Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,89,522

2002,67

1638,53

2,81,061

1158,16

933,43

1. Direct Finance

5,83,320

1897,98

1549,06

2,77,314

1108,93

896,42

2. Indirect Finance

6,202

104,69

89,47

3,747

49,23

37,02

II.

INDUSTRY

89,472

1282,57

1014,37

51,351

1186,60

884,08

1. Mining & Quarrying

57

57,54

35,15

123

11,54

8,00

2. Food Manufacturing & Processing

920

168,89

121,94

1,096

214,43

131,65

(a) Rice Mills, Flour & Dal Mills

333

8,59

7,00

641

39,98

31,83

(b) Sugar

5

59

42

5

10,69

10,78

(c) Edible Oils & Vanaspati

96

39,48

27,52

210

139,72

70,61

(d) Tea Processing

13

71,63

62,16

1

4

4

(e) Processing of Fruits & Vegetables

1

24

23

2

10

—

(f) Others

472

48,37

24,60

237

23,91

18,39

3. Beverage & Tobacco

30

31,35

22,40

20

12,62

12,80

4. Textiles

299

136,42

109,40

615

215,41

153,91

(a) Cotton Textiles

68

84,95

68,19

229

122,50

93,22

(b) Jute Textiles

16

22,80

14,97

15

4,95

2,07

(c) Handloom Textiles & Khadi

12

44

20

6

1,01

52

(d) Other Textiles

203

28,23

26,04

365

86,95

58,11

5. Paper, Paper Products & Printing

101

23,04

21,20

218

23,50

21,49

6. Leather & Leather Products

84

14,61

13,87

113

2,49

2,04

7. Rubber & Rubber Products

41

29,50

9,08

66

20,46

16,83

8. Chemicals & Chemical Products

180

84,68

52,80

1,028

94,22

74,37

(a) Heavy Industrial Chemicals

16

2,33

2,04

27

2,04

1,90

(b) Fertilisers

7

19,10

13,94

13

4,35

3,78

(c) Drugs & Pharmaceuticals

30

2,41

1,94

50

18,10

17,60

(d) Non-Edible Oils

6

1,18

81

2

59

14

(e) Other Chemicals & Chemical Products

121

59,67

34,06

936

69,14

50,95

9. Petroleum, Coal Products & Nuclear Fuels

7

1,68

1,58

17

3,05

2,71

10. Manufacture of Cement & Cement Products

37

9,87

8,63

93

24,43

23,22

11. Basic Metals & Metal Products

299

398,03

355,69

287

28,05

31,70

(a) Iron & Steel

72

323,10

294,08

45

10,54

17,22

(b) Non-Ferrous Metals

23

5,26

3,87

11

1,00

93

(c) Other Metal Products

204

69,67

57,74

231

16,52

13,56

12. Engineering

406

89,75

71,92

467

122,46

70,40

(a) Heavy Engineering

141

55,42

36,37

57

51,47

34,63

(b) Light Engineering

132

2,33

1,86

222

11,45

9,56

(c) Electrical Machinery & Goods

120

23,12

20,76

167

55,26

22,69

(d) Electronic Machinery & Goods

13

8,88

12,93

21

4,28

3,52

13. Vehicles, Vehicle Parts & Transport Equipments

470

23,06

9,73

312

57,20

32,11

14. Other Industries

86,104

183,49

161,90

45,968

340,49

290,19

15. Electricity, Gas & Water

23

17,76

9,59

29

4,07

2,36

(a) Electricity Generation & Transmission

13

9,95

9,37

22

3,66

1,99

(b) Non-Conventional Energy

—

—

—

1

18

18

(c) Gas, Steam & Water Supply

10

7,81

22

6

24

19

16. Construction

414

12,90

9,49

899

12,18

10,31

III.

TRANSPORT OPERATORS

11,452

54,60

39,04

7,964

56,26

39,98

IV.

PROFESSIONAL AND OTHER SERVICES

30,321

136,32

112,85

22,986

83,71

67,64

V.

PERSONAL LOANS

1,41,606

442,74

379,95

1,60,722

663,74

547,55

1. Loans for Purchase of Consumer Durables

19,581

45,96

36,91

24,358

58,16

44,20

2. Loans for Housing

17,336

127,41

112,16

26,636

261,37

223,72

3. Rest of the Personal Loans

1,04,689

269,37

230,88

1,09,728

344,20

279,63

VI.

TRADE

1,12,398

399,74

325,49

78,514

468,42

373,00

1. Wholesale Trade

8,877

119,73

101,70

9,087

164,70

132,05

2. Retail Trade

1,03,521

280,01

223,79

69,427

303,72

240,95

VII.

FINANCE

205

29,87

27,13

185

9,01

5,58

VIII.

ALL OTHERS

24,595

130,46

109,16

22,995

164,31

129,83

TOTAL BANK CREDIT

9,99,571

4478,97

3646,53

6,25,778

3790,20

2981,10

OF WHICH: 1. Artisans & Village Industries

46,648

56,09

45,61

16,242

36,79

31,60

2. Other Small Scale Industries

18,401

159,68

128,66

18,339

278,67

204,90

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

56,747

406,58

300,70

7,517

237,21

185,50

1. Direct Finance

56,051

340,71

269,82

6,734

110,42

85,13

2. Indirect Finance

696

65,87

30,88

783

126,79

100,38

II.

INDUSTRY

37,419

2337,29

1729,29

36,600

3039,32

2605,30

1. Mining & Quarrying

87

7,14

5,69

28

14,56

11,32

2. Food Manufacturing & Processing

948

199,38

164,69

684

516,89

430,45

(a) Rice Mills, Flour & Dal Mills

517

28,90

21,71

294

67,04

47,87

(b) Sugar

3

38

13

6

38

29

(c) Edible Oils & Vanaspati

132

146,14

123,50

192

393,95

339,60

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

7

1,62

1,32

12

9,14

8,03

(f) Others

289

22,34

18,03

180

46,39

34,66

3. Beverage & Tobacco

76

24,89

16,85

46

45,09

32,27

4. Textiles

1,398

303,54

209,35

1,379

442,16

411,64

(a) Cotton Textiles

453

143,94

92,16

159

171,47

167,69

(b) Jute Textiles

5

29

15

8

3,21

6,84

(c) Handloom Textiles & Khadi

150

3,79

3,52

6

36

19

(d) Other Textiles

790

155,52

113,53

1,206

267,12

236,94

5. Paper, Paper Products & Printing

473

22,23

17,13

468

79,22

114,35

6. Leather & Leather Products

134

102,98

70,87

129

19,08

16,29

7. Rubber & Rubber Products

70

183,49

123,40

93

94,88

92,33

8. Chemicals & Chemical Products

714

87,23

81,33

957

415,85

288,95

(a) Heavy Industrial Chemicals

25

5,43

4,15

29

9,00

7,81

(b) Fertilisers

11

8,69

5,53

31

42,31

35,24

(c) Drugs & Pharmaceuticals

91

15,74

15,67

273

139,67

113,30

(d) Non-Edible Oils

7

48

36

10

6,33

5,95

(e) Other Chemicals & Chemical Products

580

56,91

55,62

614

218,53

126,65

9. Petroleum, Coal Products & Nuclear Fuels

16

1,31

86

28

10,23

8,38

10. Manufacture of Cement & Cement Products

90

12,71

8,46

46

19,59

20,34

11. Basic Metals & Metal Products

485

135,25

126,72

1,119

465,69

477,97

(a) Iron & Steel

79

105,09

106,80

291

315,50

334,86

(b) Non-Ferrous Metals

34

3,48

3,67

21

28,96

26,15

(c) Other Metal Products

372

26,68

16,25

807

121,23

116,97

12. Engineering

654

433,02

257,25

1,794

289,32

239,09

(a) Heavy Engineering

59

106,65

56,02

64

62,24

39,87

(b) Light Engineering

201

12,95

7,69

388

45,34

44,77

(c) Electrical Machinery & Goods

373

301,57

181,89

1,249

163,03

137,92

(d) Electronic Machinery & Goods

21

11,86

11,66

93

18,71

16,53

13. Vehicles, Vehicle Parts & Transport Equipments

404

37,99

41,41

179

62,51

50,50

14. Other Industries

31,155

246,85

174,16

28,993

398,08

318,37

15. Electricity, Gas & Water

45

481,30

379,01

49

101,19

44,84

(a) Electricity Generation & Transmission

42

481,21

378,95

39

100,02

44,34

(b) Non-Conventional Energy

—

—

—

4

63

11

(c) Gas, Steam & Water Supply

3

10

6

6

54

39

16. Construction

670

57,96

52,11

608

64,98

48,21

III.

TRANSPORT OPERATORS

3,858

47,87

33,43

2,119

72,08

73,63

IV.

PROFESSIONAL AND OTHER SERVICES

12,240

121,60

91,00

10,168

209,53

177,66

V.

PERSONAL LOANS

1,45,794

699,26

599,38

1,32,814

862,08

735,38

1. Loans for Purchase of Consumer Durables

23,075

62,22

48,54

13,937

55,89

45,90

2. Loans for Housing

37,257

304,51

272,99

37,596

430,23

385,80

3. Rest of the Personal Loans

85,462

332,54

277,85

81,281

375,97

303,69

VI.

TRADE

41,479

474,23

370,56

22,910

1128,22

977,34

1. Wholesale Trade

6,089

178,47

135,01

7,426

853,80

746,63

2. Retail Trade

35,390

295,77

235,55

15,484

274,42

230,71

VII.

FINANCE

228

21,97

17,08

143

96,88

72,71

VIII.

ALL OTHERS

21,438

231,50

188,68

18,392

629,67

478,93

TOTAL BANK CREDIT

3,19,203

4340,30

3330,12

2,30,663

6274,99

5306,45

OF WHICH: 1. Artisans & Village Industries

4,605

14,93

13,58

1,275

8,29

7,77

2. Other Small Scale Industries

18,601

360,67

248,97

15,567

679,86

509,27