Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1998-99 (Part 7 of 11) - આરબીઆઈ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1998-99 (Part 7 of 11)
OTHER SCHEDULED COMMERCIAL BANKS |
|
|
(Amount in Rs. lakh) |
||||||||
As on 31st March |
||||||||||
Times Bank |
United Western |
UTI Bank |
Vysya Bank |
|||||||
Items |
|
|
Bank |
|
|
|
|
|||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(61) |
(62) |
(63) |
(64) |
(65) |
(66) |
(67) |
(68) |
1. |
Capital |
10000 |
10000 |
2989 |
2989 |
11500 |
13190 |
1608 |
1719 |
|
(4.1) |
(3.1) |
(1.0) |
(0.8) |
(3.6) |
(3.4) |
(0.2) |
(0.2) |
|||
2. |
Reserves and Surplus |
4371 |
7079 |
13241 |
16088 |
4456 |
7415 |
46893 |
42060 |
|
(1.8) |
(2.2) |
(4.5) |
(4.1) |
(1.4) |
(1.9) |
(7.1) |
(5.5) |
|||
2.1. |
Statutory Reserves |
837 |
1378 |
3478 |
4598 |
891 |
1513 |
11516 |
12280 |
|
2.2. |
Capital Reserves |
- |
- |
- |
- |
494 |
- |
1454 |
13524 |
|
2.3. |
Share Premium |
- |
- |
5473 |
5473 |
- |
1622 |
11970 |
12302 |
|
2.4. |
Revenue and other Reserves |
3534 |
5701 |
4291 |
6017 |
- |
81 |
21945 |
3946 |
|
2.5. |
Balance of Profit |
- |
- |
- |
- |
3071 |
4199 |
7 |
8 |
|
3. |
Deposits |
221439 |
301118 |
266838 |
343460 |
273055 |
304069 |
574873 |
651040 |
|
(91.1) |
(92.0) |
(89.8) |
(87.6) |
(86.1) |
(77.7) |
(86.9) |
(85.7) |
|||
3.1. |
Demand deposits |
27842 |
84872 |
32711 |
35628 |
23465 |
36471 |
50112 |
65177 |
|
(i) From banks |
102 |
210 |
1779 |
2872 |
18 |
254 |
3239 |
5504 |
||
(ii) From others |
27741 |
84662 |
30932 |
32756 |
23447 |
36217 |
46874 |
59673 |
||
3.2. |
Savings bank deposits |
10630 |
22795 |
41016 |
47561 |
6270 |
14707 |
46903 |
58890 |
|
3.3. |
Term deposits |
182967 |
193450 |
193111 |
260272 |
243321 |
252891 |
477857 |
526973 |
|
(i) From banks |
22280 |
14846 |
17098 |
31160 |
26768 |
47947 |
53821 |
63770 |
||
(ii) From others |
160687 |
178604 |
176013 |
229112 |
216553 |
204945 |
424036 |
463204 |
||
3.A. |
Deposits of branches in India |
221439 |
301118 |
266838 |
343460 |
273055 |
304069 |
574873 |
651040 |
|
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
- |
- |
|
4. |
Borrowings |
305 |
172 |
4621 |
10671 |
15593 |
52059 |
8827 |
34352 |
|
(0.1) |
(0.1) |
(1.6) |
(2.7) |
(4.9) |
(13.3) |
(1.3) |
(4.5) |
|||
4.1. |
Borrowings in India |
305 |
172 |
4621 |
10671 |
15593 |
52059 |
8827 |
34352 |
|
(i) From Reserve Bank of India |
- |
- |
- |
5498 |
- |
4300 |
- |
10000 |
||
(ii) From other banks |
- |
- |
- |
- |
13063 |
30627 |
1044 |
13675 |
||
(iii) From other institutions and agencies |
305 |
172 |
4621 |
5173 |
2530 |
17133 |
7783 |
10676 |
||
4.2. |
Borrowings outside India |
- |
- |
- |
- |
- |
- |
- |
- |
|
5. |
Other liabilities |
6963 |
9078 |
9526 |
19092 |
12682 |
14757 |
29211 |
30740 |
|
(2.9) |
(2.8) |
(3.2) |
(4.9) |
(4.0) |
(3.8) |
(4.4) |
(4.0) |
|||
5.1. |
Bills payable |
1888 |
4552 |
1212 |
4436 |
4250 |
4950 |
14136 |
6712 |
|
5.2. |
Inter-office adjustments |
5 |
7 |
- |
- |
524 |
852 |
1469 |
12196 |
|
5.3. |
Interest accrued |
3820 |
2465 |
2262 |
2872 |
198 |
1404 |
1161 |
228 |
|
5.4. |
Others (including provisions) |
1250 |
2054 |
6052 |
11784 |
7711 |
7551 |
12445 |
11604 |
|
Total Liabilities |
243079 |
327447 |
297215 |
392300 |
317287 |
391491 |
661411 |
759910 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
1. |
Cash in hand |
415 |
857 |
3675 |
3820 |
447 |
903 |
6662 |
6984 |
|
(0.2) |
(0.3) |
(1.2) |
(1.0) |
(0.1) |
(0.2) |
(1.0) |
(0.9) |
|||
2. |
Balances with RBI |
22603 |
22307 |
31354 |
31196 |
27808 |
32924 |
50665 |
59175 |
|
(9.3) |
(6.8) |
(10.5) |
(8.0) |
(8.8) |
(8.4) |
(7.7) |
(7.8) |
|||
3. |
Balances with banks in India |
7563 |
5430 |
11160 |
19482 |
1728 |
11672 |
62590 |
51298 |
|
(3.1) |
(1.7) |
(3.8) |
(5.0) |
(0.5) |
(3.0) |
(9.5) |
(6.8) |
|||
4. |
Money at call and short notice |
1000 |
27100 |
3800 |
26000 |
11500 |
2000 |
- |
- |
|
(0.4) |
(8.3) |
(1.3) |
(6.6) |
(3.6) |
(0.5) |
(-) |
(-) |
|||
5. |
Balances with banks outside India |
11590 |
15453 |
688 |
1126 |
1398 |
2100 |
15076 |
56857 |
|
(4.8) |
(4.7) |
(0.2) |
(0.3) |
(0.4) |
(0.5) |
(2.3) |
(7.5) |
|||
6. |
Investments |
79569 |
104341 |
93075 |
116800 |
97138 |
110102 |
208612 |
245305 |
|
(32.7) |
(31.9) |
(31.3) |
(29.8) |
(30.6) |
(28.1) |
(31.5) |
(32.3) |
|||
6.A. |
Investments in India |
79569 |
104341 |
93075 |
116800 |
96428 |
110102 |
208612 |
245305 |
|
(i)Government securities |
48749 |
65837 |
60901 |
73839 |
62563 |
77058 |
121166 |
138312 |
||
(ii)Other approved securities |
1204 |
1194 |
5017 |
4637 |
- |
- |
12100 |
11368 |
||
(iii) Shares |
3133 |
3247 |
3490 |
5890 |
2117 |
7034 |
1743 |
3781 |
||
(iv) Debentures and bonds |
24171 |
33574 |
19745 |
30321 |
7412 |
13761 |
38256 |
58010 |
||
(v) Subsidiaries and joint ventures |
- |
- |
1 |
8 |
- |
- |
875 |
875 |
||
(vi) Others |
2313 |
488 |
3922 |
2104 |
24336 |
12249 |
34471 |
32958 |
||
6.B. |
Investments outside India |
- |
- |
- |
- |
710 |
- |
- |
- |
|
(i) Government securities |
- |
- |
- |
- |
- |
- |
- |
- |
||
(ii) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
||
(iii) Others |
- |
- |
- |
- |
710 |
- |
- |
- |
||
7. |
Advances |
105886 |
131196 |
136965 |
167863 |
162730 |
216979 |
257280 |
278212 |
|
(43.6) |
(40.1) |
(46.1) |
(42.8) |
(51.3) |
(55.4) |
(38.9) |
(36.6) |
|||
7.1. |
Bills purchased and discounted |
36309 |
42500 |
21693 |
22706 |
91767 |
140075 |
48074 |
43417 |
|
7.2. |
Cash credits, overdrafts & loans |
49523 |
50132 |
89395 |
104914 |
57617 |
58594 |
116745 |
121608 |
|
7.3. |
Term loans |
20053 |
38564 |
25876 |
40242 |
13346 |
18310 |
92460 |
113186 |
|
Priority sector advances included in 7. |
24226 |
33105 |
48969 |
71294 |
13064 |
23478 |
113659 |
117843 |
||
8. |
Fixed Assets |
6249 |
8669 |
7538 |
8403 |
6000 |
6868 |
21952 |
20252 |
|
(2.6) |
(2.6) |
(2.5) |
(2.1) |
(1.9) |
(1.8) |
(3.3) |
(2.7) |
|||
8.1. |
Premises |
3063 |
5417 |
3726 |
7263 |
704 |
1115 |
4556 |
16824 |
|
8.2. |
Fixed assets under construction |
96 |
99 |
- |
- |
- |
133 |
- |
- |
|
8.3. |
Other fixed assets |
3090 |
3153 |
3812 |
1140 |
5296 |
5620 |
17396 |
3428 |
|
9. |
Other Assets |
8204 |
12094 |
8961 |
17610 |
8539 |
7943 |
38576 |
41829 |
|
(3.4) |
(3.7) |
(3.0) |
(4.5) |
(2.7) |
(2.0) |
(5.8) |
(5.5) |
|||
9.1. |
Inter - office adjustments (net) |
- |
- |
941 |
3237 |
- |
- |
- |
- |
|
9.2. |
Interest accrued |
2115 |
2845 |
3597 |
3948 |
194 |
2489 |
7122 |
9384 |
|
9.3. |
Tax paid |
127 |
523 |
1562 |
4200 |
1093 |
476 |
5628 |
6428 |
|
9.4. |
Stationery and stamps |
14 |
12 |
227 |
227 |
21 |
32 |
93 |
153 |
|
9.5. |
Others |
5948 |
8713 |
2635 |
5998 |
7231 |
4946 |
25733 |
25863 |
|
Total Assets |
243079 |
327447 |
297215 |
392300 |
317287 |
391491 |
661411 |
759910 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note |
: Figures in bracket indicate percent share in total. |
||
- |
: Nil or negligible. |
||
Source |
: Annual accounts of banks. |
FOREIGN BANKS |
|
|
|
(Amount in Rs. lakh) |
|||||||||
As on 31st March |
||||||||||||
Items |
ABN Amro Bank |
Abu-Dhabi |
American Express |
Arab Bangladesh |
Bank International |
|||||||
Abu-Dhabi |
Commercial Bank |
Bank |
Bank |
Indonesia |
||||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
1. |
Capital |
1500 |
1500 |
20 |
20 |
1568 |
1568 |
2434 |
3698 |
4683 |
6082 |
|
(0.5) |
(0.4) |
(-) |
(-) |
(0.5) |
(0.5) |
(54.4) |
(59.7) |
(18.5) |
(44.6) |
|||
2. |
Reserves and Surplus |
23436 |
32991 |
2395 |
2609 |
42887 |
23155 |
128 |
248 |
76 |
76 |
|
(8.4) |
(8.3) |
(4.9) |
(3.9) |
(13.3) |
(7.1) |
(2.9) |
(4.0) |
(0.3) |
(0.6) |
|||
2.1. |
Statutory Reserves |
4151 |
5911 |
452 |
495 |
9221 |
9384 |
19 |
74 |
76 |
76 |
|
2.2. |
Capital Reserves |
301 |
37 |
12 |
12 |
797 |
1538 |
- |
- |
- |
- |
|
2.3. |
Share Premium |
- |
275 |
- |
- |
- |
- |
- |
- |
- |
- |
|
2.4. |
Revenue and other Reserves |
3890 |
6776 |
1300 |
1300 |
741 |
- |
- |
- |
- |
- |
|
2.5. |
Balance of Profit |
15094 |
19992 |
631 |
802 |
32129 |
12233 |
109 |
174 |
- |
- |
|
3. |
Deposits |
145874 |
188100 |
41163 |
48541 |
198111 |
173320 |
1848 |
2215 |
14095 |
3213 |
|
(52.3) |
(47.3) |
(84.8) |
(72.1) |
(61.5) |
(52.9) |
(41.3) |
(35.8) |
(55.7) |
(23.6) |
|||
3.1. |
Demand deposits |
21330 |
40408 |
7493 |
6460 |
30392 |
39387 |
1382 |
1284 |
1932 |
81 |
|
(i) From banks |
1393 |
615 |
310 |
335 |
3206 |
4021 |
799 |
728 |
- |
7 |
||
(ii) From others |
19938 |
39793 |
7183 |
6125 |
27186 |
35366 |
583 |
556 |
1932 |
74 |
||
3.2. |
Savings bank deposits |
4861 |
8698 |
2654 |
2769 |
9874 |
11797 |
40 |
36 |
22 |
25 |
|
3.3 |
Term deposits |
119683 |
138994 |
31017 |
39312 |
157846 |
122135 |
426 |
895 |
12141 |
3107 |
|
(i) From banks |
- |
30100 |
- |
6386 |
1653 |
507 |
- |
- |
5405 |
200 |
||
(ii) From others |
119683 |
108894 |
31017 |
32926 |
156193 |
121629 |
426 |
895 |
6736 |
2907 |
||
3.A. |
Deposits of branches in India |
145874 |
188100 |
41163 |
48541 |
198111 |
173320 |
1848 |
2215 |
14095 |
3213 |
|
3.B |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
4. |
Borrowings |
99559 |
162730 |
1000 |
10550 |
60025 |
107326 |
- |
- |
5753 |
3783 |
|
(35.7) |
(40.9) |
(2.1) |
(15.7) |
(18.6) |
(32.8) |
(-) |
(-) |
(22.7) |
(27.8) |
|||
4.1. |
Borrowings in India |
65113 |
156459 |
1000 |
10550 |
60025 |
105612 |
- |
- |
1793 |
3783 |
|
(i) From Reserve Bank of India |
6059 |
38302 |
- |
- |
4200 |
20780 |
- |
- |
1293 |
773 |
||
(ii) From other banks |
34200 |
86937 |
1000 |
8500 |
40000 |
40568 |
- |
- |
500 |
3010 |
||
(iii) From other institutions and agencies |
24854 |
31220 |
- |
2050 |
15825 |
44264 |
- |
- |
- |
- |
||
4.2. |
Borrowings outside India |
34446 |
6272 |
- |
- |
- |
1714 |
- |
- |
3960 |
- |
|
5. |
Other liabilities |
8534 |
12405 |
3944 |
5572 |
19644 |
22193 |
61 |
34 |
681 |
470 |
|
(3.1) |
(3.1) |
(8.1) |
(8.3) |
(6.1) |
(6.8) |
(1.4) |
(0.6) |
(2.7) |
(3.4) |
|||
5.1. |
Bills payable |
1829 |
4835 |
82 |
134 |
1800 |
2094 |
- |
- |
68 |
48 |
|
5.2. |
Inter-office adjustments |
328 |
- |
235 |
91 |
1417 |
1573 |
- |
- |
- |
- |
|
5.3. |
Interest accrued |
2570 |
2351 |
2817 |
3619 |
8456 |
9646 |
34 |
19 |
351 |
122 |
|
5.4. |
Others (including provisions) |
3806 |
5220 |
809 |
1729 |
7971 |
8880 |
27 |
16 |
262 |
299 |
|
Total Liabilities |
278904 |
397727 |
48523 |
67292 |
322236 |
327562 |
4471 |
6195 |
25288 |
13624 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
1. |
Cash in hand |
244 |
428 |
36 |
39 |
653 |
847 |
22 |
8 |
15 |
25 |
|
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.3) |
(0.5) |
(0.1) |
(0.1) |
(0.2) |
|||
2. |
Balances with RBI |
13933 |
17536 |
1953 |
1749 |
23522 |
15321 |
150 |
116 |
2534 |
495 |
|
(5.0) |
(4.4) |
(4.0) |
(2.6) |
(7.3) |
(4.7) |
(3.4) |
(1.9) |
(10.0) |
(3.6) |
|||
3. |
Balances with banks in India |
114 |
243 |
1204 |
961 |
460 |
1967 |
1190 |
3079 |
21 |
213 |
|
(-) |
(0.1) |
(2.5) |
(1.4) |
(0.1) |
(0.6) |
(26.6) |
(49.7) |
(0.1) |
(1.6) |
|||
4. |
Money at call and short notice |
- |
50 |
- |
- |
57140 |
48544 |
1207 |
764 |
494 |
- |
|
(-) |
(-) |
(-) |
(-) |
(17.7) |
(14.8) |
(27.0) |
(12.3) |
(2.0) |
(-) |
|||
5. |
Balances with banks outside India |
33593 |
24955 |
9796 |
15414 |
6431 |
1459 |
92 |
78 |
1804 |
1438 |
|
(12.0) |
(6.3) |
(20.2) |
(22.9) |
(2.0) |
(0.4) |
(2.1) |
(1.3) |
(7.1) |
(10.6) |
|||
6. |
Investments |
58954 |
122855 |
11133 |
21805 |
98434 |
130222 |
512 |
660 |
7801 |
2961 |
|
(21.1) |
(30.9) |
(22.9) |
(32.4) |
(30.5) |
(39.8) |
(11.4) |
(10.6) |
(30.8) |
(21.7) |
|||
6.A. |
Investments in India |
58954 |
122855 |
11133 |
21805 |
98434 |
130222 |
512 |
660 |
7801 |
2961 |
|
(i) Government securities |
51000 |
67949 |
9622 |
12772 |
67255 |
72625 |
413 |
660 |
5125 |
1961 |
||
(ii)Other approved securities |
3353 |
3433 |
659 |
659 |
- |
- |
99 |
- |
- |
- |
||
(iii) Shares |
1501 |
1501 |
30 |
2400 |
213 |
213 |
- |
- |
- |
- |
||
(iv) Debentures and bonds |
3100 |
38920 |
591 |
5743 |
29013 |
40157 |
- |
- |
2376 |
1000 |
||
(v) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(vi) Others |
- |
11052 |
231 |
231 |
1954 |
17227 |
- |
- |
300 |
- |
||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(i) Government securities |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(ii) Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(iii) Others |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
7. |
Advances |
154758 |
207647 |
21625 |
22761 |
103041 |
96145 |
572 |
687 |
9081 |
4225 |
|
(55.5) |
(52.2) |
(44.6) |
(33.8) |
(32.0) |
(29.4) |
(12.8) |
(11.1) |
(35.9) |
(31.0) |
|||
7.1. |
Bills purchased and discounted |
24369 |
45805 |
5565 |
10167 |
8285 |
14106 |
157 |
435 |
2530 |
2078 |
|
7.2. |
Cash credits, overdrafts & loans |
72108 |
110940 |
13591 |
10492 |
72216 |
67154 |
112 |
74 |
6153 |
1847 |
|
7.3. |
Term loans |
58281 |
50903 |
2468 |
2102 |
22540 |
14885 |
303 |
178 |
398 |
299 |
|
Priority sector advances included in 7. |
44616 |
83465 |
2595 |
3098 |
29184 |
28681 |
205 |
435 |
3573 |
1562 |
||
8. |
Fixed Assets |
5234 |
6211 |
284 |
259 |
6701 |
7681 |
50 |
64 |
1206 |
1117 |
|
(1.9) |
(1.6) |
(0.6) |
(0.4) |
(2.1) |
(2.3) |
(1.1) |
(1.0) |
(4.8) |
(8.2) |
|||
8.1. |
Premises |
2879 |
3372 |
95 |
92 |
2582 |
2545 |
- |
- |
1085 |
1019 |
|
8.2. |
Fixed assets under construction |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
8.3. |
Other fixed assets |
2356 |
2839 |
189 |
168 |
4119 |
5136 |
50 |
64 |
121 |
98 |
|
9. |
Other Assets |
12073 |
17802 |
2492 |
4304 |
25855 |
25376 |
676 |
739 |
2332 |
3151 |
|
(4.3) |
(4.5) |
(5.1) |
(6.4) |
(8.0) |
(7.7) |
(15.1) |
(11.9) |
(9.2) |
(23.1) |
|||
9.1. |
Inter - office adjustments (net) |
- |
2789 |
- |
- |
- |
- |
- |
- |
- |
- |
|
9.2. |
Interest accrued |
2111 |
2985 |
620 |
860 |
3183 |
2680 |
26 |
93 |
222 |
106 |
|
9.3. |
Tax paid |
525 |
2082 |
1460 |
1476 |
7905 |
7806 |
19 |
19 |
562 |
132 |
|
9.4. |
Stationery and stamps |
- |
- |
- |
- |
- |
- |
1 |
1 |
- |
- |
|
9.5. |
Others |
9436 |
9945 |
412 |
1967 |
14767 |
14890 |
631 |
626 |
1548 |
2913 |
|
Total Assets |
278904 |
397727 |
48523 |
67292 |
322236 |
327562 |
4471 |
6195 |
25288 |
13624 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note |
: Figures in bracket indicate percent share in total. |
||
- |
: Nil or negligible. |
||
Source |
: Annual accounts of banks. |