Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 1 of 6) - આરબીઆઈ - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 1 of 6)
State Bank of India and Its Associates |
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(Amount in Rs. lakh) |
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For the year ended March 31 |
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Items |
State Bank of |
State Bank of Bikaner |
State Bank of |
State Bank of |
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India |
and Jaipur |
Hyderabad |
Indore |
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1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
Income |
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I. |
Interest Earned |
1910754 |
2220093 |
96385 |
111597 |
122577 |
148239 |
49476 |
56004 |
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a) |
Interest/discount on advances/bills |
858138 |
955395 |
46039 |
48166 |
62227 |
67922 |
26155 |
28636 |
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b) |
Income on Investments |
758531 |
950616 |
42045 |
52210 |
54828 |
74777 |
19478 |
24202 |
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c) |
Interest on balances with |
110081 |
157335 |
3799 |
3702 |
4591 |
4507 |
1620 |
2197 |
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RBI and other inter-bank funds |
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d) |
Others |
184004 |
156746 |
4502 |
7519 |
931 |
1034 |
2223 |
970 |
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II. |
Other income |
328469 |
356932 |
16359 |
22007 |
19029 |
26653 |
8875 |
13436 |
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a) |
Commission, exchange and brokerage |
237869 |
256744 |
13633 |
16792 |
14840 |
17516 |
6314 |
7014 |
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b) |
Net Profit (loss) on sale of investments |
7266 |
26887 |
45 |
2155 |
(784) |
3164 |
1313 |
3664 |
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c) |
Net Profit (loss) on revaluation of |
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investments |
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d) |
Net Profit (loss) on sale of land, building & |
(119) |
82 |
(10) |
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9 |
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4 |
2 |
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other assets |
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e) |
Net Profit (loss) on exchange transaction |
56919 |
32897 |
1919 |
2264 |
3624 |
3504 |
676 |
675 |
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f) |
Miscellaneous income |
26534 |
40322 |
772 |
797 |
1340 |
2460 |
568 |
2082 |
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Total (I+II) |
2239223 |
2577025 |
112745 |
133605 |
141606 |
174893 |
58351 |
69440 |
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Expenditure & Provisions |
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III. |
Interest expended |
1304444 |
1527258 |
63354 |
74235 |
76073 |
96235 |
30026 |
37233 |
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a) |
Interest on deposits |
1219658 |
1439664 |
59690 |
69166 |
72136 |
91707 |
28951 |
34986 |
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b) |
Interest on RBI/inter-bank borrowings |
47443 |
55704 |
602 |
1164 |
1735 |
2315 |
64 |
358 |
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c) |
Others |
37343 |
31890 |
3061 |
3905 |
2202 |
2213 |
1010 |
1889 |
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IV. |
Operating expenses |
589663 |
629517 |
33179 |
35583 |
38247 |
37513 |
16866 |
19274 |
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a) |
Payments to and provisions for employees |
414740 |
447787 |
25104 |
26548 |
27981 |
25083 |
11902 |
13345 |
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b) |
Rent, taxes and lighting |
37990 |
42555 |
1919 |
2217 |
2412 |
2839 |
1162 |
1286 |
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c) |
Printing and stationery |
9258 |
9696 |
519 |
551 |
607 |
677 |
214 |
232 |
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d) |
Advertisement and publicity |
2220 |
1756 |
77 |
73 |
99 |
104 |
30 |
36 |
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e) |
Depreciation on Banks property |
31057 |
36565 |
1282 |
1726 |
1967 |
1654 |
730 |
1191 |
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f) |
Directors fees, allowances and expenses |
72 |
66 |
7 |
7 |
13 |
9 |
7 |
8 |
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g) |
Auditors fees and expenses |
2008 |
2198 |
154 |
195 |
186 |
218 |
96 |
115 |
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h) |
Law charges |
1552 |
4314 |
50 |
74 |
90 |
83 |
36 |
50 |
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i) |
Postage, telegrams, telephones, etc. |
6890 |
6043 |
690 |
578 |
536 |
489 |
360 |
360 |
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j) |
Repairs and maintenance |
4421 |
5054 |
236 |
227 |
307 |
300 |
106 |
136 |
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k) |
Insurance |
7432 |
9830 |
355 |
383 |
503 |
632 |
198 |
265 |
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l) |
Other expenditure |
72023 |
63654 |
2787 |
3004 |
3546 |
5425 |
2024 |
2251 |
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V. |
Provisions and contingencies |
242336 |
215095 |
7024 |
11746 |
16133 |
28364 |
8355 |
8409 |
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Total expenses@ |
1894107 |
2156775 |
96533 |
109818 |
114320 |
133748 |
46892 |
56507 |
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VI. |
Profit (loss) |
102780 |
205155 |
9188 |
12042 |
11153 |
12780 |
3104 |
4525 |
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Total (III+IV+V+VI) |
2239223 |
2577025 |
112745 |
133605 |
141606 |
174893 |
58351 |
69440 |
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(Amount in Rs. lakh) |
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For the year ended March 31 |
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Items |
State Bank of |
State Bank of |
State Bank of |
State Bank of |
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Mysore |
Patiala |
Saurashtra |
Travancore |
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1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
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|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
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I. |
Interest Earned |
69698 |
80009 |
101808 |
117054 |
59981 |
69717 |
101936 |
115952 |
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a) |
Interest/discount on advances/bills |
40493 |
44314 |
53945 |
61046 |
31434 |
36171 |
47550 |
51484 |
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b) |
Income on Investments |
25936 |
31839 |
39280 |
47031 |
25021 |
29146 |
47027 |
56000 |
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c) |
Interest on balances with |
1818 |
1847 |
6940 |
7381 |
3259 |
4071 |
1751 |
2331 |
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RBI and other inter-bank funds |
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d) |
Others |
1450 |
2009 |
1643 |
1596 |
267 |
329 |
5609 |
6137 |
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II. |
Other income |
12006 |
16419 |
13199 |
16473 |
9123 |
11407 |
15265 |
19466 |
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a) |
Commission, exchange and brokerage |
8596 |
10319 |
10295 |
11928 |
7301 |
8204 |
11101 |
12917 |
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b) |
Net Profit (loss) on sale of investments |
118 |
2570 |
41 |
2103 |
332 |
1841 |
612 |
2514 |
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c) |
Net Profit (loss) on revaluation of |
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investments |
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d) |
Net Profit (loss) on sale of land, building & |
4 |
43 |
2 |
5 |
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6 |
6 |
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other assets |
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e) |
Net Profit (loss) on exchange transaction |
1626 |
1682 |
2572 |
2436 |
1439 |
1250 |
2498 |
2765 |
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f) |
Miscellaneous income |
1663 |
1804 |
290 |
2 |
49 |
111 |
1050 |
1264 |
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Total (I+II) |
81704 |
96427 |
115007 |
133528 |
69104 |
81123 |
117201 |
135418 |
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Expenditure & Provisions |
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III. |
Interest expended |
45094 |
51897 |
63469 |
69509 |
37716 |
45580 |
78108 |
87759 |
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a) |
Interest on deposits |
42301 |
48845 |
61983 |
68134 |
36461 |
44305 |
72439 |
82266 |
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b) |
Interest on RBI/inter-bank borrowings |
894 |
1112 |
667 |
624 |
72 |
169 |
2565 |
2492 |
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c) |
Others |
1899 |
1941 |
820 |
750 |
1183 |
1106 |
3104 |
3001 |
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IV. |
Operating expenses |
24576 |
28264 |
26131 |
28942 |
19144 |
19309 |
24046 |
29439 |
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a) |
Payments to and provisions for employees |
18783 |
22316 |
19050 |
21123 |
14397 |
14289 |
17330 |
22148 |
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b) |
Rent, taxes and lighting |
1630 |
1831 |
1645 |
1840 |
1222 |
1311 |
1683 |
1950 |
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c) |
Printing and stationery |
315 |
323 |
398 |
381 |
250 |
269 |
388 |
404 |
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d) |
Advertisement and publicity |
21 |
17 |
41 |
48 |
39 |
37 |
74 |
87 |
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e) |
Depreciation on Banks property |
672 |
747 |
1000 |
1047 |
689 |
667 |
1074 |
1111 |
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f) |
Directors fees, allowances and expenses |
9 |
10 |
7 |
9 |
7 |
9 |
9 |
11 |
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g) |
Auditors fees and expenses |
121 |
141 |
150 |
173 |
108 |
123 |
142 |
201 |
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h) |
Law charges |
26 |
24 |
41 |
47 |
327 |
181 |
10 |
21 |
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i) |
Postage, telegrams, telephones, etc. |
153 |
99 |
476 |
545 |
285 |
298 |
350 |
292 |
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j) |
Repairs and maintenance |
168 |
267 |
258 |
289 |
238 |
293 |
225 |
255 |
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k) |
Insurance |
52 |
46 |
378 |
445 |
196 |
307 |
466 |
556 |
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l) |
Other expenditure |
2626 |
2441 |
2688 |
2993 |
1385 |
1525 |
2295 |
2403 |
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V. |
Provisions and contingencies |
8677 |
11442 |
15286 |
22009 |
9708 |
7587 |
10721 |
11576 |
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Total expenses@ |
69669 |
80161 |
89601 |
98450 |
56860 |
64889 |
102154 |
117198 |
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VI. |
Profit (loss) |
3358 |
4824 |
10120 |
13069 |
2536 |
8648 |
4327 |
6644 |
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Total (III+IV+V+VI) |
81704 |
96427 |
115007 |
133528 |
69104 |
81123 |
117201 |
135418 |
Notes |
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1. |
@ : Excluding Provisions and Contingencies. |
2. |
Figures in bracket indicate loss. |
Source |
: Annual accounts of banks of respective years. |