Meghalaya - આરબીઆઈ - Reserve Bank of India
Meghalaya
NORTH-EASTERN REGION (Contd.) |
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STATE : MEGHALAYA |
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(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
I. |
AGRICULTURE |
17,500 |
104,44 |
83,79 |
3,047 |
113,68 |
60,33 |
- |
- |
- |
|
1. Direct Finance |
17,163 |
72,54 |
57,77 |
2,853 |
25,46 |
19,13 |
- |
- |
- |
|
2. Indirect Finance |
337 |
31,90 |
26,02 |
194 |
88,22 |
41,20 |
- |
- |
- |
II. |
INDUSTRY |
1,797 |
266,78 |
200,43 |
780 |
675,61 |
491,78 |
4 |
70,75 |
31,43 |
|
1. Mining & Quarrying |
180 |
67,46 |
26,02 |
10 |
5,07 |
4,81 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
438 |
18,90 |
15,38 |
157 |
2,66 |
2,26 |
2 |
3,00 |
1,56 |
|
(a) Rice Mills, Flour & Dal Mills |
21 |
7,24 |
5,85 |
1 |
1 |
1 |
2 |
3,00 |
1,56 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
2 |
55 |
51 |
- |
- |
- |
- |
- |
- |
|
(d) Tea Processing |
1 |
1 |
1 |
3 |
18 |
17 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
18 |
1,36 |
97 |
- |
- |
- |
- |
- |
- |
|
(f) Others |
396 |
9,74 |
8,05 |
153 |
2,48 |
2,08 |
- |
- |
- |
|
3. Beverage & Tobacco |
6 |
3,74 |
3,17 |
6 |
1,83 |
1,37 |
- |
- |
- |
|
4. Textiles |
261 |
4,12 |
3,35 |
94 |
9,46 |
7,94 |
- |
- |
- |
|
(a) Cotton Textiles |
20 |
27 |
20 |
32 |
1,97 |
1,85 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
7 |
5 |
3 |
1 |
- |
- |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
109 |
1,51 |
1,22 |
13 |
4 |
3 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
125 |
2,29 |
1,89 |
48 |
7,45 |
6,05 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
32 |
5,41 |
5,10 |
31 |
8,97 |
7,19 |
- |
- |
- |
|
6. Woods and Wood Products |
108 |
1,32 |
1,18 |
26 |
1,99 |
1,56 |
- |
- |
- |
|
7. Leather & Leather Products |
38 |
1,08 |
92 |
10 |
62 |
59 |
- |
- |
- |
|
8. Gems and Jewellery |
- |
- |
- |
4 |
3 |
2 |
- |
- |
- |
|
9. Rubber & Plastic Products |
7 |
19 |
11 |
13 |
10,56 |
9,05 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
21 |
2,54 |
2,36 |
7 |
1,18 |
49 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
1 |
6 |
4 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
1 |
1 |
1 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
1 |
3 |
3 |
- |
- |
- |
- |
- |
- |
|
(d) Non-Edible Oils |
1 |
10 |
- |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
19 |
2,41 |
2,32 |
5 |
1,11 |
45 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
7 |
4,69 |
3,17 |
8 |
12,51 |
12,04 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
22 |
29,24 |
25,41 |
23 |
344,81 |
258,23 |
2 |
67,75 |
29,86 |
|
13. Basic Metals & Metal Products |
39 |
15,48 |
11,73 |
21 |
11,89 |
10,95 |
- |
- |
- |
|
(a) Iron & Steel |
8 |
11,48 |
9,91 |
3 |
7,95 |
7,16 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
1 |
2,40 |
27 |
1 |
3,10 |
3,07 |
- |
- |
- |
|
(c) Metal Products |
30 |
1,60 |
1,55 |
17 |
84 |
72 |
- |
- |
- |
|
14. Engineering |
66 |
2,21 |
1,88 |
70 |
7,23 |
6,10 |
- |
- |
- |
|
(a) Heavy Engineering |
- |
- |
- |
5 |
65 |
58 |
- |
- |
- |
|
(b) Light Engineering |
51 |
1,82 |
1,58 |
50 |
1,76 |
1,62 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
13 |
36 |
28 |
10 |
71 |
46 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
2 |
2 |
2 |
5 |
4,12 |
3,44 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
9 |
39 |
37 |
1 |
9 |
9 |
- |
- |
- |
|
16. Other Industries |
333 |
5,99 |
4,79 |
238 |
13,89 |
12,19 |
- |
- |
- |
|
17. Electricity, Gas & Water |
2 |
6,90 |
4,59 |
17 |
220,04 |
134,43 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
1 |
6,70 |
4,39 |
9 |
219,59 |
134,06 |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
20 |
20 |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
8 |
45 |
38 |
- |
- |
- |
|
18. Construction |
228 |
97,11 |
90,90 |
44 |
22,78 |
22,47 |
- |
- |
- |
|
(a) Other than Infrastructure |
37 |
22,87 |
19,00 |
33 |
13,09 |
12,66 |
- |
- |
- |
|
(b) Infrastructure Construction |
191 |
74,24 |
71,90 |
11 |
9,68 |
9,81 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
818 |
24,22 |
18,24 |
509 |
11,46 |
9,38 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
751 |
28,18 |
21,71 |
950 |
55,74 |
50,48 |
- |
- |
- |
|
1. Professional Services |
18 |
5,39 |
4,85 |
92 |
5,39 |
3,52 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
216 |
6,69 |
4,38 |
67 |
5,06 |
4,52 |
- |
- |
- |
|
3. Recreation services |
15 |
18 |
15 |
4 |
12 |
12 |
- |
- |
- |
|
4. IT and Telecommunications |
8 |
46 |
40 |
16 |
1,80 |
1,67 |
- |
- |
- |
|
5. Others |
494 |
15,46 |
11,93 |
771 |
43,36 |
40,65 |
- |
- |
- |
V. |
PERSONAL LOANS |
49,469 |
781,92 |
595,95 |
9,823 |
170,78 |
145,61 |
- |
- |
- |
|
1. Housing |
4,967 |
185,60 |
147,90 |
1,913 |
70,65 |
63,94 |
- |
- |
- |
|
2. Consumer Durables |
1,023 |
5,00 |
3,53 |
1,280 |
8,17 |
7,60 |
- |
- |
- |
|
3. Vehicles |
2,806 |
64,47 |
48,33 |
726 |
15,94 |
12,71 |
- |
- |
- |
|
4. Education |
453 |
16,47 |
10,14 |
499 |
13,13 |
11,31 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
292 |
1,68 |
1,07 |
- |
- |
- |
|
6. Others |
40,220 |
510,38 |
386,06 |
5,113 |
61,21 |
48,98 |
- |
- |
- |
VI. |
TRADE |
3,518 |
171,74 |
116,01 |
3,303 |
157,75 |
133,59 |
1 |
7 |
4 |
|
1. Wholesale Trade |
99 |
38,19 |
26,42 |
290 |
54,88 |
45,40 |
1 |
7 |
4 |
|
2. Retail Trade |
3,419 |
133,55 |
89,59 |
3,013 |
102,87 |
88,19 |
- |
- |
- |
VII. |
FINANCE |
8 |
59 |
34 |
5 |
2,22 |
12 |
- |
- |
- |
VIII. |
ALL OTHERS |
174 |
1,75 |
1,47 |
674 |
29,05 |
29,35 |
- |
- |
- |
|
TOTAL BANK CREDIT |
74,035 |
1379,62 |
1037,93 |
19,091 |
1216,27 |
920,64 |
5 |
70,82 |
31,47 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING |
||||||||||
STATE : MEGHALAYA |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
10,277 |
26,12 |
22,97 |
17 |
60 |
51 |
30,841 |
244,85 |
167,60 |
|
1. Direct Finance |
10,009 |
24,55 |
21,86 |
17 |
60 |
51 |
30,042 |
123,16 |
99,26 |
|
2. Indirect Finance |
268 |
1,57 |
1,12 |
- |
- |
- |
799 |
121,69 |
68,34 |
II. |
INDUSTRY |
1,032 |
7,36 |
5,74 |
150 |
15,53 |
12,89 |
3,763 |
1036,02 |
742,28 |
|
1. Mining & Quarrying |
8 |
72 |
52 |
2 |
2,50 |
2,51 |
200 |
75,75 |
33,85 |
|
2. Food Manufacturing & Processing |
48 |
98 |
80 |
1 |
1 |
1 |
646 |
25,56 |
20,01 |
|
(a) Rice Mills, Flour & Dal Mills |
7 |
19 |
15 |
- |
- |
- |
31 |
10,44 |
7,57 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
1 |
10 |
5 |
- |
- |
- |
3 |
65 |
55 |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
4 |
19 |
18 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
18 |
1,36 |
97 |
|
(f) Others |
40 |
70 |
61 |
1 |
1 |
1 |
590 |
12,93 |
10,74 |
|
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
12 |
5,56 |
4,54 |
|
4. Textiles |
33 |
4 |
4 |
- |
- |
- |
388 |
13,62 |
11,33 |
|
(a) Cotton Textiles |
- |
- |
- |
- |
- |
- |
52 |
2,24 |
2,06 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
8 |
6 |
4 |
|
(c) Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
122 |
1,55 |
1,26 |
|
(d) Other Textiles & Textile Products |
33 |
4 |
4 |
- |
- |
- |
206 |
9,78 |
7,98 |
|
5. Paper, Paper Products & Printing |
3 |
13 |
11 |
2 |
5 |
3 |
68 |
14,56 |
12,43 |
|
6. Woods and Wood Products |
20 |
12 |
8 |
- |
- |
- |
154 |
3,43 |
2,82 |
|
7. Leather & Leather Products |
1 |
2 |
2 |
- |
- |
- |
49 |
1,72 |
1,53 |
|
8. Gems and Jewellery |
1 |
4 |
2 |
- |
- |
- |
5 |
7 |
5 |
|
9. Rubber & Plastic Products |
- |
- |
- |
- |
- |
- |
20 |
10,75 |
9,16 |
|
10. Chemicals & Chemical Products |
1 |
2 |
- |
- |
- |
- |
29 |
3,74 |
2,86 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
1 |
6 |
4 |
|
(b) Fertilisers |
1 |
2 |
- |
- |
- |
- |
2 |
3 |
1 |
|
(c) Drugs & Pharmaceuticals |
- |
- |
- |
- |
- |
- |
1 |
3 |
3 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
1 |
10 |
- |
|
(e) Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
24 |
3,52 |
2,77 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
15 |
17,20 |
15,21 |
|
12. Manufacture of Cement & Cement Products |
3 |
9 |
8 |
2 |
6,00 |
6,06 |
52 |
447,90 |
319,65 |
|
13. Basic Metals & Metal Products |
1 |
3 |
3 |
- |
- |
- |
61 |
27,40 |
22,71 |
|
(a) Iron & Steel |
- |
- |
- |
- |
- |
- |
11 |
19,43 |
17,07 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
2 |
5,50 |
3,34 |
|
(c) Metal Products |
1 |
3 |
3 |
- |
- |
- |
48 |
2,47 |
2,30 |
|
14. Engineering |
21 |
1,06 |
85 |
27 |
2,93 |
49 |
184 |
13,43 |
9,32 |
|
(a) Heavy Engineering |
14 |
94 |
78 |
- |
- |
- |
19 |
1,59 |
1,37 |
|
(b) Light Engineering |
7 |
12 |
6 |
27 |
2,93 |
49 |
135 |
6,63 |
3,76 |
|
(c) Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
23 |
1,08 |
74 |
|
(d) Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
7 |
4,14 |
3,46 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
4 |
6 |
3 |
- |
- |
- |
14 |
54 |
49 |
|
16. Other Industries |
881 |
3,85 |
3,01 |
8 |
15 |
4 |
1,460 |
23,88 |
20,03 |
|
17. Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
19 |
226,94 |
139,02 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
10 |
226,29 |
138,45 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
1 |
20 |
20 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
8 |
45 |
38 |
|
18. Construction |
7 |
19 |
14 |
108 |
3,89 |
3,75 |
387 |
123,96 |
117,26 |
|
(a) Other than Infrastructure |
5 |
13 |
10 |
30 |
3,31 |
3,17 |
105 |
39,41 |
34,93 |
|
(b) Infrastructure Construction |
2 |
6 |
4 |
78 |
58 |
58 |
282 |
84,56 |
82,33 |
III. |
TRANSPORT OPERATORS |
371 |
10,11 |
7,31 |
88 |
3,25 |
3,23 |
1,786 |
49,05 |
38,14 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
140 |
1,52 |
1,05 |
34 |
2,77 |
1,41 |
1,875 |
88,21 |
74,66 |
|
1. Professional Services |
25 |
7 |
6 |
- |
- |
- |
135 |
10,85 |
8,43 |
|
2. Tourism, Hotel & Restaurants |
26 |
20 |
14 |
1 |
- |
- |
310 |
11,96 |
9,04 |
|
3. Recreation services |
3 |
15 |
11 |
- |
- |
- |
22 |
45 |
39 |
|
4. IT and Telecommunications |
- |
- |
- |
- |
- |
- |
24 |
2,27 |
2,07 |
|
5. Others |
86 |
1,10 |
74 |
33 |
2,77 |
1,41 |
1,384 |
62,69 |
54,73 |
V. |
PERSONAL LOANS |
6,891 |
80,86 |
60,60 |
613 |
18,84 |
11,90 |
66,796 |
1052,40 |
814,06 |
|
1. Housing |
678 |
23,27 |
20,02 |
17 |
1,75 |
1,33 |
7,575 |
281,28 |
233,19 |
|
2. Consumer Durables |
400 |
1,32 |
95 |
3 |
1 |
1 |
2,706 |
14,51 |
12,09 |
|
3. Vehicles |
369 |
7,42 |
5,40 |
267 |
10,94 |
5,56 |
4,168 |
98,77 |
72,00 |
|
4. Education |
14 |
25 |
18 |
2 |
5 |
3 |
968 |
29,90 |
21,65 |
|
5. Personal Credit Cards |
- |
- |
- |
1 |
2 |
- |
293 |
1,70 |
1,07 |
|
6. Others |
5,430 |
48,60 |
34,04 |
323 |
6,05 |
4,97 |
51,086 |
626,24 |
474,05 |
VI. |
TRADE |
2,071 |
18,28 |
13,91 |
97 |
6,55 |
5,93 |
8,990 |
354,39 |
269,48 |
|
1. Wholesale Trade |
60 |
51 |
24 |
31 |
4,27 |
3,99 |
481 |
97,92 |
76,08 |
|
2. Retail Trade |
2,011 |
17,77 |
13,68 |
66 |
2,28 |
1,94 |
8,509 |
256,46 |
193,40 |
VII. |
FINANCE |
376 |
1,39 |
1,04 |
- |
- |
- |
389 |
4,19 |
1,49 |
VIII. |
ALL OTHERS |
338 |
7,79 |
6,54 |
436 |
3,83 |
3,43 |
1,622 |
42,42 |
40,79 |
|
TOTAL BANK CREDIT |
21,496 |
153,43 |
119,16 |
1,435 |
51,38 |
39,31 |
1,16,062 |
2871,52 |
2148,50 |