NORTH–EASTERN REGION (Contd.)

STATE : NAGALAND

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

18,803

90,44

81,26

4,316

96,01

88,37

-

-

-

1. Direct Finance

18,544

78,12

70,64

4,241

89,86

82,85

-

-

-

2. Indirect Finance

259

12,32

10,62

75

6,15

5,52

-

-

-

II.

INDUSTRY

2,460

48,05

43,94

1,072

376,29

316,02

-

-

-

1. Mining & Quarrying

8

46

35

9

1,86

1,89

-

-

-

2. Food Manufacturing & Processing

524

14,92

12,65

52

5,82

5,38

-

-

-

(a) Rice Mills, Flour & Dal Mills

23

1,59

1,40

16

1,33

1,00

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

1

42

42

1

8

5

-

-

-

(d) Tea Processing

1

9

6

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

13

90

36

1

71

71

-

-

-

(f) Others

486

11,93

10,40

34

3,70

3,63

-

-

-

3. Beverage & Tobacco

5

56

40

4

26

25

-

-

-

4. Textiles

860

10,88

11,16

331

160,77

140,23

-

-

-

(a) Cotton Textiles

54

77

79

49

7,41

6,83

-

-

-

(b) Jute & Other Natural Fibre Textiles

1

2

2

6

15,42

10,21

-

-

-

(c) Handloom Textiles & Khadi

406

5,54

5,75

170

4,48

4,12

-

-

-

(d) Other Textiles & Textile Products

399

4,56

4,60

106

133,46

119,07

-

-

-

5. Paper, Paper Products & Printing

39

1,33

1,28

17

3,91

3,31

-

-

-

6. Woods and Wood Products

210

2,90

2,72

29

83

81

-

-

-

7. Leather & Leather Products

7

7

3

2

8

7

-

-

-

8. Gems and Jewellery

-

-

-

3

5

5

-

-

-

9. Rubber & Plastic Products

7

11

10

7

2,68

2,07

-

-

-

10. Chemicals & Chemical Products

4

9

6

10

1,10

80

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

-

-

3

46

43

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

3

9

6

7

64

37

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

1

9

3

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

7

61

42

3

8,05

8,05

-

-

-

13. Basic Metals & Metal Products

79

1,75

1,73

45

12,26

12,17

-

-

-

(a) Iron & Steel

4

14

12

2

9,09

8,99

-

-

-

(b) Non-Ferrous Metals

1

4

3

4

55

55

-

-

-

(c) Metal Products

74

1,58

1,58

39

2,62

2,63

-

-

-

14. Engineering

253

2,54

2,62

99

2,89

2,73

-

-

-

(a) Heavy Engineering

1

4

2

-

-

-

-

-

-

(b) Light Engineering

243

2,30

2,44

90

2,60

2,51

-

-

-

(c) Electrical Machinery & Goods

7

14

11

5

11

10

-

-

-

(d) Electronic Machinery & Goods

2

6

4

4

18

11

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

8

15

15

55

130,42

99,98

-

-

-

16. Other Industries

426

7,16

6,61

270

18,36

14,47

-

-

-

17. Electricity, Gas & Water

-

-

-

2

65

20

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

2

65

20

-

-

-

18. Construction

22

4,42

3,63

134

26,31

23,55

-

-

-

(a) Other than Infrastructure

15

3,98

3,47

35

20,87

19,59

-

-

-

(b) Infrastructure Construction

7

44

17

99

5,44

3,96

-

-

-

III.

TRANSPORT OPERATORS

690

12,83

10,39

303

7,16

6,06

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

545

18,15

11,84

816

58,85

55,76

-

-

-

1. Professional Services

9

2,36

1,61

289

6,39

5,98

-

-

-

2. Tourism, Hotel & Restaurants

87

2,16

1,63

75

3,00

2,95

-

-

-

3. Recreation services

20

38

35

25

1,09

1,02

-

-

-

4. IT and Telecommunications

14

75

71

11

4,76

4,40

-

-

-

5. Others

415

12,51

7,54

416

43,62

41,42

-

-

-

V.

PERSONAL LOANS

58,440

953,53

739,39

4,782

132,81

115,93

-

-

-

1. Housing

2,605

114,77

98,24

867

60,25

52,69

-

-

-

2. Consumer Durables

1,885

11,18

8,06

587

4,73

3,36

-

-

-

3. Vehicles

1,772

46,92

32,26

350

7,82

6,90

-

-

-

4. Education

204

6,82

5,52

134

4,65

3,64

-

-

-

5. Personal Credit Cards

-

-

-

112

1,55

33

-

-

-

6. Others

51,974

773,83

595,31

2,732

53,82

49,00

-

-

-

VI.

TRADE

2,385

70,08

64,38

1,557

106,19

82,13

-

-

-

1. Wholesale Trade

22

3,94

3,89

59

11,17

7,76

-

-

-

2. Retail Trade

2,363

66,14

60,49

1,498

95,02

74,38

-

-

-

VII.

FINANCE

2

7

4

14

42

32

-

-

-

VIII.

ALL OTHERS

93

1,06

66

515

16,38

12,16

-

-

-

TOTAL BANK CREDIT

83,418

1194,21

951,92

13,375

794,12

676,76

-

-

-

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

NORTH-EASTERN REGION

STATE : NAGALAND

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,384

3,12

2,17

151

43

46

24,654

190,00

172,27

1. Direct Finance

1,381

3,04

2,08

150

42

45

24,316

171,44

156,03

2. Indirect Finance

3

8

9

1

1

1

338

18,56

16,24

II.

INDUSTRY

19

43

36

50

30,02

19,32

3,601

454,79

379,64

1. Mining & Quarrying

1

6

6

1

40

5

19

2,78

2,35

2. Food Manufacturing & Processing

-

-

-

2

22

12

578

20,96

18,15

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

39

2,92

2,40

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

1

7

6

3

57

54

(d) Tea Processing

-

-

-

-

-

-

1

9

6

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

14

1,61

1,07

(f) Others

-

-

-

1

15

6

521

15,78

14,08

3. Beverage & Tobacco

-

-

-

-

-

-

9

82

65

4. Textiles

10

9

9

12

12

11

1,213

171,86

151,60

(a) Cotton Textiles

-

-

-

1

-

-

104

8,18

7,63

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

7

15,43

10,23

(c) Handloom Textiles & Khadi

9

1

2

4

5

5

589

10,07

9,93

(d) Other Textiles & Textile Products

1

8

8

7

6

6

513

138,16

123,81

5. Paper, Paper Products & Printing

-

-

-

-

-

-

56

5,24

4,59

6. Woods and Wood Products

1

8

8

7

24

24

247

4,06

3,86

7. Leather & Leather Products

-

-

-

-

-

-

9

14

10

8. Gems and Jewellery

-

-

-

-

-

-

3

5

5

9. Rubber & Plastic Products

1

5

3

1

-

-

16

2,84

2,20

10. Chemicals & Chemical Products

-

-

-

-

-

-

14

1,19

86

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

4

46

43

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

10

73

43

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

9

3

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

10

8,66

8,47

13. Basic Metals & Metal Products

-

-

-

4

1,26

1,26

128

15,28

15,15

(a) Iron & Steel

-

-

-

-

-

-

6

9,24

9,12

(b) Non-Ferrous Metals

-

-

-

-

-

-

5

58

57

(c) Metal Products

-

-

-

4

1,26

1,26

117

5,46

5,46

14. Engineering

-

-

-

-

-

-

352

5,43

5,35

(a) Heavy Engineering

-

-

-

-

-

-

1

4

2

(b) Light Engineering

-

-

-

-

-

-

333

4,91

4,95

(c) Electrical Machinery & Goods

-

-

-

-

-

-

12

24

22

(d) Electronic Machinery & Goods

-

-

-

-

-

-

6

24

16

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

63

130,57

100,14

16. Other Industries

6

15

9

3

2

2

705

25,70

21,20

17. Electricity, Gas & Water

-

-

-

-

-

-

2

65

20

(a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

2

65

20

18. Construction

-

-

-

20

27,76

17,52

176

58,49

44,70

(a) Other than Infrastructure

-

-

-

10

16,56

10,83

60

41,41

33,88

(b) Infrastructure Construction

-

-

-

10

11,20

6,69

116

17,09

10,82

III.

TRANSPORT OPERATORS

10

55

49

9

1,65

1,34

1,012

22,20

18,28

IV.

PROFESSIONAL AND OTHER SERVICES

14

38

37

38

4,50

2,49

1,413

81,89

70,47

1. Professional Services

4

25

25

1

7

2

303

9,07

7,85

2. Tourism, Hotel & Restaurants

-

-

-

2

7

7

164

5,23

4,65

3. Recreation services

-

-

-

-

-

-

45

1,46

1,36

4. IT and Telecommunications

-

-

-

-

-

-

25

5,51

5,12

5. Others

10

13

13

35

4,36

2,40

876

60,62

51,49

V.

PERSONAL LOANS

1,576

6,18

4,63

317

8,13

5,98

65,115

1100,65

865,93

1. Housing

27

66

54

8

69

56

3,507

176,38

152,04

2. Consumer Durables

737

1,25

1,06

27

37

29

3,236

17,53

12,77

3. Vehicles

17

42

27

27

63

42

2,166

55,79

39,85

4. Education

-

-

-

-

-

-

338

11,47

9,16

5. Personal Credit Cards

-

-

-

16

72

5

128

2,27

38

6. Others

795

3,86

2,76

239

5,71

4,67

55,740

837,21

651,73

VI.

TRADE

51

63

43

92

13,71

12,28

4,085

190,61

159,22

1. Wholesale Trade

-

-

-

11

6,34

5,42

92

21,45

17,07

2. Retail Trade

51

63

43

81

7,38

6,87

3,993

169,16

142,16

VII.

FINANCE

3

4

3

-

-

-

19

53

39

VIII.

ALL OTHERS

106

80

55

494

5,32

3,39

1,208

23,56

16,77

TOTAL BANK CREDIT

3,163

12,14

9,02

1,151

63,75

45,27

1,01,107

2064,21

1682,98