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Table 15 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 1997-98

 
 
 
 
 

(Amount in Rs. lakh)


 

As on 31st March


 

1997


1998


Interest rate range

No.of

Credit

Amount

No.of

Credit

Amount

 

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 

(1)


(2)


(3)


(4)


(5)


(6)


Less than 6%

247771

282638

248163

268269

310367

269216

 

(4.6)

(1.0)

(1.1)

(4.0)

(1.0)

(1.0)

             

6% and above but less than 10%

54500

135271

115910

60187

134909

108938

 

(1.0)

(0.5)

(0.5)

(0.9)

(0.4)

(0.4)

             

10% and above but less than 12%

159633

336089

301735

200396

694482

594012

 

(2.9)

(1.2)

(1.4)

(3.0)

(2.2)

(2.3)

             

12% and above but less than 14%

542405

3044020

2354705

1651686

4151466

3411157

 

(10.0)

(11.3)

(10.7)

(24.7)

(13.4)

(13.2)

             

14% and above but less than 15%

2123672

2908558

2388969

1693850

4605171

3859593

 

(39.0)

(10.8)

(10.9)

(25.4)

(14.8)

(14.9)

             

15% and above but less than 16%

732337

2655686

2115620

890305

3571873

3035648

 

(13.5)

(9.9)

(9.6)

(13.3)

(11.5)

(11.7)

             

16% and above but less than 17%

247449

2247628

1830415

705967

4298238

3541640

 

(4.5)

(8.3)

(8.3)

(10.6)

(13.8)

(13.7)

             

17% and above but less than 18%

491132

4637004

3788954

444994

4524390

3702198

 

(9.0)

(17.2)

(17.2)

(6.7)

(14.6)

(14.3)

             

18% and above but less than 20%

500665

7242729

5880077

472916

6233862

5241362

 

(9.2)

(26.9)

(26.8)

(7.1)

(20.1)

(20.2)

             

20% and Above

340006

3440989

2971672

285112

2518673

2153194

 

(6.3)

(12.8)

(13.5)

(4.3)

(8.1)

(8.3)

             

Total Loans & Advances

5439570

26930612

21996220

6673682

31043430

25916957

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

             

Inland & Foreign Bills

           

purchased/discounted


84330


3957896


2696466


81881


4281688


2967966


Total


5523900


30888508


24692686


6755563


35325118


28884924


Notes

:

1 .

Data for outstanding credit relate to accounts, each with credit limit over Rs. 25,000.

   

2 .

Figures in bracket represent percent share in total loans and advances.

Source

:

Basic Statistical Return-1.

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