Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,04,687

1371,16

1060,27

3,45,856

1802,21

1474,81

1.

Direct Finance

3,01,897

1329,94

1031,03

3,42,834

1534,26

1276,26

2.

Indirect Finance

2,790

41,22

29,24

3,022

267,95

198,55

II.

INDUSTRY

77,387

3690,40

2991,93

64,005

3560,11

2723,91

1.

Mining & Quarrying

118

26,95

20,14

147

61,62

38,21

2.

Food Manufacturing & Processing

1,118

450,72

324,01

2,272

565,47

450,87

(a)

Rice Mills, Flour & Dal Mills

562

49,30

36,56

1,097

79,39

58,97

(b)

Sugar

5

10,04

9,86

11

1,84

1,65

(c)

Edible Oils & Vanaspati

334

336,67

236,11

258

328,21

273,35

(d)

Tea Processing

1

4

4

13

71,63

62,16

(e)

Processing of Fruits & Vegetables

5

1,02

87

16

3,83

2,85

(f)

Others

211

53,64

40,58

877

80,58

51,90

3.

Beverage & Tobacco

55

31,78

25,49

109

72,17

56,45

4.

Textiles

928

595,92

463,39

2,503

416,85

340,28

(a)

Cotton Textiles

399

313,61

245,00

385

141,65

111,10

(b)

Jute Textiles

8

94

82

35

30,23

23,20

(c)

Handloom Textiles & Khadi

8

1,64

1,53

165

3,96

2,89

(d)

Other Textiles

513

279,74

216,04

1,918

241,01

203,09

5.

Paper, Paper Products & Printing

312

60,00

90,83

895

77,86

73,95

6.

Leather & Leather Products

167

122,55

86,79

284

16,43

16,15

7.

Rubber & Rubber Products

86

79,64

74,63

144

214,47

152,38

8.

Chemicals & Chemical Products

1,331

254,22

234,39

1,464

393,78

234,09

(a)

Heavy Industrial Chemicals

21

8,82

8,00

74

9,78

7,63

(b)

Fertilisers

26

21,70

22,27

34

50,22

36,17

(c)

Drugs & Pharmaceuticals

162

55,82

51,72

258

102,40

80,13

(d)

Non-Edible Oils

8

68

54

17

7,90

6,71

(e)

Other Chemicals & Chemical Products

1,114

167,21

151,85

1,081

223,48

103,45

9.

Petroleum, Coal Products & Nuclear Fuels

25

6,56

5,73

41

9,58

7,71

10.

Manufacture of Cement & Cement Products

116

31,66

28,25

134

34,29

31,75

11.

Basic Metals & Metal Products

682

346,04

346,53

1,350

610,08

564,33

(a)

Iron & Steel

148

202,20

215,31

278

484,70

459,57

(b)

Non-Ferrous Metals

43

6,82

4,29

40

29,61

28,20

(c)

Other Metal Products

491

137,02

126,93

1,032

95,78

76,55

12.

Engineering

740

517,59

344,02

2,308

348,28

234,78

(a)

Heavy Engineering

163

94,72

65,95

125

168,24

95,45

(b)

Light Engineering

164

16,33

9,26

700

39,25

37,90

(c)

Electrical Machinery & Goods

372

401,36

265,37

1,403

123,62

80,54

(d)

Electronic Machinery & Goods

41

5,17

3,44

80

17,18

20,88

13.

Vehicles, Vehicle Parts & Transport Equipments

278

76,17

62,78

605

70,04

49,93

14.

Other Industries

71,146

554,37

457,11

49,376

471,28

359,27

15.

Electricity, Gas & Water

63

482,58

378,03

73

108,22

47,04

(a)

Electricity Generation & Transmission

52

481,56

377,58

54

99,76

46,33

(b)

Non-Conventional Energy

3

73

27

2

8

3

(c)

Gas, Steam & Water Supply

8

30

18

17

8,38

69

16.

Construction

222

53,65

49,80

2,300

89,68

66,73

III.

TRANSPORT OPERATORS

4,997

86,82

67,51

6,256

90,53

80,66

IV.

PROFESSIONAL AND OTHER SERVICES

13,306

137,08

93,81

43,953

368,17

318,17

V.

PERSONAL LOANS

2,29,408

1153,62

959,24

2,35,804

1231,66

1066,00

1.

Loans for Purchase of Consumer Durables

31,140

94,09

70,94

31,690

93,34

76,65

2.

Loans for Housing

50,791

532,77

473,90

50,853

526,06

461,15

3.

Rest of the Personal Loans

1,47,477

526,76

414,40

1,53,261

612,25

528,20

VI..

TRADE

65,859

951,58

788,27

96,326

1153,66

942,53

1.

Wholesale Trade

11,616

649,91

548,64

11,291

493,65

406,91

2.

Retail Trade

54,243

301,67

239,62

85,035

660,01

535,62

VII.

FINANCE

322

62,04

46,54

391

88,04

70,57

VIII.

ALLOTHERS

29,548

580,49

438,37

41,626

505,06

405,84

TOTAL BANK CREDIT

7,25,514

8033,20

6445,94

8,34,217

8799,44

7082,49

OF WHICH:

1. Artisans & Village Industries

12,799

31,63

26,45

11,377

38,47

34,71

2. Other Small Scale Industries

32,559

684,75

496,94

32,207

760,34

566,57

CENTRAL REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

2,83,095

611,56

507,19

1.

Direct Finance

—

—

—

2,77,508

588,54

489,30

2.

Indirect Finance

—

—

—

5,587

23,02

17,89

II.

INDUSTRY

29

88,82

65,93

72,042

94,86

77,05

1.

Mining & Quarrying

—

—

—

26

1,63

1,23

2.

Food Manufacturing & Processing

3

1,65

1,31

183

4,06

3,30

(a)

Rice Mills, Flour & Dal Mills

—

—

—

93

1,85

1,55

(b)

Sugar

—

—

—

3

16

12

(c)

Edible Oils & Vanaspati

2

1,25

1,25

16

55

41

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

1

40

6

71

1,49

1,21

3.

Beverage & Tobacco

—

—

—

1

7

1

4.

Textiles

2

4,00

2,70

97

90

62

(a)

Cotton Textiles

—

—

—

5

6

4

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

1

1

—

(d)

Other Textiles

2

4,00

2,70

91

84

57

5.

Paper, Paper Products & Printing

2

4,16

4,16

30

63

48

6.

Leather & Leather Products

—

—

—

9

18

12

7.

Rubber & Rubber Products

3

30,00

10,76

17

28

20

8.

Chemicals & Chemical Products

2

2,52

5

18

70

56

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

2

2,52

5

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

6

25

18

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

12

45

39

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

2

12

10

10.

Manufacture of Cement & Cement Products

1

50

50

12

8

8

11.

Basic Metals & Metal Products

3

3,60

3,91

46

1,00

81

(a)

Iron & Steel

3

3,60

3,91

1

20

19

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

45

80

62

12.

Engineering

9

26,14

26,10

190

2,36

1,91

(a)

Heavy Engineering

—

—

—

24

87

78

(b)

Light Engineering

1

10

2

62

80

58

(c)

Electrical Machinery & Goods

3

10,20

10,24

100

56

47

(d)

Electronic Machinery & Goods

5

15,84

15,84

4

12

8

13.

Vehicles, Vehicle Parts & Transport Equipments

1

1,24

1,24

440

3,09

2,46

14.

Other Industries

1

10,00

10,00

70,939

78,86

64,41

15.

Electricity, Gas & Water

2

5,00

5,19

1

2

2

(a)

Electricity Generation & Transmission

2

5,00

5,19

1

2

2

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

31

88

74

III.

TRANSPORT OPERATORS

—

—

—

14,001

46,64

31,51

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

17,503

26,55

21,54

V.

PERSONAL LOANS

5

24

6

1,09,268

225,77

196,70

1.

Loans for Purchase of Consumer Durables

—

—

—

17,801

33,47

26,96

2.

Loans for Housing

—

—

—

16,150

51,98

48,76

3.

Rest of the Personal Loans

5

24

6

75,317

140,33

120,97

VI..

TRADE

1

43

—

91,148

153,90

124,96

1.

Wholesale Trade

1

43

—

8,074

14,81

13,81

2.

Retail Trade

—

—

—

83,074

139,09

111,15

VII.

FINANCE

—

—

—

26

16

12

VIII.

ALLOTHERS

—

—

—

14,754

25,39

22,86

TOTAL BANK CREDIT

35

89,48

65,99

6,01,837

1184,83

981,93

OF WHICH:

1. Artisans & Village Industries

—

—

—

44,376

44,95

36,40

2. Other Small Scale Industries

2

1,10

78

5,514

15,57

12,60

CENTRAL REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1,209

19,69

15,89

9,34,847

3804,61

3058,17

1.

Direct Finance

1,180

5,31

3,83

9,23,419

3458,04

2800,42

2.

Indirect Finance

29

14,38

12,07

11,428

346,57

257,75

II.

INDUSTRY

1,379

411,59

374,22

2,14,842

7845,78

6233,03

1.

Mining & Quarrying

4

59

57

295

90,79

60,16

2.

Food Manufacturing & Processing

72

77,70

69,24

3,648

1099,59

848,73

(a)

Rice Mills, Flour & Dal Mills

33

13,96

11,34

1,785

144,51

108,42

(b)

Sugar

—

—

—

19

12,04

11,63

(c)

Edible Oils & Vanaspati

20

52,60

50,10

630

719,28

561,22

(d)

Tea Processing

—

—

—

14

71,67

62,20

(e)

Processing of Fruits & Vegetables

1

6,25

5,86

22

11,10

9,58

(f)

Others

18

4,89

1,94

1,178

141,00

95,68

3.

Beverage & Tobacco

7

9,91

2,36

172

113,94

84,32

4.

Textiles

161

79,87

77,32

3,691

1097,53

884,30

(a)

Cotton Textiles

120

67,55

65,12

909

522,86

421,25

(b)

Jute Textiles

1

8

—

44

31,25

24,02

(c)

Handloom Textiles & Khadi

—

—

—

174

5,61

4,43

(d)

Other Textiles

40

12,24

12,20

2,564

537,82

434,60

5.

Paper, Paper Products & Printing

21

5,33

4,76

1,260

147,99

174,18

6.

Leather & Leather Products

—

—

—

460

139,16

103,06

7.

Rubber & Rubber Products

20

3,95

3,67

270

328,33

241,63

8.

Chemicals & Chemical Products

64

30,76

28,34

2,879

681,98

497,44

(a)

Heavy Industrial Chemicals

2

20

26

97

18,80

15,89

(b)

Fertilisers

—

—

—

62

74,45

58,50

(c)

Drugs & Pharmaceuticals

18

17,45

16,49

444

175,92

148,51

(d)

Non-Edible Oils

—

—

—

25

8,58

7,25

(e)

Other Chemicals & Chemical Products

44

13,11

11,59

2,251

404,24

267,28

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

68

16,27

13,53

10.

Manufacture of Cement & Cement Products

3

6

6

266

66,60

60,64

11.

Basic Metals & Metal Products

109

66,30

76,51

2,190

1027,03

992,09

(a)

Iron & Steel

57

63,53

73,98

487

754,23

752,96

(b)

Non-Ferrous Metals

6

2,27

2,13

89

38,70

34,61

(c)

Other Metal Products

46

50

41

1,614

234,10

204,51

12.

Engineering

74

40,18

31,84

3,321

934,55

638,66

(a)

Heavy Engineering

9

11,95

4,70

321

275,78

166,88

(b)

Light Engineering

16

15,59

16,10

943

72,07

63,88

(c)

Electrical Machinery & Goods

31

7,23

6,64

1,909

542,98

363,26

(d)

Electronic Machinery & Goods

18

5,41

4,40

148

43,72

44,64

13.

Vehicles, Vehicle Parts & Transport Equipments

41

30,22

17,35

1,365

180,76

133,75

14.

Other Industries

758

54,40

53,83

1,92,220

1168,92

944,63

15.

Electricity, Gas & Water

7

8,50

5,52

146

604,33

435,80

(a)

Electricity Generation & Transmission

7

8,50

5,52

116

594,84

434,64

(b)

Non-Conventional Energy

—

—

—

5

81

29

(c)

Gas, Steam & Water Supply

—

—

—

25

8,68

87

16.

Construction

38

3,82

2,84

2,591

148,02

120,12

III.

TRANSPORT OPERATORS

139

6,81

6,39

25,393

230,81

186,08

IV.

PROFESSIONAL AND OTHER SERVICES

953

19,35

15,64

75,715

551,15

449,15

V.

PERSONAL LOANS

6,451

56,53

40,27

5,80,936

2667,82

2262,27

1.

Loans for Purchase of Consumer Durables

320

1,33

1,00

80,951

222,23

175,55

2.

Loans for Housing

1,031

12,71

10,85

1,18,825

1123,52

994,67

3.

Rest of the Personal Loans

5,100

42,50

28,42

3,81,160

1322,07

1092,05

VI..

TRADE

1,967

211,06

190,64

2,55,301

2470,62

2046,40

1.

Wholesale Trade

497

157,92

146,03

31,479

1316,71

1115,40