(Amount in ` crore)

Items

As on March 31

State Bank of India & its Associates

Nationalised
Banks $

Public Sector Banks

Old Private Sector Banks

2010

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Number of reporting banks

7

6

20

20

27

26

15

14

Liabilities

1. Capital

1104

1097

12440

17958

13544

19055

1273

1396

2. Reserves and Surplus

82622

83297

144836

187900

227458

271196

18898

22425

2.1. Statutory Reserves

43834

39372

37973

46467

81807

85839

5238

5897

2.2. Capital Reserves

1899

1940

24538

24986

26437

26926

1206

784

2.3. Share Premium

21508

22035

15116

32195

36624

54229

5732

7485

2.4. Investment Fluctuations Reserves

93

42

679

777

773

819

235

212

2.5. Revenue and other Reserves

15286

19904

62275

78183

77562

98087

5980

7468

2.6. Balance of Profit

2

4

4254

5292

4256

5295

507

579

3. Deposits

1108086

1245862

2583934

3127122

3692019

4372985

229897

264157

Type-wise

3A.1. Demand deposits

145374

154290

223155

255820

368528

410109

21597

24222

(i) From banks

11405

10705

8232

8898

19637

19603

481

442

(ii) From others

133968

143585

214923

246922

348891

390507

21115

23780

3A.2. Savings bank deposits

328109

406445

559158

676557

887267

1083001

43567

49667

3A.3. Term deposits

634603

685128

1801621

2194746

2436224

2879874

164733

190268

(i) From banks

15806

14681

121127

162673

136933

177354

12342

13568

(ii) From others

618797

670447

1680494

2032073

2299291

2702520

152391

176700

Location-wise

3B.1 Deposits of branches in India

1068687

1199081

2461676

2967242

3530363

4166323

229897

264157

3B.2 Deposits of branches outside India

39399

46781

122258

159880

161657

206661

-

-

Note : $ Includes IDBI Bank Ltd.

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)

(Amount in ` crore)

Items

As on March 31

State Bank of India & its Associates

Nationalised Banks $

Public Sector Banks

Old Private Sector Banks

2010

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

4. Borrowings

121567

142003

192247

253141

313814

395144

8674

10967

4.1. Borrowings in India

53775

67842

155132

180302

208907

248144

7014

7853

(i) From Reserve Bank of India

0

1630

3574

16670

3574

18300

44

539

(ii) From other banks

8538

9053

9446

9985

17984

19038

680

1088

(iii) From other institutions and agencies

45237

57160

142112

153646

187349

210806

6290

6226

4.2. Borrowings outside India

67792

74160

37115

72839

104907

147000

1660

3114

Secured borrowings included in 4

9358

7940

13877

25378

23235

33318

183

3

5. Other liabilities and provisions

98875

125425

95117

110013

193992

235437

10164

10066

5.1. Bill payable

26332

26504

17991

15490

44323

41995

2070

1764

5.2. Inter-office adjustment

11832

21689

2226

1275

14058

22963

325

345

5.3. Interest accured

9411

11536

10296

12958

19707

24494

1007

1246

5.4. Subordinate debt.

0

0

1525

1525

1525

1525

-

-

5.5. Deferred tax liabilities

0

47

997

1278

997

1326

203

194

5.6. Others (including provisions)

51300

65649

62083

77486

113383

143135

6558

6517

Total Liabilities

1412253

1597684

3028574

3696133

4440827

5293817

268905

309011

6. Cash and balances with RBI

82057

119234

188802

233145

270858

352379

16915

18173

6.1. Cash in hand

8547

9062

9840

11930

18387

20992

1769

2167

6.2. Balances with RBI

73509

110172

178962

221215

252471

331387

15146

16006

(i) In current account

73507

110169

178777

220941

252284

331110

15146

16006

(ii) In other account

3

3

185

274

188

277

-

-

7. Balances with banks in India and money at call and short notice

30806

33979

83594

98247

114400

132225

5692

3908

7.1. In India

7069

8379

43291

36411

50360

44790

5363

3385

7.1.1. Balances with banks

3590

3900

23407

20653

26997

24553

2271

2759

(i) In current account

1367

1408

5542

4599

6909

6007

555

602

(ii) In other deposit accounts

2223

2491

17866

16054

20089

18545

1715

2156

7.1.2 Money at call and short notice

3479

4479

19884

15758

23362

20237

3093

627

(i) with banks

1480

2769

14617

14968

16097

17737

2343

627

(ii) with other institutions

1999

1710

5267

790

7266

2500

750

-

7.2 Outside India

23737

25600

40303

61835

64040

87435

329

523

7.2.1 Balances with Banks

17858

13895

25453

45521

43311

59416

223

326

(i) In current account

16915

12635

4845

12775

21760

25410

158

237

(ii) In other deposit accounts

943

1260

20608

32746

21551

34006

65

89

7.2.2 Money at call and short notice

5880

11705

14850

16314

20729

28019

106

197

Note : $ Includes IDBI Bank Ltd.

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)

(Amount in ` crore)

Items

As on March 31

State Bank of India & its Associates

Nationalised
Banks $

Public Sector Banks

Old Private Sector Banks

2010

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

8. Investments

387473

385697

828125

942837

1215598

1328534

83499

92617

8.1 Investment in India in

379252

375683

814654

929701

1193906

1305384

83499

92617

(i) Government securities

309729

309659

690286

764752

1000015

1074411

60819

64603

(ii) Other approved securities

1254

539

3761

2559

5015

3098

289

51

(iii) Shares

7787

9497

12941

14813

20728

24310

657

862

(iv) Debentures and Bonds

19070

18279

36246

40142

55315

58421

4251

4418

(v) Subsidiaries and/or joint ventures

4319

4886

3529

3822

7848

8708

129

219

(vi) Others

37094

32822

67891

103613

104984

136434

17354

22463

8.2 Investment outside India in

8222

10014

13471

13136

21692

23149

-

-

(i) Government securities

2010

2239

6342

5864

8351

8103

-

-

(ii) Subsidiaries and/or joint ventures

1404

1603

1007

1555

2411

3158

-

-

(iii) Others

4808

6171

6121

5716

10930

11888

-

-

9. Advances

857937

994154

1843082

2311478

2701019

3305632

154085

184647

Type-wise

9A. (i) Bills purchased and discounted

51030

61028

89740

122377

140771

183405

8957

9875

(ii) Cash credits, overdrafts & loans repayable on demand

359411

433314

741440

963799

1100850

1397114

68119

84039

(iii) Term loans

447496

499811

1011902

1225302

1459398

1725113

77010

90733

Security-wise

9B. (i) Secured by tangible assets

600030

699441

1346992

1687902

1947022

2387343

128613

155534

(ii) Covered by Bank/Government Guarantees

91018

115009

118020

164552

209038

279561

5804

6454

(iii) Unsecured

166889

179704

378070

459025

544958

638728

19667

22659

Sector-wise & Location-wise

9.C.I. Advances in India

761777

886110

1720790

2135580

2482567

3021689

154085

184647

(i) Priority sectors

252668

318386

581713

691290

834381

1009676

54589

64047

(ii) Public sectors

63561

64080

191173

270885

254734

334965

9153

8118

(iii) Banks

275

465

12415

31108

12690

31573

303

1028

(iv) Others

445272

503179

935489

1142297

1380761

1645476

90041

111455

9.C.II. Advances outside India

96160

108044

122292

175899

218452

283943

-

-

(i) Due from banks

15657

22424

15949

42087

31606

64511

-

-

(ii) Due from others

80503

85620

106343

133811

186846

219432

-

-

a) Bills purchased and discounted

25294

14796

31389

41472

56683

56268

-

-

b) Syndicate loans

26475

36738

28012

36217

54487

72955

-

-

c) Others

28734

34086

46943

56122

75676

90208

-

-

10. Fixed Assets

6213

6565

28256

29591

34469

36156

2357

2509

10.1 Premises

1913

1941

22656

23404

24569

25345

1385

1614

10.2.Fixed assets under construction

303

335

322

326

625

661

232

51

10.3 Other fixed assets

3998

4289

5278

5861

9276

10150

740

845

11.Other Assets

47767

58056

56715

80836

104482

138892

6356

7156

(i) Inter - office adjustments (net)

1784

1631

2838

6877

4622

8508

180

74

(ii) Interest accrued

10359

11862

16392

19757

26752

31620

1705

1848

(iii) Tax paid in advance/tax deducted at source

5729

6945

16995

17274

22724

24219

1751

1874

(iv) Stationery and stamps

127

123

118

115

245

238

24

23

(v) Others

29767

37496

20372

36813

50139

74309

2696

3336

Total Assets

1412253

1597684

3028574

3696133

4440827

5293817

268905

309011

Note : $ Includes IDBI Bank Ltd.

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)

(Amount in ` crore)

Items

As on March 31

New Private Sector Banks

Private Sector Banks

Foreign Banks

All Scheduled Commercial Banks

2010

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

Number of reporting banks

7

7

22

21

32

34

81

81

Liabilities

1. Capital

3276

3409

4549

4805

30527

35383

48619

59243

2. Reserves and Surplus

96537

111359

115435

133784

38649

45668

381542

450648

2.1. Statutory Reserves

11903

15756

17141

21653

11197

13156

110144

120649

2.2. Capital Reserves

3194

3285

4400

4069

2219

2359

33056

33355

2.3. Share Premium

57791

61512

63523

68997

0

0

100146

123226

2.4. Investment Fluctuations Reserves

206

64

441

276

84

166

1297

1262

2.5. Revenue and other Reserves

10367

11619

16347

19088

19448

22324

113357

139499

2.6. Balance of Profit

13077

19122

13584

19700

5701

7662

23541

32658

3. Deposits

592904

738602

822801

1002759

232099

240689

4746920

5616432

Type-wise

3A.1. Demand deposits

112992

134707

134589

158929

68250

72900

571367

641939

(i) From banks

4076

4744

4557

5186

1596

1819

25790

26608

(ii) From others

108916

129963

130032

153743

66654

71081

545577

615331

3A.2. Savings bank deposits

142653

179463

186220

229130

36427

39650

1109915

1351782

3A.3. Term deposits

337259

424432

501992

614699

127422

128138

3065638

3622712

(i) From banks

19475

29506

31817

43074

4007

4116

172757

224544

(ii) From others

317784

394926

470175

571625

123415

124023

2892881

3398168

Location-wise

3B.1 Deposits of branches in India

578880

720355

808777

984512

232099

240689

4571239

5391525

3B.2 Deposits of branches outside India

14024

18247

14024

18247

-

-

175680

224908

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)

(Amount in ` crore)

Items

As on March 31

New Private Sector Banks

Private Sector Banks

Foreign Banks

All Scheduled Commercial Banks

2010

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

4. Borrowings

140676

175017

149350

185984

68247

92797

531412

673925

4.1. Borrowings in India

69277

76954

76291

84807

34803

53440

320001

386391

(i) From Reserve Bank of India

-

4925

44

5464

825

21496

4443

45260

(ii) From other banks

6768

9477

7449

10565

12526

20680

37959

50284

(iii) From other institutions and agencies

62509

62552

68799

68778

21452

11263

277600

290847

4.2. Borrowings outside India

71399

98063

73059

101178

33444

39357

211410

287534

Secured borrowings included in 4

2784

802

2967

806

16013

27190

42215

61314

5. Other liabilities and provisions

48438

60778

58601

70844

65839

76992

318433

383273

5.1. Bill payable

14571

13826

16641

15590

3604

4528

64568

62113

5.2. Inter-office adjustment

30

93

355

438

116

98

14529

23499

5.3. Interest accured

5751

7137

6758

8383

1998

2259

28463

35136

5.4. Subordinate debt.

-

-

-

-

-

-

1525

1525

5.5. Deferred tax liabilities

-

-

203

194

4

4

1204

1524

5.6. Others (including provisions)

28086

39723

34644

46240

60117

70102

208144

259476

Total Liabilities

881831

1089165

1150736

1398176

435362

491528

6026925

7183522

6. Cash and balances with RBI

58951

67938

75866

86111

19097

20293

365821

458783

6.1. Cash in hand

8162

9566

9931

11733

607

797

28925

33521

6.2. Balances with RBI

50789

58372

65935

74378

18489

19497

336895

425262

(i) In current account

50689

58272

65835

74278

18485

19491

336604

424880

(ii) In other account

100

100

100

100

4

5

292

382

7. Balances with banks in India and money at call and short notice

32978

27708

38670

31616

20559

27365

173629

191206

7.1. In India

20586

14293

25949

17678

5344

11171

81653

73639

7.1.1. Balances with banks

10028

11660

12299

14419

4645

8431

43942

47403

(i) In current account

2414

1447

2969

2049

974

1032

10852

9088

(ii) In other deposit accounts

7615

10214

9330

12370

3671

7399

33089

38314

7.1.2 Money at call and short notice

10557

2633

13650

3259

699

2740

37711

26236

(i) with banks

624

2086

2967

2713

679

2663

19743

23113

(ii) with other institutions

9933

547

10683

547

20

77

17968

3124

7.2 Outside India

12392

13415

12721

13938

15215

16194

91976

117567

7.2.1 Balances with Banks

8101

6003

8325

6330

12506

14587

64142

80334

(i) In current account

2995

3354

3153

3591

2141

4795

27055

33796

(ii) In other deposit accounts

5106

2650

5172

2739

10365

9793

37087

46537

7.2.2 Money at call and short notice

4291

7412

4397

7608

2709

1606

27835

37234

Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Concld.)

(Amount in ` crore)

Items

As on March 31

New Private Sector Banks

Private Sector Banks

Foreign Banks

All Scheduled Commercial Banks

2010

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

8. Investments

270618

329403

354117

422020

159291

165499

1729006

1916053

8.1 Investment in India in

260741

319336

344240

411953

159291

165499

1697437

1882836

(i) Government securities

180209

197649

241028

262252

117497

111960

1358539

1448624

(ii) Other approved securities

21

38

311

89

4

2

5330

3189

(iii) Shares

3511

3704

4168

4566

98

104

24993

28981

(iv) Debentures and Bonds

20398

39978

24650

44396

6634

6166

86599

108983

(v) Subsidiaries and/or joint ventures

6848

7814

6978

8033

-

-

14825

16741

(vi) Others

49753

70154

67107

92617

35058

47267

207150

276319

8.2 Investment outside India in

9877

10067

9877

10067

-

-

31569

33217

(i) Government securities

165

929

165

929

-

-

8516

9033

(ii) Subsidiaries and/or joint ventures

6614

6616

6614

6616

-

-

9025

9774

(iii)Others

3098

2522

3098

2522

-

-

14028

14410

9. Advances

478356

612886

632441

797534

163260

195539

3496720

4298704

Type-wise

9A. (i) Bills purchased and discounted

18505

23138

27462

33013

21307

25182

189540

241600

(ii) Cash credits,overdrafts & loans repayable on demand

90600

119717

158719

203756

73034

91172

1332603

1692042

(iii) Term loans

369250

470032

446260

560765

68919

79186

1974577

2365063

Security-wise

9B. (i) Secured by tangible assets

354511

468860

483124

624394

75474

85587

2505621

3097324

(ii) Covered by Bank/Government Guarantees

8734

10518

14539

16972

7326

8926

230902

305460

(iii) Unsecured

115111

133509

134778

156168

80461

101025

760197

895921

Sector-wise & Location-wise

9.C.I. Advances in India

418910

533559

572995

718206

163260

195539

3218822

3935434

(i) Priority sectors

147142

178226

201730

242272

55399

63913

1091510

1315861

(ii) Public sectors

9471

10035

18624

18153

2739

2971

276097

356089

(iii) Banks

1164

479

1467

1507

3607

3640

17764

36720

(iv) Others

261133

344818

351174

456273

101516

125015

1833451

2226763

9.C.II. Advances outside India

59446

79328

59446

79328

-

-

277898

363270

(i) Due from banks

1385

5542

1385

5542

-

-

32991

70053

(ii) Due from others

58061

73786

58061

73786

-

-

244907

293218

a) Bills purchased and discounted

1983

1191

1983

1191

-

-

58666

57459

b) Syndicate loans

47574

57567

47574

57567

-

-

102061

130522

c) Others

8504

15028

8504

15028

-

-

84180

105236

10. Fixed Assets

7882

10470

10239

12980

4860

4959

49568

54094

10.1 Premises

3360

5558

4744

7172

3127

3111

32440

35628

10.2.Fixed assets under construction

76

50

309

101

808

964

1742

1725

10.3 Other fixed assets

4445

4862

5185

5707

924

884

15386

16740

11.Other Assets

33047

40760

39404

47915

68295

77874

212181

264681

(i) Inter - office adjustments (net)

0

21

180

95

154

226

4955

8829

(ii) Interest accrued

6889

9282

8594

11130

2904

3046

38249

45796

(iii) Tax paid in advance/tax deducted at source

5825

5910

7576

7784

2270

2841

32570

34844

(iv) Stationery and stamps

30

40

54

63

1

1

300

301

(v) Others

20303

25507

23000

28843

62967

71759

136106

174911

Total Assets

881831

1089165

1150736

1398176

435362

491528

6026925

7183522

Source : Annual accounts of banks.