Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

3,60,291

1122,62

923,87

1,87,018

729,31

601,56

1.

Direct Finance

3,56,343

1055,88

876,15

1,84,195

613,37

515,18

2.

Indirect Finance

3,948

66,74

47,72

2,823

115,94

86,37

II.

INDUSTRY

35,090

398,71

324,81

27,887

888,77

752,69

1.

Mining & Quarrying

28

1,12

65

75

5,37

3,69

2.

Food Manufacturing and Processing

1,031

74,62

62,89

1,877

220,74

165,68

(a)

Rice Mills, Flour and Dal Mills

551

40,59

29,04

1,217

136,50

92,76

(b)

Sugar

3

7,00

7,56

12

22,19

21,34

(c)

Edible Oils and Vanaspati

55

4,08

3,46

253

24,33

16,39

(d)

Tea Processing

1

69

79

1

6

6

(e)

Processing of Fruits & Vegetables

5

35

28

13

1,20

2,18

(f)

Others

416

21,90

21,76

381

36,46

32,95

3.

Beverage and Tobacco

27

17,89

10,59

40

3,44

1,71

4.

Textiles

425

100,99

81,91

648

140,00

122,65

(a)

Cotton Textiles

162

72,01

60,73

279

73,49

58,69

(b)

Jute Textiles

3

2

1

5

4

6

(c)

Handloom Textiles & Khadi

42

20

15

62

2,97

2,55

(d)

Other Textiles

218

28,76

21,03

302

63,50

61,35

5.

Paper, Paper Products and Printing

102

4,06

4,30

269

10,49

9,63

6.

Leather and Leather Products

44

53

53

136

2,51

2,39

7.

Rubber and Rubber Products

76

1,44

1,36

269

5,98

5,34

8.

Chemicals and Chemical Products

240

45,88

36,32

701

77,68

68,24

(a)

Heavy Industrial Chemicals

32

10,38

6,52

17

13,76

8,05

(b)

Fertilizers

12

1,57

1,32

52

22,99

22,94

(c)

Drugs and Pharmaceuticals

39

27,85

23,65

72

21,05

18,44

(d)

Non-Edible Oils

8

38

32

23

5,37

4,17

(e)

Other Chemicals & Chemical Products

149

5,70

4,51

537

14,50

14,65

9.

Petroleum, Coal Products & Nuclear Fuels

27

49

42

120

3,32

3,71

10.

Manufacture of Cement & Cement Products

24

1,13

94

45

2,01

2,85

11.

Basic Metals & Metal Products

563

26,71

21,73

2,418

188,20

167,45

(a)

Iron and Steel

226

17,19

12,65

1,754

151,01

133,71

(b)

Non-Ferrous Metals

24

45

35

31

1,59

1,27

(c)

Other Metal Products

313

9,07

8,74

633

35,60

32,47

12.

Engineering

839

42,78

34,36

2,202

74,52

60,65

(a)

Heavy Engineering

103

3,68

3,33

262

13,80

13,50

(b)

Light Engineering

535

7,15

6,85

1,518

40,91

28,92

(c)

Electrical Machinery & Goods

117

2,74

2,64

279

16,49

16,03

(d)

Electronic Machinery & Goods

84

29,21

21,54

143

3,32

2,21

13.

Vehicles, Vehicle Parts & Transport

Equipments

344

28,57

22,95

632

52,23

49,88

14.

Other Industries

31,239

50,23

44,11

18,330

97,68

84,42

15.

Electricity, Gas & Water

49

1,53

1,19

66

3,18

3,05

(a)

Electricity Generation & Transmission

41

1,01

74

56

2,33

2,26

(b)

Non-Conventional Energy

-

-

-

1

2

4

(c)

Gas, Steam & Water Supply

8

52

45

9

82

76

16.

Construction

32

75

56

59

1,42

1,34

III.

TRANSPORT OPERATORS

19,824

59,09

46,27

10,804

62,56

48,16

IV.

PROFESSIONAL AND OTHER SERVICES

10,093

28,47

21,39

10,146

46,24

34,54

V.

PERSONAL LOANS

65,697

270,58

230,59

71,619

338,91

291,29

1.

Loans for Purchase of Consumer Durables

1,315

2,70

2,23

2,432

5,40

4,51

2.

Loans for Housing

10,939

110,96

86,77

14,450

143,87

117,63

3.

Rest of the Personal Loans

53,443

156,91

141,59

54,737

189,63

169,15

VI.

TRADE

75,713

1019,54

1007,91

63,774

313,44

251,93

1.

Wholesale Trade

2,583

922,21

925,78

3,629

114,58

88,13

2.

Retail Trade

73,130

97,33

82,13

60,145

198,87

163,81

VII.

FINANCE

44

10,96

10,90

144

4,48

2,89

VIII.

ALL OTHERS

31,077

57,82

50,50

39,070

113,10

106,48

TOTAL BANK CREDIT

5,97,829

2967,80

2616,24

4,10,462

2496,81

2089,53

OF WHICH :

1. Artisans & Village Industries

20,664

17,48

14,65

7,418

19,91

18,68

2. Other Small Scale Industries

10,971

101,05

87,00

15,620

386,51

326,33

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

38,044

145,72

127,89

3,254

19,05

16,89

1.

Direct Finance

36,995

108,61

98,36

3,217

18,43

16,48

2.

Indirect Finance

1,049

37,10

29,53

37

62

41

II.

INDUSTRY

31,064

1346,59

1125,73

23,063

1574,43

1344,66

1.

Mining & Quarrying

35

3,60

94

16

61

55

2.

Food Manufacturing and Processing

912

275,09

229,58

202

80,62

62,09

(a)

Rice Mills, Flour and Dal Mills

410

215,11

182,25

48

11,32

10,73

(b)

Sugar

11

8,70

8,45

2

29,79

12,62

(c)

Edible Oils and Vanaspati

112

20,11

15,51

37

32,17

31,89

(d)

Tea Processing

6

21

18

-

-

-

(e)

Processing of Fruits & Vegetables

25

2,26

2,22

5

20

18

(f)

Others

348

28,69

20,97

110

7,14

6,67

3.

Beverage and Tobacco

46

21,65

20,04

28

10,78

11,04

4.

Textiles

3,094

295,70

264,33

6,409

781,66

666,47

(a)

Cotton Textiles

727

136,94

130,95

569

71,11

62,26

(b)

Jute Textiles

19

8,78

9,39

6

31

29

(c)

Handloom Textiles & Khadi

143

5,09

4,29

108

107,38

92,88

(d)

Other Textiles

2,205

144,89

119,70

5,726

602,86

511,04

5.

Paper, Paper Products and Printing

661

52,24

47,55

293

32,85

24,84

6.

Leather and Leather Products

326

45,75

33,96

114

4,06

3,33

7.

Rubber and Rubber Products

912

59,40

47,35

102

44,09

42,70

8.

Chemicals and Chemical Products

911

75,06

43,67

391

22,91

22,30

(a)

Heavy Industrial Chemicals

77

3,32

2,80

17

59

57

(b)

Fertilizers

22

2,37

2,38

45

86

76

(c)

Drugs and Pharmaceuticals

167

43,71

17,02

28

95

82

(d)

Non-Edible Oils

10

74

79

15

4,77

5,18

(e)

Other Chemicals & Chemical Products

635

24,92

20,68

286

15,75

14,97

9.

Petroleum, Coal Products & Nuclear Fuels

37

1,73

1,77

43

9,45

9,36

10.

Manufacture of Cement & Cement Products

24

1,00

1,04

3

15

13

11.

Basic Metals & Metal Products

4,558

239,52

201,24

1,346

127,84

108,60

(a)

Iron and Steel

1,369

57,61

51,57

726

99,71

83,50

(b)

Non-Ferrous Metals

97

2,54

2,25

19

2,52

2,68

(c)

Other Metal Products

3,092

179,37

147,42

601

25,61

22,42

12.

Engineering

2,271

60,72

57,11

1,755

127,90

107,05

(a)

Heavy Engineering

273

11,92

10,75

260

11,70

12,72

(b)

Light Engineering

1,407

29,64

25,71

1,304

58,65

52,00

(c)

Electrical Machinery & Goods

439

15,48

14,31

156

56,10

41,12

(d)

Electronic Machinery & Goods

152

3,68

6,34

35

1,45

1,21

13.

Vehicles, Vehicle Parts & Transport

Equipments

470

18,20

16,17

3,683

232,83

202,68

14.

Other Industries

16,639

182,10

155,78

8,631

96,12

81,18

15.

Electricity, Gas & Water

84

11,43

2,51

29

92

53

(a)

Electricity Generation & Transmission

77

11,31

2,36

27

90

51

(b)

Non-Conventional Energy

2

5

9

-

-

-

(c)

Gas, Steam & Water Supply

5

7

5

2

2

2

16.

Construction

84

3,44

2,69

18

1,64

1,80

III.

TRANSPORT OPERATORS

4,964

52,33

42,68

1,182

7,69

6,26

IV.

PROFESSIONAL AND OTHER SERVICES

9,467

71,89

55,64

3,204

294,66

274,15

V.

PERSONAL LOANS

75,318

340,34

297,29

27,589

142,78

131,35

1.

Loans for Purchase of Consumer Durables

2,799

6,08

5,22

539

1,96

1,74

2.

Loans for Housing

12,136

138,12

118,92

3,866

57,29

55,04

3.

Rest of the Personal Loans

60,383

196,13

173,15

23,184

83,53

74,57

V I.

TRADE

43,873

332,24

286,46

9,612

140,44

115,38

1.

Wholesale Trade

4,518

182,15

152,36

1,598

92,03

75,42

2.

Retail Trade

39,355

150,09

134,10

8,014

48,41

39,96

VII.

FINANCE

130

12,47

9,21

31

1,59

1,09

VIII.

ALL OTHERS

46,111

158,26

145,08

22,240

107,29

92,60

TOTAL BANK CREDIT

2,48,971

2459,83

2089,98

90,175

2287,93

1982,40

OF WHICH :

1. Artisans & Village Industries

2,221

9,98

8,74

544

12,12

10,46

2. Other Small Scale Industries

22,742

577,93

477,04

17,946

775,62

649,09