15. Deployment of Gross Bank Credit by Major Sectors

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પ્રકાશિત તારીખ જુલાઈ 13, 2020

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15. Deployment of Gross Bank Credit by Major Sectors

(₹ Crore)
Item	Outstanding as on				Growth (%)
	Mar. 27, 2020	2019	2020		Financial year so far	Y-o-Y
	Mar. 27, 2020	May 24	Apr. 24	May 22	2020-21	2020
	1	2	3	4	5	6
1 Gross Bank Credit	9263134	8516737	9153122	9108882	-1.7	7.0
1.1 Food Credit	51590	65498	52474	79135	53.4	20.8
1.2 Non-food Credit	9211544	8451239	9100648	9029747	–2.0	6.8
1.2.1 Agriculture & Allied Activities	1157795	1107883	1151330	1146207	–1.0	3.5
1.2.2 Industry	2905151	2814039	2884372	2861607	–1.5	1.7
1.2.2.1 Micro & Small	381825	365308	358340	352949	–7.6	-3.4
1.2.2.2 Medium	105598	105399	99458	99847	–5.4	-5.3
1.2.2.3 Large	2417728	2343332	2426574	2408811	–0.4	2.8
1.2.3 Services	2594945	2287877	2574155	2543070	–2.0	11.2
1.2.3.1 Transport Operators	144466	141551	148733	149290	3.3	5.5
1.2.3.2 Computer Software	20051	18410	20157	19812	–1.2	7.6
1.2.3.3 Tourism, Hotels & Restaurants	45977	38934	45862	45777	–0.4	17.6
1.2.3.4 Shipping	6557	6247	6491	5249	–19.9	-16.0
1.2.3.5 Professional Services	177085	170843	173346	173325	–2.1	1.5
1.2.3.6 Trade	552392	507477	545240	538619	–2.5	6.1
1.2.3.6.1 Wholesale Trade	263397	226693	249316	252442	–4.2	11.4
1.2.3.6.2 Retail Trade	288995	280784	295924	286177	–1.0	1.9
1.2.3.7 Commercial Real Estate	229770	200652	229926	227847	–0.8	13.6
1.2.3.8 Non-Banking Financial Companies (NBFCs)	807383	623527	812388	804287	–0.4	29.0
1.2.3.9 Other Services	611264	580236	592012	578864	–5.3	-0.2
1.2.4 Personal Loans	2553653	2241440	2490791	2478863	–2.9	10.6
1.2.4.1 Consumer Durables	9298	6063	8908	8703	–6.4	43.5
1.2.4.2 Housing	1338964	1176926	1330709	1329147	–0.7	12.9
1.2.4.3 Advances against Fixed Deposits	79496	66480	67905	63594	–20.0	-4.3
1.2.4.4 Advances to Individuals against share & bond	5335	5525	4818	4502	–15.6	-18.5
1.2.4.5 Credit Card Outstanding	108094	93643	96978	92887	–14.1	-0.8
1.2.4.6 Education	65745	67436	65246	65205	–0.8	-3.3
1.2.4.7 Vehicle Loans	220609	201894	216968	214548	–2.7	6.3
1.2.4.8 Other Personal Loans	726112	623473	699259	700277	–3.6	12.3
1.2A Priority Sector	2897461	2727489	2811116	2795546	–3.5	2.5
1.2A.1 Agriculture & Allied Activities	1146624	1100517	1145120	1138386	–0.7	3.4
1.2A.2 Micro & Small Enterprises	1149394	1062270	1100834	1077748	–6.2	1.5
1.2A.2.1 Manufacturing	381826	365307	358340	352949	–7.6	-3.4
1.2A.2.2 Services	767568	696963	742494	724799	–5.6	4.0
1.2A.3 Housing	449945	432541	459911	463004	2.9	7.0
1.2A.4 Micro-Credit	38237	27615	35154	34818	–8.9	26.1
1.2A.5 Education Loans	51906	54153	52003	52088	0.4	-3.8
1.2A.6 State-Sponsored Orgs. for SC/ST	388	384	395	399	2.8	3.9
1.2A.7 Weaker Sections	731409	679414	743790	739806	1.1	8.9
1.2A.8 Export Credit	16114	14388	16690	17381	7.9	20.8
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015). Export credit under priority sector relates to foreign banks only. Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector. Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector. Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.