Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,650

5,19

4,97

240

1,36

1,20

1.

Direct Finance

2,644

5,16

4,94

22

39

39

2.

Indirect Finance

6

3

3

218

97

81

II.

INDUSTRY

1,303

9,19

8,70

120

5,00

5,08

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

5

1,40

1,40

—

—

—

(a)

Rice Mills, Flour & Dal Mills

1

2

2

—

—

—

(b)

Sugar

1

1,25

1,25

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

3

12

12

—

—

—

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

1

3

1

1

19

14

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

1

3

1

1

19

14

5.

Paper, Paper Products & Printing

2

6

4

—

—

—

6.

Leather & Leather Products

—

—

—

1

—

—

7.

Rubber & Rubber Products

2

6

5

—

—

—

8.

Chemicals & Chemical Products

5

20

19

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

1

3

3

—

—

—

(c)

Drugs & Pharmaceuticals

1

5

5

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

3

12

11

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

11.

Basic Metals & Metal Products

3

78

81

4

3,91

3,91

(a)

Iron & Steel

2

75

80

4

3,91

3,91

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

1

3

—

—

—

—

12.

Engineering

1

4

4

5

23

21

(a)

Heavy Engineering

1

4

4

—

—

—

(b)

Light Engineering

—

—

—

2

6

4

(c)

Electrical Machinery & Goods

—

—

—

2

7

6

(d)

Electronic Machinery & Goods

—

—

—

1

11

11

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

1

5

4

14.

Other Industries

1,283

6,33

5,83

107

59

76

15.

Electricity, Gas & Water

1

30

35

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

1

30

35

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

1

2

2

III.

TRANSPORT OPERATORS

95

3,23

2,11

27

64

48

IV.

PROFESSIONAL AND OTHER SERVICES

252

1,61

1,28

31

22

16

V.

PERSONAL LOANS

5,555

36,80

33,48

597

2,46

1,92

1.

Loans for Purchase of Consumer Durables

599

1,25

98

19

39

27

2.

Loans for Housing

1,184

19,73

19,42

87

58

57

3.

Rest of the Personal Loans

3,772

15,82

13,08

491

1,49

1,09

VI..

TRADE

1,776

15,87

13,96

198

6,93

5,47

1.

Wholesale Trade

66

4,06

3,64

62

39

27

2.

Retail Trade

1,710

11,81

10,32

136

6,54

5,20

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALLOTHERS

584

12,64

10,10

48

1,09

97

TOTAL BANK CREDIT

12,215

84,53

74,60

1,261

17,69

15,28

OF WHICH:

1. Artisans & Village Industries

628

2,83

2,75

—

—

—

2. Other Small Scale Industries

663

3,76

3,31

107

72

82

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

3,353

4,16

3,59

1.

Direct Finance

—

—

—

3,353

4,16

3,59

2.

Indirect Finance

—

—

—

—

—

—

II.

INDUSTRY

—

—

—

1,367

2,33

1,94

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

—

—

—

17

1

1

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

17

1

1

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

—

—

—

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

5.

Paper, Paper Products & Printing

—

—

—

—

—

—

6.

Leather & Leather Products

—

—

—

—

—

—

7.

Rubber & Rubber Products

—

—

—

—

—

—

8.

Chemicals & Chemical Products

—

—

—

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

11.

Basic Metals & Metal Products

—

—

—

1

5

4

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

1

5

4

12.

Engineering

—

—

—

6

3

3

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

(c)

Electrical Machinery & Goods

—

—

—

6

3

3

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

7

21

18

14.

Other Industries

—

—

—

1,336

2,03

1,68

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

—

—

—

III.

TRANSPORT OPERATORS

—

—

—

1,940

8,11

6,87

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

120

18

18

V.

PERSONAL LOANS

—

—

—

3,292

6,42

5,31

1.

Loans for Purchase of Consumer Durables

—

—

—

972

2,20

1,72

2.

Loans for Housing

—

—

—

932

2,26

1,92

3.

Rest of the Personal Loans

—

—

—

1,388

1,96

1,68

VI..

TRADE

—

—

—

2,324

5,10

4,16

1.

Wholesale Trade

—

—

—

218

1,75

1,51

2.

Retail Trade

—

—

—

2,106

3,35

2,65

VII.

FINANCE

—

—

—

5

10

9

VIII.

ALLOTHERS

—

—

—

269

66

56

TOTAL BANK CREDIT

—

—

—

12,670

27,06

22,70

OF WHICH:

1. Artisans & Village Industries

—

—

—

476

51

46

2. Other Small Scale Industries

—

—

—

596

90

77

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1

2,25

2,16

6,244

12,96

11,92

1.

Direct Finance

1

2,25

2,16

6,020

11,97

11,08

2.

Indirect Finance

—

—

—

224

1,00

84

II.

INDUSTRY

—

—

—

2,790

16,51

15,73

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

—

—

—

22

1,41

1,41

(a)

Rice Mills, Flour & Dal Mills

—

—

—

1

2

2

(b)

Sugar

—

—

—

1

1,25

1,25

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

20

13

13

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

—

—

—

2

22

15

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

2

22

15

5.

Paper, Paper Products & Printing

—

—

—

2

6

4

6.

Leather & Leather Products

—

—

—

1

—

—

7.

Rubber & Rubber Products

—

—

—

2

6

5

8.

Chemicals & Chemical Products

—

—

—

5

20

19

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

1

3

3

(c)

Drugs & Pharmaceuticals

—

—

—

1

5

5

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

3

12

11

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

11.

Basic Metals & Metal Products

—

—

—

8

4,74

4,76

(a)

Iron & Steel

—

—

—

6

4,66

4,72

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

2

8

4

12.

Engineering

—

—

—

12

30

28

(a)

Heavy Engineering

—

—

—

1

4

4

(b)

Light Engineering

—

—

—

2

6

4

(c)

Electrical Machinery & Goods

—

—

—

8

10

9

(d)

Electronic Machinery & Goods

—

—

—

1

11

11

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

8

26

22

14.

Other Industries

—

—

—

2,726

8,95

8,26

15.

Electricity, Gas & Water

—

—

—

1

30

35

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

1

30

35

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

1

2

2

III.

TRANSPORT OPERATORS

—

—

—

2,062

11,98

9,45

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

403

2,01

1,62

V.

PERSONAL LOANS

—

—

—

9,444

45,67

40,72

1.

Loans for Purchase of Consumer Durables

—

—

—

1,590

3,83

2,97

2.

Loans for Housing

—

—

—

2,203

22,57

21,91

3.

Rest of the Personal Loans

—

—

—

5,651

19,27

15,85

VI..

TRADE

—

—

—

4,298

27,90

23,58

1.

Wholesale Trade

—

—

—

346

6,20