Maharashtra - આરબીઆઈ - Reserve Bank of India
Maharashtra
WESTERN REGION |
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STATE : MAHARASHTRA |
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(Amount in ` Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
11,60,959 |
12339,59 |
10920,68 |
8,12,734 |
9009,71 |
7679,17 |
1. Direct Finance |
11,48,197 |
10067,79 |
9018,15 |
8,02,167 |
7660,89 |
6579,56 |
|
2. Indirect Finance |
12,762 |
2271,81 |
1902,52 |
10,567 |
1348,82 |
1099,62 |
|
II. |
INDUSTRY |
26,978 |
20914,24 |
16539,07 |
23,108 |
8262,43 |
6719,99 |
1. Mining & Quarrying |
464 |
101,46 |
61,98 |
482 |
109,83 |
92,32 |
|
2. Food Manufacturing & Processing |
4,714 |
650,37 |
516,08 |
4,010 |
986,89 |
713,98 |
|
(a) Rice Mills, Flour & Dal Mills |
1,155 |
98,77 |
68,49 |
932 |
207,44 |
156,45 |
|
(b) Sugar |
39 |
121,75 |
110,51 |
38 |
188,83 |
179,43 |
|
(c) Edible Oils & Vanaspati |
122 |
18,03 |
14,35 |
250 |
118,05 |
88,99 |
|
(d) Tea Processing |
17 |
53 |
23 |
15 |
2,30 |
1,98 |
|
(e) Processing of Fruits & Vegetables |
189 |
17,51 |
9,65 |
124 |
28,93 |
20,25 |
|
(f) Others |
3,192 |
393,79 |
312,85 |
2,651 |
441,35 |
266,88 |
|
3. Beverage & Tobacco |
80 |
65,86 |
61,58 |
202 |
231,56 |
107,58 |
|
4. Textiles |
1,968 |
1151,90 |
928,54 |
2,012 |
818,48 |
691,25 |
|
(a) Cotton Textiles |
574 |
603,85 |
468,79 |
885 |
693,73 |
586,25 |
|
(b) Jute & Other Natural Fibre Textiles |
58 |
23,05 |
18,50 |
70 |
6,40 |
3,95 |
|
(c) Handloom Textiles & Khadi |
96 |
9,52 |
3,13 |
144 |
5,31 |
4,51 |
|
(d) Other Textiles & Textile Products |
1,240 |
515,48 |
438,12 |
913 |
113,04 |
96,54 |
|
5. Paper, Paper Products & Printing |
459 |
337,83 |
184,03 |
774 |
139,41 |
120,06 |
|
6. Woods and Wood Products |
1,321 |
12,52 |
10,06 |
667 |
15,16 |
11,51 |
|
7. Leather & Leather Products |
581 |
16,14 |
11,38 |
593 |
13,42 |
10,70 |
|
8. Gems and Jewellery |
597 |
42,90 |
42,43 |
318 |
14,03 |
12,30 |
|
9. Rubber & Plastic Products |
356 |
148,77 |
110,27 |
552 |
100,47 |
60,00 |
|
10. Chemicals & Chemical Products |
602 |
294,08 |
205,05 |
786 |
278,18 |
204,28 |
|
(a) Heavy Industrial Chemicals |
63 |
43,68 |
38,90 |
108 |
102,19 |
59,28 |
|
(b) Fertilisers |
43 |
8,75 |
3,87 |
25 |
1,75 |
1,33 |
|
(c) Drugs & Pharmaceuticals |
90 |
61,54 |
50,71 |
104 |
41,86 |
41,59 |
|
(d) Non-Edible Oils |
20 |
6,39 |
5,31 |
62 |
36,62 |
21,58 |
|
(e) Other Chemicals & Chemical Products |
386 |
173,71 |
106,26 |
487 |
95,76 |
80,51 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
28 |
391,67 |
311,52 |
41 |
221,20 |
163,14 |
|
12. Manufacture of Cement & Cement Products |
359 |
44,29 |
14,87 |
458 |
23,25 |
18,08 |
|
13. Basic Metals & Metal Products |
1,371 |
6754,54 |
5155,18 |
1,401 |
1751,63 |
1370,15 |
|
(a) Iron & Steel |
202 |
4822,94 |
3566,13 |
219 |
1611,31 |
1260,15 |
|
(b) Non-Ferrous Metals |
97 |
1153,86 |
956,16 |
111 |
38,35 |
27,44 |
|
(c) Metal Products |
1,072 |
777,74 |
632,89 |
1,071 |
101,97 |
82,56 |
|
14. Engineering |
1,627 |
2187,67 |
1480,34 |
1,902 |
346,37 |
274,51 |
|
(a) Heavy Engineering |
194 |
397,05 |
260,71 |
217 |
66,92 |
56,54 |
|
(b) Light Engineering |
1,023 |
1179,18 |
659,25 |
1,197 |
158,94 |
115,35 |
|
(c) Electrical Machinery & Goods |
303 |
115,03 |
90,63 |
362 |
99,96 |
86,70 |
|
(d) Electronic Machinery & Goods |
107 |
496,40 |
469,74 |
126 |
20,56 |
15,93 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
611 |
196,23 |
108,39 |
382 |
187,47 |
173,23 |
|
16. Other Industries |
7,325 |
421,34 |
332,81 |
5,971 |
260,44 |
171,44 |
|
17. Electricity, Gas & Water |
82 |
3962,78 |
3648,67 |
92 |
2027,02 |
2002,47 |
|
(a) Electricity Generation & Transmission |
34 |
3617,64 |
3307,54 |
20 |
1950,55 |
1928,58 |
|
(b) Non-Conventional Energy |
17 |
50,56 |
47,23 |
24 |
68,82 |
67,75 |
|
(c) Gas, Steam & Water Supply |
31 |
294,59 |
293,90 |
48 |
7,65 |
6,14 |
|
18. Construction |
4,433 |
4133,89 |
3355,87 |
2,465 |
737,63 |
522,99 |
|
(a) Other than Infrastructure |
2,891 |
920,29 |
589,12 |
1,593 |
262,69 |
193,47 |
|
(b) Infrastructure Construction |
1,542 |
3213,60 |
2766,75 |
872 |
474,94 |
329,51 |
|
III. |
TRANSPORT OPERATORS |
16,159 |
1563,97 |
1222,72 |
7,813 |
288,11 |
194,03 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
53,001 |
3471,85 |
2925,71 |
41,147 |
1537,17 |
1210,20 |
|
1. Professional Services |
14,596 |
372,34 |
287,06 |
9,778 |
219,75 |
194,38 |
|
2. Tourism, Hotel & Restaurants |
3,725 |
150,89 |
131,53 |
3,225 |
236,65 |
185,70 |
|
3. Recreation services |
471 |
39,61 |
26,26 |
477 |
15,23 |
12,99 |
|
4. IT and Telecommunications |
82 |
69,44 |
50,06 |
159 |
22,09 |
16,47 |
|
5. Others |
34,127 |
2839,58 |
2430,79 |
27,508 |
1043,45 |
800,67 |
V. |
PERSONAL LOANS |
3,49,695 |
7696,01 |
5983,44 |
4,51,961 |
9074,88 |
7158,76 |
1. Housing |
94,962 |
3377,72 |
2803,28 |
1,30,901 |
5285,97 |
4348,04 |
|
2. Consumer Durables |
15,200 |
106,39 |
85,06 |
15,377 |
110,08 |
87,04 |
|
3. Vehicles |
46,908 |
1183,12 |
765,57 |
42,719 |
884,20 |
659,76 |
|
4. Education |
33,517 |
899,07 |
731,39 |
35,993 |
808,08 |
601,73 |
|
5. Personal Credit Cards |
16,085 |
71,80 |
47,79 |
13,354 |
61,78 |
40,27 |
|
6. Others |
1,43,023 |
2057,91 |
1550,35 |
2,13,617 |
1924,76 |
1421,92 |
|
VI. |
TRADE |
1,09,149 |
4491,64 |
4002,32 |
1,13,474 |
4170,00 |
3676,69 |
1. Wholesale Trade |
3,844 |
2897,07 |
2802,71 |
2,566 |
2381,61 |
2278,72 |
|
2. Retail Trade |
1,05,305 |
1594,56 |
1199,61 |
1,10,908 |
1788,39 |
1397,97 |
|
VII. |
FINANCE |
9,917 |
1612,50 |
1087,39 |
6,581 |
295,52 |
166,26 |
VIII. |
ALL OTHERS |
29,027 |
361,18 |
294,87 |
46,721 |
282,92 |
228,70 |
|
TOTAL BANK CREDIT |
17,54,885 |
52450,97 |
42976,21 |
15,03,539 |
32920,75 |
27033,80 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED |
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WESTERN REGION |
|||||||
STATE : MAHARASHTRA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
1,63,178 |
4919,11 |
4107,84 |
2,26,261 |
20432,16 |
12635,53 |
1. Direct Finance |
1,59,436 |
3466,03 |
2937,50 |
2,20,457 |
14018,16 |
7734,15 |
|
2. Indirect Finance |
3,742 |
1453,08 |
1170,34 |
5,804 |
6413,99 |
4901,37 |
|
II. |
INDUSTRY |
27,621 |
14811,95 |
10485,23 |
4,08,301 |
614674,45 |
379743,87 |
1. Mining & Quarrying |
282 |
103,91 |
75,22 |
1,116 |
17042,17 |
12505,52 |
|
2. Food Manufacturing & Processing |
2,800 |
1947,10 |
1533,11 |
16,434 |
10764,18 |
6238,86 |
|
(a) Rice Mills, Flour & Dal Mills |
644 |
360,25 |
283,69 |
524 |
606,41 |
392,68 |
|
(b) Sugar |
60 |
423,25 |
387,11 |
114 |
1959,94 |
1742,35 |
|
(c) Edible Oils & Vanaspati |
329 |
477,43 |
370,84 |
2,614 |
3085,58 |
1153,85 |
|
(d) Tea Processing |
38 |
30,54 |
21,81 |
353 |
459,80 |
333,82 |
|
(e) Processing of Fruits & Vegetables |
92 |
94,00 |
55,57 |
123 |
496,18 |
369,54 |
|
(f) Others |
1,637 |
561,63 |
414,09 |
12,706 |
4156,27 |
2246,62 |
|
3. Beverage & Tobacco |
150 |
234,03 |
122,74 |
379 |
1915,40 |
1597,07 |
|
4. Textiles |
5,314 |
2183,30 |
1779,32 |
43,867 |
51053,80 |
33913,33 |
|
(a) Cotton Textiles |
3,418 |
1609,28 |
1318,01 |
18,091 |
23303,30 |
15083,13 |
|
(b) Jute & Other Natural Fibre Textiles |
104 |
23,38 |
11,95 |
220 |
499,04 |
106,97 |
|
(c) Handloom Textiles & Khadi |
203 |
26,50 |
22,46 |
1,478 |
788,67 |
586,31 |
|
(d) Other Textiles & Textile Products |
1,589 |
524,13 |
426,89 |
24,078 |
26462,80 |
18136,92 |
|
5. Paper, Paper Products & Printing |
982 |
259,40 |
157,40 |
7,425 |
7861,16 |
5582,89 |
|
6. Woods and Wood Products |
424 |
43,06 |
31,28 |
1,034 |
776,20 |
488,79 |
|
7. Leather & Leather Products |
330 |
9,48 |
7,92 |
1,259 |
723,44 |
452,72 |
|
8. Gems and Jewellery |
188 |
311,09 |
277,41 |
33,275 |
40319,87 |
17243,29 |
|
9. Rubber & Plastic Products |
970 |
418,22 |
320,24 |
5,344 |
9696,90 |
5406,50 |
|
10. Chemicals & Chemical Products |
1,203 |
1467,85 |
1046,54 |
27,747 |
53445,68 |
26870,47 |
|
(a) Heavy Industrial Chemicals |
191 |
142,02 |
102,49 |
2,140 |
9844,34 |
4325,77 |
|
(b) Fertilisers |
59 |
74,46 |
44,96 |
263 |
2117,09 |
1485,44 |
|
(c) Drugs & Pharmaceuticals |
256 |
842,53 |
596,57 |
11,597 |
24901,87 |
12577,65 |
|
(d) Non-Edible Oils |
72 |
77,33 |
60,25 |
70 |
467,81 |
322,34 |
|
(e) Other Chemicals & Chemical Products |
625 |
331,51 |
242,27 |
13,677 |
16114,57 |
8159,29 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
54 |
15,33 |
12,14 |
638 |
61051,38 |
40856,16 |
|
12. Manufacture of Cement & Cement Products |
303 |
83,65 |
69,70 |
2,598 |
5683,18 |
3565,06 |
|
13. Basic Metals & Metal Products |
3,269 |
1884,65 |
1163,06 |
22,284 |
96731,68 |
52296,98 |
|
(a) Iron & Steel |
627 |
1037,11 |
561,70 |
2,798 |
57219,83 |
34818,21 |
|
(b) Non-Ferrous Metals |
194 |
191,30 |
126,20 |
1,219 |
16064,79 |
8351,85 |
|
(c) Metal Products |
2,448 |
656,24 |
475,16 |
18,267 |
23447,06 |
9126,92 |
|
14. Engineering |
3,168 |
1728,41 |
1249,68 |
48,709 |
45221,38 |
27268,01 |
|
(a) Heavy Engineering |
359 |
388,76 |
293,74 |
1,755 |
6976,44 |
4567,87 |
|
(b) Light Engineering |
2,076 |
868,10 |
578,03 |
25,907 |
17046,38 |
9834,10 |
|
(c) Electrical Machinery & Goods |
529 |
278,82 |
207,41 |
6,896 |
10510,52 |
5196,98 |
|
(d) Electronic Machinery & Goods |
204 |
192,74 |
170,50 |
14,151 |
10688,04 |
7669,05 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
594 |
806,74 |
606,37 |
9,551 |
38286,64 |
27314,86 |
|
16. Other Industries |
4,331 |
1302,83 |
485,03 |
1,45,187 |
19442,18 |
8791,61 |
|
17. Electricity, Gas & Water |
118 |
299,27 |
246,61 |
805 |
29349,75 |
19131,16 |
|
(a) Electricity Generation & Transmission |
46 |
227,94 |
184,92 |
441 |
27194,13 |
18084,20 |
|
(b) Non-Conventional Energy |
30 |
47,47 |
43,75 |
117 |
872,31 |
541,85 |
|
(c) Gas, Steam & Water Supply |
42 |
23,86 |
17,94 |
247 |
1283,31 |
505,11 |
|
18. Construction |
3,141 |
1713,62 |
1301,47 |
40,649 |
125309,50 |
90220,58 |
|
(a) Other than Infrastructure |
1,937 |
839,50 |
667,67 |
7,106 |
24286,94 |
17838,73 |
|
(b) Infrastructure Construction |
1,204 |
874,12 |
633,80 |
33,543 |
101022,55 |
72381,86 |
|
III. |
TRANSPORT OPERATORS |
9,326 |
582,99 |
388,85 |
1,06,870 |
49989,76 |
40772,84 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
33,563 |
2535,26 |
1889,73 |
20,23,888 |
134851,11 |
90927,28 |
|
1. Professional Services |
7,036 |
353,62 |
290,66 |
84,837 |
11620,36 |
9469,17 |
|
2. Tourism, Hotel & Restaurants |
1,881 |
175,91 |
137,21 |
12,622 |
7781,59 |
5242,71 |
|
3. Recreation services |
315 |
19,70 |
14,60 |
1,361 |
6514,68 |
5002,93 |
|
4. IT and Telecommunications |
169 |
16,69 |
12,47 |
1,169 |
30527,62 |
22578,09 |
|
5. Others |
24,162 |
1969,34 |
1434,79 |
19,23,899 |
78406,86 |
48634,36 |
V. |
PERSONAL LOANS |
5,52,553 |
15029,09 |
11739,33 |
150,61,112 |
126300,05 |
71422,77 |
1. Housing |
1,74,340 |
10401,94 |
8535,96 |
5,61,147 |
57090,20 |
45751,63 |
|
2. Consumer Durables |
13,400 |
99,35 |
78,23 |
19,420 |
171,50 |
122,96 |
|
3. Vehicles |
1,26,431 |
1321,04 |
871,82 |
3,22,702 |
5845,91 |
3289,36 |
|
4. Education |
29,084 |
687,99 |
528,87 |
1,04,785 |
3181,42 |
2462,11 |
|
5. Personal Credit Cards |
16,233 |
198,50 |
68,35 |
105,25,242 |
39043,35 |
8208,55 |
|
6. Others |
1,93,065 |
2320,28 |
1656,10 |
35,27,816 |
20967,68 |
11588,15 |
|
VI. |
TRADE |
78,781 |
3670,75 |
2726,98 |
2,01,200 |
108637,90 |
65244,88 |
1. Wholesale Trade |
4,076 |
923,10 |
683,37 |
57,426 |
69094,59 |
41770,80 |
|
2. Retail Trade |
74,705 |
2747,65 |
2043,61 |
1,43,774 |
39543,31 |
23474,08 |
|
VII. |
FINANCE |
2,308 |
211,89 |
145,52 |
23,424 |
165205,73 |
133786,58 |
VIII. |
ALL OTHERS |
1,10,946 |
1251,90 |
930,08 |
18,46,245 |
34562,84 |
14214,95 |
|
TOTAL BANK CREDIT |
9,78,276 |
43012,94 |
32413,56 |
198,97,301 |
1254654,01 |
808748,70 |