Punjab - આરબીઆઈ - Reserve Bank of India
Punjab
NORTHERN REGION |
||||||||
STATE : |
PUNJAB |
(Amount in Rupees Lakh) |
||||||
RURAL |
SEMI-URBAN |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|||
I. |
AGRICULTURE |
3,70,087 |
3125,64 |
2534,02 |
1,79,681 |
1828,55 |
1522,72 |
|
1. |
Direct Finance |
3,64,853 |
2995,20 |
2421,77 |
1,74,304 |
1550,93 |
1304,71 |
|
2. |
Indirect Finance |
5,234 |
130,45 |
112,25 |
5,377 |
277,62 |
218,02 |
|
II. |
INDUSTRY |
26,718 |
640,00 |
515,94 |
24,342 |
1830,25 |
1461,89 |
|
1. |
Mining & Quarrying |
198 |
9,49 |
8,58 |
175 |
22,75 |
20,59 |
|
2. |
Food Manufacturing & Processing |
1,717 |
166,92 |
124,53 |
3,525 |
661,98 |
513,78 |
|
(a) Rice Mills, Flour & Dal Mills |
744 |
95,95 |
74,65 |
2,066 |
452,09 |
348,67 |
||
(b) Sugar |
5 |
20,08 |
11,27 |
14 |
47,95 |
41,80 |
||
(c) Edible Oils & Vanaspati |
40 |
15,81 |
10,40 |
206 |
55,74 |
43,78 |
||
(d) Tea Processing |
— |
— |
— |
29 |
2,07 |
1,82 |
||
(e) Processing of Fruits & Vegetables |
7 |
1,58 |
1,32 |
23 |
2,09 |
1,41 |
||
(f) Others |
921 |
33,50 |
26,89 |
1,187 |
102,04 |
76,31 |
||
3. |
Beverage & Tobacco |
24 |
3,77 |
3,63 |
33 |
16,45 |
16,20 |
|
4. |
Textiles |
1,999 |
132,33 |
117,27 |
1,516 |
188,61 |
142,11 |
|
(a) CottonTextiles |
139 |
73,88 |
71,50 |
250 |
120,49 |
85,85 |
||
(b) Jute & Other Natural Fibre Textiles |
120 |
45 |
30 |
5 |
14 |
7 |
||
(c) Handloom Textiles & Khadi |
1,150 |
15,10 |
11,46 |
895 |
13,67 |
11,33 |
||
(d) Other Textiles & Textile Products |
590 |
42,89 |
34,00 |
366 |
54,31 |
44,86 |
||
5. |
Paper, Paper Products & Printing |
127 |
22,62 |
21,53 |
328 |
29,82 |
25,80 |
|
6. |
Leather & Leather Products |
147 |
1,14 |
86 |
134 |
1,81 |
1,71 |
|
7. |
Rubber & Plastic Products |
100 |
10,81 |
9,72 |
412 |
37,16 |
33,05 |
|
8. |
Chemicals & Chemical Products |
144 |
26,19 |
24,56 |
373 |
133,07 |
77,47 |
|
(a) Heavy Industrial Chemicals |
12 |
3,01 |
2,92 |
36 |
3,52 |
3,44 |
||
(b) Fertilisers |
6 |
3,71 |
4,86 |
29 |
13,21 |
11,08 |
||
(c) Drugs & Pharmaceuticals |
26 |
12,06 |
11,57 |
71 |
16,46 |
14,46 |
||
(d) Non-EdibleOils |
7 |
1,38 |
47 |
11 |
3,87 |
2,99 |
||
(e) Other Chemicals&ChemicalProducts |
93 |
6,04 |
4,74 |
226 |
96,01 |
45,50 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
8 |
49 |
46 |
27 |
5,85 |
4,70 |
|
10. |
Manufacture of Cement & CementProducts |
57 |
2,78 |
2,40 |
157 |
7,29 |
6,08 |
|
11. |
BasicMetals & MetalProducts |
407 |
40,85 |
35,18 |
1,720 |
233,95 |
202,16 |
|
(a) Iron & Steel |
54 |
18,97 |
18,21 |
698 |
179,67 |
150,64 |
||
(b) Non-FerrousMetals |
6 |
11,12 |
7,58 |
25 |
2,90 |
2,43 |
||
(c) MetalProducts |
347 |
10,77 |
9,39 |
997 |
51,38 |
49,10 |
||
12. |
Engineering |
743 |
19,72 |
18,15 |
1,869 |
134,15 |
123,80 |
|
(a) Heavy Engineering |
59 |
3,38 |
2,89 |
327 |
44,98 |
34,09 |
||
(b) Light Engineering |
410 |
10,27 |
9,70 |
1,128 |
35,92 |
31,43 |
||
(c) Electrical Machinery & Goods |
182 |
4,49 |
4,03 |
311 |
24,72 |
20,92 |
||
(d) Electronic Machinery & Goods |
92 |
1,58 |
1,52 |
103 |
28,54 |
37,36 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
344 |
30,12 |
16,59 |
538 |
55,29 |
38,78 |
|
14. |
OtherIndustries |
20,123 |
89,23 |
75,30 |
12,323 |
149,33 |
125,16 |
|
15. |
Electricity, Gas & Water |
6 |
23,90 |
11,96 |
56 |
4,04 |
3,53 |
|
(a) Electricity Generation & Transmission |
3 |
23,81 |
11,87 |
39 |
2,89 |
2,66 |
||
(b) Non-Conventional Energy |
1 |
3 |
2 |
— |
— |
— |
||
(c) Gas, Steam & Water Supply |
2 |
7 |
7 |
17 |
1,15 |
87 |
||
16. |
Construction |
574 |
59,63 |
45,22 |
1,156 |
148,68 |
126,97 |
|
III. |
TRANSPORT OPERATORS |
5,163 |
33,36 |
25,07 |
3,024 |
33,66 |
26,71 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,137 |
77,65 |
66,39 |
7,085 |
262,91 |
164,28 |
|
V. |
PERSONALLOANS |
1,13,319 |
832,41 |
715,81 |
1,54,587 |
1425,13 |
1205,71 |
|
1. |
Loans for Purchase of Consumer Durables |
8,261 |
28,38 |
20,49 |
7,661 |
35,89 |
26,06 |
|
2. |
Loans for Housing |
20,639 |
296,04 |
266,61 |
29,723 |
570,27 |
503,79 |
|
3. |
Rest of the Personal Loans |
84,419 |
507,99 |
428,71 |
1,17,203 |
818,97 |
675,86 |
|
VI. |
TRADE |
48,241 |
3548,13 |
3498,21 |
47,468 |
803,49 |
676,74 |
|
1. |
Wholesale Trade |
1,341 |
3309,84 |
3298,24 |
3,193 |
241,80 |
205,08 |
|
2. |
Retail Trade |
46,900 |
238,28 |
199,97 |
44,275 |
561,69 |
471,65 |
|
VII. |
FINANCE |
903 |
10,38 |
9,45 |
674 |
24,95 |
23,41 |
|
VIII. |
ALLOTHERS |
21,068 |
299,58 |
183,57 |
27,571 |
538,53 |
420,91 |
|
TOTAL BANK CREDIT |
5,91,636 |
8567,13 |
7548,45 |
4,44,432 |
6747,46 |
5502,36 |
||
OF |
WHICH: 1. Artisans and Village & Tiny Industries |
11,900 |
52,62 |
42,34 |
3,711 |
164,39 |
116,46 |
|
2. Other Small Scale Industries |
10,917 |
220,91 |
184,57 |
14,734 |
687,43 |
577,07 |
NORTHERN REGION |
||||||||
STATE : |
PUNJAB |
(Amount in Rupees Lakh) |
||||||
URBAN |
METROPOLITAN |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
7 |
8 |
9 |
10 |
11 |
12 |
|||
I. |
AGRICULTURE |
31,317 |
750,84 |
628,75 |
2,722 |
61,59 |
50,75 |
|
1. |
DirectFinance |
29,660 |
361,28 |
297,08 |
2,635 |
47,07 |
39,77 |
|
2. |
IndirectFinance |
1,657 |
389,55 |
331,67 |
87 |
14,53 |
10,98 |
|
II. |
INDUSTRY |
25,412 |
2867,76 |
2426,23 |
20,724 |
4850,44 |
3870,51 |
|
1. |
Mining & Quarrying |
48 |
19,30 |
13,94 |
25 |
4,72 |
4,05 |
|
2. |
Food Manufacturing & Processing |
1,029 |
407,53 |
336,47 |
364 |
108,90 |
99,11 |
|
(a) Rice Mills, Flour & Dal Mills |
446 |
302,04 |
261,68 |
46 |
7,28 |
7,62 |
||
(b) Sugar |
9 |
12,66 |
9,10 |
4 |
29,49 |
25,83 |
||
(c) Edible Oils & Vanaspati |
67 |
37,58 |
31,31 |
76 |
20,09 |
18,65 |
||
(d) TeaProcessing |
6 |
89 |
47 |
— |
— |
— |
||
(e) Processing of Fruits & Vegetables |
9 |
2,03 |
2,30 |
10 |
10,94 |
11,10 |
||
(f) Others |
492 |
52,34 |
31,60 |
228 |
41,11 |
35,92 |
||
3. |
Beverage & Tobacco |
52 |
27,67 |
17,92 |
11 |
17,61 |
15,43 |
|
4. |
Textiles |
2,625 |
708,48 |
617,86 |
7,601 |
2885,76 |
2255,09 |
|
(a) Cotton Textiles |
429 |
465,20 |
407,61 |
1,099 |
1491,93 |
1151,89 |
||
(b) Jute & Other Natural Fibre Textiles |
47 |
2,46 |
2,09 |
22 |
6,51 |
5,29 |
||
(c) Handloom Textiles & Khadi |
145 |
10,12 |
8,78 |
213 |
29,27 |
25,06 |
||
(d) Other Textiles & Textile Products |
2,004 |
230,70 |
199,38 |
6,267 |
1358,04 |
1072,85 |
||
5. |
Paper, Paper Products & Printing |
687 |
173,11 |
137,58 |
393 |
122,64 |
106,29 |
|
6. |
Leather & Leather Products |
368 |
68,51 |
56,70 |
83 |
17,08 |
11,99 |
|
7. |
Rubber & Plastic Products |
1,171 |
86,18 |
76,13 |
463 |
252,02 |
199,90 |
|
8. |
Chemicals & ChemicalProducts |
688 |
200,91 |
191,10 |
274 |
38,84 |
31,51 |
|
(a) Heavy Industrial Chemicals |
31 |
87,46 |
87,02 |
36 |
6,66 |
6,00 |
||
(b) Fertilisers |
15 |
26,79 |
25,64 |
2 |
25 |
21 |
||
(c) Drugs & Pharmaceuticals |
227 |
27,09 |
24,19 |
56 |
5,06 |
4,47 |
||
(d) Non-EdibleOils |
7 |
55 |
63 |
5 |
59 |
56 |
||
(e) Other Chemicals & ChemicalProducts |
408 |
59,01 |
53,62 |
175 |
26,27 |
20,25 |
||
9. |
Petroleum, CoalProducts & NuclearFuels |
43 |
4,80 |
4,18 |
22 |
12,22 |
12,21 |
|
10. |
Manufacture of Cement & CementProducts |
63 |
10,91 |
9,21 |
22 |
1,42 |
1,41 |
|
11. |
BasicMetals & MetalProducts |
3,118 |
311,44 |
272,60 |
1,346 |
398,44 |
331,90 |
|
(a) Iron & Steel |
467 |
54,50 |
45,25 |
543 |
254,11 |
227,86 |
||
(b) Non-FerrousMetals |
227 |
18,36 |
16,43 |
25 |
15,29 |
5,98 |
||
(c) Metal Products |
2,424 |
238,58 |
210,93 |
778 |
129,04 |
98,06 |
||
12. |
Engineering |
2,684 |
183,35 |
150,71 |
1,500 |
152,14 |
122,31 |
|
(a) Heavy Engineering |
312 |
58,98 |
48,23 |
217 |
54,38 |
38,97 |
||
(b) Light Engineering |
1,634 |
70,35 |
64,53 |
1,024 |
75,17 |
63,27 |
||
(c) Electrical Machinery & Goods |
624 |
47,92 |
34,37 |
208 |
17,22 |
14,88 |
||
(d) Electronic Machinery & Goods |
114 |
6,10 |
3,59 |
51 |
5,36 |
5,19 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
443 |
44,25 |
36,12 |
4,141 |
622,32 |
495,33 |
|
14. |
Other Industries |
11,435 |
244,80 |
205,42 |
4,096 |
191,82 |
162,17 |
|
15. |
Electricity, Gas & Water |
83 |
299,74 |
244,08 |
13 |
1,93 |
1,32 |
|
(a) Electricity Generation & Transmission |
41 |
180,17 |
145,09 |
8 |
86 |
69 |
||
(b) Non-Conventiona Energy |
2 |
7 |
5 |
— |
— |
— |
||
(c) Gas, Steam & Water Supply |
40 |
119,50 |
98,94 |
5 |
1,07 |
64 |
||
16. |
Construction |
875 |
76,79 |
56,20 |
370 |
22,57 |
20,51 |
|
III. |
TRANSPORT OPERATORS |
4,434 |
41,37 |
34,12 |
306 |
9,07 |
7,29 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,377 |
224,94 |
171,51 |
1,409 |
95,76 |
80,32 |
|
V. |
PERSONALLOANS |
1,62,538 |
1796,25 |
1468,42 |
55,232 |
836,45 |
694,67 |
|
1. |
Loans for Purchase of Consumer Durables |
7,559 |
37,28 |
26,95 |
1,500 |
10,69 |
8,38 |
|
2. |
Loans for Housing |
30,526 |
712,65 |
631,88 |
11,366 |
348,31 |
311,43 |
|
3. |
Rest of the PersonalLoans |
1,24,453 |
1046,32 |
809,59 |
42,366 |
477,45 |
374,87 |
|
VI. |
TRADE |
32,899 |
896,95 |
755,02 |
7,496 |
473,90 |
405,76 |
|
1. |
Wholesale Trade |
4,441 |
367,91 |
302,07 |
2,121 |
245,55 |
206,58 |
|
2. |
Retail Trade |
28,458 |
529,04 |
452,95 |
5,375 |
228,35 |
199,18 |
|
VII. |
FINANCE |
1,057 |
38,98 |
34,47 |
175 |
33,42 |
28,17 |
|
VIII. |
ALLOTHERS |
30,016 |
687,42 |
531,80 |
11,758 |
529,59 |
451,27 |
|
TOTAL BANK CREDIT |
2,94,050 |
7304,49 |
6050,33 |
99,822 |
6890,21 |
5588,74 |
||
OF |
WHICH: 1. Artisans and Village & Tiny Industries |
1,700 |
42,85 |
35,21 |
638 |
26,97 |
24,90 |
|
2. Other Small Scale Industries |
17,396 |
917,14 |
784,22 |
15,394 |
1517,94 |
1195,40 |