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Appendix Table III.8 : Sectoral Deployment of Gross Bank Credit

             

(Amount in Rupees crore)


       

Sector

Outstanding as on

Variations


         

March 22, 2002

2001-02

2000-01


     

1

 

2

3

4


I.

Gross Bank Credit (1+2)

5,36,727

 

67,574

68,335

 

1.

Public Food Procurement Credit

53,978

 

13,987

14,300

 

2.

Non-food Gross Bank Credit

4,82,749

 

53,587

54,035

             

(100.0)

(100.0)

   

A.

Priority Sectors #

1,75,259

 

20,845

22,587

             

(38.9)

(41.8)

     

a)

Agriculture

60,761

 

8,839

7,541

             

(16.5)

(14.0)

     

b)

Small Scale Industries

57,199

 

1,197

3,188

             

(2.2)

(6.0)

     

c)

Other Priority Sectors

57,299

 

10,809

11,858

             

(20.2)

(21.9)

   

B.

Industry (Medium and Large)

1,72,324

 

9,487

15,518

             

(17.7)

(28.7)

   

C.

Wholesale Trade (other than

20,459

 

2,614

1,027

     

food procurement)

   

(4.9)

(1.9)

   

D.

Other Sectors

1,14,707

 

20,641

14,903

             

(38.5)

(27.6)

   

of which :

       
     

a)

Housing

22,346

 

6,203

2,043

     

b)

Consumer Durables

7,015

 

1,449

1,711

     

c)

Non-Banking Financial Companies

9,653

 

1,843

632

     

d)

Loans to Individuals against Shares

1,520

 

-177

-449

       

and Debentures/Bonds

       
     

e)

Real Estate Loans

2,596

 

830

122

     

f)

Other Non-Priority Sector

23,402

 

5,338

2,655

       

Personal Loans

       
     

g)

Advances against Fixed Deposits

21,243

 

1,301

1,066

     

h)

Tourism and Tourism related Hotels

1,540

 

544

96

                 

II.

Export Credit

42,978

 

-343

4,203

 

[included under item I(2)]

   

(-0.6)

(7.8)

                 

III.

Net Bank Credit

5,35,063

 

67,857

69,001

 

(including inter-bank participations)

       

# The data in this statement may not agree with those quoted elsewhere in the report as the databases are different.
Note: 1. Data are provisional and relate to 50 selected scheduled commercial banks (49 SCBs for March 2001) which account for about 90-95 per cent of bank credit of all scheduled commercial banks. Gross bank credit data include bills rediscounted with RBI, IDBI, EXIM Bank, other approved financial institutions and inter-bank participations. Net bank credit data are exclusive of bills rediscounted with RBI, IDBI, EXIM Bank and other approved financial institutions.
2. Figures in brackets are proportions to incremental non-food gross bank credit.

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