Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

6,58,547

2401,92

1999,64

2,48,964

1277,76

1049,72

1.

Direct Finance

6,37,695

2267,74

1893,98

2,39,604

1102,09

918,94

2.

Indirect Finance

20,852

134,17

105,67

9,360

175,67

130,78

II.

INDUSTRY

72,531

583,96

466,91

48,811

1199,31

846,98

1.

Mining & Quarrying

341

21,62

17,56

536

67,88

55,57

2.

Food Manufacturing & Processing

1,004

46,60

32,22

905

74,04

48,70

(a) RiceMills, Flour & DalMills

624

5,05

4,44

369

36,00

16,73

(b) Sugar

5

6,68

6,53

—

—

—

(c) Edible Oils & Vanaspati

110

12,06

11,50

232

26,82

22,19

(d) Tea Processing

1

80

79

4

25

24

(e) Processing of Fruits & Vegetables

1

2

—

2

8

3

(f) Others

263

21,99

8,95

298

10,88

9,50

3.

Beverage & Tobacco

11

21,46

13,94

17

4,92

4,37

4.

Textiles

674

75,92

75,14

2,080

450,67

299,02

(a) Cotton Textiles

258

46,47

44,04

1,380

218,60

121,19

(b) Jute & Other Natural Fibre Textiles

12

5

3

21

13

7

(c) Handloom Textiles & Khadi

63

25

20

183

2,84

2,33

(d) Other Textiles & Textile Products

341

29,16

30,87

496

229,11

175,43

5.

Paper, Paper Products & Printing

278

21,36

20,29

205

5,11

4,45

6.

Leather & Leather Products

557

2,61

2,63

708

1,89

1,55

7.

Rubber & Plastic Products

53

7,70

7,15

174

99,41

67,10

8.

Chemicals & Chemical Products

118

33,48

22,69

496

130,67

84,86

(a) Heavy Industrial Chemicals

11

5,15

3,16

17

2,64

2,71

(b) Fertilisers

3

10,60

5,69

7

108,60

64,49

(c) Drugs & Pharmaceuticals

23

3,57

1,02

29

1,79

1,45

(d) Non-Edible Oils

3

11

9

6

90

88

(e) Other Chemicals & Chemical Products

78

14,05

12,72

437

16,74

15,33

9.

Petroleum, Coal Products & Nuclear Fuels

13

36

36

1

3

2

10.

Manufacture of Cement & Cement Products

1,156

60,33

56,74

204

36,22

25,17

11.

Basic Metals & Metal Products

267

20,99

20,07

425

43,11

35,99

(a) Iron & Steel

45

10,63

9,76

54

15,31

13,37

(b) Non-Ferrous Metals

3

90

1,13

9

8,69

4,05

(c) Metal Products

219

9,47

9,19

362

19,12

18,58

12.

Engineering

312

56,67

21,51

415

19,64

14,68

(a) Heavy Engineering

14

15,90

9,86

15

1,63

1,42

(b) Light Engineering

191

6,63

4,97

86

3,78

2,37

(c) Electrical Machinery & Goods

56

3,25

2,48

124

10,92

9,10

(d) Electronic Machinery &Goods

51

30,89

4,21

190

3,32

1,78

13.

Vehicles, Vehicle Parts & Transport Equipments

202

25,75

25,64

156

19,58

13,12

14.

Other Industries

67,229

174,43

136,87

41,755

221,41

172,06

15.

Electricity, Gas & Water

14

2,32

2,10

21

2,45

76

(a) Electricity Generation & Transmission

7

1,20

65

6

98

13

(b) Non-Conventional Energy

3

98

1,08

1

2

2

(c) Gas, Steam & Water Supply

4

14

37

14

1,44

61

16.

Construction

302

12,36

12,00

713

22,29

19,56

III.

TRANSPORT OPERATORS

8,843

48,07

34,14

6,229

52,55

40,65

IV.

PROFESSIONAL AND OTHER SERVICES

17,253

55,42

44,38

13,491

143,88

125,83

V.

PERSONAL LOANS

1,72,942

624,80

534,08

1,74,913

837,93

708,35

1.

Loans for Purchase of Consumer Durables

13,486

37,03

29,51

16,519

52,18

41,92

2.

Loans for Housing

15,724

153,62

138,98

21,802

281,82

245,10

3.

Rest of the Personal Loans

1,43,732

434,15

365,59

1,36,592

503,93

421,33

VI.

TRADE

1,26,992

573,57

494,03

1,11,352

567,90

442,02

1.

Wholesale Trade

5,576

252,05

239,37

5,533

112,74

89,49

2.

Retail Trade

1,21,416

321,53

254,66

1,05,819

455,16

352,53

VII.

FINANCE

992

9,56

8,23

635

13,55

11,85

VIII.

ALL OTHERS

43,606

983,19

950,56

40,798

220,76

181,59

TOTAL BANK CREDIT

11,01,706

5280,48

4531,95

6,45,193

4313,63

3406,99

OF WHICH:

1.Artisansand Village & TinyIndustries

48,521

106,88

83,75

18,767

70,75

56,51

2.Other Small Scale Industries

18,018

90,33

73,17

20,944

237,53

189,50

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

22,502

334,72

284,75

4,936

915,14

756,14

1.

Direct Finance

21,473

181,29

153,67

4,090

55,14

46,90

2.

Indirect Finance

1,029

153,44

131,08

846

860,00

709,23

II.

INDUSTRY

28,541

2871,54

2155,64

15,896

1948,06

1522,33

1.

Mining & Quarrying

596

172,51

136,80

141

102,76

72,20

2.

Food Manufacturing & Processing

898

149,88

115,16

560

112,48

71,95

(a) RiceMills, Flour & DalMills

226

32,41

23,68

179

10,28

8,70

(b) Sugar

10

8,14

7,75

4

10,20

9,08

(c) Edible Oils & Vanaspati

178

62,91

47,64

234

53,75

23,99

(d) Tea Processing

2

13

13

4

68

66

(e) Processing of Fruits & Vegetables

2

25

25

7

2,18

1,96

(f) Others

480

46,06

35,72

132

35,40

27,57

3.

Beverage & Tobacco

54

17,00

15,20

21

18,75

14,68

4.

Textiles

2,245

815,00

620,85

884

220,24

190,30

(a) Cotton Textiles

617

227,90

167,22

115

53,57

49,81

(b) Jute & Other Natural Fibre Textiles

5

11

6

4

45

32

(c) Handloom Textiles & Khadi

58

1,81

1,64

210

7,23

6,41

(d) Other Textiles & Textile Products

1,565

585,17

451,94

555

158,99

133,76

5.

Paper, Paper Products & Printing

461

99,88

70,28

365

40,02

30,01

6.

Leather & Leather Products

297

2,86

2,45

46

5,63

4,84

7.

Rubber & Plastic Products

446

53,64

48,93

207

54,79

46,67

8.

Chemicals & Chemical Products

860

450,22

244,34

292

45,78

34,72

(a) Heavy Industrial Chemicals

153

52,97

31,59

20

4,13

3,70

(b) Fertilisers

35

138,26

73,05

13

11,40

8,86

(c) Drugs & Pharmaceuticals

98

23,34

17,13

70

12,53

7,78

(d) Non-Edible Oils

8

2,32

1,80

4

63

56

(e) Other Chemicals & Chemical Products

566

233,33

120,76

185

17,09

13,81

9.

Petroleum, Coal Products & Nuclear Fuels

13

3,23

3,13

6

1,23

1,25

10.

Manufacture of Cement & Cement Products

384

282,71

203,61

52

13,16

12,34

11.

Basic Metals & Metal Products

3,868

221,89

183,07

492

99,90

81,97

(a) Iron & Steel

251

83,05

68,60

178

48,84

40,42

(b) Non-Ferrous Metals

63

51,11

45,52

37

13,94

11,91

(c) Metal Products

3,554

87,72

68,96

277

37,13

29,64

12.

Engineering

1,109

294,06

255,96

1,082

416,07

276,40

(a) Heavy Engineering

75

12,16

8,49

43

40,51

31,48

(b) Light Engineering

457

48,40

44,64

269

61,69

59,24

(c) Electrical Machinery & Goods

432

110,33

94,02

659

239,82

133,55

(d) Electronic Machinery &Goods

145

123,17

108,81

111

74,04

52,13

13.

Vehicles, Vehicle Parts & Transport Equipments

205

34,88

26,60

92

19,33

15,23

14.

Other Industries

16,152

206,01

177,80

11,306

246,30

177,56

15.

Electricity, Gas & Water

29

11,09

5,94

36

91,23

85,25

(a) Electricity Generation & Transmission

10

9,57

4,91

26

88,65

82,87

(b) Non-Conventional Energy

3

11

11

1

2,12

2,06

(c) Gas, Steam & Water Supply

16

1,41

92

9

46

32

16.

Construction

924

56,68

45,50

314

460,38

406,98

III.

TRANSPORT OPERATORS

3,946

47,07

35,54

1,056

158,98

97,52

IV.

PROFESSIONAL AND OTHER SERVICES

9,410

242,73

209,31

3,547

128,22

98,97

V.

PERSONAL LOANS

1,71,470

1230,11

1029,38

1,05,082

1066,10

898,09

1.

Loans for Purchase of Consumer Durables

13,438

55,68

42,93

8,312

32,88

26,28

2.

Loans for Housing

26,958

507,95

448,68

18,576

542,98

509,74

3.

Rest of the Personal Loans

1,31,074

666,47

537,77

78,194

490,24

362,07

VI.

TRADE

41,619

697,00

567,02

12,306

1100,25

1042,66

1.

Wholesale Trade

4,736

307,00

250,74

1,411

881,07

856,77

2.

Retail Trade

36,883

389,99

316,28

10,895

219,18

185,90

VII.

FINANCE

305

24,12

18,35

145

233,39

126,68

VIII.

ALL OTHERS

41,491

492,25

399,89

19,082

424,13

334,31

TOTAL BANK CREDIT

3,19,284

5939,53

4699,89

1,62,050

5974,26

4876,69

OF WHICH:

1.Artisansand Village & TinyIndustries

3,079

44,09

36,24

723

30,42

24,49

2.Other Small Scale Industries

14,270

454,97

374,54

11,734

532,45

380,57