(Amount in Rupees crore)

Outstanding as on

Variations

Sector

March 26,

March 27,

March 28,

1999

1998

1997

1998-99

1997-98

1

2

3

4

5

6

I.

Gross Bank Credit (1+2)

3,42,012

3,00,283

2,58,991

41,729

41,292

1.

Public Food Procurement Credit

16,816

12,485

7,597

4,331

4,888

2.

Non-food Gross Bank Credit

3,25,196

2,87,798

2,51,394

37,398

36,404

(100.0)

(100.0)

A.

Priority Sectors

1,14,611

99,507

84,880

15,104

14,627

(40.4)

(40.2)

a) Agriculture

39,634

34,869

31,442

4,765

3,427

(12.7)

(9.4)

b) Small Scale Industries

48,483

43,508

35,944

4,975

7,564

(13.3)

(20.8)

c) Other Priority Sectors

26,494

21,130

17,494

5,364

3,636

(14.3)

(10.0)

B.

Industry (Medium and Large)

1,30,516

1,17,530

1,02,604

12,986

14,926

(34.7)

(41.0)

C.

Wholesale Trade (other than

13,965

13,217

12,340

748

877

food procurement)

(2.0)

(2.4)

D.

Other Sectors

66,104

57,544

51,570

8,560

5,974

(22.9)

(16.4)

of which :

i.

Housing

11,404

9,057

7,773

2,347

1,284

ii.

Consumer Durables

3,090

2,527

2,297

563

230

iii.

Non-Banking Financial Companies

6,082

6,227

5,154

- 145

1,073

iv.

Loans to Individuals against

1,625

1,904

2,066

- 279

- 162

shares and debentures/bonds

v.

Real Estate Loans

1,625

1,899

1,546

- 274

353

vi.

Other Non-Priority Sector

12,289

10,133

12,392

2,156

- 2,259

Personal Loans

vii.

Advances against Fixed Deposits

15,106

11,815

1,505

3,291

10,310

viii.

Tourism and Tourism related

Hotels

612

822

.

- 210

.

II.

Export Credit

35,891

33,947

30,008

1,944

3,939

[included under item I(2)]

(5.2)

(10.8)

III.

Net Bank Credit

3,39,477

2,97,265

2,45,999

42,212

51,266

(including inter-bank participations)

.. Not available.

Note :

1.

Data are provisional and relate to selected scheduled commercial banks which account for about 90 - 95 per cent of bank credit of all scheduled commercial banks. Gross bank credit data include bills rediscounted with RBI, IDBI, EXIM Bank, other approved financial institutions and inter-bank participations. Net bank credit data are exclusive of bills rediscounted with RBI, IDBI, EXIM Bank and other approved financial institutions.

2.

Figures in brackets are proportions to incremental non-food gross bank credit.