(Amount in Rs. lakh)

For the year ended March 31

Items

Rewa Sidhi

Sabarkantha-Gandhinagar

Sagar

Sahyadri

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(297)

(298)

(299)

(300)

(301)

(302)

(303)

(304)

Income

I.

Interest Earned

2446

2714

852

979

3195

3836

721

882

a)

Interest/discount on advances/bills

487

492

275

292

371

494

424

496

b)

Income on Investments

892

1006

234

263

1688

2338

96

116

c)

Interest on balances with

1067

1214

343

425

1136

1004

202

270

RBI and other inter-bank funds

d)

Others

1

2

-

-

-

-

-

-

II.

Other income

38

36

37

77

57

52

38

50

a)

Commission, exchange and brokerage

8

9

19

26

56

49

10

12

b)

Other miscellaneous income

30

27

17

51

1

3

28

38

Total (I+II)

2484

2750

888

1056

3252

3889

759

932

Expenditure & Provisions

III.

Interest expended

1541

1753

518

663

2316

2868

430

487

a)

Interest on deposits

1434

1655

441

571

2247

2805

289

372

b)

Interest on RBI/inter-bank borrowings

107

98

72

90

-

-

141

116

c)

Others

-

-

4

2

69

64

-

-

IV.

Operating expenses

563

631

143

152

922

956

172

179

a)

Payments to and provisions for employees

455

506

126

129

839

847

144

148

b)

Rent, taxes and lighting

13

15

5

7

34

38

7

8

c)

Printing and stationery

9

8

3

2

5

15

1

3

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

5

5

2

6

7

7

4

3

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

1

-

g)

Auditors' fees and expenses

1

1

-

1

1

2

-

1

h)

Law charges

-

-

-

-

1

1

-

-

i)

Postage, telegrams, telephones, etc.

5

5

1

1

2

3

3

3

j)

Repairs and maintenance

1

1

1

-

2

1

2

2

k)

Insurance

9

12

3

4

16

20

2

-

l)

Other expenditure

64

76

2

3

17

22

7

11

V.

Provisions and contingencies

64

149

25

31

1

86

46

30

Total expenses*

2104

2384

661

815

3238

3825

602

667

VI.

Profit (loss)

316

217

203

210

13

150

111

236

Total (III+IV+V+VI)

2484

2750

888

1056

3252

3889

759

932

(Amount in Rs. lakh)

For the year ended March 31

Items

Samastipur Kshetriya

Samyukt Kshetriya

Sangameshwar

Santhal Parganas

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(305)

(306)

(307)

(308)

(309)

(310)

(311)

(312)

Income

I.

Interest Earned

1337

1710

6276

7237

1536

1937

2258

2258

a)

Interest/discount on advances/bills

212

301

320

394

735

981

265

282

b)

Income on Investments

326

420

3992

4854

-

-

693

725

c)

Interest on balances with

800

989

1956

1979

-

-

1300

1250

RBI and other inter-bank funds

d)

Others

-

-

9

10

800

957

-

-

II.

Other income

96

145

79

94

71

131

38

227

a)

Commission, exchange and brokerage

27

28

41

28

39

51

12

14

b)

Other miscellaneous income

69

117

38

66

32

80

26

213

Total (I+II)

1433

1855

6355

7331

1606

2068

2296

2484

Expenditure & Provisions

III.

Interest expended

1020

1136

3850

4541

948

1149

1468

1655

a)

Interest on deposits

920

1031

3742

4440

768

942

1385

1566

b)

Interest on RBI/inter-bank borrowings

83

96

8

5

-

-

82

89

c)

Others

18

9

101

96

181

206

-

-

IV.

Operating expenses

505

519

1466

1646

414

436

678

657

a)

Payments to and provisions for employees

426

439

1163

1246

361

371

610

605

b)

Rent, taxes and lighting

11

13

18

22

12

12

12

9

c)

Printing and stationery

7

6

12

11

5

7

5

4

d)

Advertisement and publicity

-

-

1

1

-

-

-

-

e)

Depreciation on Bank's property

4

4

7

6

3

5

2

2

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

1

1

3

1

2

1

2

h)

Law charges

1

1

2

1

-

-

-

-

i)

Postage, telegrams, telephones, etc.

2

1

9

7

5

6

2

2

j)

Repairs and maintenance

1

1

1

2

1

-

1

1

k)

Insurance

23

28

69

35

4

5

6

5

l)

Other expenditure

31

24

183

312

22

26

39

27

V.

Provisions and contingencies

-

-

-

-

54

-

44

-

Total expenses*

1525

1655

5316

6187

1363

1585

2146

2311

VI.

Profit (loss)

-92

200

1039

1144

189

484

106

173

Total (III+IV+V+VI)

1433

1855

6355

7331

1606

2068

2296

2484

(Amount in Rs. lakh)

For the year ended March 31

Items

Saran Kshetriya

Sarayu

Shahajahanpur Kshetriya

Shahdol Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(313)

(314)

(315)

(316)

(317)

(318)

(319)

(320)

Income

I.

Interest Earned

795

993

1322

1484

1124

1415

559

652

a)

Interest/discount on advances/bills

179

192

339

450

359

497

80

123

b)

Income on Investments

3

8

975

1026

225

302

472

523

c)

Interest on balances with

613

794

8

7

541

590

7

6

RBI and other inter-bank funds

d)

Others

-

-

-

-

-

25

-

-

II.

Other income

11

61

61

52

59

69

15

23

a)

Commission, exchange and brokerage

4

6

61

52

37

45

8

11

b)

Other miscellaneous income

7

56

-

-

21

24

7

12

Total (I+II)

807

1055

1382

1536

1183

1484

574

675

Expenditure & Provisions

III.

Interest expended

733

809

569

674

528

628

466

559

a)

Interest on deposits

714

784

495

586

428

472

449

536

b)

Interest on RBI/inter-bank borrowings

19

26

73

87

-

-

16

23

c)

Others

-

-

-

-

101

156

-

-

IV.

Operating expenses

331

350

220

240

196

287

381

237

a)

Payments to and provisions for employees

312

328

182

193

154

171

224

212

b)

Rent, taxes and lighting

3

4

6

9

4

6

6

6

c)

Printing and stationery

3

3

5

7

5

5

2

2

d)

Advertisement and publicity

-

-

-

-

-

-

-

-

e)

Depreciation on Bank's property

1

1

6

8

3

4

1

1

f)

Directors' fees, allowances and expenses

-

-

-

-

-

-

-

-

g)

Auditors' fees and expenses

1

1

1

1

1

1

-

1

h)

Law charges

-

-

-

-

-

-

-

-

i)

Postage, telegrams, telephones, etc.

-

-

3

4

2

2

1

1

j)

Repairs and maintenance

1

1

1

1

6

7

-

-

k)

Insurance

3

6

6

5

4

5

3

4

l)

Other expenditure

6

6

10

13

16

87

144

11

V.

Provisions and contingencies

57

59

102

28

-

52

-

35

Total expenses*

1064

1160

788

914

725

863

846

796

VI.

Profit (loss)

-314

-164

492

594

458

568

-272

-156

Total (III+IV+V+VI)

807

1055

1382

1536

1183

1484

574

675

(Amount in Rs. lakh)

For the year ended March 31

Items

Sharda

Shekhawati

Shivalik Kshetriya

Shivpuri-Guna Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1999

2000

1999

2000

1999

2000

1999

2000

(321)

(322)

(323)

(324)

(325)

(326)

(327)

(328)

Income

I.

Interest Earned

1079

1262

2337

2840

1400

1670