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83194965

43. Payment System Indicators

System

Volume (Million )

Value (` Billion)

2013-14

2014

2013-14

2014

Jun.

Jul.

Aug.

Jun.

Jul.

Aug.

1

2

3

4

5

6

7

8

1 RTGS

81.11

7.47

7.55

6.97

904,968.04

80,264.24

72,568.83

69,327.09

1.1 Customer Transactions

76.35

7.10

7.17

6.62

573,614.03

54,092.02

48,376.16

46,545.69

1.2 Interbank Transactions

4.75

0.37

0.38

0.35

160,638.37

12,150.96

9,002.71

9,024.57

1.3 Interbank Clearing

0.011

0.001

0.001

0.001

170,715.64

14,021.27

15,189.97

13,756.83

2 CCIL Operated Systems

2.56

0.27

0.26

0.21

621,569.63

68,567.05

64,303.13

53,810.98

2.1 CBLO

0.18

0.02

0.02

0.02

175,261.92

13,657.55

14,587.50

13,397.60

2.2 Govt. Securities Clearing

0.87

0.11

0.09

0.06

161,848.24

24,523.19

20,805.51

15,954.32

2.2.1 Outright

0.82

0.10

0.08

0.05

89,566.99

10,479.58

8,031.79

5,274.34

2.2.2 Repo

0.046

0.010

0.010

0.008

72,281.26

14,043.61

12,773.72

10,679.98

2.3 Forex Clearing

1.51

0.14

0.15

0.13

284,459.46

30,386.31

28,910.13

24,459.06

3 Paper Clearing

1,257.31

95.84

105.18

97.84

93,438.17

7,266.08

7,528.59

6,959.44

3.1 Cheque Truncation System (CTS)

591.38

75.64

84.69

79.42

44,691.39

5,487.67

5,949.74

5,522.41

3.2 MICR Clearing

440.07

3.97

2.09

0.79

31,064.94

352.65

166.62

73.59

3.2.1 RBI Centres

215.50

1.46

0.61

0.15

15,246.84

128.58

58.83

12.94

3.2.2 Other Centres

224.57

2.51

1.48

0.64

15,818.10

224.07

107.80

60.65

3.3 Non-MICR Clearing

225.86

15.54

18.40

17.63

17,681.84

1,430.96

1,412.23

1,363.44

4 Retail Electronic Clearing

1,108.32

105.25

111.37

110.55

47,856.29

4,889.01

4,995.00

5,055.57

4.1 ECS DR

192.91

17.21

18.29

20.11

1,267.96

130.83

134.68

196.61

4.2 ECS CR (includes NECS)

152.54

10.10

8.04

8.55

2,492.19

155.77

147.79

181.66

4.3 EFT/NEFT

661.01

67.86

71.67

66.98

43,785.52

4,509.52

4,577.83

4,520.40

4.4 Immediate Payment Service (IMPS)

15.36

3.71

4.26

4.80

95.81

26.10

30.19

35.20

4.5 National Automated Clearing House (NACH)

86.50

6.38

9.11

10.11

214.81

66.79

104.50

121.71

5 Cards

7,219.13

663.94

698.84

705.80

22,159.58

2,035.86

2,107.71

2,082.38

5.1 Credit Cards

512.03

48.57

51.24

50.85

1,556.72

150.27

153.80

152.51

5.1.1 Usage at ATMs

2.96

0.31

0.32

0.32

16.87

1.67

1.72

1.73

5.1.2 Usage at POS

509.08

48.26

50.92

50.53

1,539.85

148.61

152.09

150.78

5.2 Debit Cards

6,707.10

615.37

647.60

654.95

20,602.86

1,885.59

1,953.90

1,929.87

5.2.1 Usage at ATMs

6,088.02

555.81

582.96

587.33

19,648.35

1,792.85

1,854.87

1,825.18

5.2.2 Usage at POS

619.08

59.56

64.64

67.62

954.51

92.73

99.03

104.69

6 Prepaid Payment Instruments (PPIs)

133.63

16.58

18.71

20.00

80.87

11.04

12.89

12.62

6.1 m-Wallet

107.51

13.71

15.52

16.58

29.05

4.66

5.52

4.27

6.2 PPI Cards

25.60

2.82

3.15

3.38

28.18

4.01

5.46

6.49

6.3 Paper Vouchers

0.53

0.05

0.04

0.04

23.63

2.36

1.91

1.86

7 Mobile Banking

94.71

10.73

11.54

11.52

224.18

39.85

44.22

43.60

8 Cards Outstanding

413.60

428.51

433.53

443.73

8.1 Credit Card

19.18

19.48

19.61

19.78

8.2 Debit Card

394.42

409.03

413.92

423.95

9 Number of ATMs (in actuals)

160055

166894

168815

170463

10 Number of POS (in actuals)

1065984

1088708

1095901

1083061

11 Grand Total (1.1+1.2+2+3+4+5+6)

9,802.05

889.36

941.91

941.37

1,519,356.93

149,012.00

136,326.20

123,491.26

Note: 1.3: Pertain to multilateral net settlement batches.
3.1: Pertain to two centres - New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.

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