Table 51 : Earnings and Expenses of Regional Rural Banks - 1998-99 (Part 8 of 8) - આરબીઆઈ - Reserve Bank of India
Table 51 : Earnings and Expenses of Regional Rural Banks - 1998-99 (Part 8 of 8)
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(Amount in Rs. lakh) |
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For the year ended 31st March |
||||||||||
Solapur |
South Malabar |
Sravasthi |
Sree Anantha |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(337) |
(338) |
(339) |
(340) |
(341) |
(342) |
(343) |
(344) |
Income |
||||||||||
I. |
Interest Earned |
402 |
503 |
4699 |
5555 |
1694 |
2095 |
2376 |
2966 |
|
a) |
Interest/discount on advances/bills |
314 |
341 |
3612 |
4122 |
462 |
511 |
1553 |
1854 |
|
b) |
Income on Investments |
81 |
97 |
579 |
662 |
532 |
609 |
811 |
1109 |
|
c) |
Interest on balances with |
6 |
8 |
501 |
768 |
700 |
975 |
12 |
3 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
57 |
6 |
3 |
- |
- |
- |
- |
|
II. |
Other income |
72 |
33 |
337 |
447 |
237 |
128 |
246 |
132 |
|
a) |
Commission, exchange and brokerage |
5 |
3 |
332 |
423 |
71 |
87 |
31 |
43 |
|
b) |
Other miscellaneous income |
67 |
30 |
5 |
24 |
166 |
40 |
215 |
89 |
|
Total(I+II) |
474 |
536 |
5035 |
6002 |
1931 |
2223 |
2622 |
3098 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
282 |
333 |
2193 |
2694 |
872 |
1011 |
1324 |
1567 |
|
a) |
Interest on deposits |
196 |
233 |
1307 |
1690 |
758 |
893 |
993 |
1194 |
|
b) |
Interest on RBI/inter-bank borrowings |
86 |
100 |
886 |
1004 |
114 |
118 |
328 |
373 |
|
c) |
Others |
- |
- |
- |
- |
- |
- |
3 |
- |
|
IV. |
Operating expenses |
149 |
193 |
1950 |
2388 |
510 |
599 |
531 |
579 |
|
a) |
Payments to and provisions for employees |
126 |
160 |
1667 |
2064 |
460 |
539 |
427 |
473 |
|
b) |
Rent, taxes and lighting |
6 |
10 |
52 |
56 |
10 |
12 |
12 |
14 |
|
c) |
Printing and stationery |
3 |
4 |
24 |
23 |
5 |
6 |
9 |
9 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
3 |
3 |
8 |
9 |
6 |
7 |
10 |
10 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
- |
- |
2 |
2 |
1 |
1 |
1 |
1 |
|
h) |
Law charges |
- |
- |
1 |
3 |
1 |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
- |
- |
35 |
42 |
3 |
3 |
9 |
10 |
|
j) |
Repairs and maintenance |
- |
1 |
4 |
5 |
1 |
1 |
- |
- |
|
k) |
Insurance |
1 |
1 |
13 |
16 |
8 |
9 |
2 |
3 |
|
l) |
Other expenditure |
8 |
15 |
144 |
167 |
17 |
18 |
61 |
59 |
|
V. |
Provisions and contingencies |
4 |
8 |
3 |
10 |
- |
- |
25 |
15 |
|
Total expenses* |
431 |
526 |
4144 |
5082 |
1382 |
1610 |
1855 |
2147 |
||
VI. |
Profit |
38 |
2 |
888 |
910 |
548 |
612 |
742 |
936 |
|
Total (III+IV+V+VI) |
474 |
536 |
5035 |
6002 |
1931 |
2223 |
2622 |
3098 |
||
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|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Sriganganagar |
||||||||||
Sri Saraswathi |
Sri Visakha |
Kshetriya |
Srirama |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(345) |
(346) |
(347) |
(348) |
(349) |
(350) |
(351) |
(352) |
Income |
||||||||||
I. |
Interest Earned |
1892 |
2315 |
3551 |
4304 |
529 |
713 |
682 |
881 |
|
a) |
Interest/discount on advances/bills |
762 |
903 |
1679 |
1870 |
265 |
353 |
337 |
408 |
|
b) |
Income on Investments |
1102 |
1388 |
1869 |
2404 |
115 |
134 |
132 |
168 |
|
c) |
Interest on balances with |
29 |
24 |
3 |
30 |
149 |
212 |
- |
- |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
- |
- |
14 |
213 |
306 |
|
II. |
Other income |
40 |
310 |
138 |
120 |
44 |
46 |
29 |
40 |
|
a) |
Commission, exchange and brokerage |
30 |
55 |
57 |
104 |
6 |
6 |
15 |
26 |
|
b) |
Other miscellaneous income |
9 |
256 |
80 |
16 |
39 |
40 |
14 |
14 |
|
Total(I+II) |
1932 |
2625 |
3688 |
4424 |
573 |
759 |
712 |
921 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
1273 |
1488 |
2481 |
3043 |
431 |
558 |
414 |
515 |
|
a) |
Interest on deposits |
1105 |
1325 |
2158 |
2655 |
384 |
485 |
319 |
418 |
|
b) |
Interest on RBI/inter-bank borrowings |
149 |
- |
323 |
388 |
47 |
73 |
95 |
97 |
|
c) |
Others |
19 |
163 |
- |
- |
- |
- |
- |
- |
|
IV. |
Operating expenses |
431 |
446 |
1001 |
1158 |
180 |
198 |
188 |
152 |
|
a) |
Payments to and provisions for employees |
324 |
370 |
905 |
1040 |
156 |
171 |
116 |
130 |
|
b) |
Rent, taxes and lighting |
13 |
16 |
36 |
37 |
5 |
6 |
5 |
7 |
|
c) |
Printing and stationery |
9 |
10 |
20 |
20 |
2 |
2 |
5 |
4 |
|
d) |
Advertisement and publicity |
- |
- |
1 |
2 |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
5 |
7 |
3 |
3 |
2 |
1 |
3 |
3 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
2 |
3 |
- |
- |
- |
- |
|
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
3 |
4 |
12 |
13 |
1 |
1 |
- |
1 |
|
j) |
Repairs and maintenance |
- |
1 |
2 |
2 |
- |
- |
1 |
1 |
|
k) |
Insurance |
48 |
10 |
13 |
33 |
3 |
4 |
56 |
5 |
|
l) |
Other expenditure |
28 |
28 |
7 |
5 |
11 |
12 |
2 |
3 |
|
V. |
Provisions and contingencies |
61 |
153 |
201 |
72 |
- |
- |
- |
25 |
|
Total expenses* |
1704 |
1934 |
3481 |
4201 |
611 |
756 |
602 |
668 |
||
VI. |
Profit |
167 |
538 |
6 |
150 |
- 38 |
3 |
110 |
229 |
|
Total (III+IV+V+VI) |
1932 |
2625 |
3688 |
4424 |
573 |
759 |
712 |
921 |
||
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|
|
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(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Subansiri |
Sultanpur |
Surendranagar |
||||||||
Gaonlia |
Kshetriya |
Surat-Bharuch |
Bhav nagar |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(353) |
(354) |
(355) |
(356) |
(357) |
(358) |
(359) |
(360) |
Income |
||||||||||
I. |
Interest Earned |
464 |
596 |
2541 |
2954 |
852 |
994 |
597 |
822 |
|
a) |
Interest/discount on advances/bills |
64 |
71 |
711 |
827 |
468 |
556 |
311 |
403 |
|
b) |
Income on Investments |
113 |
181 |
1696 |
2030 |
118 |
166 |
65 |
100 |
|
c) |
Interest on balances with |
288 |
344 |
134 |
88 |
266 |
272 |
220 |
318 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
- |
9 |
- |
- |
- |
- |
|
II. |
Other income |
96 |
174 |
41 |
39 |
33 |
38 |
53 |
91 |
|
a) |
Commission, exchange and brokerage |
6 |
7 |
39 |
36 |
8 |
10 |
32 |
39 |
|
b) |
Other miscellaneous income |
91 |
167 |
2 |
2 |
25 |
28 |
21 |
52 |
|
Total(I+II) |
561 |
770 |
2582 |
2993 |
886 |
1032 |
650 |
912 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
262 |
332 |
1700 |
1924 |
486 |
625 |
400 |
538 |
|
a) |
Interest on deposits |
255 |
320 |
1518 |
1761 |
378 |
494 |
332 |
451 |
|
b) |
Interest on RBI/inter-bank borrowings |
7 |
12 |
181 |
163 |
105 |
125 |
11 |
11 |
|
c) |
Others |
- |
- |
- |
- |
3 |
6 |
57 |
77 |
|
IV. |
Operating expenses |
233 |
261 |
670 |
780 |
185 |
219 |
176 |
212 |
|
a) |
Payments to and provisions for employees |
193 |
210 |
591 |
697 |
152 |
176 |
151 |
177 |
|
b) |
Rent, taxes and lighting |
6 |
7 |
13 |
14 |
6 |
8 |
7 |
10 |
|
c) |
Printing and stationery |
3 |
4 |
6 |
- |
5 |
4 |
3 |
4 |
|
d) |
Advertisement and publicity |
- |
- |
- |
6 |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
1 |
1 |
4 |
4 |
4 |
6 |
5 |
7 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
- |
- |
1 |
2 |
1 |
- |
- |
- |
|
h) |
Law charges |
- |
- |
1 |
1 |
- |
- |
1 |
1 |
|
i) |
Postage, telegrams, telephones, etc. |
1 |
1 |
2 |
2 |
1 |
3 |
2 |
2 |
|
j) |
Repairs and maintenance |
- |
1 |
1 |
1 |
- |
- |
- |
1 |
|
k) |
Insurance |
1 |
1 |
9 |
16 |
3 |
3 |
1 |
2 |
|
l) |
Other expenditure |
27 |
34 |
42 |
37 |
13 |
18 |
6 |
8 |
|
V. |
Provisions and contingencies |
- |
- |
134 |
17 |
7 |
17 |
9 |
9 |
|
Total expenses* |
496 |
593 |
2370 |
2705 |
671 |
846 |
576 |
749 |
||
VI. |
Profit |
65 |
177 |
78 |
271 |
207 |
171 |
65 |
153 |
|
Total (III+IV+V+VI) |
561 |
770 |
2582 |
2993 |
886 |
1032 |
650 |
912 |
Note |
: |
*Excluding 'Provisions and Contingencies'. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
|
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|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Surguja |
||||||||||
Kshetriya |
Thane |
Thar Anchalik |
Tripura |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(361) |
(362) |
(363) |
(364) |
(365) |
(366) |
(367) |
(368) |
Income |
||||||||||
I. |
Interest Earned |
873 |
1210 |
451 |
568 |
533 |
698 |
1185 |
1563 |
|
a) |
Interest/discount on advances/bills |
170 |
227 |
44 |
41 |
249 |
270 |
148 |
243 |
|
b) |
Income on Investments |
10 |
20 |
265 |
345 |
109 |
261 |
509 |
755 |
|
c) |
Interest on balances with |
693 |
963 |
141 |
177 |
174 |
165 |
529 |
565 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
2 |
5 |
- |
1 |
- |
- |
|
II. |
Other income |
20 |
27 |
11 |
14 |
107 |
69 |
38 |
88 |
|
a) |
Commission, exchange and brokerage |
17 |
22 |
6 |
8 |
10 |
15 |
38 |
87 |
|
b) |
Other miscellaneous income |
2 |
5 |
5 |
7 |
97 |
53 |
- |
1 |
|
Total(I+II) |
893 |
1237 |
462 |
582 |
640 |
766 |
1223 |
1651 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
786 |
1015 |
224 |
287 |
455 |
575 |
1388 |
1757 |
|
a) |
Interest on deposits |
757 |
977 |
213 |
278 |
409 |
521 |
1232 |
1567 |
|
b) |
Interest on RBI/inter-bank borrowings |
28 |
- |
11 |
9 |
46 |
53 |
156 |
190 |
|
c) |
Others |
- |
38 |
- |
- |
1 |
1 |
- |
- |
|
IV. |
Operating expenses |
391 |
451 |
102 |
131 |
288 |
342 |
1014 |
322 |
|
a) |
Payments to and provisions for employees |
352 |
411 |
81 |
109 |
259 |
304 |
948 |
875 |
|
b) |
Rent, taxes and lighting |
7 |
8 |
3 |
4 |
5 |
7 |
22 |
23 |
|
c) |
Printing and stationery |
4 |
3 |
3 |
3 |
3 |
5 |
7 |
9 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
3 |
4 |
4 |
3 |
2 |
3 |
3 |
3 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
- |
- |
1 |
1 |
1 |
1 |
|
h) |
Law charges |
1 |
- |
- |
- |
- |
- |
3 |
1 |
|
i) |
Postage, telegrams, telephones, etc. |
2 |
1 |
1 |
1 |
2 |
3 |
3 |
3 |
|
j) |
Repairs and maintenance |
3 |
2 |
3 |
4 |
- |
- |
2 |
2 |
|
k) |
Insurance |
6 |
7 |
2 |
1 |
3 |
4 |
9 |
10 |
|
l) |
Other expenditure |
13 |
14 |
5 |
6 |
13 |
16 |
14 |
- 605 |
|
V. |
Provisions and contingencies |
76 |
24 |
12 |
28 |
- |
35 |
120 |
- 310 |
|
Total expenses* |
1177 |
1465 |
326 |
418 |
744 |
917 |
2401 |
2079 |
||
VI. |
Profit |
- 360 |
-252 |
124 |
136 |
-104 |
-185 |
-1298 |
-738 |
|
Total (III+IV+V+VI) |
893 |
1237 |
462 |
582 |
640 |
766 |
1223 |
1651 |
||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Uttar Banga |
Vaishali |
|||||||||
Tulsi |
Tungabhadra |
Kshetriya |
Kshetriya |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(369) |
(370) |
(371) |
(372) |
(373) |
(374) |
(375) |
(376) |
Income |
||||||||||
I. |
Interest Earned |
1055 |
1489 |
4696 |
5259 |
1361 |
1852 |
1692 |
2400 |
|
a) |
Interest/discount on advances/bills |
402 |
539 |
2907 |
3345 |
442 |
519 |
331 |
574 |
|
b) |
Income on Investments |
647 |
939 |
1260 |
985 |
281 |
427 |
4 |
3 |
|
c) |
Interest on balances with |
6 |
11 |
5 |
928 |
635 |
859 |
1357 |
1823 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
- |
- |
523 |
- |
2 |
47 |
- |
- |
|
II. |
Other income |
274 |
131 |
351 |
385 |
144 |
181 |
18 |
130 |
|
a) |
Commission, exchange and brokerage |
274 |
130 |
67 |
89 |
15 |
21 |
18 |
22 |
|
b) |
Other miscellaneous income |
1 |
1 |
284 |
297 |
128 |
159 |
- |
108 |
|
Total(I+II) |
1329 |
1620 |
5047 |
5644 |
1504 |
2033 |
1710 |
2530 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
696 |
877 |
2434 |
2750 |
1149 |
1449 |
1635 |
2055 |
|
a) |
Interest on deposits |
635 |
783 |
1662 |
2021 |
1079 |
1372 |
1585 |
1995 |
|
b) |
Interest on RBI/inter-bank borrowings |
62 |
94 |
771 |
729 |
70 |
77 |
50 |
60 |
|
c) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
|
IV. |
Operating expenses |
439 |
529 |
1226 |
1399 |
820 |
950 |
976 |
1114 |
|
a) |
Payments to and provisions for employees |
402 |
488 |
1076 |
1238 |
654 |
759 |
896 |
1054 |
|
b) |
Rent, taxes and lighting |
7 |
8 |
24 |
27 |
15 |
17 |
13 |
13 |
|
c) |
Printing and stationery |
7 |
8 |
17 |
17 |
5 |
5 |
6 |
6 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
4 |
5 |
12 |
13 |
5 |
6 |
4 |
4 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
1 |
- |
- |
|
g) |
Auditors' fees and expenses |
1 |
1 |
3 |
2 |
1 |
- |
2 |
1 |
|
h) |
Law charges |
1 |
1 |
2 |
3 |
1 |
2 |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
3 |
4 |
17 |
20 |
3 |
4 |
2 |
2 |
|
j) |
Repairs and maintenance |
1 |
1 |
3 |
4 |
- |
1 |
- |
- |
|
k) |
Insurance |
7 |
9 |
12 |
13 |
11 |
11 |
35 |
13 |
|
l) |
Other expenditure |
7 |
4 |
59 |
62 |
124 |
145 |
18 |
20 |
|
V. |
Provisions and contingencies |
0 |
70 |
263 |
295 |
131 |
172 |
62 |
8 |
|
Total expenses* |
1136 |
1407 |
3660 |
4149 |
1969 |
2399 |
2611 |
3170 |
||
VI. |
Profit |
194 |
144 |
1125 |
1200 |
- 596 |
- 539 |
- 963 |
- 648 |
|
Total (III+IV+V+VI) |
1329 |
1621 |
5047 |
5644 |
1504 |
2033 |
1710 |
2530 |
||
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Valsad-Dangs |
Vidisha Bhopal |
|||||||||
Vallalar |
Kshetriya |
Varada |
Kshetriya |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(377) |
(378) |
(379) |
(380) |
(381) |
(382) |
(383) |
(384) |
Income |
||||||||||
I. |
Interest Earned |
577 |
562 |
712 |
967 |
737 |
758 |
415 |
619 |
|
a) |
Interest/discount on advances/bills |
350 |
306 |
240 |
313 |
525 |
521 |
228 |
321 |
|
b) |
Income on Investments |
14 |
40 |
242 |
291 |
199 |
234 |
45 |
77 |
|
c) |
Interest on balances with |
213 |
216 |
230 |
363 |
13 |
2 |
142 |
170 |
|
RBI and other inter-bank funds |
||||||||||
d ) |
Others |
- |
- |
- |
- |
- |
- |
- |
51 |
|
II. |
Other income |
22 |
27 |
34 |
27 |
37 |
36 |
18 |
25 |
|
a) |
Commission, exchange and brokerage |
7 |
7 |
22 |
16 |
4 |
5 |
15 |
22 |
|
b) |
Other miscellaneous income |
15 |
20 |
12 |
11 |
34 |
30 |
2 |
2 |
|
Total(I+II) |
599 |
590 |
746 |
995 |
775 |
793 |
433 |
644 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
235 |
228 |
392 |
528 |
519 |
472 |
307 |
421 |
|
a) |
Interest on deposits |
169 |
170 |
324 |
460 |
314 |
335 |
278 |
389 |
|
b) |
Interest on RBI/inter-bank borrowings |
17 |
11 |
68 |
68 |
205 |
137 |
- |
- |
|
c) |
Others |
50 |
46 |
- |
- |
- |
- |
29 |
33 |
|
IV. |
Operating expenses |
105 |
118 |
168 |
198 |
156 |
197 |
120 |
122 |
|
a) |
Payments to and provisions for employees |
89 |
94 |
138 |
165 |
131 |
160 |
68 |
81 |
|
b) |
Rent, taxes and lighting |
3 |
4 |
7 |
8 |
5 |
7 |
6 |
10 |
|
c) |
Printing and stationery |
2 |
2 |
3 |
3 |
2 |
3 |
4 |
7 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
1 |
- |
- |
|
e) |
Depreciation on Bank's property |
2 |
3 |
4 |
4 |
5 |
8 |
2 |
3 |
|
f) |
Directors' fees, allowances and expenses |
1 |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
- |
- |
1 |
- |
- |
- |
- |
- |
|
h) |
Law charges |
- |
- |
- |
- |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
2 |
3 |
2 |
3 |
2 |
4 |
2 |
3 |
|
j) |
Repairs and maintenance |
1 |
1 |
- |
- |
- |
1 |
- |
- |
|
k) |
Insurance |
3 |
3 |
1 |
- |
- |
- |
24 |
3 |
|
l) |
Other expenditure |
3 |
9 |
12 |
15 |
10 |
13 |
13 |
15 |
|
V. |
Provisions and contingencies |
33 |
16 |
20 |
37 |
- |
- |
5 |
15 |
|
Total expenses* |
340 |
346 |
560 |
727 |
675 |
670 |
427 |
543 |
||
VI. |
Profit |
225 |
228 |
166 |
231 |
100 |
123 |
1 |
86 |
|
Total (III+IV+V+VI) |
599 |
590 |
746 |
995 |
775 |
793 |
433 |
644 |
Note |
: |
*Excluding 'Provisions and Contingencies'. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended 31st March |
||||||||||
Vidur |
Vindhyavasini |
Visweshwaraya |
Yavatmal |
|||||||
Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
1998 |
1999 |
|||
|
|
|
(385) |
(386) |
(387) |
(388) |
(389) |
(390) |
(391) |
(392) |
Income |
||||||||||
I. |
Interest Earned |
618 |
916 |
766 |
869 |
303 |
423 |
390 |
466 |
|
a) |
Interest/discount on advances/bills |
190 |
174 |
202 |
222 |
196 |
248 |
162 |
180 |
|
b) |
Income on Investments |
135 |
191 |
263 |
291 |
26 |
30 |
68 |
84 |
|
c) |
Interest on balances with |
293 |
549 |
300 |
357 |
81 |
144 |
160 |
202 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
1 |
1 |
- |
- |
- |
- |
- |
- |
|
II. |
Other income |
18 |
25 |
64 |
48 |
32 |
37 |
41 |
30 |
|
a) |
Commission, exchange and brokerage |
10 |
18 |
64 |
46 |
6 |
8 |
22 |
21 |
|
b) |
Other miscellaneous income |
8 |
7 |
- |
2 |
26 |
29 |
19 |
9 |
|
Total(I+II) |
637 |
941 |
830 |
917 |
335 |
459 |
431 |
496 |
||
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
337 |
419 |
528 |
587 |
186 |
266 |
211 |
238 |
|
a) |
Interest on deposits |
286 |
358 |
459 |
528 |
154 |
229 |
166 |
205 |
|
b) |
Interest on RBI/inter-bank borrowings |
48 |
49 |
68 |
59 |
8 |
7 |
- |
- |
|
c) |
Others |
3 |
12 |
- |
- |
25 |
31 |
46 |
34 |
|
IV. |
Operating expenses |
211 |
368 |
225 |
240 |
128 |
137 |
108 |
125 |
|
a) |
Payments to and provisions for employees |
190 |
344 |
195 |
209 |
111 |
118 |
91 |
107 |
|
b) |
Rent, taxes and lighting |
4 |
4 |
5 |
7 |
5 |
5 |
3 |
4 |
|
c) |
Printing and stationery |
4 |
3 |
3 |
4 |
3 |
3 |
1 |
2 |
|
d) |
Advertisement and publicity |
- |
- |
- |
- |
- |
- |
- |
- |
|
e) |
Depreciation on Bank's property |
2 |
2 |
3 |
3 |
2 |
2 |
2 |
2 |
|
f) |
Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
|
g) |
Auditors' fees and expenses |
- |
- |
1 |
1 |
1 |
- |
- |
- |
|
h) |
Law charges |
1 |
- |
5 |
2 |
- |
- |
- |
- |
|
i) |
Postage, telegrams, telephones, etc. |
2 |
2 |
1 |
1 |
1 |
1 |
1 |
1 |
|
j) |
Repairs and maintenance |
1 |
1 |
1 |
1 |
- |
- |
- |
- |
|
k) |
Insurance |
- |
- |
3 |
3 |
- |
1 |
1 |
2 |
|
l) |
Other expenditure |
8 |
11 |
9 |
9 |
5 |
6 |
8 |
7 |
|
V. |
Provisions and contingencies |
- |
- |
- |
4 |
- |
3 |
13 |
14 |
|
Total expenses* |
548 |
787 |
753 |
827 |
314 |
403 |
319 |
363 |
||
VI. |
Profit |
88 |
154 |
77 |
86 |
20 |
53 |
99 |
119 |
|
Total (III+IV+V+VI) |
637 |
941 |
830 |
917 |
335 |
459 |
431 |
496 |
Note |
: |
*Excluding 'Provisions and Contingencies'. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |