OLTAS |
On-line Tax Accounting System |
OMO |
Open Market Operations |
ORFS |
On-line Returns Filing System |
OSMOS |
Off-Site Monitoring and Surveillance System |
OTC |
Over the Counter |
OTS |
One Time Settlement |
PACS |
Primary Agricultural Credit Society |
PAT |
Profit After Tax |
PBT |
Profit Before Tax |
PCARDB |
Primary Cooperative Agriculture and Rural Development Bank |
PCPS |
Perpetual Cumulative Preference Shares |
PD |
Primary Dealer |
PDI |
Perpetual Debt Instruments |
PDO |
Public Debt Office |
PFRDA |
Pension Fund Regulatory and Development Authority |
PKI |
Public Key Infrastructure |
PLR |
Prime Lending Rate |
PNCPS |
Perpetual Non-cumulative Preference Shares |
POS |
Point of Sale |
PPP |
Purchasing Power Parity |
PSB |
Public Sector Bank |
PSE |
Public Sector Enterprise |
PSLC |
Priority Sector Lending Certificate |
PSS |
Payment and Settlement System |
RBS |
Risk-Based Supervision |
RCPS |
Redeemable Cumulative Preference Shares |
RCS |
Registrar of Cooperative Societies |
RIDF |
Rural Infrastructural Development Fund |
RNBC |
Residuary Non-Banking Company |
RNCPS |
Redeemable Non-Cumulative Preference Shares |
RoA |
Return on Assets |
ROC |
Registrar of Companies |
RRB |
Regional Rural Bank |
RTGS |
Real Time Gross Settlement System |
SAA |
Service Area Approach |
SACP |
Special Agricultural Credit Plan |
SAO |
Seasonal Agricultural Operations |
SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBLP |
SHG-Bank Linkage Programme |
SC |
Scheduled Caste |
SCARDB |
State Cooperative Agriculture and Rural Development Bank |
SCB |
Scheduled Commercial Bank |
StCB |
State Cooperative Bank |
SEBI |
Securities and Exchange Board of India |
SEZ |
Special Economic Zones |
SFC |
State Financial Corporation |
SGL |
Subsidiary General Ledger |
SGSY |
Swarn Jayanti Gram Swarojgar Yojna |
SHG |
Self-Help Group |
SHPI |
Self-Help Promoting Institutions |
SIDBI |
Small Industries Development Bank of India |
SIDC |
State Industrial Development Corporation |
SIPS |
Systemically Important Payment System |
SJSRY |
Swarna Jayanti Shahari Rojgar Yojna |
SLBCs |
State Level Bankers’ Committees |
SLR |
Statutory Liquidity Ratio |
SPV |
Special Purpose Vehicle |
SR |
Security Receipt |
SREP |
Supervisory Review and Evaluation Process |
SSI |
Small Scale Industry |
ST |
Scheduled Tribe |
STCCS |
Short-Term Cooperative Credit Structure |
STRIPS |
Separate Trading of Registered Interest and Principal of Securities |
SWIFT |
Society for Worldwide Financial Telecommunication |
TAFCUB |
Task Force for Urban Cooperative Bank |
TFCI |
Tourism Finance Corporation of India |
UCB |
Urban Cooperative Bank |
UTI |
Unit Trust of India |
VaR |
Value at Risk |
VCF |
Venture Capital Fund |
WADR |
Weighted Average Discount Rate |
WCTL |
Working Capital Term Loan |
WEO |
World Economic Outlook |
WPI |
Wholesale Price Index |
YTM |
Yield to Maturity |