(Amount in Rs. crore)

Sector

As on the last reporting Friday

April
2007

May
2007

June
2007

July
2007

August
2007

September
2007

(1)

(2)

(3)

(4)

(5)

(6)

I

Gross Bank Credit (II + III)

1804431

1797213

1809885

1818675

1864204

1932811

II

Food Credit

49887

44864

43956

41296

38490

37008

III

Non-Food Gross Bank Credit (1 to 4)

1754544

1752349

1765929

1777379

1825714

1895803

1

Agriculture & Allied Activities

223377

222042

222519

222595

221568

229910

2

Industry (Small,Medium & Large)

677901

676440

681731

691100

714067

741507

3

Services

397340

398428

402632

402976

419718

443043

3.1

Transport Operators

26218

25321

24858

26749

28217

31271

3.2

Computer Software

4839

4804

5324

6009

6944

6577

3.3

Tourism and Hotels and Restaurants

9494

9810

10023

10379

10642

10288

3.4

Shipping

6799

6941

7352

7963

7293

6719

3.5

Professional and Other Services

24754

24834

23045

23771

24681

25500

3.6

Trade

102983

105536

103977

104290

106269

111124

3.6.1 Wholesale Trade

47737

49474

47752

47855

48766

51305

3.6.2 Retail Trade

55246

56062

56225

56436

57503

59819

3.7

Real Estate Loans

44853

46295

47912

45156

46601

48383

3.8

Non-Banking Financial Companies

47005

44425

44907

45507

47356

50715

3.9

All Others

130395

130462

135234

133152

141715

152466

4

Personal Loans

455926

455439

459047

460706

470361

481343

4.1

Consumer Durables

8982

8831

8603

8434

8694

9154

4.2

Housing

228827

230751

232101

234039

236012

242035

4.3

Advances against F.D.

40363

39092

39549

40097

41101

41868

(FCNR(B) NRNR Deposits)

4.4

Advances to individuals against

4554

4482

4358

4333

4125

4088

share,bonds,etc.

4.5

Credit Card Outstandings

14133

14221

14554

14824

15595

15900

4.6

Education

15212

15438

15826

16356

17192

18163

4.7

Other Personal Loans

143855

142624

144057

142623

147642

150135

Memo:

5

Priority Sector #

621063

625298

630295

640505

634428

652353

5.1 Agriculture & Allied Activities

223377

222042

222519

222595

221568

229910

5.2 SSI

115430

115884

116707

118052

118995

125399

5.3 Housing

161121

163885

165484

168093

169305

176741

5.4 Transport Operators

17259

16977

16339

17155

17380

20179

5.5 Computer Software

1243

1172

1342

1541

1620

1812

5.6 Other priority Sector

102633

105338

107904

113069

105560

98312

Notes :
1. Data are provisional and relate to select scheduled commercial banks which account for more than 90 per cent
of bank credit of all scheduled commercial banks.
2. Due to reclassification of sectors and increase in number of banks covered, data for September 2005 onwards
is not strictly comparable with the earlier periods.
3. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial
institutions and inter-bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI

TABLE 5.6 : SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS - 2007-08 (Concld.)

(Amount in Rs. crore)

Sector

As on the last reporting Friday

October

November

December

January

February

March

2007
(7)

2007
(8)

2007
(9)

2008
(10)

2008
(11)

2008
(12)

I

Gross Bank Credit (II + III)

1925064

1964247

2020233

2053509

2102949

2247437

II

Food Credit

35866

37697

40268

39183

42818

44399

III

Non-Food Gross Bank Credit (1 to 4)

1889198

1926550

1979965

2014326

2060131

2203038

1

Agriculture & Allied Activities

227548

232124

235889

238408

241802

273658

2

Industry (Small,Medium & Large)

738802

755440

782500

795280

814976

871900

3

Services

441139

450573

465347

482584

499625

546516

3.1

Transport Operators

29726

29614

29204

31133

31984

37447

3.2

Computer Software

7809

7992

8123

7761

7781

8163

3.3

Tourism and Hotels and Restaurants

10356

10481

10923

10997

11769

12165

3.4

Shipping

6647

7034

6870

7174

7329

7509

3.5

Professional and Other Services

25041

24861

26135

26297

26689

29756

3.6

Trade

110762

111835

117085

117404

118892

122297

3.6.1

Wholesale Trade

50720

50870

54131

54365

55692

54585

3.6.2

Retail Trade

60042

60965

62954

63039

63200

67712

3.7

Real Estate Loans

49637

50660

51636

52364

53897

62276

3.8

Non-Banking Financial Companies

50729

53400

61452

63230

64106

75301

3.9

All Others

150432

154696

153919

166224

177178

191602

4

Personal Loans

481709

488413

496229

498054

503728

505390

4.1

Consumer Durables

8996

9081

9072

9254

9368

8663

4.2

Housing

242647

246689

249694

250038

251688

255653

4.3

Advances against F.D.

39683

39269

40492

41769

42671

45031

(FCNR(B) NRNR Deposits)

4.4

Advances to individuals against

3806

4151

4266

5070

4990

4865

share,bonds,etc.

4.5

Credit Card Outstandings

16577

16951

17306

18639

19344

19259

4.6

Education

18647

18992

19527

20208

20471

20547

4.7

Other Personal Loans

151353

153280

155872

153076

155196

156723

Memo:

5

Priority Sector #

647366

661459

676150

675944

685567

738686

5.1

Agriculture & Allied Activities

227548

232124

235889

238408

241802

273667

5.2

SSI

127138

130284

136677

139746

141283

155804

5.3

Housing

176504

179426

179377

179901

179803

182646

5.4

Transport Operators

19455

20021

19426

20671

21121

..

5.5

Computer Software

2908

2536

2482

2428

2461

..

5.6

Other priority Sector

93813

97068

102299

94790

99096

..

Notes :
1. Data are provisional and relate to select scheduled commercial banks which account for more than 90 per cent
of bank credit of all scheduled commercial banks.
2. Due to reclassification of sectors and increase in number of banks covered, data for September 2005 onwards
is not strictly comparable with the earlier periods.
3. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial
institutions and inter-bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI