NATIONALISED BANKS

(Amount in Rs. lakh)

As on March 31

Items

Indian Overseas

Oriental Bank of

Punjab & Sind

Punjab National

Syndicate Bank

Bank

Commerce

Bank

Bank

1999

2000

1999

2000

1999

2000

1999

2000

1999

2000

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Capital

33360

33360

19254

19254

24306

24306

21224

21224

34697

47183

(1.4)

(1.2)

(1.0)

(0.8)

(2.3)

(2.0)

(0.5)

(0.4)

(1.6)

(1.7)

2.

Reserves and Surplus

38503

41624

103894

123586

13074

17827

171751

206035

35143

57648

(1.6)

(1.5)

(5.5)

(5.0)

(1.2)

(1.5)

(3.7)

(3.8)

(1.6)

(2.1)

2.1.

Statutory Reserves

6688

7898

39100

47500

1960

3824

34477

44681

5572

10963

2.2.

Capital Reserves

17647

17325

2714

2714

4142

3851

1305

36827

-

4

2.3.

Share Premium

1845

-

32270

32270

-

-

-

-

7219

-

2.4.

Revenue and other Reserves

12324

16401

29745

41000

2781

3170

135969

124527

15235

33226

2.5.

Balance of Profit

-

-

65

102

4190

6982

-

-

7118

13456

3.

Deposits

2191431

2431775

1680488

2209521

949660

1055598

4077713

4748323

1991434

2365542

(89.6)

(88.0)

(89.5)

(90.0)

(89.5)

(88.7)

(88.0)

(87.7)

(91.0)

(87.1)

3.1.

Demand deposits

283044

260770

153652

188366

78690

82165

484615

543700

219901

247411

(i)

From banks

1995

2898

1460

933

2629

3199

11796

15181

12713

6153

(ii)

From others

281050

257872

152192

187433

76061

78966

472819

528519

207187

241259

3.2.

Savings bank deposits

433123

521171

298129

365737

210521

247258

1367905

1587541

477250

567676

3.3.

Term deposits

1475264

1649835

1228707

1655418

660449

726175

2225193

2617082

1294284

1550455

(i)

From banks

33554

28654

54615

68089

65137

44885

84797

97784

165004

251876

(ii)

From others

1441710

1621181

1174092

1587329

595311

681290

2140395

2519299

1129279

1298579

3.A.

Deposits of branches in India

2109253

2361329

1680488

2209521

949660

1055598

4077713

4748323

1874102

2172436

3.B.

Deposits of branches outside India

82178

70446

-

-

-

-

-

-

117333

193105

4.

Borrowings

44520

29706

10812

51386

15007

33087

19749

66243

9930

13830

(1.8)

(1.1)

(0.6)

(2.1)

(1.4)

(2.8)

(0.4)

(1.2)

(0.5)

(0.5)

4.1.

Borrowings in India

42363

12546

5614

50070

15007

33087

17817

65614

7805

13784

(i)

From Reserve Bank of India

-

-

-

10000

-

12449

-

51335

-

-

(ii)

From other banks

317

6

29

254

1674

468

546

1077

403

49

(iii)

From other institutions and agencies

42046

12540

5585

39816

13332

20170

17271

13202

7402

13736

4.2.

Borrowings outside India

2157

17161

5198

1317

-

-

1932

630

2125

45

5.

Other liabilities

138389

225625

63968

50373

59446

59126

341911

371033

118250

232077

(5.7)

(8.2)

(3.4)

(2.1)

(5.6)

(5.0)

(7.4)

(6.9)

(5.4)

(8.5)

5.1.

Bills Payable

54984

72131

14998

12205

29182

19143

63188

70584

30587

49093

5.2.

Inter-office adjustments

8522

52330

24902

8709

-

1884

46261

33333

-

90375

5.3.

Interest accrued

7747

9416

5956

6830

5053

4730

69578

31895

15504

15037

5.4.

Others (including provisions)

67137

91748

18112

22629

25211

33369

162884

235222

72159

77572

Total Liabilities

2446204

2762090

1878416

2454120

1061492

1189944

4632348

5412857

2189455

2716280

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Indian Overseas

Oriental Bank of

Punjab & Sind

Punjab National

Syndicate Bank

Bank

Commerce

Bank

Bank

1999

2000

1999

2000

1999

2000

1999

2000

1999

2000

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Cash in hand

21692

23830

20461

22865

6546

8078

33831

42813

8772

9227

(0.9)

(0.9)

(1.1)

(0.9)

(0.6)

(0.7)

(0.7)

(0.8)

(0.4)

(0.3)

2.

Balances with RBI

264899

268342

181780

204627

97039

108857

467761

504927

209633

269982

(10.8)

(9.7)

(9.7)

(8.3)

(9.1)

(9.1)

(10.1)

(9.3)

(9.6)

(9.9)

3.

Balances with banks in India

10580

54224

13943

16225

13175

12308

11818

13138

14384

22564

(0.4)

(2.0)

(0.7)

(0.7)

(1.2)

(1.0)

(0.3)

(0.2)

(0.7)

(0.8)

4.

Money at call and short notice

671

700

421

250

18000

10000

-

-

-

7500

(0.0)

(0.0)

(0.0)

(0.0)

(1.7)

(0.8)

(0.0)

(0.0)

(0.0)

(0.3)

5.

Balances with banks outside India

208111

121794

22677

19334

21195

25659

70538

62120

74775

87982

(8.5)

(4.4)

(1.2)

(0.8)

(2.0)

(2.2)

(1.5)

(1.1)

(3.4)

(3.2)

6.

Investments

831606

1025046

783915

1155957

427361

480902

1857316

2209907

792565

983079

(34.0)

(37.1)

(41.7)

(47.1)

(40.3)

(40.4)

(40.1)

(40.8)

(36.2)

(36.2)

6.A.

Investments in India

815136

1007891

783915

1155957

427361

480902

1856420

2209031

775851

966011

(i)

Government securities

636534

831514

406942

656375

256727

296986

1232631

1608926

540032

750284

(ii)

Other approved securities

62747

52492

49847

47164

62224

61477

282729

262442

54288

45038

(iii)

Shares

9479

9531

17617

25193

1123

2185

36374

32530

9218

7120

(iv)

Debentures and Bonds

83777

91635

299019

406856

102732

108870

269816

265070

158075

148352

(v)

Subsidiaries and/or joint ventures

25

23

-

20370

611

681

22719

25425

3395

3395

(vi)

Others

22575

22695

10491

-

3945

10702

12151

14638

10843

11823

6.B.

Investments outside India

16470

17155

-

-

-

-

897

876

16714

17068

(i)

Government securities

6205

8510

-

-

-

-

747

876

16714

17068

(ii)

Subsidiaries and/or joint ventures

4500

3939

-

-

-

-

150

-

-

-

(iii)

Others

5765

4706

-

-

-

-

-

-

-

-

7.

Advances

1011747

1157320

770756

932553

409993

476482

1904737

2257172

931283

1220631

(41.4)

(41.9)

(41.0)

(38.0)

(38.6)

(40.0)

(41.1)

(41.7)

(42.5)

(44.9)

7.1.

Bills purchased and discounted

106612

115969

75116

68054

31988

39570

148954

190299

39609

42663

7.2.

Cash credits, overdrafts & loans

692061

776573

463728

554766

210617

233698

1082383

1268607

319588

393238

7.3.

Term loans

213074

264778

231912

309733

167388

203214

673400

798266

572086

784730

Priority sector advances included in 7

295101

342861

306104

370220

144111

192028

659505

832323

281068

313187

8.

Fixed Assets

27806

29153

13961

13537

8277

8284

61710

68053

22713

30871

(1.1)

(1.1)

(0.7)

(0.6)

(0.8)

(0.7)

(1.3)

(1.3)

(1.0)

(1.1)

8.1.

Premises

20193

19946

5873

6397

5006

4909

47185

51731

17149

24299

8.2.

Fixed assets under construction

512

700

308

106

-

-

-

-

285

520

8.2.

Other Fixed assets

7102

8507

7780

7034

3272

3375

14525

16322

5279

6051

9.

Other Assets

69093

81683

70500

88772

59907

59375

224637

254728

135329

84444

(2.8)

(3.0)

(3.8)

(3.6)

(5.6)

(5.0)

(4.8)

(4.7)

(6.2)

(3.1)

9.1.

Inter - office adjustments (net)

34017

-

-

-

5922

-

-

-

54502

-

9.2.

Interest accrued

3979

39504

36167

51202

17075

20124

70860

81379

40207

41279

9.3.

Tax paid

-

3026

20320

26876

9626

9827

72315

83336

5616

4426

9.4.

Stationery and Stamps

428

467

19

54

220

328

2469

2448

795

832

9.5.

Others

30669

38685

13995

10640

27064

29096

78993

87566

34209

37906

Total Assets

2446204

2762090

1878416

2454120

1061492

1189944

4632348

5412857

2189455

2716280

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Union Bank of

United Bank of India

UCO

Vijaya Bank

India

Bank

1999

2000

1999

2000

1999

2000

1999

2000

(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)

1.

Capital

33800

33800

181087

181087

226452

226452

55631

25924

(1.1)

(1.0)

(10.5)

(9.3)

(10.9)

(9.6)

(5.0)

(2.0)

2.

Reserves and Surplus

134462

140881

16181

15894

36968

38818

14771

18784

(4.3)

(4.0)

(0.9)

(0.8)

(1.8)

(1.6)

(1.3)

(1.5)

2.1.

Statutory Reserves

47210

51710

1087

1087

1474

2390

1656

2713

2.2.

Capital Reserves

5895

-

15094

14807

117

32423

5654

-

2.3.

Share Premium

-

4

-

-

-

-

-

-

2.4.

Revenue and other Reserves

81357

89167

-

-

35377

4005

7461

12761

2.5.

Balance of Profit

-

-

-

-

-

-

-

3310

3.

Deposits

2813566

3110536

1451628

1678768

1625121

1835995

969023

1159288

(90.1)

(88.9)

(84.3)

(86.1)

(78.3)

(77.9)

(87.3)

(90.6)

3.1.

Demand deposits

346281

482902

137347

156295

199190

231500

166291

192977

(i)

From banks

11036

14881

5759

7197

9751

12627

7037

10348

(ii)

From others

335245

468022

131587

149098

189439

218873

159255

182629

3.2.

Savings bank deposits

631199

742990

397372

455597

441939

504403

198833

229434

3.3.

Term deposits

1836086

1884644

916909

1066876

983992

1100093

603899

736877

(i)

From banks

61772

65768

57888

84241

87429

102782

1279

2319

(ii)

From others

1774313

1818875

859021

982635

896563

997310

602620

734558

3.A.

Deposits of branches in India

2813566

3110536

1451628

1678768

9839921

1692507

969023

1159288

3.B.

Deposits of branches outside India

-

-

-

-

641129

143488

-

-

4.

Borrowings

7413

35074

10662

11155

31979

59800

14626

8018

(0.2)

(1.0)

(0.6)

(0.6)

(1.5)

(2.5)

(1.3)

(0.6)

4.1.

Borrowings in India

7413

35062

9855

10606

31208

59451

13284

6128

(i)

From Reserve Bank of India

-

28000

-

-

14424

27618

4500

-

(ii)

From other banks

-

550

166

178

764

7517

103

12

(iii)

From other institutions and agencies

7413

6512

9689

10428

16019

24316

8681

6116

4.2.

Borrowings outside India

-

12

807

549

772

349

1342

1890

5.

Other liabilities

133852

178263

61965

63858

154728

194771

55517

67196

(4.3)

(5.1)

(3.6)

(3.3)

(7.5)

(8.3)

(5.0)

(5.3)

5.1.

Bills Payable

56679

48387

33666

32671

15619

15512

26128

30008

5.2.

Inter-office adjustments

13352

-

-

-

-

-

-

-

5.3.

Interest accrued

14561

19984

9517

11298

113399

149892

2464

2637

5.4.

Others (including provisions)

49260

109891

18781

19890

25710

29368

26925

34551

Total Liabilities

3123092

3498554

1721523

1950762

2075248

2355837

1109567

1279210

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Union Bank of India

United Bank of India

UCO Bank

Vijaya Bank

1999

2000

1999

2000

1999

2000

1999

2000

(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)

1.

Cash in hand