State : Pondicherry - આરબીઆઈ - Reserve Bank of India
State : Pondicherry
Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
MARCH 2001 |
(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
10,683 |
24,26 |
22,75 |
13,796 |
30,12 |
29,63 |
||
1. Direct Finance |
10,656 |
24,14 |
22,65 |
13,781 |
28,91 |
28,46 |
|||
2. Indirect Finance |
27 |
12 |
10 |
15 |
1,21 |
1,17 |
|||
II. |
INDUSTRY |
997 |
48,32 |
38,03 |
3,053 |
178,09 |
138,49 |
||
1. Mining & Quarrying |
— |
— |
— |
1 |
30 |
29 |
|||
2. Food Manufacturing & Processing |
17 |
13,70 |
11,56 |
63 |
32,92 |
30,38 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
3 |
11,00 |
8,89 |
19 |
1,02 |
96 |
||
(b) |
Sugar |
— |
— |
— |
3 |
28,44 |
26,54 |
||
(c) |
Edible Oils & Vanaspati |
1 |
15 |
18 |
9 |
1,77 |
86 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
13 |
2,55 |
2,49 |
32 |
1,69 |
2,02 |
||
3. Beverage & Tobacco |
1 |
3,00 |
2,52 |
23 |
11,18 |
10,31 |
|||
4. Textiles |
15 |
1,21 |
1,16 |
43 |
27,51 |
22,85 |
|||
(a) |
Cotton Textiles |
4 |
16 |
13 |
28 |
25,96 |
22,42 |
||
(b) |
Jute Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
4 |
91 |
90 |
2 |
2 |
2 |
||
(d) |
Other Textiles |
7 |
14 |
13 |
13 |
1,52 |
41 |
||
5. Paper, Paper Products & Printing |
10 |
4,51 |
2,75 |
34 |
4,20 |
2,16 |
|||
6. Leather & Leather Products |
1 |
50 |
44 |
9 |
1,71 |
1,03 |
|||
7. Rubber & Rubber Products |
4 |
1,62 |
1,41 |
21 |
2,15 |
1,14 |
|||
8. Chemicals & Chemical Products |
7 |
1,91 |
1,01 |
131 |
18,47 |
15,19 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
3 |
42 |
21 |
||
(b) |
Fertilisers |
— |
— |
— |
2 |
15 |
15 |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
31 |
5,94 |
5,73 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
7 |
1,91 |
1,01 |
95 |
11,95 |
9,09 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
1 |
1,96 |
1,55 |
3 |
53 |
52 |
|||
10. Manufacture of Cement & Cement Products |
1 |
5 |
5 |
9 |
6 |
5 |
|||
11. Basic Metals & Metal Products |
11 |
9,95 |
7,75 |
68 |
8,49 |
6,56 |
|||
(a) |
Iron & Steel |
1 |
25 |
22 |
15 |
2,65 |
2,43 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
2 |
4,07 |
2,08 |
||
(c) |
Other Metal Products |
10 |
9,70 |
7,53 |
51 |
1,77 |
2,05 |
||
12. Engineering |
317 |
5,36 |
3,85 |
133 |
16,50 |
6,65 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
4 |
5,55 |
51 |
||
(b) |
Light Engineering |
13 |
2,39 |
1,11 |
27 |
1,51 |
21 |
||
(c) |
Electrical Machinery & Goods |
304 |
2,96 |
2,74 |
65 |
2,05 |
1,69 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
37 |
7,39 |
4,25 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
6 |
6 |
5 |
21 |
98 |
55 |
|||
14. Other Industries |
606 |
4,50 |
3,92 |
1,908 |
51,37 |
39,40 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
8 |
41 |
35 |
|||
(a) |
Electricity Generation & Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
2 |
20 |
21 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
6 |
21 |
15 |
||
16. Construction |
— |
— |
— |
578 |
1,33 |
1,08 |
|||
III. |
TRANSPORT OPERATORS |
60 |
75 |
58 |
317 |
3,54 |
2,93 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
175 |
2,83 |
1,46 |
2,277 |
16,84 |
13,11 |
||
V. |
PERSONAL LOANS |
8,520 |
39,79 |
32,54 |
25,902 |
88,59 |
82,71 |
||
1. Loans for Purchase of Consumer Durables |
1,853 |
8,11 |
5,74 |
2,241 |
5,51 |
4,68 |
|||
2. Loans for Housing |
1,170 |
11,09 |
10,26 |
3,044 |
24,51 |
23,34 |
|||
3. Rest of the Personal Loans |
5,497 |
20,59 |
16,54 |
20,617 |
58,57 |
54,70 |
|||
VI. |
TRADE |
464 |
7,73 |
5,93 |
8,940 |
57,91 |
56,87 |
||
1. Wholesale Trade |
23 |
2,21 |
2,01 |
313 |
11,47 |
8,95 |
|||
2. Retail Trade |
441 |
5,53 |
3,92 |
8,627 |
46,44 |
47,93 |
|||
VII. |
FINANCE |
23 |
1,50 |
1,40 |
2 |
2,37 |
1,27 |
||
VIII. |
ALL OTHERS |
632 |
5,20 |
4,52 |
3,686 |
28,61 |
21,83 |
||
|
|||||||||
TOTAL BANK CREDIT |
21,554 |
130,38 |
107,20 |
57,973 |
406,09 |
346,86 |
|||
OF WHICH: |
1. Artisans & Village Industries |
126 |
13 |
10 |
211 |
71 |
69 |
||
2. Other Small Scale Industries |
490 |
10,45 |
7,54 |
1,211 |
39,15 |
31,82 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL |
||||||||
BANKS |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
— |
— |
— |
||
1. Direct Finance |
— |
— |
— |
— |
— |
— |
|||
2. Indirect Finance |
— |
— |
— |
— |
— |
— |
|||
II. |
INDUSTRY |
12 |
26,56 |
2,16 |
— |
— |
— |
||
1. Mining & Quarrying |
— |
— |
— |
— |
— |
— |
|||
2. Food Manufacturing & Processing |
1 |
6,20 |
93 |
— |
— |
— |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
— |
— |
— |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
— |
— |
— |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
1 |
6,20 |
93 |
— |
— |
— |
||
3. Beverage & Tobacco |
— |
— |
— |
— |
— |
— |
|||
4. Textiles |
— |
— |
— |
— |
— |
— |
|||
(a) |
Cotton Textiles |
— |
— |
— |
— |
— |
— |
||
(b) |
Jute Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
— |
— |
— |
||
(d) |
Other Textiles |
— |
— |
— |
— |
— |
— |
||
5. Paper, Paper Products & Printing |
2 |
3,00 |
37 |
— |
— |
— |
|||
6. Leather & Leather Products |
— |
— |
— |
— |
— |
— |
|||
7. Rubber & Rubber Products |
— |
— |
— |
— |
— |
— |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
— |
— |
— |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
— |
— |
— |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
— |
— |
— |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
— |
— |
— |
|||
11. Basic Metals & Metal Products |
— |
— |
— |
— |
— |
— |
|||
(a) |
Iron & Steel |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Other Metal Products |
— |
— |
— |
— |
— |
— |
||
12. Engineering |
— |
— |
— |
— |
— |
— |
|||
(a) |
Heavy Engineering |
— |
— |
— |
— |
— |
— |
||
(b) |
Light Engineering |
— |
— |
— |
— |
— |
— |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
— |
— |
— |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
— |
— |
— |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
— |
— |
— |
|||
14. Other Industries |
2 |
16,50 |
— |
— |
— |
— |
|||
15. Electricity, Gas & Water |
7 |
86 |
86 |
— |
— |
— |
|||
(a) |
Electricity Generation & Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
7 |
86 |
86 |
— |
— |
— |
||
16. Construction |
— |
— |
— |
— |
— |
— |
|||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
— |
— |
— |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
— |
— |
— |
— |
— |
— |
||
V. |
PERSONAL LOANS |
— |
— |
— |
— |
— |
— |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
— |
— |
— |
|||
2. Loans for Housing |
— |
— |
— |
— |
— |
— |
|||
3. Rest of the Personal Loans |
— |
— |
— |
— |
— |
— |
|||
VI. |
TRADE |
— |
— |
— |
— |
— |
— |
||
1. Wholesale Trade |
— |
— |
— |
— |
— |
— |
|||
2. Retail Trade |
— |
— |
— |
— |
— |
— |
|||
VII. |
FINANCE |
— |
— |
— |
— |
— |
— |
||
VIII. |
ALL OTHERS |
— |
— |
— |
— |
— |
— |
||
|
|||||||||
TOTAL BANK CREDIT |
12 |
26,56 |
— |
— |
— |
2,16 |
|||
OF WHICH: |
1. Artisans & Village Industries |
— |
— |
— |
— |
— |
— |
||
2. Other Small Scale Industries |
2 |
3,00 |
37 |
— |
— |
— |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
491 |
1,57 |
1,20 |
24,970 |
55,95 |
53,58 |
||
1. Direct Finance |
490 |
1,56 |
1,20 |
24,927 |
54,62 |
52,31 |
|||
2. Indirect Finance |
1 |
— |
— |
43 |
1,33 |
1,27 |
|||
II. |
INDUSTRY |
532 |
72,67 |
52,84 |
4,594 |
325,63 |
231,53 |
||
1. Mining & Quarrying |
— |
— |
— |
1 |
30 |
29 |
|||
2. Food Manufacturing & Processing |
42 |
4,42 |
3,17 |
123 |
57,24 |
46,04 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
2 |
44 |
41 |
24 |
12,46 |
10,26 |
||
(b) |
Sugar |
— |
— |
— |
3 |
28,44 |
26,54 |
||
(c) |
Edible Oils & Vanaspati |
13 |
2,20 |
1,97 |
23 |
4,12 |
3,01 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
27 |
1,78 |
79 |
73 |
12,22 |
6,23 |
||
3. Beverage & Tobacco |
2 |
30 |
17 |
26 |
14,48 |
12,99 |
|||
4. Textiles |
28 |
6,70 |
6,07 |
86 |
35,42 |
30,08 |
|||
(a) |
Cotton Textiles |
9 |
90 |
63 |
41 |
27,02 |
23,18 |
||
(b) |
Jute Textiles |
1 |
15 |
14 |
1 |
15 |
14 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
6 |
93 |
92 |
||
(d) |
Other Textiles |
18 |
5,65 |
5,30 |
38 |
7,32 |
5,84 |
||
5. Paper, Paper Products & Printing |
40 |
4,33 |
3,56 |
86 |
16,03 |
8,84 |
|||
6. Leather & Leather Products |
10 |
1,86 |
44 |
20 |
4,07 |
1,90 |
|||
7. Rubber & Rubber Products |
13 |
94 |
99 |
38 |
4,70 |
3,54 |
|||
8. Chemicals & Chemical Products |
98 |
34,87 |
25,68 |
236 |
55,25 |
41,88 |
|||
(a) |
Heavy Industrial Chemicals |
3 |
2,00 |
1,91 |
6 |
2,42 |
2,12 |
||
(b) |
Fertilisers |
— |
— |
— |
2 |
15 |
15 |
||
(c) |
Drugs & Pharmaceuticals |
21 |
96 |
85 |
52 |
6,90 |
6,58 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
74 |
31,91 |
22,93 |
176 |
45,78 |
33,02 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
4 |
2,49 |
2,08 |
|||
10. Manufacture of Cement & Cement Products |
1 |
3 |
3 |
11 |
14 |
13 |
|||
11. Basic Metals & Metal Products |
17 |
9,52 |
5,67 |
96 |
27,95 |
19,98 |
|||
(a) |
Iron & Steel |
9 |
8,02 |
4,26 |
25 |
10,92 |
6,91 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
2 |
4,07 |
2,08 |
||
(c) |
Other Metal Products |
8 |
1,50 |
1,40 |
69 |
12,96 |
10,98 |
||
12. Engineering |
71 |
5,85 |
4,32 |
521 |
27,71 |
14,82 |
|||
(a) |
Heavy Engineering |
1 |
8 |
8 |
5 |
5,63 |
59 |
||
(b) |
Light Engineering |
37 |
1,23 |
1,27 |
77 |
5,13 |
2,59 |
||
(c) |
Electrical Machinery & Goods |
25 |
2,04 |
62 |
394 |
7,05 |
5,06 |
||
(d) |
Electronic Machinery & Goods |
8 |
2,50 |
2,34 |
45 |
9,89 |
6,58 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
15 |
10 |
5 |
42 |
1,13 |
65 |
|||
14. Other Industries |
170 |
2,98 |
2,15 |
2,686 |
75,34 |
45,47 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
15 |
1,27 |
1,21 |
|||
(a) |
Electricity Generation & Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
2 |
20 |
21 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
13 |
1,07 |
1,00 |
||
16. Construction |
25 |
78 |
55 |
603 |
2,11 |
1,63 |
|||
III. |
TRANSPORT OPERATORS |
117 |
1,74 |
1,16 |
494 |
6,03 |
4,67 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
228 |
14,34 |
9,46 |
2,680 |
34,02 |
24,02 |
||
V. |
PERSONAL LOANS |
4,516 |
21,63 |
16,99 |
38,938 |
150,01 |
132,24 |
||
1. Loans for Purchase of Consumer Durables |
1,419 |
4,33 |
3,46 |
5,513 |
17,95 |
13,87 |
|||
2. Loans for Housing |
297 |
2,40 |
1,90 |
4,511 |
37,99 |
35,50 |
|||
3. Rest of the Personal Loans |
2,800 |
14,90 |
11,63 |
28,914 |
94,06 |
82,87 |
|||
VI. |
TRADE |
1,276 |
39,07 |
30,76 |
10,680 |
104,71 |
93,56 |
||
1. Wholesale Trade |
246 |
12,66 |
12,13 |
582 |
26,34 |
23,08 |
|||
2. Retail Trade |
1,030 |
26,41 |
18,63 |
10,098 |
78,38 |
70,48 |
|||
VII. |
FINANCE |
3 |
11 |
9 |
28 |
3,98 |
2,75 |
||
VIII. |
ALL OTHERS |
1,201 |
7,09 |
6,32 |
5,519 |
40,90 |
32,67 |
||
|
|||||||||
TOTAL BANK CREDIT |
8,364 |
158,21 |
118,81 |
87,903 |
721,23 |
575,03 |
|||
OF WHICH: |
1. Artisans & Village Industries |
13 |
8 |
6 |
350 |
93 |
85 |
||
2. Other Small Scale Industries |
333 |
19,95 |
18,30 |
2,036 |
72,55 |
58,03 |
|||
|