Content - આરબીઆઈ - Reserve Bank of India
Content
PART ONE : THE ECONOMY: REVIEW AND PROSPECTS |
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I. ASSESSMENT AND PROSPECTS |
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Assessment of 2012-13 |
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Prospects for 2013-14 |
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II. ECONOMIC REVIEW |
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The Real Economy |
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Price Situation |
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Money and Credit |
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Financial Markets |
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Government Finances |
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External Sector |
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PART TWO: THE WORKING AND OPERATIONS OF THE RESERVE BANK OF INDIA |
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III. MONETARY POLICY OPERATIONS |
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Monetary Policy Operations: Context and Rationale |
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IV. CREDIT DELIVERY AND FINANCIAL INCLUSION |
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Credit Delivery |
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Financial Inclusion |
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Financial Literacy Activities |
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V. DEVELOPMENT AND REGULATION OF FINANCIAL MARKETS |
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Government Securities Market |
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Foreign Exchange Market |
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Derivatives Market |
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VI. REGULATION, SUPERVISION AND FINANCIAL STABILITY |
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Financial Stability Assessment |
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Assessment of the Banking Sector |
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Major Decisions Taken by Board for Financial Supervision |
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Commercial Banks |
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Customer Service |
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Banking Codes and Standards Board of India |
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Urban Co-operative Banks |
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Rural Co-operatives |
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Deposit Insurance and Credit Guarantee Corporation |
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Non-Banking Financial Companies |
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VII. PUBLIC DEBT MANAGEMENT |
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Debt Management of Central Government |
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Debt Management of State Governments |
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VIII. CURRENCY MANAGEMENT |
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Banknotes in Circulation |
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Coins in Circulation |
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Currency Operations |
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Clean Note Policy |
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Counterfeit Banknotes |
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Expenditure on Security Printing and Distribution |
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The way forward |
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IX. PAYMENT AND SETTLEMENT SYSTEMS AND INFORMATION TECHNOLOGY |
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Trends in Payment Systems |
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Policy Initiatives |
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Information Technology Initiatives for the Banking System |
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Information Technology within Reserve Bank |
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X. GOVERNANCE, HUMAN RESOURCES DEVELOPMENT AND ORGANISATIONAL MANAGEMENT |
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Initiatives for Improved Governance |
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Initiatives for Improved Communication |
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Human Resource Development Initiatives |
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Initiatives in Organisation Management |
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XI. THE RESERVE BANK’S ACCOUNTS FOR 2012-13 |
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Balance Sheet |
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Income |
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Expenditure |
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Statement of Significant Accounting Policies and Notes to the Accounts forming part of the Financial Statements for the year ended June 30, 2013 |
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Annex I : List of Speeches by Governor and Deputy Governors: April 2012 to July 2013 |
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Annex II : Visits of Foreign Delegations to the Reserve Bank of India during July 2012 to June 2013 |
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INDEX OF APPENDIX TABLES |
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1. Macroeconomic and Financial Indicators |
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2. Growth Rates and Sectoral Composition of Real Gross Domestic Product |
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3. Gross Domestic Saving and Investment |
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4. Financial Saving of the Household Sector (Gross) |
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5. Agricultural Production |
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6. Procurement, Off-Take and Stocks of Foodgrains |
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7. Trends in Index of Industrial Production |
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8. Variations in Index Numbers of Wholesale Prices |
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9. Variations in Reserve Money |
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10. Variations In Money Stock |
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11. Sectoral Deployment of Gross Bank Credit |
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12. Capital Market - Primary and Secondary |
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13. Turnover in Indian Derivatives Market |
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14. Indices of Real Effective Exchange Rate (Reer) and Nominal Effective Exchange Rate (Neer) of the Indian Rupee |
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15. Key Fiscal Indicators |
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16. Budgetary Operations of the State Governments |
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17. India’s Exports and Imports |
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18. India’s Overall Balance of Payments |
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19. Foreign Direct Investment Flows to India: Country-Wise and Industry-wise |
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20. India’s Foreign Exchange Reserves |
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21. India’s External Debt |
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BOXES |
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II.1 Industrial Slowdown: Causes and Remedies |
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II.2 Indian Coal Sector: Issues & Strategies |
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II.3 Pricing Power and Inflation |
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II.4 Core Inflation: Alternate Methodologies |
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II.5 Producer Price Index: The Concept and Measurement |
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II.6 Role of Forward-looking Surveys in Monetary Policy Formulation |
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II.7 Unconventional Monetary Policy by Central Banks in Developed Economies: Impact on Financial Markets |
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II.8 Relationship between Exchange Rate Volatility and Futures Trading in India |
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II.9 Non Deliverable Forward Market and Onshore INR Market: Evidence on Inter-linkages |
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II.10 Cyclicality of Fiscal Policy: The Indian Experience |
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II.11 Recommendations of the Working Group to Study Issues relating to Gold Imports and Gold Loan NBFCs in India |
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III.1 Sensitivity of Investment and Growth to Change in Real Interest Rate |
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III.2 Measurement of Inflation Expectations |
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IV.1 Recommendations of Expert Committee to examine the Three-Tier Short-Term Rural Co-operative Credit Structure (STCCS) |
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IV.2 Guidelines on Basic Savings Bank Deposit Accounts for Financial Inclusion |
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V.1 Buyback/ Switches for Liability Management |
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VI.1 India: Financial Sector Stability Assessment |
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VI.2 Impact of NPAs on profitability of banks |
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VI.3 Review of prudential guidelines on restructuring of advances by banks and financial institutions |
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VI.4 Licensing of new banks in private sector |
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VI.5 Deposit Insurance in the Financial System – Some Observations |
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VI.6 NBFC-Factors |
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VI.7 Legal developments in the banking sector |
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VI.8 Major recommendations of the Financial Sector Legislative Reform Commission |
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VII.1 Issuance of Inflation Indexed Bonds |
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VIII.1 Plastic Banknotes |
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IX.1 Vision Document 2012-15 |
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IX.2 Technical Committee to Examine Uniform Routing Code and Account Number Structure |
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IX.3 Committee to Recommend Implementation of GIRO-based payment systems in India |
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IX.4 Cloud Computing - Trends, Issues and Concerns |
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X.1 RBIQ |
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X.2 Shashi Rajagopalan Memorial Awards |
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X.3 Code of Ethics and Governance |
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XI.1 Technical Committee to review the form of presentation of the Balance Sheet and Profit & Loss Account |
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CHARTS |
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II.1 Real GDP Growth |
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II.2 Expenditure Side of GDP |
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II.3 Rate of Saving and Investment |
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II.4 Household Financial Savings |
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II.5 Rainfall Deficiency and Agricultural Production |
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II.6 Storage Capacity Vs. Foodgrains Production |
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II.7 Growth in IIP (Y-o-Y) |
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II.8 Industrial Growth |
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II.9 Growth in the Index of Eight Core Industries |
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II.10 Growth in Services Sector GDP |
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II.11 Incremental Capacity Addition and Growth Rate of Electricity Generation |
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II.12 Road Projects Awarded/Completed by NHAI |
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II.13 Target Achieved for New Railway Lines |
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II.14 Total Employment and Workers (in millions) |
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II.15 Gross Value added per worker and Wages per worker at constant prices |
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II.16 Unemployment Rate |
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II.17 Trends in Inflation: Wholesale Price Index |
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II.18 Inflation Volatility and Variability |
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II.19 Relative Prices of Food and Fuel (WPI) |
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II.20 Trends in Inflation and Output Gap |
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II.21 Drivers of Food Inflation |
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II.22 Global and Domestic Fuel Prices |
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II.23 Inflation in Non-food Manufactured Products |
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II.24 Trends in Global Commodity Prices |
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II.25 WPI and New CPI Inflation |
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II.26 Wages and Inflation in Rural Areas |
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II.27 Liquidity Conditions |
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II.28 Increase (+) / Decrease (-) in Liquidity through OMO/GoI Balance |
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II.29 Money Supply, Reserve Money Growth (y-o-y) and Money Multiplier |
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II.30 Wedge between Credit and Deposit Growth |
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II.31 Movements in the Financial Markets |
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II.32 Bank of Japan Asset Purchase and Japanese Financial Markets |
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II.33 Total international reserve assets – Amount and Per cent share |
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II.34 Money Market Rates |
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II.35 CD Issuance and WAEIR |
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II.36 CP Issuance and WADR |
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II.37 Yield curve for Government Securities |
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II.38 Average daily volume and 10-Year Generic Yield |
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II.39 Yield on 5-Year Corporate Bond |
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II.40 Trading Value of the Central Government dated Securities and Corporate Bonds |
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II.41 Resource Mobilisation through SME IPOs during 2012-13 |
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II.42 Sectoral Pattern of SME IPOs |
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II.43 FII and Mutual Fund Investment in the Equity Market |
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II.44 Movement of Sectoral Indices of BSE |
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II.45 Turnover in Equity Derivative Segment in 2012-13 |
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II.46 House Price Indices |
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II.47 Key Deficit Indicators of the Central Government |
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II.48 Disinvestment |
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II.49 Major Subsidies of Central Government |
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II.50 Trend in select expenditures |
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II.51 India's Merchandise Trade |
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II.52 GDP growth and Import |
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II.53 Trend in International Oil Prices and Quantum of POL Imports |
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II.54 Trends in Major Components of Capital Flows (Net) |
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II.55 Spread between 10-year Sovereign Yield of India and USA |
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II.56 Exchange Rate Movements and Current Account Deficit |
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II.57 Appreciation/Depreciation of Indian Rupee and Movement against US dollar |
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III.1 Estimated Weighted Average Lending Rates - Real and Nominal |
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VII.1 Cash Balance of the Central Government |
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TEXT TABLES |
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II.1 Changes in Employment |
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II.2 Increases in Select Farm Input Prices |
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II.3 Professional Forecasters’ WPI and CPI Inflation Median Forecast for 5 and 10 Years Ahead |
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II.4 Bank Group Wise Asset Quality Indicators |
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II.5 Primary Market Trends |
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II.6 Key Stock Market Indicators |
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II.7 External Sector Vulnerability Indicators |
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III.1 Movement in Money Market Rates and Deposit/Lending Rates of Banks |
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III.2 Modal Deposit Rates, WALRs and NPAs of SCBs (Excluding RRBs) |
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III.3 Sectoral Median Lending Rates of Scheduled Commercial Banks |
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IV.1 Priority Sector Advances |
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IV.2 Recovery of Direct Agriculture Advances |
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IV.3 Credit to Micro and Small Enterprises by SCBs |
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IV.4 Financial Inclusion Plan - Summary progress of all banks including RRBs |
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VI.1 Select Financial Indicators |
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VI.2 Year-wise progress in mergers/acquisitions as on March 31, 2013 |
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VI.3 State-wise progress in mergers/acquisition of UCBs |
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VII.1 Gross and Net Market Borrowings of the Central Government |
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VII.2 Central Government’s Market Loans - A Profile |
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VII.3 Issuance of GoI Dated Securities- Maturity Pattern |
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VII.4 States' Market Borrowings |
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VII.5 Residual Maturity Profile of Outstanding State Development Loans and Power Bonds (as at end-March 2013) |
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VII.6 Utilisation of WMA/OD and Investment of State Governments (Average monthly outstanding) |
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VII.7 No. of Days States Availed of Special/ Normal WMA and OD |
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VII.8 Investments in ITBs and ATBs by State Governments/UTs |
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VIII.1 Banknotes in Circulation |
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VIII.2 Coins in Circulation | |
VIII.3 Currency Chests and Small Coin Depots as at end-December 2012 |
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VIII.4 Indent and Supply of Banknotes by the Presses to RBI (April-March) |
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VIII.5 Indent and Supply of Coins by the Mints to RBI (April-March) |
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VIII.6 Disposal of Soiled and Supply of Banknotes by the Reserve Bank to the Currency Chests |
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VIII.7 Number of Counterfeit Notes Detected (April-March) |
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VIII.8 Denomination-wise Counterfeit Notes Detected by the Banking System (April-March) |
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IX.1 Payment System Indicators - Annual Turnover |
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X.1 Reserve Bank Training Establishments – Programmes Conducted |
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X.2 Number of Officers Trained in External Training Institutions in India and Abroad |
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X.3 Category-wise Actual Staff Strength (As on June 30, 2013) |
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X.4 Reserve Bank's Office-wise Staff Strength (As on June 30, 2013) |
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XI.1 Holding of Gold |
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XI.2 Deposits : Others |
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XI.3 Details of Other Liabilities |
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XI.4 Balances in Contingency Reserve and Asset Development Reserve |
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XI.5 Balances in Currency and Gold Revaluation Account (CGRA), Exchange Equalisation Account (EEA) and Investment Revaluation Account (IRA) |
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XI.6 Details of Foreign Currency Assets |
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XI.7 Investments of the Banking Department |
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XI.8 Holdings in subsidiaries/associates |
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XI.9 Details of Other Assets |
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XI.10 Gross Income |
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XI.11 Earnings from Foreign Sources |
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XI.12 Earnings from Domestic Sources |
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XI.13 Expenditure |
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XI.14 Agency Charges |
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XI.15 Trends in Gross Income, Expenditure and Net Disposable Income |
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XI.16 Contingency and Asset Development Reserves |
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XI.17(a) Foreign Exchange Reserves(in Rupees) |
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XI.17(b) Foreign Exchange Reserves(in USD) |
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XI.18 Assumptions made for arriving at actuarial valuation of superannuation liabilities |