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83558972

Statement No. 1 : Commercial Banking at a Glance

Important Indicators

December

March

June

September

December

 

2003

2004

2004

2004

2004

 

1

2

3

4

5

1.

No. of Commercial Banks

293

291

290

289

290

 

i)

 

All Scheduled Commercial Banks

288

286

285

285

286

 

 

 

of which, Regional Rural Banks

196

196

196

196

196

 

ii)

 

Non-Scheduled Commercial Banks*

5

5

5

4

4

2.

No. of Reporting Offices

 

 

 

 

 

 

i)

 

Rural

32,137

32,080

32,027

31,999

31,971

 

ii)

 

Semi-Urban

14,953

15,018

15,059

15,113

15,261

 

iii)

 

Urban

10,930

10,990

11,059

11,113

11,317

 

iv)

 

Metropolitan

8,837

8,882

8,952

8,996

9,193

 

 

Total

66,857

66,970

67,097

67,221

67,742

3.

Population Group - Annual Growth Rates
(per cent)

 

 

 

 

 

 

Rural

 

 

 

 

 

 

 

 

(i) Deposits

9.6

10.7

10.6

10.3

10.2

 

 

 

(ii) Gross Bank Credit

11.9

14.0

14.8

20.3

28.6

 

Semi-Urban

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

10.7

11.2

9.8

10.0

10.9

 

 

 

(ii) Gross Bank Credit

17.6

19.7

20.9

24.8

29.5

 

Urban

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

13.6

14.1

12.7

11.9

13.7

 

 

 

(ii) Gross Bank Credit

18.9

24.8

21.5

23.2

27.4

 

Metropolitan

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

18.8

26.6

25.4

21.6

25.3

 

 

 

(ii) Gross Bank Credit @

14.4

15.5

19.7

25.5

35.8

4.

Bank Group - Annual Growth Rates (per cent)

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

15.9

19.7

18.2

17.6

18.4

 

 

 

(ii) Gross Bank Credit @

19.9

16.1

18.4

24.0

29.5

 

Nationalised Banks

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

13.1

16.2

18.9

17.0

18.8

 

 

 

(ii) Gross Bank Credit

12.1

15.6

19.0

24.9

37.5

 

Foreign Banks

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

18.8

28.6

15.8

18.0

13.4

 

 

 

(ii) Gross Bank Credit

10.1

15.3

19.1

21.5

26.7

 

Regional Rural Banks

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

11.4

12.1

12.3

9.9

9.9

 

 

 

(ii) Gross Bank Credit

16.7

18.2

18.3

21.2

25.9

 

Other Scheduled Commercial Banks

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

18.3

23.4

14.9

10.7

18.8

 

 

 

(ii) Gross Bank Credit

18.9

23.8

23.2

25.5

29.5

 

All Scheduled Commercial Banks

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

14.9

18.7

17.6

15.8

18.1

 

 

 

(ii) Gross Bank Credit @

15.2

17.3

20.1

24.5

32.9

5.

Population per office (in thousands)

16

16

16

16

16

6.

Credit-Deposit Ratio (per cent)

57.9

58.7

58.0

59.9

64.1

Note : Figures of quarter ended March relate to 31st March and those of the other quarters relate to the last Friday.
‘*’ : Includes Local Area Banks.
@ : The revised figure of gross bank credit for December 2003 has been considered for working out the growth rate.

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