Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,741

5,04

4,87

176

47

45

-

-

-

1.

Direct Finance

4,674

4,26

4,17

174

46

45

-

-

-

2.

Indirect Finance

67

78

69

2

1

1

-

-

-

II.

INDUSTRY

1,866

9,73

7,97

115

1,10

1,09

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

-

2.

Food Manufacturing and Processing

130

5,91

4,39

6

2

3

-

-

-

(a)

Rice Mills, Flour and Dal Mills

24

10

13

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

1

-

-

1

-

1

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

-

-

-

-

-

-

-

-

(f)

Others

104

5,79

4,25

5

2

2

-

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

-

-

-

4.

Textiles

25

15

14

10

10

11

-

-

-

(a)

Cotton Textiles

3

3

3

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

9

6

5

7

5

5

-

-

-

(d)

Other Textiles

13

7

6

3

6

6

-

-

-

5.

Paper, Paper Products and Printing

16

16

13

6

17

16

-

-

-

6.

Leather and Leather Products

1

1

-

1

1

1

-

-

-

7.

Rubber and Rubber Products

2

2

1

-

-

-

-

-

-

8.

Chemicals and Chemical Products

1

1

1

3

19

11

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

2

18

11

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

1

1

1

1

1

1

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

1

2

1

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

8

7

7

1

1

1

-

-

-

(a)

Iron and Steel

3

4

4

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

5

3

3

1

1

1

-

-

-

12.

Engineering

17

8

8

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

12

5

5

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

3

2

2

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

2

1

1

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

5

13

9

1

3

2

-

-

-

14.

Other Industries

1,655

3,07

2,92

83

48

53

-

-

-

15.

Electricity, Gas & Water

-

-

-

1

1

1

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

1

1

1

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

5

12

12

3

8

10

-

-

-

III.

TRANSPORT OPERATORS

525

3,56

2,63

202

1,90

1,93

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

130

85

93

44

28

23

-

-

-

V.

PERSONAL LOANS

1,407

3,05

2,47

211

1,35

1,16

-

-

-

1.

Loans for Purchase of Consumer Durables

125

19

13

20

3

3

-

-

-

2.

Loans for Housing

33

63

60

31

68

52

-

-

-

3.

Rest of the Personal Loans

1,249

2,24

1,74

160

63

62

-

-

-

V I.

TRADE

1,778

5,18

4,75

687

2,64

2,66

-

-

-

1.

Wholesale Trade

89

17

19

4

6

3

-

-

-

2.

Retail Trade

1,689

5,02

4,56

683

2,58

2,63

-

-

-

VII.

FINANCE

4

60

47

-

-

-

-

-

-

VIII.

ALL OTHERS

470

85

81

23

12

15

-

-

-

TOTAL BANK CREDIT

10,921

28,87

24,90

1,458

7,86

7,68

-

-

-

OF WHICH :

1.

Artisans & Village Industries

330

56

50

4

2

2

-

-

-

2.

Other Small Scale Industries

1,271

2,70

2,79

95

84

84

-

-

-

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

Standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,159

3,19

2,93

-

-

-

10,076

8,70

8,25

1.

Direct Finance

5,159

3,19

2,93

-

-

-

10,007

7,91

7,55

2.

Indirect Finance

-

-

-

-

-

-

69

78

70

II.

INDUSTRY

1,769

1,16

1,00

-

-

-

3,750

11,99

10,06

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

-

2.

Food Manufacturing and Processing

28

2

2

-

-

-

164

5,95

4,45

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

24

10

13

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

2

1

1

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

1

-

-

(f)

Others

28

2

2

-

-

-

137

5,83

4,30

3.

Beverage and Tobacco

-

-

-

-

-

-

-

-

-

4.

Textiles

2

1

1

-

-

-

37

26

25

(a)

Cotton Textiles

-

-

-

-

-

-

3

3

3

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

2

1

1

-

-

-

18

11

11

(d)

Other Textiles

-

-

-

-

-

-

16

13

12

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

22

33

29

6.

Leather and Leather Products

-

-

-

-

-

-

2

1

1

7.

Rubber and Rubber Products

-

-

-

-

-

-

2

2

1

8.

Chemicals and Chemical Products

-

-

-

-

-

-

4

20

13

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

2

18

11

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

2

2

2

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

2

1

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

9

8

8

(a)

Iron and Steel

-

-

-

-

-

-

3

4

4

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

6

3

4

12.

Engineering

-

-

-

-

-

-

17

8

8

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

12

5

5

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

3

2

2

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

2

1

1

13.

Vehicles, Vehicle Parts & Transport Equipments

8

9

5

-

-

-

14

24

16

14.

Other Industries

1,731

1,05

91

-

-

-

3,469

4,60

4,37

15.

Electricity, Gas & Water

-

-

-

-

-

-

1

1

1

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

1

1

1

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

8

20

22

III.

TRANSPORT OPERATORS

165

3,16

2,72

-

-

-

892

8,62

7,29

IV.

PROFESSIONAL AND OTHER SERVICES

219

16

16

-

-

-

393

1,30

1,32

V.

PERSONAL LOANS

454

48

41

-

-

-

2,072

4,89

4,04

1.

Loans for Purchase of Consumer Durables

1

-

-

-

-

-

146

22

16

2.

Loans for Housing

4

3

3

-

-

-

68

1,34

1,15

3.

Rest of the Personal Loans

449

45

37

-

-

-

1,858

3,33

2,73

V I.

TRADE

2,128

1,78

1,83

-

-

-

4,593

9,61

9,24

1.

Wholesale Trade

3

12

8

-

-

-

96

35

30

2.

Retail Trade

2,125

1,66

1,75

-

-

-

4,497

9,26

8,94

VII.

FINANCE

-

-

-

-

-

-

4

60

47

VIII.

ALL OTHERS

31

2

1

-

-

-

524

99

97

TOTAL BANK CREDIT

9,925

9,97

9,07

-

-

-

22,304

46,70

41,65

OF WHICH :

1.

Artisans & Village Industries

1,146

71

70

-

-

-

1,480

1,28

1,22

2.

Other Small Scale Industries

519

33

21

-

-

-

1,885

3,88

3,85