Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2009 and 2010

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Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2009 and 2010

(Amount in ` crore)
Occupation	As on March 31
	2009			2010
	No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
	(1)	(2)	(3)	(4)	(5)	(6)
Less than 6%	127855	39746	29594	87161	181666	145720
	(0.9)	(1.2)	(1.2)	(0.5)	(4.5)	(5.1)
6% and above but less than 10%	3057441	722353	551996	4895338	1199353	899872
	(21.5)	(21.5)	(22.9)	(30.7)	(29.5)	(31.4)
10% and above but less than 12%	4079445	1063436	739477	4806411	1425271	925675
	(28.7)	(31.7)	(30.7)	(30.2)	(35.0)	(32.3)
12% and above but less than 13%	2371745	693867	482690	2471577	625624	464049
	(16.7)	(20.7)	(20.1)	(15.5)	(15.4)	(16.2)
13% and above but less than 14%	1598665	405384	299419	1184955	308914	227917
	(11.3)	(12.1)	(12.4)	(7.4)	(7.6)	(8.0)
14% and above but less than 15%	802850	205681	155505	643457	168507	104709
	(5.7)	(6.1)	(6.5)	(4.0)	(4.1)	(3.7)
15% and above but less than 16%	397362	85120	63016	299423	55055	40049
	(2.8)	(2.5)	(2.6)	(1.9)	(1.4)	(1.4)
16% and above but less than 17%	240561	44518	31943	220333	30591	21959
	(1.7)	(1.3)	(1.3)	(1.4)	(0.8)	(0.8)
17% and above but less than 18%	302497	25863	17692	148307	17998	9884
	(2.1)	(0.8)	(0.7)	(0.9)	(0.4)	(0.3)
18% and above but less than 20%	352103	30397	20945	316409	22229	14060
	(2.5)	(0.9)	(0.9)	(2.0)	(0.5)	(0.5)
20% and above	865015	39627	15019	865159	36463	10116
	(6.1)	(1.2)	(0.6)	(5.4)	(0.9)	(0.4)
Total Loans & Advances	14195539	3355992	2407294	15938530	4071670	2864010
	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Inland & Foreign Bills Purchased / Discounted	59684	178782	90554	77500	295377	120415
TOTAL	14255223	3534773	2497849	16016030	4367046	2984425
Notes : 1. Data relate to accounts each with credit limit over Rs.2 lakh.
2. Figures in brackets represent per cent share in total loans and advances.
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, 2009 & 2010, Volume 38 & 39.