State : Karnataka - આરબીઆઈ - Reserve Bank of India
State : Karnataka
Table No. 5.6 – State And Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
MARCH 2001 |
(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
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1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
3,60,368 |
1339,18 |
1219,45 |
7,49,685 |
2805,60 |
2461,40 |
||
1. Direct Finance |
3,57,495 |
1220,34 |
1109,33 |
7,44,181 |
2261,53 |
2062,43 |
|||
2. Indirect Finance |
2,873 |
118,84 |
110,12 |
5,504 |
544,08 |
398,97 |
|||
II. |
INDUSTRY |
1,35,429 |
5361,13 |
3976,00 |
1,20,202 |
8176,64 |
6134,03 |
||
1. Mining & Quarrying |
221 |
131,10 |
101,74 |
501 |
192,79 |
167,70 |
|||
2. Food Manufacturing & Processing |
1,893 |
292,15 |
231,80 |
2,920 |
861,55 |
643,17 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
564 |
42,14 |
35,90 |
1,017 |
76,13 |
66,95 |
||
(b) |
Sugar |
37 |
84,00 |
71,13 |
55 |
198,13 |
162,05 |
||
(c) |
Edible Oils & Vanaspati |
169 |
35,23 |
29,20 |
267 |
22,81 |
20,15 |
||
(d) |
Tea Processing |
6 |
9,22 |
5,69 |
10 |
12,47 |
12,78 |
||
(e) |
Processing of Fruits & Vegetables |
22 |
3,14 |
2,57 |
104 |
45,23 |
25,76 |
||
(f) |
Others |
1,095 |
118,42 |
87,31 |
1,467 |
506,79 |
355,48 |
||
3. Beverage & Tobacco |
53 |
47,84 |
45,38 |
198 |
243,67 |
191,95 |
|||
4. Textiles |
2,599 |
535,81 |
354,69 |
2,683 |
745,19 |
565,65 |
|||
(a) |
Cotton Textiles |
112 |
54,11 |
42,76 |
512 |
191,57 |
157,19 |
||
(b) |
Jute Textiles |
2 |
1,55 |
1,12 |
13 |
2,85 |
2,68 |
||
(c) |
Handloom Textiles & Khadi |
158 |
90,13 |
17,01 |
120 |
9,35 |
8,53 |
||
(d) |
Other Textiles |
2,327 |
390,01 |
293,80 |
2,038 |
541,42 |
397,26 |
||
5. Paper, Paper Products & Printing |
676 |
75,59 |
56,87 |
1,782 |
219,12 |
167,76 |
|||
6. Leather & Leather Products |
183 |
55,07 |
58,84 |
304 |
54,14 |
37,64 |
|||
7. Rubber & Rubber Products |
154 |
23,69 |
20,57 |
606 |
66,20 |
49,65 |
|||
8. Chemicals & Chemical Products |
971 |
336,98 |
266,80 |
2,149 |
383,54 |
299,56 |
|||
(a) |
Heavy Industrial Chemicals |
47 |
9,32 |
6,28 |
89 |
14,96 |
14,51 |
||
(b) |
Fertilisers |
12 |
4,77 |
3,47 |
43 |
18,00 |
12,17 |
||
(c) |
Drugs & Pharmaceuticals |
231 |
122,44 |
99,50 |
377 |
101,67 |
80,49 |
||
(d) |
Non-Edible Oils |
17 |
9,79 |
5,07 |
16 |
3,54 |
2,93 |
||
(e) |
Other Chemicals & Chemical Products |
664 |
190,67 |
152,47 |
1,624 |
245,38 |
189,46 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
74 |
21,99 |
14,02 |
80 |
388,18 |
330,21 |
|||
10. Manufacture of Cement & Cement Products |
149 |
39,60 |
41,47 |
319 |
27,62 |
31,88 |
|||
11. Basic Metals & Metal Products |
1,216 |
531,77 |
479,33 |
2,267 |
589,62 |
512,54 |
|||
(a) |
Iron & Steel |
267 |
328,09 |
322,91 |
430 |
366,82 |
347,42 |
||
(b) |
Non-Ferrous Metals |
76 |
47,17 |
40,59 |
87 |
51,67 |
33,96 |
||
(c) |
Other Metal Products |
873 |
156,52 |
115,83 |
1,750 |
171,14 |
131,16 |
||
12. Engineering |
2,641 |
1977,62 |
1312,09 |
5,096 |
1993,92 |
1215,96 |
|||
(a) |
Heavy Engineering |
179 |
513,97 |
380,81 |
364 |
773,78 |
416,93 |
||
(b) |
Light Engineering |
1,356 |
630,25 |
378,38 |
2,343 |
453,65 |
309,33 |
||
(c) |
Electrical Machinery & Goods |
722 |
316,20 |
217,94 |
1,730 |
320,92 |
179,51 |
||
(d) |
Electronic Machinery & Goods |
384 |
517,20 |
334,96 |
659 |
445,57 |
310,19 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
2,420 |
154,20 |
98,11 |
1,063 |
156,61 |
98,42 |
|||
14. Other Industries |
1,21,480 |
711,10 |
588,24 |
98,518 |
1034,79 |
838,66 |
|||
15. Electricity, Gas & Water |
63 |
232,85 |
216,32 |
158 |
946,52 |
748,90 |
|||
(a) |
Electricity Generation & Transmission |
41 |
229,80 |
213,37 |
93 |
939,15 |
742,08 |
||
(b) |
Non-Conventional Energy |
17 |
1,66 |
1,69 |
22 |
1,76 |
1,55 |
||
(c) |
Gas, Steam & Water Supply |
5 |
1,39 |
1,26 |
43 |
5,61 |
5,27 |
||
16. Construction |
636 |
193,79 |
89,71 |
1,558 |
273,16 |
234,38 |
|||
III. |
TRANSPORT OPERATORS |
7,145 |
144,06 |
106,40 |
29,618 |
427,29 |
343,85 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
20,731 |
309,88 |
230,01 |
1,03,146 |
914,59 |
758,04 |
||
V. |
PERSONAL LOANS |
3,82,082 |
1914,10 |
1645,23 |
6,30,918 |
3145,80 |
2787,97 |
||
1. Loans for Purchase of Consumer Durables |
32,716 |
93,27 |
68,12 |
57,687 |
180,98 |
147,27 |
|||
2. Loans for Housing |
64,361 |
908,00 |
807,43 |
1,06,696 |
1312,09 |
1194,93 |
|||
3. Rest of the Personal Loans |
2,85,005 |
912,82 |
769,67 |
4,66,535 |
1652,72 |
1445,77 |
|||
VI. |
TRADE |
71,325 |
704,31 |
625,07 |
1,63,765 |
1324,36 |
1133,72 |
||
1. Wholesale Trade |
7,262 |
371,61 |
338,72 |
21,445 |
455,77 |
376,40 |
|||
2. Retail Trade |
64,063 |
332,70 |
286,36 |
1,42,320 |
868,59 |
757,32 |
|||
VII. |
FINANCE |
119 |
73,30 |
64,06 |
2,359 |
1451,24 |
1190,44 |
||
VIII. |
ALL OTHERS |
66,156 |
768,11 |
695,60 |
1,40,355 |
1391,07 |
1223,75 |
||
|
|||||||||
TOTAL BANK CREDIT |
10,43,355 |
10614,07 |
8561,83 |
19,40,048 |
19636,58 |
16033,19 |
|||
OF WHICH: |
1. Artisans & Village Industries |
8,281 |
21,89 |
20,26 |
20,090 |
74,18 |
68,54 |
||
2. Other Small Scale Industries |
62,326 |
1143,21 |
932,62 |
53,105 |
1289,32 |
1038,96 |
|||
|
|
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FOREIGN BANKS |
REGIONAL RURAL |
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BANKS |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
8 |
3,20 |
10,39 |
5,37,508 |
1197,20 |
1111,85 |
||
1. Direct Finance |
4 |
3,03 |
10,21 |
5,25,308 |
1169,57 |
1088,62 |
|||
2. Indirect Finance |
4 |
17 |
17 |
12,200 |
27,63 |
23,23 |
|||
II. |
INDUSTRY |
725 |
2641,84 |
1682,51 |
41,454 |
108,84 |
90,09 |
||
1. Mining & Quarrying |
1 |
75 |
— |
26 |
1,70 |
1,14 |
|||
2. Food Manufacturing & Processing |
30 |
38,78 |
22,22 |
579 |
9,54 |
7,81 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
1 |
5 |
5 |
207 |
3,45 |
2,82 |
||
(b) |
Sugar |
4 |
4,00 |
3,94 |
4 |
17 |
9 |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
55 |
74 |
51 |
||
(d) |
Tea Processing |
2 |
5,03 |
5,03 |
1 |
6 |
6 |
||
(e) |
Processing of Fruits & Vegetables |
3 |
2,22 |
1,36 |
8 |
49 |
42 |
||
(f) |
Others |
20 |
27,48 |
11,84 |
304 |
4,64 |
3,92 |
||
3. Beverage & Tobacco |
24 |
32,80 |
15,49 |
9 |
48 |
35 |
|||
4. Textiles |
76 |
162,59 |
168,53 |
282 |
2,64 |
2,23 |
|||
(a) |
Cotton Textiles |
23 |
19,12 |
15,27 |
21 |
28 |
21 |
||
(b) |
Jute Textiles |
— |
— |
— |
2 |
13 |
13 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
36 |
15 |
12 |
||
(d) |
Other Textiles |
53 |
143,47 |
153,26 |
223 |
2,09 |
1,78 |
||
5. Paper, Paper Products & Printing |
28 |
19,37 |
13,34 |
91 |
2,33 |
2,22 |
|||
6. Leather & Leather Products |
— |
— |
— |
15 |
16 |
16 |
|||
7. Rubber & Rubber Products |
3 |
1,24 |
21 |
24 |
58 |
51 |
|||
8. Chemicals & Chemical Products |
77 |
178,13 |
141,29 |
120 |
1,61 |
1,37 |
|||
(a) |
Heavy Industrial Chemicals |
23 |
27,72 |
14,76 |
— |
— |
— |
||
(b) |
Fertilisers |
5 |
6,87 |
3,25 |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
12 |
40,56 |
33,52 |
35 |
40 |
37 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
37 |
102,98 |
89,76 |
85 |
1,22 |
1,00 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
9 |
53,37 |
41,13 |
2 |
7 |
6 |
|||
10. Manufacture of Cement & Cement Products |
1 |
3 |
3 |
26 |
63 |
50 |
|||
11. Basic Metals & Metal Products |
19 |
68,01 |
48,34 |
61 |
1,06 |
95 |
|||
(a) |
Iron & Steel |
6 |
57,38 |
42,94 |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
1 |
4,00 |
— |
1 |
15 |
16 |
||
(c) |
Other Metal Products |
12 |
6,63 |
5,40 |
60 |
91 |
79 |
||
12. Engineering |
255 |
995,40 |
588,86 |
330 |
5,30 |
4,15 |
|||
(a) |
Heavy Engineering |
19 |
153,03 |
84,33 |
83 |
2,37 |
1,83 |
||
(b) |
Light Engineering |
75 |
199,89 |
145,31 |
160 |
1,94 |
1,52 |
||
(c) |
Electrical Machinery & Goods |
66 |
262,78 |
115,35 |
85 |
84 |
66 |
||
(d) |
Electronic Machinery & Goods |
95 |
379,70 |
243,88 |
2 |
15 |
14 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
50 |
133,44 |
79,04 |
637 |
6,51 |
4,93 |
|||
14. Other Industries |
114 |
803,85 |
518,59 |
39,064 |
71,09 |
59,39 |
|||
15. Electricity, Gas & Water |
5 |
108,40 |
7,33 |
— |
— |
— |
|||
(a) |
Electricity Generation & Transmission |
2 |
1,40 |
33 |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
3 |
107,00 |
7,00 |
— |
— |
— |
||
16. Construction |
33 |
45,70 |
38,09 |
188 |
5,13 |
4,32 |
|||
III. |
TRANSPORT OPERATORS |
79 |
26,99 |
23,08 |
14,766 |
99,22 |
71,74 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
303 |
155,74 |
130,15 |
35,779 |
78,22 |
66,01 |
||
V. |
PERSONAL LOANS |
1,34,645 |
827,35 |
419,68 |
1,73,386 |
367,27 |
325,18 |
||
1. Loans for Purchase of Consumer Durables |
1,105 |
17,50 |
14,07 |
15,105 |
29,54 |
23,88 |
|||
2. Loans for Housing |
1,702 |
135,20 |
136,18 |
11,752 |
103,69 |
92,55 |
|||
3. Rest of the Personal Loans |
1,31,838 |
674,65 |
269,43 |
1,46,529 |
234,04 |
208,75 |
|||
VI. |
TRADE |
384 |
203,98 |
151,71 |
1,12,263 |
245,50 |
211,22 |
||
1. Wholesale Trade |
347 |
137,50 |
116,62 |
4,534 |
20,80 |
18,01 |
|||
2. Retail Trade |
37 |
66,49 |
35,09 |
1,07,729 |
224,70 |
193,21 |
|||
VII. |
FINANCE |
10 |
5,99 |
5,01 |
28 |
21 |
17 |
||
VIII. |
ALL OTHERS |
2,947 |
41,68 |
35,58 |
1,03,273 |
119,38 |
107,77 |
||
|
|||||||||
TOTAL BANK CREDIT |
1,39,101 |
3906,77 |
2458,10 |
10,18,457 |
2215,84 |
1984,03 |
|||
OF WHICH: |
1. Artisans & Village Industries |
2 |
2 |
2 |
22,675 |
40,54 |
32,96 |
||
2. Other Small Scale Industries |
45 |
78,48 |
56,62 |
9,196 |
24,04 |
20,41 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
60,194 |
562,44 |
451,51 |
17,07,763 |
5907,63 |
5254,59 |
||
1. Direct Finance |
58,737 |
444,59 |
392,05 |
16,85,725 |
5099,05 |
4662,65 |
|||
2. Indirect Finance |
1,457 |
117,85 |
59,46 |
22,038 |
808,57 |
591,94 |
|||
II. |
INDUSTRY |
14,121 |
2457,89 |
2011,87 |
3,11,931 |
18746,35 |
13894,50 |
||
1. Mining & Quarrying |
82 |
26,08 |
20,24 |
831 |
352,42 |
290,82 |
|||
2. Food Manufacturing & Processing |
772 |
332,14 |
254,39 |
6,194 |
1534,16 |
1159,39 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
268 |
55,41 |
31,06 |
2,057 |
177,18 |
136,78 |
||
(b) |
Sugar |
24 |
34,55 |
19,50 |
124 |
320,85 |
256,70 |
||
(c) |
Edible Oils & Vanaspati |
70 |
8,43 |
6,19 |
561 |
67,20 |
56,06 |
||
(d) |
Tea Processing |
8 |
14,63 |
8,25 |
27 |
41,40 |
31,81 |
||
(e) |
Processing of Fruits & Vegetables |
17 |
17,01 |
16,75 |
154 |
68,08 |
46,86 |
||
(f) |
Others |
385 |
202,12 |
172,63 |
3,271 |
859,44 |
631,18 |
||
3. Beverage & Tobacco |
68 |
117,02 |
106,35 |
352 |
441,80 |
359,51 |
|||
4. Textiles |
1,031 |
222,41 |
165,63 |
6,671 |
1668,64 |
1256,73 |
|||
(a) |
Cotton Textiles |
144 |
25,62 |
21,54 |
812 |
290,70 |
236,96 |
||
(b) |
Jute Textiles |
4 |
25 |
26 |
21 |
4,78 |
4,19 |
||
(c) |
Handloom Textiles & Khadi |
62 |
3,67 |
3,06 |
376 |
103,30 |
28,71 |
||
(d) |
Other Textiles |
821 |
192,87 |
140,78 |
5,462 |
1269,86 |
986,87 |
||
5. Paper, Paper Products & Printing |
358 |
37,49 |
28,25 |
2,935 |
353,89 |
268,44 |
|||
6. Leather & Leather Products |
30 |
15,55 |
6,62 |
532 |
124,93 |
103,27 |
|||
7. Rubber & Rubber Products |
80 |
7,93 |
7,59 |
867 |
99,65 |
78,52 |
|||
8. Chemicals & Chemical Products |
451 |
120,19 |
102,43 |
3,768 |
1020,45 |
811,45 |
|||
(a) |
Heavy Industrial Chemicals |
30 |
11,66 |
8,16 |
189 |
63,66 |
43,71 |
||
(b) |
Fertilisers |
12 |
2,31 |
2,44 |
72 |
31,94 |
21,33 |
||
(c) |
Drugs & Pharmaceuticals |
89 |
57,59 |
48,83 |
744 |
322,65 |
262,71 |
||
(d) |
Non-Edible Oils |
9 |
99 |
62 |
42 |
14,32 |
8,62 |
||
(e) |
Other Chemicals & Chemical Products |
311 |
47,63 |
42,38 |
2,721 |
587,88 |
475,08 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
18 |
3,43 |
2,55 |
183 |
467,04 |
387,99 |
|||
10. Manufacture of Cement & Cement Products |
106 |
28,31 |
22,26 |
601 |
96,19 |
96,14 |
|||
11. Basic Metals & Metal Products |
485 |
155,83 |
142,46 |
4,048 |
1346,29 |
1183,63 |
|||
(a) |
Iron & Steel |
103 |
121,32 |
115,92 |
806 |
873,61 |
829,20 |
||
(b) |
Non-Ferrous Metals |
10 |
2,03 |
2,04 |
175 |
105,01 |
76,76 |
||
(c) |
Other Metal Products |
372 |
32,48 |
24,50 |
3,067 |
367,67 |
277,67 |
||
12. Engineering |
1,014 |
593,76 |
526,09 |
9,336 |
5566,00 |
3647,16 |
|||
(a) |
Heavy Engineering |
115 |
41,41 |
31,89 |
760 |
1484,56 |
915,78 |
||
(b) |
Light Engineering |
515 |
214,40 |
171,06 |
4,449 |
1500,14 |
1005,60 |
||
(c) |
Electrical Machinery & Goods |
196 |
68,72 |
61,04 |
2,799 |
969,46 |
574,50 |
||
(d) |
Electronic Machinery & Goods |
188 |
269,22 |
262,10 |
1,328 |
1611,84 |
1151,28 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
242 |
42,57 |
33,81 |
4,412 |
493,33 |
314,30 |
|||
14. Other Industries |
8,795 |
311,98 |
217,07 |
2,67,971 |
2932,81 |
2221,94 |
|||
15. Electricity, Gas & Water |
39 |
214,33 |
194,56 |
265 |
1502,10 |
1167,12 |
|||
(a) |
Electricity Generation & Transmission |
10 |
165,46 |
166,78 |
146 |
1335,80 |
1122,57 |
||
(b) |
Non-Conventional Energy |
23 |
2,98 |
2,43 |
62 |
6,40 |
5,67 |
||
(c) |
Gas, Steam & Water Supply |
6 |
45,90 |
25,34 |
57 |
159,90 |
38,87 |
||
16. Construction |
550 |
228,87 |
181,58 |
2,965 |
746,64 |
548,08 |
|||
III. |
TRANSPORT OPERATORS |
3,524 |
96,27 |
64,81 |
55,132 |
793,83 |
609,88 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
15,897 |
755,48 |
506,67 |
1,75,856 |
2213,90 |
1690,88 |
||
V. |
PERSONAL LOANS |
1,55,236 |
785,96 |
644,54 |
14,76,267 |
7040,47 |
5822,60 |
||
1. Loans for Purchase of Consumer Durables |
21,135 |
62,38 |
50,00 |
1,27,748 |
383,67 |
303,34 |
|||
2. Loans for Housing |
11,799 |
236,45 |
194,50 |
1,96,310 |
2695,43 |
2425,60 |
|||
3. Rest of the Personal Loans |
1,22,302 |
487,14 |
400,04 |
11,52,209 |
3961,38 |
3093,66 |
|||
VI. |
TRADE |
21,760 |
942,03 |
612,92 |
3,69,497 |
3420,18 |
2734,65 |
||
1. Wholesale Trade |
4,625 |
431,80 |
293,05 |
38,213 |
1417,47 |
1142,80 |
|||
2. Retail Trade |
17,135 |
510,23 |
319,87 |
3,31,284 |
2002,71 |
1591,85 |
|||
VII. |
FINANCE |
209 |
210,15 |
147,98 |
2,725 |
1740,89 |
1407,66 |
||
VIII. |
ALL OTHERS |
21,992 |
471,51 |
378,59 |
3,34,723 |
2791,74 |
2441,29 |
||
|
|||||||||
TOTAL BANK CREDIT |
2,92,933 |
6281,72 |
4818,88 |
44,33,894 |
42654,99 |
33856,03 |
|||
OF WHICH: |
1. Artisans & Village Industries |
1,809 |
7,32 |
6,10 |
52,857 |
143,95 |
127,88 |
||
2. Other Small Scale Industries |
5,802 |
377,16 |
278,32 |
1,30,474 |
2912,20 |
2326,94 |
|||
|