Table 3.1 : Bank Group-Wise Liabilities And Assets of Scheduled Commercial Banks In India : 2008 and 2009 - આરબીઆઈ - Reserve Bank of India
Table 3.1 : Bank Group-Wise Liabilities And Assets of Scheduled Commercial Banks In India : 2008 and 2009
(Amount in Rs. crore) |
||||||||||
Items |
As on March 31 |
|||||||||
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
||||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
|
Number of reporting banks |
8 |
7 |
20 |
20 |
28 |
31 |
23 |
22 |
79 |
80 |
Liabilities |
|
|
|
|
|
|
|
|
|
|
1. Capital |
1566 |
1080 |
11499 |
12456 |
22286 |
25911 |
4613 |
4590 |
39964 |
44037 |
2. Reserves and Surplus |
60140 |
71342 |
101581 |
123421 |
27046 |
34026 |
86757 |
95430 |
275524 |
324219 |
2.1. Statutory Reserves |
30535 |
36572 |
25149 |
30994 |
7880 |
9805 |
10940 |
13739 |
74505 |
91110 |
2.2. Capital Reserves |
643 |
1693 |
14680 |
22500 |
2107 |
2349 |
2718 |
4206 |
20148 |
30748 |
2.3. Share Premium |
20452 |
21011 |
14853 |
14854 |
- |
- |
52657 |
51845 |
87962 |
87710 |
2.4. Investment Fluctuations Reserves |
62 |
- |
186 |
445 |
155 |
316 |
252 |
281 |
655 |
1042 |
2.5. Revenue and other Reserves |
8446 |
12064 |
44420 |
51931 |
14177 |
17121 |
12253 |
15256 |
79295 |
96373 |
2.6. Balance of Profit |
2 |
2 |
2293 |
2697 |
2727 |
4435 |
7937 |
10103 |
12959 |
17237 |
3. Deposits ( 3.1+3.2+3.3 ) |
773874 |
1007043 |
1679993 |
2105705 |
191161 |
214077 |
675033 |
736379 |
3320062 |
4063204 |
Type-wise |
|
|
|
|
|
|
|
|
|
|
3.1. Demand deposits |
120195 |
132374 |
163127 |
178862 |
59200 |
60551 |
99534 |
100793 |
442056 |
472579 |
(i) From banks |
15390 |
13295 |
5923 |
6123 |
1582 |
1494 |
2772 |
3392 |
25668 |
24303 |
(ii) From others |
104805 |
119079 |
157204 |
172739 |
57618 |
59057 |
96762 |
97401 |
416388 |
448275 |
3.2. Savings bank deposits |
204635 |
255855 |
391099 |
449627 |
26254 |
28789 |
122064 |
140269 |
744052 |
874540 |
3.3. Term deposits |
449044 |
618814 |
1125767 |
1477216 |
105707 |
124737 |
453435 |
495317 |
2133954 |
2716085 |
(i) From banks |
9198 |
14539 |
52623 |
80566 |
8035 |
11910 |
32253 |
39623 |
102110 |
146639 |
(ii) From others |
439846 |
604275 |
1073144 |
1396650 |
97672 |
112827 |
421182 |
455694 |
2031844 |
2569446 |
Location-wise |
|
|
|
|
|
|
|
|
|
|
3A. Deposits of branches in India |
751147 |
975001 |
1605527 |
2005576 |
191161 |
214077 |
666591 |
723400 |
3214426 |
3918053 |
3B. Deposits of branches outside India |
22728 |
32042 |
74466 |
100129 |
- |
- |
8442 |
12979 |
105636 |
145150 |
Total ( 3A. + 3B. ) |
773874 |
1007043 |
1679993 |
2105705 |
191161 |
214077 |
675033 |
736379 |
3320062 |
4063204 |
Note : $ Includes IDBI Bank Ltd. |
TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2008 AND 2009 (Contd.) |
||||||||||
(Amount in Rs. crore) |
||||||||||
Items |
As on March 31 |
|||||||||
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
||||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
|
4. Borrowings |
64591 |
62240 |
91766 |
96064 |
58315 |
70127 |
87957 |
94753 |
302629 |
323185 |
4.1. Borrowings in India |
22121 |
10754 |
66178 |
69947 |
29573 |
39662 |
21549 |
25349 |
139419 |
145710 |
(i) From Reserve Bank of India |
2027 |
700 |
3771 |
7986 |
9652 |
1606 |
1715 |
1490 |
17165 |
11782 |
(ii) From other banks |
10345 |
1220 |
4220 |
1619 |
11310 |
10627 |
5947 |
4965 |
31820 |
18430 |
(iii) From other institutions and agencies |
9749 |
8834 |
58187 |
60342 |
8611 |
27429 |
13887 |
18894 |
90433 |
115498 |
4.2. Borrowings outside India |
42470 |
51486 |
25588 |
26118 |
28742 |
30465 |
66409 |
69405 |
163210 |
177475 |
Secured borrowings included in 4 |
5774 |
6732 |
10006 |
9344 |
13872 |
22092 |
772 |
3109 |
30424 |
41277 |
5. Other liabilities and provisions |
110787 |
138508 |
126126 |
148858 |
65291 |
103009 |
85783 |
96310 |
387987 |
486686 |
5.1. Bill payable |
24833 |
24086 |
18772 |
15481 |
3867 |
2883 |
12045 |
9542 |
59517 |
51991 |
5.2. Inter-office adjustment |
149 |
5847 |
2540 |
4417 |
30 |
6 |
1203 |
697 |
3922 |
10967 |
5.3. Interest accured |
8003 |
10021 |
8211 |
8932 |
1882 |
2559 |
6053 |
8077 |
24149 |
29589 |
5.4. Subordinate debt. |
4542 |
4267 |
42391 |
55322 |
4768 |
8123 |
29741 |
40609 |
81441 |
108320 |
5.5. Deferred tax liabilities |
- |
- |
264 |
452 |
73 |
10 |
175 |
113 |
512 |
574 |
5.6. Others (including provisions) |
73260 |
94288 |
53949 |
64254 |
54671 |
89429 |
36566 |
37274 |
218446 |
285245 |
Total Liabilities |
1010959 |
1280212 |
2010965 |
2486505 |
364099 |
447149 |
940144 |
1027465 |
4326166 |
5241331 |
6. Cash and balances with RBI |
74714 |
74107 |
154965 |
150033 |
22011 |
15646 |
71282 |
57477 |
322972 |
297264 |
6.1. Cash in hand |
3716 |
5443 |
8847 |
9138 |
567 |
587 |
7198 |
7966 |
20328 |
23133 |
6.2. Balances with RBI |
70998 |
68665 |
146118 |
140895 |
21444 |
15058 |
64084 |
49512 |
302643 |
274131 |
(i) In current account |
43584 |
68662 |
145899 |
139211 |
21442 |
15055 |
63984 |
49412 |
274909 |
272341 |
(ii) In other account |
27414 |
3 |
219 |
1684 |
2 |
3 |
100 |
100 |
27735 |
1790 |
7. Balances with banks and money at call and short notice (7.1+7.2) |
19069 |
53522 |
44517 |
77781 |
19935 |
33251 |
25588 |
34026 |
109109 |
198582 |
7.1. In India (7.1.1+7.2.2) |
12390 |
28491 |
24673 |
28975 |
8003 |
6534 |
14705 |
21450 |
59773 |
85452 |
7.1.1. Balances with banks |
5611 |
14579 |
15920 |
19350 |
7015 |
6072 |
12390 |
16147 |
40937 |
56149 |
(i) In current account |
1609 |
1278 |
6599 |
5848 |
1439 |
1126 |
3570 |
2529 |
13217 |
10781 |
(ii) In other deposit accounts |
4002 |
13301 |
9321 |
13502 |
5576 |
4946 |
8820 |
13618 |
27719 |
45368 |
7.1.2 Money at call and short notice |
6779 |
13912 |
8753 |
9625 |
988 |
462 |
2315 |
5303 |
18836 |
29303 |
(i) with banks |
6779 |
13912 |
7563 |
7396 |
768 |
347 |
1777 |
3056 |
16888 |
24712 |
(ii) with other institutions |
- |
- |
1190 |
2229 |
220 |
115 |
538 |
2247 |
1947 |
4591 |
7.2 Outside India (7.2.1+7.2.2) |
6680 |
25031 |
19844 |
48806 |
11931 |
26717 |
10883 |
12576 |
49337 |
113130 |
7.2.1 Balances with Banks |
3198 |
15979 |
14629 |
35941 |
7101 |
15330 |
6398 |
7772 |
31326 |
75023 |
(i) In current account |
2328 |
14531 |
3794 |
10820 |
1778 |
4189 |
2648 |
4160 |
10548 |
33700 |
(ii) In other deposit accounts |
870 |
1448 |
10835 |
25121 |
5323 |
11141 |
3750 |
3612 |
20778 |
41322 |
7.2.2 Money at call and short notice |
3482 |
9052 |
5215 |
12865 |
4830 |
11387 |
4485 |
4804 |
18011 |
38107 |
Note : $ Includes IDBI Bank Ltd. |
TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2008 AND 2009 (Contd.) |
||||||||||
(Amount in Rs. crore) |
||||||||||
Items |
As on March 31 |
|||||||||
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
||||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
|
8. Investments |
263823 |
357624 |
536018 |
655042 |
98910 |
130354 |
278578 |
306455 |
1177330 |
1449475 |
8.1 Investment in India in |
258653 |
351140 |
523087 |
641526 |
98910 |
130353 |
271618 |
296073 |
1152267 |
1419093 |
(i) Government securities |
208370 |
300264 |
435060 |
541332 |
82851 |
99997 |
193885 |
217121 |
920166 |
1158715 |
(ii) Other approved securities |
3260 |
2252 |
7014 |
5678 |
33 |
6 |
281 |
217 |
10588 |
8154 |
(iii) Shares |
5162 |
5117 |
10847 |
9713 |
104 |
98 |
4221 |
2846 |
20334 |
17774 |
(iv) Debentures and Bonds |
19534 |
17487 |
39477 |
41346 |
2561 |
2959 |
23869 |
24419 |
85441 |
86211 |
(v) Subsidiaries and/or joint ventures |
3808 |
3650 |
2788 |
3177 |
- |
- |
5421 |
7087 |
12017 |
13913 |
(vi) Others |
18519 |
22370 |
27901 |
40280 |
13361 |
27293 |
43941 |
44383 |
103721 |
134326 |
8.2 Investment outside India in |
5171 |
6483 |
12931 |
13516 |
- |
- |
6961 |
10382 |
25062 |
30381 |
(i) Government securities |
394 |
743 |
5024 |
4892 |
- |
- |
140 |
95 |
5558 |
5730 |
(ii) Subsidiaries and/or joint ventures |
614 |
1255 |
608 |
847 |
- |
- |
3886 |
6606 |
5107 |
8708 |
(iii)Others |
4163 |
4485 |
7299 |
7777 |
- |
- |
2935 |
3681 |
14397 |
15943 |
9. Advances |
593722 |
739606 |
1203678 |
1520549 |
161133 |
165415 |
518402 |
575336 |
2476936 |
3000906 |
Type-wise |
|
|
|
|
|
|
|
|
|
|
9A. (i) Bills purchased and discounted |
44280 |
53465 |
63503 |
74058 |
15763 |
15160 |
27441 |
31227 |
150988 |
173911 |
(ii)Cash credits,overdrafts & loans repayable on demand |
221771 |
300331 |
470672 |
595667 |
66578 |
72723 |
129861 |
144835 |
888882 |
1113556 |
(iii) Term loans |
327672 |
385809 |
669503 |
850825 |
78791 |
77531 |
361100 |
399274 |
1437066 |
1713439 |
Security-wise |
|
|
|
|
|
|
|
|
|
|
9B. (i) Secured by tangible assets |
430102 |
513218 |
899288 |
1136947 |
66932 |
77454 |
395941 |
443080 |
1792263 |
2170699 |
(ii) Covered by Bank/Government Guarantees |
25535 |
83871 |
63215 |
87365 |
6487 |
5053 |
14713 |
10795 |
109950 |
187084 |
(iii) Unsecured |
138086 |
142517 |
241175 |
296237 |
87714 |
82908 |
107749 |
121461 |
574723 |
643123 |
Sector-wise & Location-wise |
|
|
|
|
|
|
|
|
|
|
9.C.I. Advances in India |
537583 |
653819 |
1140236 |
1423327 |
161133 |
165414 |
465276 |
510045 |
2304227 |
2752606 |
(i) Priority sectors |
182958 |
212215 |
399129 |
469116 |
47668 |
51607 |
151721 |
176958 |
781476 |
909896 |
(ii) Public sectors |
36535 |
48648 |
132519 |
173851 |
497 |
517 |
10127 |
9230 |
179678 |
232246 |
(iii) Banks |
204 |
350 |
9661 |
6218 |
922 |
1013 |
569 |
648 |
11356 |
8230 |
(iv) Others |
317886 |
392606 |
598927 |
774142 |
112046 |
112277 |
302859 |
323209 |
1331717 |
1602234 |
Note : $ Includes IDBI Bank Ltd. |
TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2008 AND 2009 (Concld.) |
||||||||||
(Amount in Rs. crore) |
||||||||||
Items |
As on March 31 |
|||||||||
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
||||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
|
9.C.II. Advances outside India |
56140 |
85787 |
63443 |
97222 |
- |
- |
53128 |
65292 |
172709 |
248300 |
(i) Due from banks |
2135 |
4412 |
9897 |
16392 |
- |
- |
4123 |
1565 |
16154 |
22369 |
(ii) Due from others |
54005 |
81375 |
53546 |
80830 |
- |
- |
49005 |
63727 |
156555 |
225931 |
a) Bills purchased and discounted |
15543 |
29309 |
16840 |
22334 |
- |
- |
2212 |
1813 |
34595 |
53455 |
b) Syndicate loans |
19857 |
27094 |
13382 |
23829 |
- |
- |
29186 |
31433 |
62425 |
82356 |
c) Others |
18605 |
24972 |
23324 |
34667 |
- |
- |
17607 |
30481 |
59535 |
90120 |
10. Fixed Assets |
4591 |
5512 |
24206 |
28231 |
3969 |
4738 |
9628 |
9880 |
42394 |
48362 |
10.1 Premises |
1356 |
1870 |
19837 |
23274 |
3066 |
3024 |
4278 |
4542 |
28538 |
32709 |
10.2.Fixed assets under construction |
241 |
278 |
144 |
250 |
127 |
712 |
275 |
227 |
787 |
1467 |
10.3 Other fixed assets |
2995 |
3363 |
4222 |
4707 |
777 |
1003 |
5075 |
5113 |
13069 |
14185 |
11.Other Assets |
55039 |
49840 |
47580 |
54867 |
58141 |
97746 |
36666 |
44290 |
197425 |
246743 |
(i) Inter - office adjustments (net) |
12980 |
3470 |
3371 |
3474 |
155 |
96 |
172 |
122 |
16677 |
7161 |
(ii) Interest accrued |
8815 |
9313 |
13691 |
15354 |
2714 |
3066 |
7886 |
9153 |
33107 |
36886 |
(iii) Tax paid in advance/tax deducted at source |
4355 |
5289 |
13011 |
15024 |
854 |
1029 |
6040 |
6407 |
24259 |
27749 |
(iv) Stationery and stamps |
122 |
121 |
108 |
120 |
1 |
1 |
51 |
56 |
282 |
299 |
(v) Others |
28768 |
31648 |
17399 |
20896 |
54417 |
93554 |
22516 |
28552 |
123100 |
174649 |
Total Assets |
1010959 |
1280212 |
2010965 |
2486505 |
364099 |
447149 |
940144 |
1027465 |
4326166 |
5241331 |
Note : $ Includes IDBI Bank Ltd. |