ABCI |
- |
Association of Business Communicators of India |
ABCP |
- |
Asset Backed Commercial Paper |
ACU |
- |
Asian Clearing Union |
ADB |
- |
Asian Development Bank |
ADF |
- |
Augmented Dicky Fuller |
ADR |
- |
Asset Development Reserve |
ADRs |
- |
American Depository Receipts |
ADs |
- |
Authorised Dealers |
AERA |
- |
Airport Economic Regulatory Act |
AFI |
- |
Annual Financial Inspection |
AIFI |
- |
All India Financial Institution |
AIMSCS |
- |
Advanced Institute of Mathematics, Statistics and Computer Science |
ALM |
- |
Asset Liability Management |
AMA |
- |
Advanced Measurement Approach |
AMFI |
- |
Association of Mutual Funds in India |
AML |
- |
Anti-Money Laundering |
AMU |
- |
Asian Monetary Unit |
ANBC |
- |
Adjusted Net Bank Credit |
APS |
- |
Annual Policy Statement |
AS |
- |
Accounting Standard |
ATM |
- |
Automated Teller Machine |
BAFT |
- |
Bankers’ Association for Finance & Trade |
BC |
- |
Business Correspondent |
BCBS |
- |
Basel Committee on Banking Supervision |
BCP |
- |
Business Continuity Planning |
BCSBI |
- |
Banking Codes and Standards Board of India |
BE |
- |
Budget Estimates |
BF |
- |
Business Facilitator |
BFS |
- |
Board for Financial Supervision |
BFSI |
- |
Banking Financial Services and Insurance |
BIS |
- |
Bank for International Settlements |
BMP |
- |
Basic Management Programme |
BoP |
- |
Balance of Payments |
BPLR |
- |
Benchmark Prime Lending Rate |
BPSS |
- |
Board for Regulation and Supervision of Payment and Settlement Systems |
BRBNMPL |
- |
Bharatiya Reserve Bank Note Mudran Private Limited |
BSA |
- |
Bilateral Swap Arrangements |
BSE |
- |
Bombay Stock Exchange, Mumbai |
BSR |
- |
Basic Statistical Returns |
BTC |
- |
Bankers’ Training College |
CA |
- |
Concurrent Audit |
CAB |
- |
College of Agricultural Banking |
CACP |
- |
Commission for Agricultural Costs and Prices |
CAD |
- |
Current Account Deficit |
CAMELS |
- |
Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
CAS |
- |
Central Account Section |
CBDT |
- |
Central Board of Direct Taxes |
CBLO |
- |
Collateralised Borrowing and Lending Obligation |
CBS |
- |
Consolidated Banking Statistics |
CBS |
- |
Core Banking Solutions |
CC |
- |
Cubic Capacity |
CCB |
- |
Central Co-operative Bank |
CCC |
- |
Central Complaints Committee |
CCIL |
- |
Clearing Corporation of India Limited |
CCR |
- |
Counterfeit Currency Report |
CCRS |
- |
Currency Chest Reporting System |
CD |
- |
Certificate of Deposit |
C-D |
- |
Currency-Deposit |
CDBMS |
- |
Centralised Data Base Management System |
CDOs |
- |
Collateralised Debt Obligations |
CDR |
- |
Corporate Debt Restructuring |
CDS |
- |
Credit Default Swap |
CENVAT |
- |
Central Value Added Tax |
CFMS |
- |
Centralised Funds Management System |
CFSA |
- |
Committee on Financial Sector Assessment |
CFT |
- |
Combating Financing of Terrorism |
CGFTMSE |
- |
Credit Guarantee Fund Trust for Micro and Small Enterprises |
CGRA |
- |
Currency & Gold Revaluation Account |
CIC |
- |
Central Information Commission |
CICs |
- |
Credit Information Companies |
CIS |
- |
Commonwealth of Independent States |
CMCPS |
- |
Compulsorily and Mandatorily Convertible Preference Shares |
CMIS |
- |
Currency Management Information System |
CoBoSAC |
- |
Corporate Bonds and Securitisation Advisory Committee |
CODs |
- |
Central Office Departments |
CoR |
- |
Certificate of Registration |
CP |
- |
Commercial Paper |
CPADS |
- |
Centralised Public Accounts Department System |
CPC |
- |
Cheque Processing Centre |
CPDO |
- |
Centralised Public Debt Office |
CPFF |
- |
Commercial Paper Funding Facility |
CPI |
- |
Consumer Price Index |
CPI-AL |
- |
Consumer Price Index-Agricultural Labourers |
CPI-RL |
- |
Consumer Price Index-Rural Labourers |
CPI-IW |
- |
Consumer Price Index for Industrial Workers |
CPIO |
- |
Central Public Information Officer |
CPIs |
- |
Consumer Price Indices |
CPMG |
- |
Corporate Performance Monitoring Group |
CPPC |
- |
Central Pension Payment Cell |
CPSEs |
- |
Central Public Sector Enterprises |
CR |
- |
Contingency Reserve |
CRAR |
- |
Capital to Risk-Weighted Assets Ratio |
CRCS |
- |
Central Registar of Co-operative Societies |
CRR |
- |
Cash Reserve Ratio |
CSAA |
- |
Control Self Assessment Audit |
CSD |
- |
Customer Services Department |
CSF |
- |
Consolidated Sinking Fund |
CSGL |
- |
Constituant Subsidiary General Ledger |
CSO |
- |
Central Statistical Organisation |
CTR |
- |
Cash Transaction Receipt |
CTS |
- |
Cheque Truncation System |
CTS |
- |
Complaint Tracking System |
CVD |
- |
Countervailing Duty |
CVPS |
- |
Currency Verification and Processing System |
CWC |
- |
Central Water Commission |
DAD |
- |
Deposit Accounts Department |
DAP |
- |
District Agricultural Plan |
DAPM |
- |
Department of Administration and Personnel Management |
DBOD |
- |
Department of Banking Operations and Development |
DBS |
- |
Department of Banking Supervision |
DCC |
- |
District Consultative Committee |
DCCB |
- |
District Central Cooperative Bank |
DCM |
- |
Department of Currency Management |
DEAP |
- |
Department of Economic Analysis and Policy |
DEBC |
- |
Department of Expenditure and Budgetary Control |
DEIO |
- |
Department of External Investments and Operations |
DEPB |
- |
Duty Entitlement Pass Book |
DGBA |
- |
Department of Government and Bank Accounts |
DGCI & S |
- |
Directorate General of Commercial Intelligence and Statistics |
DIC |
- |
District Industries Centre |
DICGC |
- |
Deposit Insurance and Credit Guarantee Corporation |
DIP |
- |
Disclosure and Investor Protection |
DIT |
- |
Department of Information Technology |
DMIS |
- |
Document Management Information System |
DNBS |
- |
Department of Non-Banking Supervision |
DOC |
- |
Department of Communication |
DoT |
- |
Department of Telecommunication |
DRG |
- |
Development Research Group |
DRI |
- |
Differential Rate of Interest |
DRT |
- |
Debt Recovery Tribunal |
DS |
- |
Difference Stationary |
DSB |
- |
Designated Settlement Banks |
DSIM |
- |
Department of Statistics and Information Management |
DvP |
- |
Delivery versus Payment |
EACB |
- |
European Association of Co-operative Banks |
EBT |
- |
Electronic Benefit Transfer |
ECB |
- |
European Central Bank |
ECBs |
- |
External Commercial Borrowings |
ECGC |
- |
Export Credit Guarantee Corporation |
ECR |
- |
Export Credit Refinance |
ECS |
- |
Electronic Clearing Services |
EEA |
- |
Exchange Equalisation Account |
EEFC |
- |
Exchange Earners’ Foreign Currency |
EFT |
- |
Electronic Funds Transfer |
EMEs |
- |
Emerging Market Economies |
EOU |
- |
Export Oriented Unit |
EPCG |
- |
Export Promotion Capital Goods |
ESOS |
- |
Employees Stock Option Scheme |
EU |
- |
European Union |
EXIM Bank |
- |
Export Import Bank |
FAO |
- |
Food & Agriculture Organisation |
FAQs |
- |
Frequently Asked Questions |
FATF |
- |
Financial Action Task Force |
FBT |
- |
Fringe Benefit Tax |
FC |
- |
Financial Conglomerate |
FCAs |
- |
Foreign Currency Assets |
FCCB |
- |
Foreign Currency Convertible Bond |
FCI |
- |
Food Corporation of India |
FCNR(B) |
- |
Foreign Currency Non-Resident (Banks) |
FDI |
- |
Foreign Direct Investment |
FED |
- |
Foreign Exchange Department |
FEDAI |
- |
Foreign Exchange Dealers’ Association of India |
FI |
- |
Financial Institutions |
FIEO |
- |
Federation of Indian Export Organisation |
FIIs |
- |
Foreign Institutional Investors |
FIPB |
- |
Foreign Investment Promotion Board |
FITL |
- |
Funded Interest Term Loan |
FIU-IND |
- |
Financial Intelligence Unit-India |
FLCCs |
- |
Financial Literacy and Credit Counseling Centres |
FMCG |
- |
Fast Moving Consumer Goods |
FMD |
- |
Financial Markets Department |
FOF |
- |
Flow of Funds |
FPS |
- |
Focus Product Scheme |
FRBM |
- |
Fiscal Responsibility and Budget Management |
FRBs |
- |
Floating Rate Bonds |
FRL |
- |
Full Reservoir Level |
FRLs |
- |
Fiscal Responsibility Legislations |
FSB |
- |
Financial Stability Board |
FSF |
- |
Financial Stability Forum |
FST |
- |
Financial Sector Technology |
FVCIs |
- |
Foreign Venture Capital Investors |
GCC |
- |
Gulf Cooperation Council |
GCCs |
- |
General-purpose Credit Cards |
GDP |
- |
Gross Domestic Product |
GDRs |
- |
Global Depository Receipts |
GFCE |
- |
Government Financial Consumption Expenditure |
GFD |
- |
Gross Fiscal Deficit |
GFSR |
- |
Global Financial Stability Report |
GIPSA |
- |
General Insurer’s (Public Sector) Association of India |
GoI |
- |
Government of India |
GRF |
- |
Guarantee Redemption Fund |
GSDP |
- |
Gross State Domestic Product |
GST |
- |
Goods and Services Tax |
HFCs |
- |
Housing Finance Companies |
HLAC |
- |
High Level Advisory Committee |
HLCCFM |
- |
High Level Coordination Committee on Financial Markets |
HLG |
- |
High Level Group |
HR |
- |
Human Resources |
HRDD |
- |
Human Resources Development Department |
HRMS |
- |
Human Resources Management System |
HSUI |
- |
Housing Start Up Index |
HTM |
- |
Held-to-Maturity |
IAS |
- |
Integrated Accounting Systems |
IASC |
- |
Inspection and Audit Sub-Committee |
IBA |
- |
Indian Banks’ Association |
ICAC |
- |
International Cotton Advisory Committee |
ICAI |
- |
Institute of Chartered Accountants of India |
ICAR |
- |
Indian Council for Agricultural Research |
ICCOMS |
- |
Integrated Computerised Currency Operations and Management System |
ICT |
- |
Information and Communication Technology |
IDMD |
- |
Internal Debt Management Department |
IDR |
- |
Indian Depository Receipt |
IDRBT |
- |
Institute for Development & Research in Banking Technology |
IEM |
- |
Industrial Entrepreneurs Memoranda |
IES |
- |
Integrated Establishment System |
IGIDR |
- |
Indira Gandhi Institute of Development Research |
IIA |
- |
Institute of Internal Auditors |
IIBM |
- |
Indian Institute of Bank Management |
IIFCL |
- |
India Infrastructure Finance Company Limited |
IIFT |
- |
Indian Institute of Foreign Trade |
IIP |
- |
Index of Industrial Production |
ILO |
- |
International Labour Organisation |
IMA |
- |
Internal Models Approach |
IMD |
- |
India Millennium Deposits |
IMD |
- |
India Meteorological Department |
IMF |
- |
International Monetary Fund |
IMFC |
- |
International Monetary and Financial Committee |
IODP |
- |
Integrated Officers Development Programmes |
IPAs |
- |
Issuing and Paying Agents |
IPCC |
- |
Inter-Govermental Panel on Climate Change |
IPCs |
- |
Irrevocable Payment Commitments |
IPDIs |
- |
Innovative Perpetual Debt Instruments |
IPOs |
- |
Initial Public Offerings |
IP-RR |
- |
Interest Payment - Revenue Receipt |
IRB |
- |
Internal Ratings-Based |
IRDA |
- |
Insurance Regulatory and Development Authority |
IRFs |
- |
Interest Rate Futures |
ISA |
- |
Information Systems Audit |
ISACA |
- |
Information Systems Audit and Control Assessment |
ISMS |
- |
Information Security Management System |
ISO |
- |
International Organisation for Standardisation |
IT |
- |
Information Technology |
IT-BPO |
- |
Information Technology - Business Process Outsourcing |
ITEs |
- |
Intra-Group Transactions and Exposures |
IWMP |
- |
Integrated Watershed Management Programme |
JLG |
- |
Joint Liability Group |
JNNURM |
- |
Jawaharlal Nehru National Urban Renewal Mission |
KCCs |
- |
Kisan Credit Cards |
KVIBs |
- |
Khadi and Village Industries Boards |
KVIC |
- |
Khadi and Village Industries Commission |
KYC |
- |
Know Your Customer |
LAF |
- |
Liquidity Adjustment Facility |
LB |
- |
Lowest daily outstanding Balance |
LCD |
- |
Liquid Crystal Display |
LIBOR |
- |
London Inter-Bank Offer Rate |
LOI |
- |
Letter of Intent |
LPA |
- |
Long Period Average |
MASI |
- |
Management Audit Systems Inspection |
MAT |
- |
Minimum Alternate Tax |
MCA |
- |
Ministry of Corporate Affairs |
MBS |
- |
Mortgage Backed Securities |
MF |
- |
Mutual Funds |
MFDEF |
- |
Micro Finance Development and Equity Fund |
MFDF |
- |
Micro Finance Development Fund |
MFI |
- |
Micro Finance Institution |
MICR |
- |
Magnetic Ink Character Recognition |
MMA |
- |
Macro Management of Agriculture |
MMBCS |
- |
Magnetic Media Based Clearing System |
MMMFs |
- |
Money Market Mutual Funds |
MMS |
- |
Multi Modal Settlements |
MODVAT |
- |
Modified Value Added Tax |
MoU |
- |
Memorandum of Understanding |
MPD |
- |
Monetary Policy Department |
MPI |
- |
Macro-Prudential Indicators |
MPLS |
- |
Multi Protocol Label Switching |
MSE-CDP |
- |
Micro and Small Enterprises Cluster Development Programme |
MSEs |
- |
Micro and Small Enterprises |
MSMEs |
- |
Micro, Small and Medium Enterprises |
MSOE |
- |
Minimum Standards of Operational Efficiency |
MSP |
- |
Minimum Support Price |
MSS |
- |
Market Stabilisation Scheme |
MTM |
- |
Mark-to-Market |
NAB |
- |
New Arrangement to Borrow |
NABARD |
- |
National Bank for Agriculture and Rural Development |
NASSCOM |
- |
National Association of Software and Services Companies |
NAV |
- |
Net Asset Value |
NBFCs |
- |
Non-Banking Financial Companies |
NBFC-D |
- |
Deposit taking NBFC |
NBFC-ND |
- |
Non-deposit taking NBFC |
NBFC-ND-SI |
- |
Systemically Important Non-deposit taking NBFC |
NCR |
- |
National Capital Region |
NBO |
- |
National Building Organisation |
NDA |
- |
Net Domestic Asset |
NDS |
- |
Negotiated Dealing Systems |
NDS - OM |
- |
Negotiated Dealing System - Order Matching |
NDTL |
- |
Net Demand and Time Liability |
NECS |
- |
National Electronic Clearing System |
NEFT |
- |
National Electronic Funds Transfer |
NFS |
- |
National Financial Switch |
NFA |
- |
Net Foreign Assets |
NFSM |
- |
National Food Security Mission |
NGO |
- |
Non-Government Organisation |
NHB |
- |
National Housing Bank |
NIBM |
- |
National Institute of Bank Management |
NIC |
- |
National Informatics Centre |
NIF |
- |
National Investment Fund |
NIMSME |
- |
National Institute for Micro, Small and Medium Enterprises |
NIPFP |
- |
National Institute of Public Finance and Policy |
NOC |
- |
No Objection Certificate |
NOF |
- |
Net Owned Funds |
NPAs |
- |
Non-Performing Assets |
NPCI |
- |
National Payments Corporation of India |
NPS |
- |
New Pension Scheme |
NRAA |
- |
National Rain Fed Area Authority |
NREGS |
- |
National Rural Employment Guarantee Scheme |
NR(E)RA |
- |
Non-Resident (External) Rupee Account |
NRI |
- |
Non-Resident Indian |
NRRDA |
- |
National Rural Road Development Agency |
NSE |
- |
National Stock Exchange |
NSM |
- |
Note Sorting Machine |
NSSF |
- |
National Small Saving Fund |
NSSO |
- |
National Sample Survey Organisation |
OBCs |
- |
Other Backward Classs |
OBE |
- |
Off- Balance Sheet Exposures |
OD |
- |
Overdraft |
OECD |
- |
Organisation for Economic Co-operation and Development |
ODI |
- |
Offshore Derivative Instruments |
OLTAS |
- |
Online Tax Accounting System |
OMO |
- |
Open Market Operation |
OMS |
- |
Open Market Sales |
OPEC |
- |
Organisation for Petroleum Exporting Countries |
ORFS |
- |
Online Returns Filing System |
OSMOS |
- |
Off-Site Monitoring and Surveillance |
OTC |
- |
Over-the-Counter |
OTS |
- |
One-Time Settlement |
PACS |
- |
Primary Agricultural Credit Socity |
PAD |
- |
Public Accounts Department |
PAN |
- |
Permanent Account Number |
PCA |
- |
Prompt Corrective Action |
PCPS |
- |
Perpetual Cumulative Preference Shares |
PDs |
- |
Primary Dealers |
PDI |
- |
Perpetual Debt Instruments |
PDO |
- |
Public Debt Office |
PDO-NDS |
- |
Public Debt Office - Negotiated Dealing System |
PDS |
- |
Public Distribution System |
PE |
- |
Private Equity |
PFCE |
- |
Private Final Consumption Expenditure |
PFRDA |
- |
Pension Fund Regulatory and Development Authority |
PGPBF |
- |
Post Graduate Programme in Banking & Finance |
PIT |
- |
Personal Income Tax |
PMEGP |
- |
Prime Minister Employment Generation Programme |
PMLA |
- |
Prevention of Money Laundering Act |
PMRY |
- |
Prime Minister’s Rojgar Yojana |
PNCPs |
- |
Perpetual Non-Cumulative Preference Shares |
POL |
- |
Petroleum, Oil and Lubricants |
PPP |
- |
Public Private Partnership |
PSBs |
- |
Public Sector Banks |
PSS Act |
- |
Payment & Settlement Systems Act |
PSUs |
- |
Public Sector Undertakings |
QCBS |
- |
Quality and Cost Based Selection |
QIB |
- |
Qualified Institutional Buyer |
QIP |
- |
Qualified Institutional Placement |
QMS |
- |
Quality Management System |
R&D |
- |
Research & Development |
RBIA |
- |
Risk Based Internal Audit |
RBSC |
- |
Reserve Bank Staff College |
RCs |
- |
Reconstruction Companies |
RCC |
- |
Regional Complaints Committee |
RCS |
- |
Registar of Co-operative Societies |
RE |
- |
Revised Estimates |
REER |
- |
Real Effective Exchange Rate |
REGP |
- |
Rural Employment Generation Programme |
RIDF |
- |
Rural Infrastructure Development Fund |
RKVY |
- |
Rashtriya Krishi Vikas Yojana |
RNCPS |
- |
Redeemable Non-Cumulative Preference Shares |
RoA |
- |
Return on Assets |
ROE |
- |
Return on Equity |
ROSC |
- |
Report on Observance of Standards and Codes |
RPCD |
- |
Rural Planning and Credit Department |
RRBs |
- |
Regional Rural Banks |
RTGS |
- |
Real Time Gross Settlement |
RTI |
- |
Right to Information |
RTP |
- |
Reserve Tranche Position |
SAARC |
- |
South Asian Association for Regional Co-operation |
SACPs |
- |
Special Agricultural Credit Plans |
SAD |
- |
Single Administrative Document |
SDDS |
- |
Special Data Dissemination Standards |
SAMIS |
- |
Service Area Monitoring and Information System |
SAP |
- |
State Agricultural Plan |
SARFAESI |
- |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBI |
- |
State Bank of India |
SC |
- |
Scheduled Caste |
SCs |
- |
Securitisation Companies |
SCB |
- |
Scheduled Commercial Bank |
SDLs |
- |
State Development Loans |
SDR |
- |
Special Drawing Rights |
SEBI |
- |
Securities and Exchange Board of India |
SEZs |
- |
Special Economic Zones |
SFCs |
- |
State Finance Corporations |
SFMS |
- |
Structured Financial Messaging System |
SFURTI |
- |
Scheme for Fund for Regeneration of Traditional Industries |
SGL |
- |
Subsidiary General Ledger |
SHGs |
- |
Self-Help Groups |
SIDBI |
- |
Small Industries Development Bank of India |
SIFI |
- |
Systemically Important Financial Intermediaries |
SIPS |
- |
Systemically Important Payment System |
SITP |
- |
Scheme for Integrated Textile Parks |
SIVs |
- |
Structured Investment Vehicles |
SLAF |
- |
Second Liquidity Adjustment Facility |
SLA(IC) |
- |
Sundry Liabilities Account (Interest Capitalisation) |
SLB |
- |
Securities Lending and Borrowing |
SLBC |
- |
State Level Bankers’ Committee |
SLR |
- |
Statutory Liquidity Ratio |
SMEs |
- |
Small and Medium Enterprises |
SMO |
- |
Special Market Operations |
SPMCIL |
- |
Security Printing and Minting Corporation of India Ltd. |
SPV |
- |
Special Purpose Vehicle |
SREP |
- |
Supervisory Review and Evaluation Process |
SRMS |
- |
Self Employment Scheme for Rehabilitation of Manual Scavangers |
SSS |
- |
Securities Settlement System |
ST |
- |
Scheduled Tribe |
StCB |
- |
State Co-operative Bank |
STCRC |
- |
Short-Term Co-operative Rural Credit |
STOs |
- |
State Treasury Offices |
STR |
- |
Suspicious Transaction Report |
STRIPS |
- |
Separate Trading for Registered Interest and Principal of Securities |
TAC |
- |
Technical Advisory Committee |
TAFCUBs |
- |
Task Force for Urban Co-operative Banks |
TAG |
- |
Technical Advisory Group |
TALF |
- |
Term Asset-Backed Securities Loan Facility |
TFC |
- |
Twelfth Finance Commission |
TFCI |
- |
Tourism Finance Corporation of India |
TFP |
- |
Total Factor Productivity |
TFTS |
- |
Trade for Trade Settlement |
TIN |
- |
Tax Information Network |
TMSM |
- |
Training Methods and Skills for Managers |
TMT |
- |
Thermo Mechanically Treated |
ToRs |
- |
Terms of References |
TS |
- |
Trend Stationary |
TUFS |
- |
Technology Upgraded Fund Scheme |
UBD |
- |
Urban Banks Department |
UCBs |
- |
Urban Cooperative Banks |
UCNs |
- |
Uniform Code Numbers |
UNDP |
- |
United Nations Developement Programme |
UNICO |
- |
Umbrella Organisation for Large Cooperative Banks in Europe |
UNDP |
- |
United Nations Development Programme |
UNIDO |
- |
United Nations Industrial Development Organisation |
UNME |
- |
Urban Non-Manual Employees |
UTs |
- |
Union Territories |
VAR |
- |
Vector Autoregression |
VaR |
- |
Value at Risk |
VKGUY |
- |
Vishesh Krishi Gram Udyog Yojana |
VPN |
- |
Virtual Private Network |
WADR |
- |
Weighted Average Discount Rate |
WEO |
- |
World Economic Outlook |
WMA |
- |
Ways and Means Advances |
WPI |
- |
Wholesale Price Index |
WSS |
- |
Weekly Statistical Supplement |
WTO |
- |
World Trade Organisation |
XBRL |
- |
eXtensible Business Reporting Language |
XML |
- |
Extensible Markup Language |
Y-o-Y |
- |
Year-on-Year |
ZTC |
- |
Zonal Training Centre |