Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 11 of 30) - આરબીઆઈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 11 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Adhiyaman | Akola | Alaknanda | Aligarh | Allahabad Kshetriya | |||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) | | (9) | (10) | |
1. | Capital | 75 | 373 | 75 | 100 | 75 | 100 | 75 | 96 | 75 | 100 | ||||||
(2.6) | (9.9) | (1.9) | (2.0) | (2.2) | (2.1) | (0.5) | (0.4) | (0.6) | (0.6) | ||||||||
2. | Reserves and Surplus | - | - | 8 | - | - | - | - | 1506 | - | - | ||||||
- | - | (0.2) | - | - | - | - | (6.4) | - | - | ||||||||
2.1. | Statutory Reserves | - | - | 8 | - | - | - | - | - | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | 1506 | - | - | ||||||
3. | Deposits | 1740 | 2158 | 2705 | 3264 | 2822 | 3686 | 11962 | 16386 | 11007 | 14556 | ||||||
(59.4) | (57.2) | (69.2) | (66.2) | (81.7) | (77.5) | (73.4) | (69.5) | (84.4) | (88.2) | ||||||||
3.1. | Demand Deposits | 46 | 58 | 139 | 107 | 100 | 71 | 335 | 420 | 490 | 697 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 46 | 58 | 139 | 107 | 100 | 71 | 335 | 420 | 490 | 697 |
3.2. | Savings Deposits | 698 | 890 | 1614 | 2022 | 1272 | 1589 | 4645 | 5749 | 5472 | 6965 | |||||
3.3. | Term Deposits | 996 | 1209 | 952 | 1135 | 1450 | 2027 | 6982 | 10217 | 5045 | 6894 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 996 | 1209 | 952 | 1135 | 1450 | 2027 | 6982 | 10217 | 5045 | 6894 |
3.A. | Deposits of branches in India | 1740 | 2158 | 2705 | 3264 | 2822 | 3686 | 11962 | 16386 | 11007 | 14556 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 1045 | 1057 | 596 | 695 | 282 | 312 | 3086 | 4095 | 1014 | 829 | |||||
(35.7) | (28.0) | (15.3) | (14.1) | (8.2) | (6.5) | (18.9) | (17.4) | (7.8) | (5.0) | |||||||
4.1. | Borrowings in India | 1045 | 1057 | 596 | 695 | 282 | 312 | 3086 | 4095 | 1014 | 829 |
(i) | From Reserve Bank of India | 406 | 395 | - | - | - | - | - | - | - | - | ||||||
(ii) | From other Banks | 639 | 662 | 130 | 134 | 20 | 30 | 472 | 618 | 2 | - | ||||||
(iii) | From other Institutions and Agencies | - | - | 467 | 561 | 262 | 282 | 2614 | 3476 | 1012 | 829 |
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||
5. | Other liabilities | 67 | 186 | 523 | 873 | 276 | 659 | 1182 | 1487 | 950 | 1012 | ||||||
(2.3) | (4.9) | (13.4) | (17.7) | (8.0) | (13.9) | (7.2) | (6.3) | (7.3) | (6.1) | ||||||||
5.1. | Bills Payable | - | - | 7 | 1 | - | 27 | 456 | 121 | 27 | 37 | ||||||
5.2. | Inter-office Adjustments | - | - | - | - | 4 | 4 | 160 | 708 | 73 | 65 | ||||||
5.3. | Interest Accrued | 18 | 24 | 27 | 31 | 239 | 378 | 36 | 97 | 67 | 71 | ||||||
5.4. | Others (including provisions) | 48 | 162 | | 489 | 841 | | 32 | 250 | | 529 | 560 | | 783 | 839 | ||
Total Liabilities | 2928 | 3775 | 3907 | 4932 | 3454 | 4757 | 16304 | 23570 | 13046 | 16497 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Adhiyaman | Akola | Alaknanda | Aligarh | Allahabad Kshetriya | |||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) | | (9) | (10) | |
1. | Cash in hand | 26 | 45 | 88 | 84 | 24 | 47 | 263 | 440 | 150 | 188 | ||||||
(0.9) | (1.2) | (2.3) | (1.7) | (0.7) | (1.0) | (1.6) | (1.9) | (1.1) | (1.1) | ||||||||
2. | Balances with RBI | 52 | 64 | 84 | 90 | 87 | 123 | 395 | 510 | 345 | 460 | ||||||
(1.8) | (1.7) | (2.2) | (1.8) | (2.5) | (2.6) | (2.4) | (2.2) | (2.6) | (2.8) | ||||||||
3. | Balances with banks in India | 628 | 1096 | 1230 | 1447 | 37 | 2508 | 4870 | 6171 | 597 | 4416 | ||||||
(21.5) | (29.0) | (31.5) | (29.3) | (1.1) | (52.7) | (29.9) | (26.2) | (4.6) | (26.8) | ||||||||
4. | Money at call and short notice | - | - | - | - | 1298 | - | - | - | 2615 | - | ||||||
- | - | - | - | (37.6) | - | - | - | (20.0) | - | ||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||
6. | Investments | 55 | 80 | - | - | 1042 | 629 | 2650 | 6305 | 1367 | 2842 | ||||||
(1.9) | (2.1) | (0.0) | (0.0) | (30.2) | (13.2) | (16.3) | (26.8) | (10.5) | (17.2) | ||||||||
6.A. | Investments in India | 55 | 80 | - | - | 1042 | 629 | 2650 | 6305 | 1367 | 2842 |
(i) | Government securities | - | - | - | - | - | - | 150 | 150 | 110 | - | ||||||
(ii) | Other approved securities | - | - | - | - | - | - | 50 | 200 | - | - | ||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | 5 | 30 | - | - | 15 | 179 | - | - | 1257 | 2732 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | 2050 | 5555 | - | - | ||||||
(vi) | Others | 50 | 50 | - | - | 1027 | 450 | 400 | 400 | - | 110 |
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - |
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 1869 | 2177 | 1378 | 1927 | 554 | 770 | 6418 | 8004 | 5246 | 4580 |
(63.8) | (57.7) | (35.3) | (39.1) | (16.0) | (16.2) | (39.4) | (34.0) | (40.2) | (27.8) | ||||||||
7.1. | Bills purchased and discounted | 5 | 29 | 31 | 39 | - | - | 1 | 2 | - | 1 | ||||||
7.2. | Cash credits, overdrafts & loans | 1408 | 1626 | 274 | 455 | 220 | 263 | 2336 | 3454 | 387 | 231 | ||||||
7.3. | Term loans | 456 | 522 | 1073 | 1432 | 334 | 507 | 4081 | 4547 | 4859 | 4349 | ||||||
8. | Fixed Assets | 14 | 13 | 9 | 9 | 7 | 7 | 26 | 30 | 27 | 31 | ||||||
(0.5) | (0.4) | (0.2) | (0.2) | (0.2) | (0.1) | (0.2) | (0.1) | (0.2) | (0.2) | ||||||||
8.1. | Premises | - | 13 | 9 | - | - | - | 26 | - | - | - | ||||||
8.2. | Other Fixed assets | 14 | - | - | 9 | 7 | 7 | - | 30 | 27 | 31 | ||||||
9. | Other Assets | 284 | 299 | 1117 | 1375 | 406 | 674 | 1682 | 2110 | 2699 | 3980 | ||||||
(9.7) | (7.9) | (28.6) | (27.9) | (11.7) | (14.2) | (10.3) | (9.0) | (20.7) | (24.1) | ||||||||
9.1. | Inter - office adjustments (net) | 4 | - | 44 | 131 | - | 258 | - | - | - | - | ||||||
9.2. | Interest accrued | 9 | 9 | - | - | 100 | - | 210 | 517 | - | - | ||||||
9.3. | Tax paid | - | - | - | - | - | - | - | 43 | - | - | ||||||
9.4. | Stationery and Stamps | 3 | 2 | 3 | 3 | 2 | 3 | 7 | 11 | 8 | 8 | ||||||
9.5. | Others | 268 | 288 | | 1070 | 1241 | | 304 | 413 | | 1465 | 1539 | | 2691 | 3973 | ||
Total Assets | 2928 | 3775 | 3907 | 4932 | 3454 | 4757 | 16304 | 23570 | 13046 | 16497 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Alwar | Ambala | Aravali | Arunachal | Aurangabad | |||||||||||||
Bharatpur | Kurukshetra | Kshetriya | Pradesh | Jalana | |||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Rural Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (11) | (12) | | (13) | (14) | | (15) | (16) | | (17) | (18) | | (19) | (20) | |
1. | Capital | 75 | 88 | 75 | 88 | 75 | 96 | 311 | 311 | 545 | 545 | ||||||
(0.9) | (0.9) | (1.4) | (1.2) | (1.5) | (1.9) | (18.0) | (15.1) | (6.8) | (4.2) | ||||||||
2. | Reserves and Surplus | - | - | - | - | -75 | -2028 | - | - | - | - | ||||||
- | - | - | - | (-1.5) | (-40.9) | - | - | - | - | ||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.5. | Balance of Profit | - | - | - | - | -75 | -2028 | - | - | - | - | ||||||
3. | Deposits | 7020 | 8984 | 4276 | 5518 | 4288 | 5972 | 1224 | 1438 | 5313 | 9265 | ||||||
(87.9) | (88.7) | (80.4) | (74.0) | (86.9) | (120.6) | (70.8) | (69.8) | (66.8) | (71.5) | ||||||||
3.1. | Demand Deposits | 326 | 452 | 25 | 52 | 163 | 363 | 52 | 65 | 273 | 2452 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 326 | 452 | 25 | 52 | 163 | 363 | 52 | 65 | 273 | 2452 |
3.2. | Savings Deposits | 2784 | 3103 | 1282 | 1658 | 1424 | 1647 | 775 | 816 | 3608 | 4840 | |||||
3.3. | Term Deposits | 3910 | 5429 | 2969 | 3808 | 2700 | 3962 | 396 | 558 | 1431 | 1973 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 3910 | 5429 | 2969 | 3808 | 2700 | 3962 | 396 | 558 | 1431 | 1973 |
3.A. | Deposits of branches in India | 7020 | 8984 | 4276 | 5518 | 4288 | 5972 | 1224 | 1438 | 5313 | 9265 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 424 | 557 | 708 | 1106 | 500 | 711 | 115 | 151 | 1595 | 1903 | |||||
(5.3) | (5.5) | (13.3) | (14.8) | (10.1) | (14.3) | (6.7) | (7.3) | (20.1) | (14.7) | |||||||
4.1. | Borrowings in India | 424 | 557 | 708 | 1106 | 500 | 711 | 115 | 151 | 1595 | 1903 |
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From other Banks | 40 | 46 | 64 | 81 | - | 18 | - | - | 220 | 268 | ||||||
(iii) | From other Institutions and Agencies | 384 | 511 | 644 | 1025 | 500 | 693 | 115 | 151 | 1375 | 1635 |
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||
5. | Other liabilities | 466 | 496 | 259 | 742 | 145 | 203 | 79 | 161 | 500 | 1241 | ||||||
(5.8) | (4.9) | (4.9) | (10.0) | (2.9) | (4.1) | (4.6) | (7.8) | (6.3) | (9.6) | ||||||||
5.1. | Bills Payable | 17 | 27 | - | - | 27 | 39 | - | 1 | 82 | 283 | ||||||
5.2. | Inter-office Adjustments | 25 | 51 | 1 | - | 46 | - | 1 | 15 | - | 27 | ||||||
5.3. | Interest Accrued | 17 | 17 | 4 | 5 | 28 | 42 | 55 | 68 | 156 | 200 | ||||||
5.4. | Others (including provisions) | 407 | 401 | | 254 | 737 | | 43 | 122 | | 23 | 77 | | 263 | 731 | ||
Total Liabilities | 7985 | 10125 | 5318 | 7454 | 4933 | 4954 | 1729 | 2060 | 7953 | 12954 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Alwar | Ambala | Aravali | Arunachal | Aurangabad | |||||||||||||
Bharatpur | Kurukshetra | Kshetriya | Pradesh | Jalana | |||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Rural Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (11) | (12) | | (13) | (14) | | (15) | (16) | | (17) | (18) | | (19) | (20) | |
1. | Cash in hand | 176 | 169 | 106 | 106 | 93 | 171 | 22 | 37 | 182 | 375 | ||||||
(2.2) | (1.7) | (2.0) | (1.4) | (1.9) | (3.4) | (1.3) | (1.8) | (2.3) | (2.9) | ||||||||
2. | Balances with RBI | 247 | 268 | 126 | 162 | 123 | 186 | 33 | 42 | 123 | 243 | ||||||
(3.1) | (2.6) | (2.4) | (2.2) | (2.5) | (3.7) | (1.9) | (2.0) | (1.5) | (1.9) | ||||||||
3. | Balances with banks in India | 1816 | 2442 | 1084 | 1804 | 936 | 1609 | 605 | 898 | 1383 | 5261 | ||||||
(22.7) | (24.1) | (20.4) | (24.2) | (19.0) | (32.5) | (35.0) | (43.6) | (17.4) | (40.6) | ||||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | - | - | ||||||
- | - | - | - | - | - | - | - | - | - | ||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||
6. | Investments | 1267 | 1780 | 868 | 1213 | 200 | 260 | 453 | 60 | 1619 | 1543 | ||||||
(15.9) | (17.6) | (16.3) | (16.3) | (4.1) | (5.2) | (26.2) | (2.9) | (20.4) | (11.9) | ||||||||
6.A. | Investments in India | 1267 | 1780 | 868 | 1213 | 200 | 260 | 453 | 60 | 1619 | 1543 |
(i) | Government securities | - | - | - | - | 200 | 20 | - | - | 150 | 175 | ||||||
(ii) | Other approved securities | 90 | 60 | 156 | 156 | - | 240 | - | - | 10 | 10 | ||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | 493 | 1290 | 712 | 1057 | - | - | - | - | 1459 | 1358 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | 685 | 430 | - | - | - | - | 453 | 60 | - | - |
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - |
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 2225 | 2365 | 2515 | 3474 | 1940 | 2530 | 421 | 774 | 3737 | 4183 |
(27.9) | (23.4) | (47.3) | (46.6) | (39.3) | (51.1) | (24.4) | (37.6) | (47.0) | (32.3) | ||||||||
7.1. | Bills purchased and discounted | 1 | - | 54 | 199 | 13 | 12 | - | 360 | 424 | 640 | ||||||
7.2. | Cash credits, overdrafts & loans | 451 | 703 | 300 | 389 | 611 | 726 | 178 | - | 484 | 584 | ||||||
7.3. | Term loans | 1773 | 1661 | 2161 | 2887 | 1316 | 1792 | 243 | 415 | 2829 | 2958 | ||||||
8. | Fixed Assets | 14 | 16 | 19 | 17 | 22 | 28 | 7 | 7 | 15 | 16 | ||||||
(0.2) | (0.2) | (0.4) | (0.2) | (0.5) | (0.6) | (0.4) | (0.4) | (0.2) | (0.1) | ||||||||
8.1. | Premises | - | 16 | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 14 | - | 19 | 17 | 22 | 28 | 7 | 7 | 15 | 16 | ||||||
9. | Other Assets | 2239 | 3086 | 600 | 678 | 1618 | 171 | 188 | 241 | 894 | 1334 | ||||||
(28.0) | (30.5) | (11.3) | (9.1) | (32.8) | (3.5) | (10.9) | (11.7) | (11.2) | (10.3) | ||||||||
9.1. | Inter - office adjustments (net) | - | - | - | 31 | - | 20 | - | - | 16 | - | ||||||
9.2. | Interest accrued | 114 | 145 | 78 | 119 | 79 | 127 | 28 | 39 | 49 | 110 | ||||||
9.3. | Tax paid | - | - | - | - | - | 2 | - | - | - | - | ||||||
9.4. | Stationery and Stamps | 3 | 4 | 5 | 4 | 6 | 7 | 3 | 4 | 5 | 3 | ||||||
9.5. | Others | 2122 | 2937 | | 518 | 523 | | 1533 | 16 | | 158 | 198 | | 824 | 1221 | ||
Total Assets | 7985 | 10125 | 5318 | 7454 | 4932 | 4954 | 1729 | 2060 | 7953 | 12954 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |