Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2011 and 2012 - આરબીઆઈ - Reserve Bank of India
Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2011 and 2012
(Amount in ` Billion) |
||||||
Interest Rate Bucket |
As on March 31 |
|||||
2011 |
2012 |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
|
Less than 6% |
124420 |
2037.58 |
627.39 |
124964 |
1608.90 |
614.43 |
|
(0.7) |
(3.0) |
(1.8) |
(0.6) |
(2.5) |
(1.5) |
6% and above but less than 10% |
4110045 |
16891.72 |
9244.32 |
3883809 |
5765.91 |
3713.18 |
|
(22.2) |
(25.3) |
(26.1) |
(17.9) |
(8.9) |
(9.0) |
10% and above but less than 12% |
4720731 |
21991.44 |
10040.81 |
4281258 |
18899.01 |
12543.83 |
|
(25.5) |
(32.9) |
(28.3) |
(19.7) |
(29.3) |
(30.3) |
12% and above but less than 13% |
2599998 |
8073.18 |
4951.03 |
2722253 |
8670.08 |
5920.01 |
|
(14.1) |
(12.1) |
(14.0) |
(12.6) |
(13.4) |
(14.3) |
13% and above but less than 14% |
2997335 |
7755.04 |
5220.18 |
2671177 |
9862.77 |
6105.82 |
|
(16.2) |
(11.6) |
(14.7) |
(12.3) |
(15.3) |
(14.7) |
14% and above but less than 15% |
1268975 |
5027.69 |
2831.50 |
2868354 |
7906.84 |
5574.50 |
|
(6.9) |
(7.5) |
(8.0) |
(13.2) |
(12.2) |
(13.4) |
15% and above but less than 16% |
638204 |
2781.81 |
1549.72 |
2374913 |
7137.90 |
4271.41 |
|
(3.5) |
(4.2) |
(4.4) |
(11.0) |
(11.1) |
(10.3) |
16% and above but less than 17% |
294185 |
955.86 |
460.67 |
673490 |
2082.73 |
1479.59 |
|
(1.6) |
(1.4) |
(1.3) |
(3.1) |
(3.2) |
(3.6) |
17% and above but less than 18% |
198321 |
420.27 |
253.96 |
408706 |
891.05 |
573.83 |
|
(1.1) |
(0.6) |
(0.7) |
(1.9) |
(1.4) |
(1.4) |
18% and above but less than 20% |
298435 |
439.91 |
154.43 |
373901 |
985.01 |
414.31 |
|
(1.6) |
(0.7) |
(0.4) |
(1.7) |
(1.5) |
(1.0) |
20% and above |
1233899 |
466.30 |
105.53 |
1303614 |
784.99 |
236.76 |
|
(6.7) |
(0.7) |
(0.3) |
(6.0) |
(1.2) |
(0.6) |
Total Loans & Advances |
18484548 |
66840.79 |
35439.53 |
21686439 |
64595.17 |
41447.67 |
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Inland & Foreign Bills Purchased / Discounted |
84733 |
5172.74 |
1478.06 |
83485 |
6512.48 |
2018.78 |
TOTAL |
18569281 |
72013.53 |
36917.59 |
21769924 |
71107.65 |
43466.46 |
Notes : 1. Data relate to accounts each with credit limit over ` 0.2 Million. 2. Figures in brackets represent per cent share in total loans and advances. Source : Basic Statistical Returns of Scheduled Commercial Banks in India, 2011 & 2012, Volumes 40 & 41, RBI. |