Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2001

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

—

—

—

407

97

99

1. Direct Finance

—

—

—

405

79

79

2. Indirect Finance

—

—

—

2

18

20

II.

INDUSTRY

—

—

—

77

57

57

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

—

—

—

—

—

—

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

—

—

—

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

5. Paper, Paper Products & Printing

—

—

—

—

—

—

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

—

—

—

—

—

—

8. Chemicals & Chemical Products

—

—

—

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

—

—

—

—

—

—

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

—

—

—

12. Engineering

—

—

—

—

—

—

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

1

1

1

14. Other Industries

—

—

—

76

56

56

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

—

—

—

III.

TRANSPORT OPERATORS

—

—

—

4

9

5

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

49

31

27

V.

PERSONAL LOANS

—

—

—

1,071

4,10

4,08

1. Loans for Purchase of Consumer Durables

—

—

—

37

5

5

2. Loans for Housing

—

—

—

17

18

17

3. Rest of the Personal Loans

—

—

—

1,017

3,88

3,86

VI.

TRADE

—

—

—

19

53

54

1. Wholesale Trade

—

—

—

1

50

51

2. Retail Trade

—

—

—

18

3

3

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

—

—

—

11

1

1

TOTAL BANK CREDIT

—

—

—

1,638

6,59

6,49

OF WHICH:

1. Artisans & Village Industries

—

—

—

62

53

53

2. Other Small Scale Industries

—

—

—

9

3

3

FOREIGN BANKS

REGIONAL RURAL

BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

—

—

—

1. Direct Finance

—

—

—

—

—

—

2. Indirect Finance

—

—

—

—

—

—

II.

INDUSTRY

—

—

—

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

—

—

—

—

—

—

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

—

—

—

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

5. Paper, Paper Products & Printing

—

—

—

—

—

—

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

—

—

—

—

—

—

8. Chemicals & Chemical Products

—

—

—

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

—

—

—

—

—

—

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

—

—

—

12. Engineering

—

—

—

—

—

—

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

—

—

—

14. Other Industries

—

—

—

—

—

—

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

—

—

—

III.

TRANSPORT OPERATORS

—

—

—

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

—

—

—

V.

PERSONAL LOANS

—

—

—

—

—

—

1. Loans for Purchase of Consumer Durables

—

—

—

—

—

—

2. Loans for Housing

—

—

—

—

—

—

3. Rest of the Personal Loans

—

—

—

—

—

—

VI.

TRADE

—

—

—

—

—

—

1. Wholesale Trade

—

—

—

—

—

—

2. Retail Trade

—

—

—

—

—

—

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

—

—

—

—

—

—

TOTAL BANK CREDIT

—

—

—

—

—

—

OF WHICH:

1. Artisans & Village Industries

—

—

—

—

—

—

2. Other Small Scale Industries

—

—

—

—

—

—

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

—

—

—

407

97

99

1. Direct Finance

—

—

—

405

79

79

2. Indirect Finance

—

—

—

2

18

20

II.

INDUSTRY

—

—

—

77

57

57

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

—

—

—

—

—

—

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

—

—

—

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

5. Paper, Paper Products & Printing

—

—

—

—

—

—

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

—

—

—

—

—

—

8. Chemicals & Chemical Products

—

—

—

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

—

—

—

—

—

—

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

—

—

—

12. Engineering

—

—

—

—

—

—

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

1

1

1

14. Other Industries

—

—

—

76

56

56

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

—

—

—

III.

TRANSPORT OPERATORS

—

—

—

4

9

5

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

49

31

27

V.

PERSONAL LOANS

—

—

—

1,071

4,10

4,08

1. Loans for Purchase of Consumer Durables

—

—

—

37

5

5

2. Loans for Housing

—

—

—

17

18

17

3. Rest of the Personal Loans

—

—

—

1,017

3,88

3,86

VI.

TRADE

—

—

—

19

53

54

1. Wholesale Trade

—

—

—

1

50

51

2. Retail Trade

—

—

—

18

3

3

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

—

—

—

11

1

1

TOTAL BANK CREDIT

—

—

—

1,638

6,59

6,49

OF WHICH:

1. Artisans & Village Industries

—

—

—

62

53

53

2. Other Small Scale Industries

—

—

—

9

3

3