Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1998-99 (Part 4 of 11) - આરબીઆઈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1998-99 (Part 4 of 11)
OTHER SCHEDULED COMMERCIAL BANKS |
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||
As on 31st March |
||||||||||||
Bank of Madura |
Bank of Punjab |
Bank of Rajasthan |
Bareilly |
Benares State |
||||||||
Items |
|
|
|
Corporation Bank |
Bank |
|||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
1. |
Capital |
1177 |
1177 |
10500 |
10500 |
1794 |
1794 |
516 |
6211 |
6211 |
||
(0.3) |
(0.3) |
(6.8) |
(5.0) |
(0.5) |
(0.5) |
(1.5) |
(8.0) |
(7.1) |
||||
2. |
Reserves and Surplus |
17630 |
19956 |
3023 |
4648 |
17251 |
16904 |
132 |
375 |
365 |
||
(5.2) |
(5.5) |
(2.0) |
(2.2) |
(5.1) |
(4.6) |
(0.4) |
(0.5) |
(0.4) |
||||
2.1. |
Statutory Reserves |
5981 |
7939 |
1704 |
2676 |
4681 |
4681 |
95 |
103 |
103 |
||
2.2. |
Capital Reserves |
162 |
3390 |
- |
- |
2745 |
2391 |
2 |
1 |
1 |
||
2.3. |
Share Premium |
3551 |
3713 |
- |
- |
1544 |
1544 |
2 |
- |
- |
||
2.4. |
Revenue and other Reserves |
7918 |
4879 |
- |
- |
8283 |
8288 |
33 |
271 |
260 |
||
2.5. |
Balance of Profit |
19 |
35 |
1319 |
1971 |
- |
- |
- |
- |
- |
||
3. |
Deposits |
277271 |
301311 |
132069 |
176610 |
282673 |
298492 |
31936 |
68379 |
78430 |
||
(81.7) |
(83.0) |
(85.3) |
(83.4) |
(82.9) |
(81.3) |
(94.4) |
(87.8) |
(89.7) |
||||
3.1. |
Demand deposits |
44840 |
60860 |
16399 |
29278 |
47981 |
53392 |
3208 |
3609 |
3986 |
||
(i) From banks |
298 |
2989 |
395 |
86 |
1313 |
1068 |
76 |
10 |
17 |
|||
(ii) From others |
44542 |
57872 |
16004 |
29192 |
46668 |
52324 |
3132 |
3599 |
3969 |
|||
3.2. |
Savings bank deposits |
32078 |
41308 |
14772 |
22614 |
51582 |
62162 |
10559 |
18320 |
21035 |
||
3.3. |
Term deposits |
200354 |
199143 |
100898 |
124718 |
183110 |
182938 |
18169 |
46451 |
53409 |
||
(i) From banks |
24766 |
28812 |
4038 |
6251 |
17178 |
12933 |
215 |
- |
- |
|||
(ii) From others |
175587 |
170331 |
96860 |
118467 |
165932 |
170005 |
17954 |
46451 |
53409 |
|||
3.A. |
Deposits of branches in India |
277271 |
301311 |
132069 |
176610 |
282673 |
298492 |
31936 |
68379 |
78430 |
||
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
4. |
Borrowings |
23823 |
21243 |
393 |
6398 |
4040 |
2824 |
8 |
620 |
69 |
||
(7.0) |
(5.9) |
(0.3) |
(3.0) |
(1.2) |
(0.8) |
(-) |
(0.8) |
(0.1) |
||||
4.1. |
Borrowings in India |
23823 |
21243 |
393 |
6398 |
3796 |
2566 |
8 |
510 |
69 |
||
(i) From Reserve Bank of India |
- |
- |
- |
6092 |
- |
- |
- |
500 |
- |
|||
(ii) From other banks |
1 |
7447 |
- |
- |
10 |
18 |
- |
- |
63 |
|||
(iii) From other institutions and agencies |
23822 |
13796 |
393 |
306 |
3786 |
2548 |
7 |
10 |
6 |
|||
4.2. |
Borrowings outside India |
- |
- |
- |
- |
244 |
258 |
- |
110 |
- |
||
5. |
Other liabilities |
19446 |
19146 |
8919 |
13628 |
35318 |
47097 |
1221 |
2326 |
2392 |
||
(5.7) |
(5.3) |
(5.8) |
(6.4) |
(10.4) |
(12.8) |
(3.6) |
(3.0) |
(2.7) |
||||
5.1. |
Bills payable |
3210 |
3813 |
3956 |
5957 |
4609 |
5475 |
628 |
541 |
215 |
||
5.2. |
Inter-office adjustments |
7884 |
6583 |
- |
- |
1940 |
3214 |
- |
858 |
370 |
||
5.3. |
Interest accrued |
2228 |
2194 |
2415 |
3109 |
21936 |
27955 |
194 |
483 |
706 |
||
5.4. |
Others (including provisions) |
6125 |
6556 |
2548 |
4562 |
6833 |
10453 |
399 |
|
444 |
1101 |
|
Total Liabilities |
339347 |
362833 |
154903 |
211784 |
341076 |
367111 |
33813 |
77911 |
87465 |
|||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
1. |
Cash in hand |
2378 |
2628 |
1169 |
1811 |
3451 |
3882 |
463 |
640 |
801 |
||
(0.7) |
(0.7) |
(0.8) |
(0.9) |
(1.0) |
(1.1) |
(1.4) |
(0.8) |
(0.9) |
||||
2. |
Balances with RBI |
31602 |
32476 |
13271 |
17717 |
26701 |
30417 |
3576 |
6872 |
7877 |
||
(9.3) |
(9.0) |
(8.6) |
(8.4) |
(7.8) |
(8.3) |
(10.6) |
(8.8) |
(9.0) |
||||
3. |
Balances with banks in India |
29116 |
23694 |
690 |
1764 |
14288 |
16310 |
3049 |
1114 |
1639 |
||
(8.6) |
(6.5) |
(0.4) |
(0.8) |
(4.2) |
(4.4) |
(9.0) |
(1.4) |
(1.9) |
||||
4. |
Money at call and short notice |
56 |
- |
- |
3000 |
10298 |
8867 |
- |
- |
- |
||
(-) |
(-) |
(-) |
(1.4) |
(3.0) |
(2.4) |
(-) |
(-) |
(-) |
||||
5. |
Balances with banks outside India |
24568 |
22596 |
8383 |
3656 |
499 |
1599 |
- |
- |
207 |
||
(7.2) |
(6.2) |
(5.4) |
(1.7) |
(0.1) |
(0.4) |
(-) |
(-) |
(0.2) |
||||
6. |
Investments |
95812 |
113252 |
67887 |
82257 |
108934 |
109004 |
14228 |
34530 |
39907 |
||
(28.2) |
(31.2) |
(43.8) |
(38.8) |
(31.9) |
(29.7) |
(42.1) |
(44.3) |
(45.6) |
||||
6.A. |
Investments in India |
95812 |
113252 |
67887 |
82257 |
108934 |
109004 |
14228 |
34530 |
39907 |
||
(i) Government securities |
60113 |
66469 |
37087 |
46246 |
62936 |
70792 |
7626 |
16538 |
19764 |
|||
(ii)Other approved securities |
5216 |
4845 |
- |
- |
23718 |
23044 |
2342 |
2999 |
3180 |
|||
(iii) Shares |
3714 |
4570 |
1913 |
4045 |
768 |
427 |
9 |
227 |
151 |
|||
(iv) Debentures and bonds |
26009 |
35337 |
28406 |
27924 |
11184 |
12212 |
1065 |
731 |
1121 |
|||
(v) Subsidiaries and joint ventures |
760 |
- |
- |
- |
279 |
447 |
- |
- |
- |
|||
(vi) Others |
- |
2031 |
481 |
4042 |
10050 |
2084 |
3186 |
14035 |
15691 |
|||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(i) Government securities |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(ii) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(iii) Others |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
7. |
Advances |
127796 |
139392 |
51878 |
84230 |
148029 |
148746 |
9773 |
24675 |
20582 |
||
(37.7) |
(38.4) |
(33.5) |
(39.8) |
(43.4) |
(40.5) |
(28.9) |
(31.7) |
(23.5) |
||||
7.1. |
Bills purchased and discounted |
32857 |
20374 |
18660 |
24682 |
15811 |
17787 |
122 |
3850 |
3464 |
||
7.2. |
Cash credits, overdrafts & loans |
50128 |
70224 |
22173 |
31826 |
88400 |
80082 |
9651 |
16419 |
12592 |
||
7.3. |
Term loans |
44810 |
48794 |
11045 |
27722 |
43817 |
50877 |
- |
4406 |
4526 |
||
Priority sector advances included in 7. |
29879 |
37072 |
9823 |
14465 |
48963 |
53151 |
4850 |
9432 |
10196 |
|||
8. |
Fixed Assets |
20240 |
18242 |
6893 |
7938 |
8432 |
7952 |
77 |
1148 |
1081 |
||
(6.0) |
(5.0) |
(4.5) |
(3.7) |
(2.5) |
(2.2) |
(0.2) |
(1.5) |
(1.2) |
||||
8.1. |
Premises |
5027 |
15226 |
252 |
248 |
3050 |
3225 |
8 |
794 |
760 |
||
8.2. |
Fixed assets under construction |
340 |
322 |
- |
- |
- |
- |
- |
- |
- |
||
8.3. |
Other fixed assets |
14872 |
2693 |
6641 |
7689 |
5382 |
4727 |
69 |
353 |
322 |
||
9. |
Other Assets |
7781 |
10553 |
4733 |
9410 |
20445 |
40332 |
2647 |
8931 |
15371 |
||
(2.3) |
(2.9) |
(3.1) |
(4.4) |
(6.0) |
(11.0) |
(7.8) |
(11.5) |
(17.6) |
||||
9.1. |
Inter - office adjustments (net) |
- |
- |
1234 |
2384 |
- |
- |
24 |
- |
- |
||
9.2. |
Interest accrued |
3915 |
5738 |
1801 |
2719 |
2956 |
4124 |
1222 |
1883 |
2309 |
||
9.3. |
Tax paid |
1461 |
2495 |
240 |
489 |
5556 |
1947 |
673 |
1135 |
1114 |
||
9.4. |
Stationery and stamps |
72 |
55 |
52 |
67 |
144 |
152 |
22 |
39 |
44 |
||
9.5. |
Others |
2333 |
2265 |
1406 |
3751 |
11789 |
34109 |
707 |
|
5873 |
11904 |
|
Total Assets |
339347 |
362833 |
154903 |
211784 |
341076 |
367111 |
33813 |
|
77911 |
87465 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
Note |
: |
Figures in bracket indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
OTHER SCHEDULED COMMERCIAL BANKS |
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
As on 31st March |
||||||||||||
Bharat Overseas |
Catholic Syrian |
Centurion Bank |
City Union Bank |
Development |
||||||||
Items |
Bank |
Bank |
|
|
Credit Bank |
|||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
(19) |
(20) |
1. |
Capital |
525 |
1575 |
541 |
1000 |
10125 |
11872 |
1800 |
2400 |
1661 |
1661 |
|
(0.4) |
(1.0) |
(0.3) |
(0.4) |
(6.4) |
(3.8) |
(1.6) |
(1.7) |
(0.9) |
(0.7) |
|||
2. |
Reserves and Surplus |
5799 |
6796 |
3034 |
4019 |
3005 |
5538 |
4467 |
6700 |
19709 |
21162 |
|
(4.6) |
(4.5) |
(1.5) |
(1.7) |
(1.9) |
(1.8) |
(3.9) |
(4.7) |
(10.9) |
(9.0) |
|||
2.1. |
Statutory Reserves |
1709 |
2059 |
1434 |
1465 |
943 |
1472 |
3414 |
4147 |
3425 |
4075 |
|
2.2. |
Capital Reserves |
205 |
- |
1211 |
1292 |
- |
- |
2 |
2 |
2691 |
2507 |
|
2.3. |
Share Premium |
- |
236 |
- |
1009 |
- |
- |
518 |
2018 |
2782 |
2782 |
|
2.4. |
Revenue and other Reserves |
3828 |
4453 |
298 |
251 |
- |
1612 |
533 |
533 |
10800 |
11785 |
|
2.5. |
Balance of Profit |
57 |
48 |
90 |
1 |
2062 |
2454 |
- |
- |
11 |
14 |
|
3. |
Deposits |
109146 |
128617 |
184865 |
213916 |
124705 |
214081 |
102182 |
122696 |
143637 |
188339 |
|
(85.7) |
(84.6) |
(91.1) |
(92.1) |
(78.7) |
(69.0) |
(89.2) |
(86.7) |
(79.7) |
(79.8) |
|||
3.1. |
Demand deposits |
8111 |
10197 |
12846 |
17195 |
9747 |
19045 |
11326 |
11049 |
11906 |
15741 |
|
(i) From banks |
34 |
39 |
89 |
233 |
220 |
546 |
20 |
25 |
96 |
107 |
||
(ii) From others |
8077 |
10159 |
12756 |
16962 |
9528 |
18499 |
11306 |
11024 |
11810 |
15634 |
||
3.2. |
Savings bank deposits |
12894 |
16518 |
26346 |
32669 |
3939 |
7548 |
10444 |
13090 |
16242 |
18667 |
|
3.3. |
Term deposits |
88141 |
101902 |
145674 |
164052 |
111019 |
187488 |
80412 |
98557 |
115489 |
153930 |
|
(i) From banks |
1112 |
1581 |
3471 |
697 |
33865 |
56021 |
1884 |
1119 |
44422 |
44636 |
||
(ii) From others |
87028 |
100321 |
142203 |
163355 |
77154 |
131467 |
78528 |
97438 |
71067 |
109294 |
||
3.A. |
Deposits of branches in India |
109146 |
104281 |
184865 |
213916 |
124705 |
214081 |
102182 |
122696 |
143637 |
188339 |
|
3.B. |
Deposits of branches outside India |
- |
24337 |
- |
- |
- |
- |
- |
- |
- |
- |
|
4. |
Borrowings |
4299 |
6379 |
4845 |
6382 |
9848 |
61604 |
2201 |
3685 |
8442 |
15833 |
|
(3.4) |
(4.2) |
(2.4) |
(2.7) |
(6.2) |
(19.8) |
(1.9) |
(2.6) |
(4.7) |
(6.7) |
|||
4.1. |
Borrowings in India |
882 |
4950 |
4845 |
- |
9794 |
61148 |
1944 |
3685 |
8442 |
15833 |
|
(i) From Reserve Bank of India |
- |
4900 |
- |
955 |
- |
6800 |
- |
2350 |
2711 |
8175 |
||
(ii) From other banks |
800 |
- |
1 |
100 |
500 |
33159 |
- |
- |
2500 |
5000 |
||
(iii) From other institutions and agencies |
82 |
50 |
4844 |
3659 |
9294 |
21189 |
1944 |
1335 |
3231 |
2659 |
||
4.2. |
Borrowings outside India |
3417 |
1429 |
- |
767 |
54 |
456 |
257 |
- |
- |
- |
|
5. |
Other liabilities |
7642 |
8692 |
9641 |
6791 |
10830 |
17339 |
3968 |
6018 |
6785 |
8968 |
|
(6.0) |
(5.7) |
(4.8) |
(2.9) |
(6.8) |
(5.6) |
(3.5) |
(4.3) |
(3.8) |
(3.8) |
|||
5.1. |
Bills payable |
755 |
870 |
826 |
576 |
4509 |
3646 |
2196 |
2530 |
1547 |
1938 |
|
5.2. |
Inter-office adjustments |
407 |
1508 |
1707 |
537 |
- |
- |
405 |
1346 |
166 |
- |
|
5.3. |
Interest accrued |
909 |
821 |
1476 |
1608 |
1959 |
5597 |
621 |
907 |
1787 |
2039 |
|
5.4. |
Others (including provisions) |
5571 |
5492 |
5632 |
4069 |
4362 |
8096 |
746 |
1234 |
3285 |
4991 |
|
Total Liabilities |
127411 |
152060 |
202926 |
232107 |
158513 |
310434 |
114618 |
141499 |
180235 |
235964 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
1. |
Cash in hand |
494 |
680 |
2139 |
2342 |
400 |
692 |
2947 |
2418 |
1323 |
1158 |
|
(0.4) |
(0.4) |
(1.1) |
(1.0) |
(0.3) |
(0.2) |
(2.6) |
(1.7) |
(0.7) |
(0.5) |
|||
2. |
Balances with RBI |
6401 |
8718 |
13490 |
15878 |
10133 |
11956 |
11371 |
12199 |
11816 |
19545 |
|
(5.0) |
(5.7) |
(6.6) |
(6.8) |
(6.4) |
(3.9) |
(9.9) |
(8.6) |
(6.6) |
(8.3) |
|||
3. |
Balances with banks in India |
6336 |
2934 |
10970 |
22973 |
7705 |
10081 |
3745 |
2072 |
1495 |
2149 |
|
(5.0) |
(1.9) |
(5.4) |
(9.9) |
(4.9) |
(3.2) |
(3.3) |
(1.5) |
(0.8) |
(0.9) |
|||
4. |
Money at call and short notice |
- |
7980 |
- |
- |
2648 |
10938 |
1000 |
- |
- |
- |
|
(-) |
(5.2) |
(-) |
(-) |
(1.7) |
(3.5) |
(0.9) |
(-) |
(-) |
(-) |
|||
5. |
Balances with banks outside India |
17528 |
19782 |
3319 |
4129 |
155 |
27 |
926 |
4534 |
3532 |
3714 |
|
(13.8) |
(13.0) |
(1.6) |
(1.8) |
(0.1) |
(-) |
(0.8) |
(3.2) |
(2.0) |
(1.6) |
|||
6. |
Investments |
38479 |
40887 |
60743 |
80716 |
38381 |
94923 |
32752 |
47528 |
67494 |
86228 |
|
(30.2) |
(26.9) |
(29.9) |
(34.8) |
(24.2) |
(30.6) |
(28.6) |
(33.6) |
(37.4) |
(36.5) |
|||
6.A. |
Investments in India |
25495 |
30364 |
60743 |
80716 |
38381 |
94923 |
32752 |
47528 |
67493 |
86228 |
|
(i) Government securities |
18490 |
23009 |
42085 |
55381 |
30787 |
47230 |
19724 |
35013 |
47337 |
58098 |
||
(ii)Other approved securities |
2406 |
2226 |
6498 |
5858 |
25 |
25 |
3753 |
3499 |
1357 |
1249 |
||
(iii) Shares |
- |
17 |
984 |
660 |
117 |
80 |
374 |
632 |
3163 |
3388 |
||
(iv) Debentures and bonds |
4219 |
5015 |
7467 |
14465 |
4382 |
29113 |
8234 |
8131 |
15198 |
23493 |
||
(v) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(vi) Others |
380 |
98 |
3708 |
4352 |
3071 |
18475 |
666 |
253 |
438 |
- |
||
6.B. |
Investments outside India |
12984 |
10523 |
- |
- |
- |
- |
- |
- |
1 |
1 |
|
(i) Government securities |
12879 |
10439 |
- |
- |
- |
- |
- |
- |
- |
1 |
||
(ii) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(iii) Others |
106 |
84 |
- |
- |
- |
- |
- |
- |
1 |
- |
||
7. |
Advances |
52151 |
63739 |
101036 |
94998 |
84483 |
135039 |
57552 |
66644 |
76283 |
102133 |
|
(40.9) |
(41.9) |
(49.8) |
(40.9) |
(53.3) |
(43.5) |
(50.2) |
(47.1) |
(42.3) |
(43.3) |
|||
7.1. |
Bills purchased and discounted |
10081 |
15597 |
8339 |
5824 |
45323 |
35581 |
6064 |
5405 |
22988 |
27873 |
|
7.2. |
Cash credits, overdrafts & loans |
32156 |
37046 |
48184 |
49921 |
24032 |
38472 |
37883 |
44637 |
26652 |
35845 |
|
7.3. |
Term loans |
9915 |
11096 |
44512 |
39253 |
15128 |
60986 |
13605 |
16601 |
26643 |
38416 |
|
Priority sector advances included in 7. |
14324 |
17140 |
31037 |
30045 |
14511 |
11285 |
21647 |
23585 |
23867 |
34584 |
||
8. |
Fixed Assets |
759 |
974 |
3422 |
3649 |
10541 |
36287 |
1572 |
1791 |
14393 |
14581 |
|
(0.6) |
(0.6) |
(1.7) |
(1.6) |
(6.6) |
(11.7) |
(1.4) |
(1.3) |
(8.0) |
(6.2) |
|||
8.1. |
Premises |
334 |
431 |
849 |
1522 |
4779 |
15995 |
825 |
1078 |
5964 |
13040 |
|
8.2. |
Fixed assets under construction |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
8.3. |
Other fixed assets |
425 |
544 |
2573 |
2126 |
5762 |
20292 |
747 |
714 |
8429 |
1541 |
|
9. |
Other Assets |
5262 |
6366 |
7808 |
7424 |
4067 |
10491 |
2754 |
4314 |
3898 |
6455 |
|
(4.1) |
(4.2) |
(3.8) |
(3.2) |
(2.6) |
(3.4) |
(2.4) |
(3.0) |
(2.2) |
(2.7) |
|||
9.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
- |
- |
- |
- |
- |
13 |
|
9.2. |
Interest accrued |
856 |
1035 |
5032 |
4386 |
1112 |
4141 |
1248 |
1931 |
2279 |
2954 |
|
9.3. |
Tax paid |
2635 |
3008 |
1225 |
1227 |
1588 |
2572 |
776 |
826 |
92 |
796 |
|
9.4. |
Stationery and stamps |
89 |
112 |
100 |
104 |
11 |
13 |
25 |
25 |
33 |
49 |
|
9.5. |
Others |
1683 |
2211 |
1451 |
1708 |
1356 |
3765 |
705 |
1533 |
1494 |
2644 |
|
Total Assets |
127411 |
152060 |
202926 |
232107 |
158513 |
310434 |
114618 |
141499 |
180235 |
235964 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note |
: |
Figures in bracket indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |