Table B2 : Earnings And Expenses of Scheduled Commercial Banks - 2007-08 and 2008-09 - આરબીઆઈ - Reserve Bank of India
Table B2 : Earnings And Expenses of Scheduled Commercial Banks - 2007-08 and 2008-09
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
State Bank of India |
State Bank of Bikaner and Jaipur |
State Bank of Hyderabad |
State Bank of Indore |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
4895030 |
6378844 |
305203 |
381028 |
440315 |
570950 |
222563 |
271308 |
a) Interest/Discount on advances/bills |
3522811 |
4640471 |
231120 |
298943 |
314462 |
420120 |
169646 |
210540 |
b) Income on investments |
1194416 |
1557412 |
70635 |
78396 |
112733 |
137459 |
49147 |
56409 |
c) Interest on balances with RBI and other inter-bank funds |
120007 |
147438 |
1834 |
1587 |
8327 |
9416 |
2130 |
2847 |
d) Others |
57796 |
33523 |
1614 |
2102 |
4793 |
3955 |
1640 |
1512 |
II. Other Income |
869493 |
1269080 |
47166 |
57705 |
67715 |
76931 |
31054 |
35041 |
a) Commission, exchange and brokerage |
591425 |
761724 |
35392 |
40299 |
36058 |
48008 |
19899 |
21330 |
b) Net profit (loss) on sale of investments |
164984 |
256729 |
6899 |
7603 |
16926 |
17686 |
6736 |
7447 |
c) Net profit (loss) on revaluation of investments |
-70350 |
-56 |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
1104 |
-295 |
- |
- |
-61 |
-74 |
- |
-51 |
e) Net profit (loss) on exchange transactions |
69270 |
117925 |
2357 |
6974 |
6841 |
5258 |
1883 |
3642 |
f) Miscellaneous income |
113060 |
133053 |
2518 |
2829 |
7951 |
6053 |
2536 |
2673 |
Total (I+II) |
5764523 |
7647924 |
352369 |
438733 |
508030 |
647881 |
253617 |
306349 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
3192908 |
4291530 |
211298 |
270706 |
329025 |
424271 |
165384 |
197944 |
a) Interest on deposits |
2707258 |
3793685 |
195045 |
246448 |
314220 |
391156 |
147166 |
173866 |
b) Interest on RBI/inter-bank borrowings |
293844 |
255501 |
5036 |
9498 |
4375 |
7348 |
5812 |
8216 |
c) Others |
191806 |
242344 |
11217 |
14760 |
10430 |
25767 |
12406 |
15862 |
IV. Operating Expenses |
1260861 |
1564871 |
74953 |
78743 |
79885 |
93314 |
43114 |
46004 |
a) Payments to and provisions for employees |
778587 |
974731 |
44695 |
46078 |
46917 |
55215 |
21905 |
25454 |
b) Rent, taxes and lighting |
99342 |
129514 |
6233 |
6869 |
7830 |
9583 |
3685 |
4305 |
c) Printing and stationery |
18888 |
23282 |
1156 |
1260 |
1277 |
1385 |
516 |
491 |
d) Advertisement and publicity |
17323 |
25123 |
511 |
494 |
849 |
1062 |
354 |
344 |
e) Depreciation on bank's property |
67998 |
76314 |
5979 |
4096 |
5827 |
4096 |
3599 |
2540 |
f) Directors' fees, allowances and expenses |
123 |
100 |
26 |
26 |
13 |
21 |
16 |
12 |
g) Auditors' fees and expenses |
9735 |
10370 |
937 |
900 |
1023 |
1216 |
507 |
514 |
h) Law charges |
6045 |
7461 |
244 |
222 |
182 |
239 |
88 |
77 |
i) Postage, telegrams, telephones, etc. |
21658 |
27973 |
1325 |
1413 |
424 |
538 |
401 |
381 |
j) Repairs and maintenance |
23583 |
16059 |
1143 |
1388 |
560 |
561 |
562 |
955 |
k) Insurance |
41584 |
52902 |
2732 |
3313 |
3759 |
5247 |
1856 |
2020 |
l) Other expenditure |
175995 |
221042 |
9972 |
12684 |
11224 |
14151 |
9625 |
8911 |
V. Provisions and Contingencies |
637843 |
879400 |
34618 |
48938 |
43420 |
68716 |
21719 |
34509 |
Total expenses@ |
4453769 |
5856401 |
286251 |
349449 |
408910 |
517585 |
208498 |
243948 |
VI. Profit (Loss) during the year |
672911 |
912123 |
31500 |
40346 |
55700 |
61580 |
23400 |
27892 |
Total (III+IV+V+VI) |
5764523 |
7647924 |
352369 |
438733 |
508030 |
647881 |
253617 |
306349 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)STATE BANK OF INDIA & ITS ASSOCIATES |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
State Bank of Mysore |
State Bank of Patiala |
State Bank of Saurashtra # |
State Bank of Travancore |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(2) |
(15) |
(16) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
249439 |
324727 |
431019 |
580406 |
155790 |
|
343410 |
412315 |
a) Interest/Discount on advances/bills |
190494 |
252864 |
332304 |
450035 |
114947 |
|
259644 |
317340 |
b) Income on investments |
58029 |
70555 |
92705 |
116994 |
37357 |
|
76597 |
85746 |
c) Interest on balances with RBI and other inter-bank funds |
206 |
442 |
5922 |
11461 |
652 |
|
1667 |
1884 |
d) Others |
710 |
866 |
88 |
1916 |
2834 |
|
5502 |
7345 |
II. Other Income |
42213 |
48036 |
59576 |
63164 |
20684 |
|
43877 |
57310 |
a) Commission, exchange and brokerage |
27148 |
28652 |
37292 |
42700 |
14347 |
|
31017 |
31185 |
b) Net profit (loss) on sale of investments |
7991 |
12122 |
9492 |
10815 |
4967 |
|
4293 |
14471 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
|
- |
- |
d) Net profit (loss) on sale of land and other assets |
22 |
5 |
- |
- |
-12 |
|
23 |
-21 |
e) Net profit (loss) on exchange transactions |
2866 |
4446 |
3315 |
4782 |
1374 |
|
5328 |
4871 |
f) Miscellaneous income |
4186 |
2811 |
9477 |
4867 |
8 |
|
3216 |
6804 |
Total (I+II) |
291652 |
372763 |
490595 |
643570 |
176474 |
|
387287 |
469625 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
173210 |
240902 |
341962 |
467632 |
119412 |
|
247682 |
284059 |
a) Interest on deposits |
158754 |
209886 |
312397 |
431415 |
107856 |
|
216103 |
249634 |
b) Interest on RBI/inter-bank borrowings |
162 |
920 |
5598 |
6628 |
7201 |
|
1074 |
1944 |
c) Others |
14294 |
30096 |
23967 |
29589 |
4355 |
|
30505 |
32481 |
IV. Operating Expenses |
61691 |
66508 |
70700 |
79392 |
39378 |
|
68694 |
79938 |
a) Payments to and provisions for employees |
33756 |
38455 |
38449 |
44392 |
23552 |
|
41562 |
48785 |
b) Rent, taxes and lighting |
4430 |
6727 |
6175 |
7041 |
3469 |
|
5535 |
6795 |
c) Printing and stationery |
144 |
372 |
719 |
883 |
418 |
|
735 |
802 |
d) Advertisement and publicity |
202 |
452 |
406 |
462 |
96 |
|
248 |
399 |
e) Depreciation on bank's property |
5778 |
4260 |
5174 |
3979 |
3752 |
|
4825 |
4134 |
f) Directors' fees, allowances and expenses |
15 |
20 |
16 |
16 |
18 |
|
17 |
32 |
g) Auditors' fees and expenses |
665 |
809 |
781 |
789 |
474 |
|
1047 |
1246 |
h) Law charges |
238 |
214 |
395 |
299 |
123 |
|
311 |
494 |
i) Postage, telegrams, telephones, etc. |
706 |
808 |
1001 |
1000 |
127 |
|
353 |
593 |
j) Repairs and maintenance |
483 |
584 |
2076 |
1965 |
523 |
|
937 |
1137 |
k) Insurance |
2377 |
2948 |
4170 |
5010 |
1598 |
|
3263 |
3759 |
l) Other expenditure |
12897 |
10859 |
11338 |
13556 |
5228 |
|
9861 |
11762 |
V. Provisions and Contingencies |
24867 |
31661 |
36560 |
43391 |
12486 |
|
32298 |
44844 |
Total expenses@ |
234901 |
307410 |
412662 |
547024 |
158790 |
|
316376 |
363997 |
VI. Profit (Loss) during the year |
31884 |
33692 |
41373 |
53155 |
5198 |
|
38613 |
60784 |
Total (III+IV+V+VI) |
291652 |
372763 |
490595 |
643570 |
176474 |
|
387287 |
469625 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)NATIONALISED BANK
|
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Allahabad Bank |
Andhra Bank |
Bank of Baroda |
Bank of India |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
617122 |
736473 |
420956 |
537461 |
1181347 |
1509158 |
1235522 |
1634735 |
a) Interest/Discount on advances/bills |
445983 |
549439 |
317693 |
421506 |
841297 |
1119736 |
927512 |
1253925 |
b) Income on investments |
166947 |
184936 |
96792 |
109898 |
273729 |
331067 |
263902 |
337031 |
c) Interest on balances with RBI and other inter-bank funds |
4063 |
1074 |
3670 |
3767 |
55366 |
40146 |
38898 |
37376 |
d) Others |
129 |
1024 |
2801 |
2290 |
10955 |
18209 |
5210 |
6403 |
II. Other Income |
96477 |
114193 |
62647 |
76537 |
205105 |
275766 |
211692 |
305186 |
a) Commission, exchange and brokerage |
38419 |
47939 |
18882 |
19511 |
54017 |
74550 |
78287 |
109165 |
b) Net profit (loss) on sale of investments |
47103 |
57270 |
11919 |
22075 |
53221 |
90015 |
36621 |
74606 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-2 |
4 |
24 |
33 |
36 |
-4 |
4 |
- |
e) Net profit (loss) on exchange transactions |
5378 |
4439 |
5703 |
5251 |
27879 |
37239 |
30658 |
62355 |
f) Miscellaneous income |
5579 |
4541 |
26119 |
29667 |
69952 |
73966 |
66122 |
59060 |
Total (I+II) |
713599 |
850666 |
483603 |
613998 |
1386452 |
1784924 |
1447214 |
1939921 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
449888 |
520605 |
286999 |
374772 |
790167 |
996816 |
812595 |
1084845 |
a) Interest on deposits |
430598 |
488559 |
277783 |
348713 |
740437 |
918750 |
705848 |
977650 |
b) Interest on RBI/inter-bank borrowings |
2174 |
6428 |
4203 |
12102 |
10564 |
29234 |
56186 |
53259 |
c) Others |
17116 |
25618 |
5013 |
13957 |
39166 |
48832 |
50561 |
53936 |
IV. Operating Expenses |
115758 |
139945 |
90909 |
110426 |
303430 |
357605 |
264499 |
309397 |
a) Payments to and provisions for employees |
68988 |
87394 |
50939 |
62406 |
190376 |
234813 |
165701 |
193741 |
b) Rent, taxes and lighting |
12387 |
13593 |
7733 |
8852 |
22534 |
26079 |
18453 |
21987 |
c) Printing and stationery |
1695 |
1905 |
1440 |
1494 |
2205 |
2666 |
3608 |
3914 |
d) Advertisement and publicity |
1541 |
1423 |
989 |
1050 |
3318 |
3997 |
3120 |
2244 |
e) Depreciation on bank's property |
5315 |
5632 |
6133 |
8176 |
23200 |
23050 |
7313 |
6937 |
f) Directors' fees, allowances and expenses |
90 |
103 |
54 |
95 |
78 |
104 |
8 |
7 |
g) Auditors' fees and expenses |
1487 |
1435 |
1313 |
1315 |
2352 |
3109 |
2712 |
2996 |
h) Law charges |
1091 |
849 |
258 |
456 |
1285 |
1349 |
1072 |
1155 |
i) Postage, telegrams, telephones, etc. |
1806 |
2278 |
1868 |
2320 |
4859 |
4339 |
1461 |
1534 |
j) Repairs and maintenance |
2138 |
2453 |
3416 |
5543 |
5887 |
10481 |
3235 |
3952 |
k) Insurance |
6754 |
7531 |
4970 |
5458 |
11542 |
13983 |
10314 |
13545 |
l) Other expenditure |
12466 |
15349 |
11796 |
13261 |
35794 |
33635 |
47502 |
57385 |
V. Provisions and Contingencies |
50477 |
113255 |
48137 |
63498 |
149303 |
207780 |
169181 |
244946 |
Total expenses@ |
565646 |
660550 |
377908 |
485198 |
1093597 |
1354421 |
1077094 |
1394242 |
VI. Profit (Loss) during the year |
97476 |
76861 |
57558 |
65302 |
143552 |
222723 |
200939 |
300733 |
Total (III+IV+V+VI) |
713599 |
850666 |
483603 |
613998 |
1386452 |
1784924 |
1447214 |
1939921 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)NATIONALISED BANK |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Bank of Maharashtra |
Canara Bank |
Central Bank of India |
Corporation Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
344047 |
429155 |
1420073 |
1711905 |
788427 |
1045519 |
451656 |
606735 |
a) Interest/Discount on advances/bills |
256112 |
326660 |
987534 |
1281314 |
529695 |
775345 |
322129 |
438487 |
b) Income on investments |
84585 |
98984 |
381735 |
410078 |
235038 |
256318 |
107822 |
150767 |
c) Interest on balances with RBI and other inter-bank funds |
2213 |
2267 |
44932 |
20475 |
18387 |
13152 |
15119 |
8503 |
d) Others |
1137 |
1244 |
5872 |
38 |
5307 |
704 |
6586 |
8978 |
II. Other Income |
38027 |
50002 |
221287 |
231121 |
90234 |
106997 |
69977 |
110721 |
a) Commission, exchange and brokerage |
20839 |
24883 |
56885 |
63877 |
40445 |
44195 |
21598 |
26485 |
b) Net profit (loss) on sale of investments |
7838 |
17626 |
43509 |
67463 |
15399 |
40977 |
13566 |
44247 |
c) Net profit (loss) on revaluation of investments |
- |
- |
-9544 |
-11588 |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-12 |
68 |
109 |
83 |
-46 |
-35 |
-33 |
-82 |
e) Net profit (loss) on exchange transactions |
2224 |
1580 |
15364 |
17371 |
4842 |
6733 |
4123 |
7843 |
f) Miscellaneous income |
7138 |
5845 |
114964 |
93915 |
29594 |
15127 |
30723 |
32228 |
Total (I+II) |
382074 |
479157 |
1641360 |
1943026 |
878661 |
1152516 |
521633 |
717456 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
231179 |
303504 |
1066294 |
1240125 |
577247 |
822672 |
307323 |
437637 |
a) Interest on deposits |
212052 |
278322 |
994516 |
1145022 |
557939 |
791332 |
288829 |
408283 |
b) Interest on RBI/inter-bank borrowings |
807 |
4288 |
22240 |
38770 |
1962 |
9162 |
9618 |
10600 |
c) Others |
18320 |
20894 |
49538 |
56333 |
17346 |
22178 |
8876 |
18754 |
IV. Operating Expenses |
83635 |
96302 |
279130 |
306526 |
174583 |
186170 |
89196 |
100157 |
a) Payments to and provisions for employees |
48530 |
57962 |
166128 |
187715 |
121434 |
127259 |
42787 |
46797 |
b) Rent, taxes and lighting |
7085 |
7842 |
27019 |
30142 |
12479 |
14213 |
8578 |
10107 |
c) Printing and stationery |
1263 |
1282 |
3399 |
3331 |
1721 |
1788 |
1299 |
1364 |
d) Advertisement and publicity |
1791 |
1771 |
4565 |
2383 |
687 |
1533 |
1397 |
1648 |
e) Depreciation on bank's property |
6878 |
7576 |
16997 |
17364 |
7361 |
8359 |
5954 |
5496 |
f) Directors' fees, allowances and expenses |
58 |
93 |
52 |
67 |
108 |
145 |
54 |
71 |
g) Auditors' fees and expenses |
1192 |
1080 |
2803 |
2290 |
1912 |
2040 |
989 |
1009 |
h) Law charges |
355 |
398 |
1057 |
1341 |
1015 |
1078 |
177 |
165 |
i) Postage, telegrams, telephones, etc. |
1150 |
3042 |
2767 |
3042 |
1132 |
972 |
2979 |
2808 |
j) Repairs and maintenance |
1885 |
1688 |
8795 |
8763 |
2066 |
3289 |
2249 |
2609 |
k) Insurance |
3716 |
4492 |
13972 |
15778 |
7572 |
9141 |
4392 |
5431 |
l) Other expenditure |
9732 |
9076 |
31576 |
34310 |
17096 |
16353 |
18341 |
22652 |
V. Provisions and Contingencies |
34424 |
41836 |
139437 |
189135 |
71814 |
86550 |
51615 |
90384 |
Total expenses@ |
314814 |
399806 |
1345424 |
1546651 |
751830 |
1008842 |
396519 |
537794 |
VI. Profit (Loss) during the year |
32836 |
37515 |
156499 |
207240 |
55017 |
57124 |
73499 |
89278 |
Total (III+IV+V+VI) |
382074 |
479157 |
1641360 |
1943026 |
878661 |
1152516 |
521633 |
717456 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)NATIONALISED BANK |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Dena Bank |
IDBI Bank Ltd. |
Indian Bank |
Indian Overseas Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
267589 |
344750 |
804088 |
1163162 |
521297 |
683033 |
773877 |
964141 |
a) Interest/Discount on advances/bills |
195337 |
256598 |
652878 |
925591 |
350268 |
508670 |
552200 |
728955 |
b) Income on investments |
69190 |
82813 |
137075 |
208475 |
166503 |
168733 |
200618 |
215632 |
c) Interest on balances with RBI and other inter-bank funds |
1991 |
1720 |
4648 |
8394 |
4517 |
5622 |
20088 |
16820 |
d) Others |
1071 |
3619 |
9487 |
20702 |
9 |
8 |
971 |
2734 |
II. Other Income |
47811 |
43012 |
158176 |
138991 |
100568 |
103543 |
103711 |
159582 |
a) Commission, exchange and brokerage |
12094 |
13232 |
34898 |
72530 |
17930 |
23224 |
46872 |
59378 |
b) Net profit (loss) on sale of investments |
9002 |
5432 |
116752 |
52207 |
17901 |
19476 |
22961 |
63665 |
c) Net profit (loss) on revaluation of investments |
- |
- |
-14945 |
-8580 |
- |
- |
-3836 |
-11724 |
d) Net profit (loss) on sale of land and other assets |
2995 |
-71 |
81 |
1328 |
-52 |
7 |
157 |
6850 |
e) Net profit (loss) on exchange transactions |
4203 |
4386 |
8717 |
8740 |
9996 |
10517 |
11017 |
15734 |
f) Miscellaneous income |
19517 |
20033 |
12673 |
12766 |
54793 |
50319 |
26540 |
25679 |
Total (I+II) |
315400 |
387762 |
962264 |
1302153 |
621865 |
786576 |
877588 |
1123723 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
181715 |
238307 |
736441 |
1030572 |
315908 |
422182 |
528879 |
677181 |
a) Interest on deposits |
171811 |
225590 |
380127 |
662098 |
297955 |
406144 |
478223 |
595583 |
b) Interest on RBI/inter-bank borrowings |
735 |
1689 |
21592 |
40813 |
5859 |
10132 |
25356 |
50289 |
c) Others |
9169 |
11028 |
334722 |
327661 |
12094 |
5906 |
25300 |
31309 |
IV. Operating Expenses |
65044 |
76821 |
95877 |
133790 |
140030 |
141514 |
148529 |
194170 |
a) Payments to and provisions for employees |
37085 |
46789 |
38238 |
56924 |
96739 |
97976 |
94968 |
127184 |
b) Rent, taxes and lighting |
5634 |
6886 |
8398 |
11400 |
9015 |
9965 |
16589 |
20641 |
c) Printing and stationery |
1034 |
994 |
1802 |
2639 |
1721 |
1855 |
1313 |
1558 |
d) Advertisement and publicity |
947 |
1121 |
2525 |
4838 |
1221 |
886 |
1217 |
2695 |
e) Depreciation on bank's property |
2945 |
2684 |
8350 |
5270 |
10245 |
8456 |
7510 |
10094 |
f) Directors' fees, allowances and expenses |
111 |
140 |
41 |
32 |
44 |
44 |
82 |
90 |
g) Auditors' fees and expenses |
764 |
745 |
129 |
110 |
1389 |
1318 |
1632 |
1982 |
h) Law charges |
418 |
444 |
253 |
384 |
371 |
426 |
326 |
654 |
i) Postage, telegrams, telephones, etc. |
931 |
1288 |
3851 |
4961 |
875 |
556 |
947 |
1484 |
j) Repairs and maintenance |
1913 |
1931 |
4504 |
6470 |
2575 |
3356 |
735 |
786 |
k) Insurance |
3375 |
3847 |
4444 |
6947 |
5242 |
6290 |
7577 |
8933 |
l) Other expenditure |
9887 |
9952 |
23343 |
33815 |
10593 |
10386 |
15633 |
18069 |
V. Provisions and Contingencies |
32665 |
30370 |
57000 |
51938 |
65056 |
98351 |
79945 |
119793 |
Total expenses@ |
246759 |
315128 |
832318 |
1164362 |
455938 |
563696 |
677408 |
871351 |
VI. Profit (Loss) during the year |
35976 |
42264 |
72946 |
85853 |
100871 |
124529 |
120235 |
132579 |
Total (III+IV+V+VI) |
315400 |
387762 |
962264 |
1302153 |
621865 |
786576 |
877588 |
1123723 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)NATIONALISED BANK |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Oriental Bank of Commerce |
Punjab and Sind Bank |
Punjab National Bank |
Syndicate Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
682719 |
885648 |
221928 |
324717 |
1426502 |
1932617 |
790631 |
957963 |
a) Interest/Discount on advances/bills |
483864 |
651970 |
153007 |
248613 |
1043906 |
1463778 |
571505 |
737577 |
b) Income on investments |
184450 |
214103 |
59201 |
68782 |
361132 |
440995 |
207199 |
208263 |
c) Interest on balances with RBI and other inter-bank funds |
11915 |
16893 |
8613 |
6836 |
15033 |
20232 |
5907 |
6951 |
d) Others |
2490 |
2682 |
1107 |
486 |
6431 |
7612 |
6020 |
5172 |
II. Other Income |
62765 |
107133 |
31763 |
40769 |
199756 |
291969 |
89004 |
86036 |
a) Commission, exchange and brokerage |
32773 |
40149 |
5190 |
5884 |
110623 |
137664 |
25010 |
26787 |
b) Net profit (loss) on sale of investments |
15367 |
48140 |
1751 |
11890 |
44193 |
66468 |
33631 |
19322 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
-4961 |
-4783 |
d) Net profit (loss) on sale of land and other assets |
265 |
-15 |
14 |
7 |
114 |
178 |
-8 |
16 |
e) Net profit (loss) on exchange transactions |
6880 |
10722 |
3001 |
3991 |
21139 |
29430 |
6726 |
8646 |
f) Miscellaneous income |
7480 |
8137 |
21807 |
18997 |
23687 |
58229 |
28606 |
36048 |
Total (I+II) |
745485 |
992781 |
253691 |
365486 |
1626258 |
2224586 |
879635 |
1043999 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
515617 |
685998 |
143349 |
223530 |
873086 |
1229531 |
583356 |
697760 |
a) Interest on deposits |
489561 |
653189 |
133460 |
209099 |
826515 |
1156432 |
554702 |
661031 |
b) Interest on RBI/inter-bank borrowings |
3589 |
5001 |
6144 |
6912 |
5907 |
11950 |
629 |
695 |
c) Others |
22467 |
27808 |
3745 |
7519 |
40664 |
61149 |
28025 |
36034 |
IV. Operating Expenses |
107963 |
138284 |
56077 |
69184 |
352546 |
420620 |
149454 |
171596 |
a) Payments to and provisions for employees |
54937 |
75616 |
42058 |
51924 |
246154 |
292438 |
92891 |
104516 |
b) Rent, taxes and lighting |
13114 |
15318 |
3200 |
3421 |
19394 |
22627 |
10158 |
12069 |
c) Printing and stationery |
1640 |
1745 |
610 |
695 |
4435 |
4543 |
1425 |
1427 |
d) Advertisement and publicity |
1062 |
1387 |
34 |
38 |
2331 |
3124 |
1282 |
2252 |
e) Depreciation on bank's property |
7505 |
8030 |
1570 |
3478 |
17023 |
19106 |
10305 |
11302 |
f) Directors' fees, allowances and expenses |
24 |
41 |
8 |
14 |
94 |
135 |
84 |
93 |
g) Auditors' fees and expenses |
1247 |
1587 |
594 |
549 |
3618 |
3103 |
2146 |
2012 |
h) Law charges |
1051 |
1301 |
422 |
439 |
1310 |
1532 |
412 |
787 |
i) Postage, telegrams, telephones, etc. |
2873 |
3049 |
597 |
641 |
5557 |
7659 |
1953 |
1937 |
j) Repairs and maintenance |
1903 |
2176 |
840 |
856 |
5539 |
6687 |
4457 |
5794 |
k) Insurance |
7437 |
9124 |
1965 |
2722 |
14082 |
16965 |
7638 |
9121 |
l) Other expenditure |
15170 |
18910 |
4179 |
4407 |
33009 |
42701 |
16703 |
20286 |
V. Provisions and Contingencies |
86582 |
77956 |
16030 |
29054 |
195748 |
265347 |
62020 |
83362 |
Total expenses@ |
623580 |
824282 |
199426 |
292714 |
1225632 |
1650151 |
732810 |
869356 |
VI. Profit (Loss) during the year |
35323 |
90543 |
38235 |
43718 |
204878 |
309088 |
84805 |
91281 |
Total (III+IV+V+VI) |
745485 |
992781 |
253691 |
365486 |
1626258 |
2224586 |
879635 |
1043999 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)NATIONALISED BANK |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
UCO Bank |
Union Bank of India |
United Bank of India |
Vijaya Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
650855 |
812137 |
921464 |
1188938 |
355731 |
431187 |
388854 |
523782 |
a) Interest/Discount on advances/bills |
475525 |
619666 |
673098 |
889336 |
224662 |
300458 |
270440 |
382996 |
b) Income on investments |
157203 |
175517 |
228325 |
283086 |
129352 |
127911 |
109483 |
131641 |
c) Interest on balances with RBI and other inter-bank funds |
10430 |
14358 |
6081 |
6801 |
741 |
857 |
1658 |
419 |
d) Others |
7697 |
2596 |
13960 |
9715 |
976 |
1961 |
7273 |
8726 |
II. Other Income |
77213 |
101989 |
131965 |
148255 |
46550 |
49086 |
53203 |
69881 |
a) Commission, exchange and brokerage |
21672 |
26302 |
30097 |
31327 |
12452 |
13627 |
8382 |
12880 |
b) Net profit (loss) on sale of investments |
21034 |
31446 |
37678 |
32147 |
17933 |
21597 |
21019 |
30424 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
7 |
5 |
-29 |
924 |
3 |
4 |
600 |
23 |
e) Net profit (loss) on exchange transactions |
4999 |
8716 |
26119 |
33858 |
2827 |
1608 |
4110 |
4091 |
f) Miscellaneous income |
29501 |
35520 |
38099 |
49999 |
13335 |
12250 |
19092 |
22463 |
Total (I+II) |
728068 |
914126 |
1053429 |
1337193 |
402281 |
480273 |
442057 |
593663 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
502081 |
647668 |
636095 |
807582 |
265269 |
315035 |
305842 |
411303 |
a) Interest on deposits |
456415 |
592454 |
575316 |
738952 |
250755 |
297645 |
290150 |
380323 |
b) Interest on RBI/inter-bank borrowings |
10416 |
15149 |
30871 |
32981 |
53 |
531 |
25 |
1167 |
c) Others |
35250 |
40065 |
29908 |
35649 |
14461 |
16859 |
15667 |
29813 |
IV. Operating Expenses |
130593 |
146298 |
159299 |
221411 |
90318 |
97514 |
70129 |
92471 |
a) Payments to and provisions for employees |
89454 |
99754 |
84529 |
115188 |
64157 |
65757 |
40492 |
59747 |
b) Rent, taxes and lighting |
7928 |
8522 |
13173 |
17405 |
4366 |
5454 |
6598 |
7007 |
c) Printing and stationery |
1856 |
1970 |
2658 |
2743 |
1595 |
1716 |
685 |
689 |
d) Advertisement and publicity |
1117 |
1930 |
3449 |
13263 |
1049 |
647 |
1173 |
888 |
e) Depreciation on bank's property |
6987 |
8361 |
10182 |
13658 |
4923 |
6398 |
3080 |
3698 |
f) Directors' fees, allowances and expenses |
77 |
68 |
118 |
152 |
74 |
107 |
34 |
56 |
g) Auditors' fees and expenses |
1459 |
1654 |
1867 |
2150 |
803 |
1065 |
1070 |
1003 |
h) Law charges |
503 |
501 |
970 |
1147 |
251 |
290 |
82 |
62 |
i) Postage, telegrams, telephones, etc. |
2469 |
1891 |
2480 |
3939 |
1072 |
1336 |
660 |
803 |
j) Repairs and maintenance |
522 |
546 |
3603 |
3876 |
660 |
662 |
176 |
238 |
k) Insurance |
5798 |
6983 |
10393 |
13023 |
3674 |
4792 |
4061 |
5084 |
l) Other expenditure |
12423 |
14118 |
25877 |
34867 |
7694 |
9290 |
12018 |
13196 |
V. Provisions and Contingencies |
54179 |
64390 |
119331 |
135545 |
14799 |
49252 |
29960 |
63643 |
Total expenses@ |
632674 |
793966 |
795394 |
1028993 |
355587 |
412549 |
375971 |
503774 |
VI. Profit (Loss) during the year |
41215 |
55770 |
138704 |
172655 |
31895 |
18472 |
36126 |
26246 |
Total (III+IV+V+VI) |
728068 |
914126 |
1053429 |
1337193 |
402281 |
480273 |
442057 |
593663 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS
|
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
AB Bank |
ABN Amro Bank |
Abu Dhabi Commercial Bank |
American Express Banking Corp. |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
445 |
455 |
303829 |
311967 |
6472 |
4779 |
|
7738 |
a) Interest/Discount on advances/bills |
255 |
319 |
218300 |
230950 |
1490 |
1757 |
|
5913 |
b) Income on investments |
62 |
68 |
70789 |
69116 |
1423 |
1200 |
|
1825 |
c) Interest on balances with RBI and other inter-bank funds |
128 |
68 |
2402 |
1416 |
1982 |
1620 |
|
- |
d) Others |
- |
- |
12338 |
10485 |
1577 |
202 |
|
- |
II. Other Income |
444 |
768 |
64382 |
122510 |
674 |
531 |
|
33479 |
a) Commission, exchange and brokerage |
371 |
641 |
65174 |
62888 |
277 |
184 |
|
29736 |
b) Net profit (loss) on sale of investments |
- |
- |
2297 |
-2369 |
- |
7 |
|
- |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
|
- |
d) Net profit (loss) on sale of land and other assets |
- |
- |
6 |
4 |
-1 |
- |
|
101 |
e) Net profit (loss) on exchange transactions |
34 |
53 |
-7175 |
56158 |
305 |
270 |
|
- |
f) Miscellaneous income |
39 |
74 |
4080 |
5829 |
93 |
70 |
|
3642 |
Total (I+II) |
889 |
1223 |
368211 |
434477 |
7146 |
5310 |
|
41217 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
43 |
72 |
145980 |
143715 |
2667 |
2002 |
|
8117 |
a) Interest on deposits |
28 |
53 |
67013 |
80071 |
2158 |
1955 |
|
2860 |
b) Interest on RBI/inter-bank borrowings |
15 |
19 |
39128 |
38256 |
509 |
47 |
|
5237 |
c) Others |
- |
- |
39839 |
25388 |
- |
- |
|
20 |
IV. Operating Expenses |
298 |
415 |
130712 |
149736 |
2670 |
1315 |
|
37458 |
a) Payments to and provisions for employees |
73 |
99 |
55108 |
75145 |
582 |
541 |
|
10199 |
b) Rent, taxes and lighting |
63 |
56 |
8480 |
9767 |
123 |
137 |
|
1197 |
c) Printing and stationery |
6 |
8 |
2365 |
1719 |
17 |
19 |
|
540 |
d) Advertisement and publicity |
6 |
8 |
2748 |
3124 |
4 |
5 |
|
9848 |
e) Depreciation on bank's property |
10 |
16 |
5546 |
4367 |
37 |
39 |
|
3277 |
f) Directors' fees, allowances and expenses |
2 |
1 |
- |
- |
- |
- |
|
- |
g) Auditors' fees and expenses |
1 |
3 |
60 |
60 |
4 |
4 |
|
22 |
h) Law charges |
2 |
2 |
419 |
429 |
5 |
19 |
|
48 |
i) Postage, telegrams, telephones, etc. |
23 |
31 |
2023 |
4471 |
40 |
45 |
|
1875 |
j) Repairs and maintenance |
12 |
14 |
4660 |
3868 |
82 |
86 |
|
952 |
k) Insurance |
2 |
3 |
692 |
279 |
54 |
47 |
|
49 |
l) Other expenditure |
98 |
174 |
48611 |
46507 |
1722 |
373 |
|
9451 |
V. Provisions and Contingencies |
260 |
356 |
63452 |
139089 |
-1085 |
359 |
|
6128 |
Total expenses@ |
341 |
487 |
276692 |
293451 |
5337 |
3317 |
|
45575 |
VI. Profit (Loss) during the year |
288 |
380 |
28067 |
1937 |
2894 |
1634 |
|
-10486 |
Total (III+IV+V+VI) |
889 |
1223 |
368211 |
434477 |
7146 |
5310 |
|
41217 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Antwerp Diamond Bank |
Bank International Indonesia |
Bank of America |
Bank of Bahrain & Kuwait |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
4059 |
4600 |
217 |
24 |
51369 |
60691 |
3504 |
4857 |
a) Interest/Discount on advances/bills |
2632 |
3091 |
7 |
- |
24792 |
38415 |
2158 |
3492 |
b) Income on investments |
1287 |
1404 |
69 |
23 |
21096 |
19967 |
866 |
1131 |
c) Interest on balances with RBI and other inter-bank funds |
87 |
50 |
141 |
1 |
1715 |
821 |
433 |
215 |
d) Others |
53 |
55 |
- |
- |
3766 |
1488 |
47 |
19 |
II. Other Income |
768 |
1338 |
1141 |
119 |
34798 |
39332 |
868 |
1492 |
a) Commission, exchange and brokerage |
556 |
987 |
- |
- |
5950 |
6389 |
229 |
579 |
b) Net profit (loss) on sale of investments |
- |
- |
-1 |
- |
995 |
7273 |
59 |
185 |
c) Net profit (loss) on revaluation of investments |
- |
- |
-2 |
- |
-753 |
-333 |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
1 |
1161 |
1 |
10 |
11 |
302 |
-4 |
e) Net profit (loss) on exchange transactions |
131 |
210 |
-25 |
101 |
23788 |
21472 |
148 |
266 |
f) Miscellaneous income |
81 |
140 |
8 |
17 |
4808 |
4520 |
130 |
466 |
Total (I+II) |
4827 |
5938 |
1358 |
143 |
86167 |
100023 |
4372 |
6349 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
2293 |
2015 |
16 |
- |
16315 |
15189 |
1878 |
2496 |
a) Interest on deposits |
62 |
99 |
6 |
- |
8134 |
9399 |
1709 |
2177 |
b) Interest on RBI/inter-bank borrowings |
1788 |
1829 |
10 |
- |
8181 |
5790 |
51 |
135 |
c) Others |
443 |
87 |
- |
- |
0 |
0 |
118 |
184 |
IV. Operating Expenses |
625 |
850 |
455 |
58 |
16744 |
17514 |
1218 |
1691 |
a) Payments to and provisions for employees |
292 |
364 |
98 |
- |
9029 |
8044 |
496 |
742 |
b) Rent, taxes and lighting |
49 |
56 |
43 |
4 |
1331 |
1424 |
378 |
452 |
c) Printing and stationery |
6 |
6 |
2 |
- |
154 |
175 |
17 |
26 |
d) Advertisement and publicity |
2 |
3 |
4 |
- |
- |
- |
2 |
9 |
e) Depreciation on bank's property |
36 |
13 |
46 |
- |
740 |
784 |
42 |
121 |
f) Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
g) Auditors' fees and expenses |
6 |
6 |
3 |
4 |
19 |
28 |
13 |
14 |
h) Law charges |
1 |
2 |
64 |
21 |
48 |
27 |
8 |
7 |
i) Postage, telegrams, telephones, etc. |
49 |
53 |
28 |
2 |
381 |
393 |
44 |
64 |
j) Repairs and maintenance |
28 |
31 |
16 |
1 |
345 |
469 |
52 |
46 |
k) Insurance |
5 |
7 |
3 |
- |
321 |
421 |
42 |
51 |
l) Other expenditure |
151 |
309 |
148 |
26 |
4376 |
5749 |
124 |
159 |
V. Provisions and Contingencies |
838 |
1516 |
188 |
-50 |
22587 |
33620 |
(647) |
422 |
Total expenses@ |
2918 |
2865 |
471 |
58 |
33059 |
32703 |
3096 |
4187 |
VI. Profit (Loss) during the year |
1071 |
1557 |
699 |
135 |
30521 |
33700 |
1923 |
1740 |
Total (III+IV+V+VI) |
4827 |
5938 |
1358 |
143 |
86167 |
100023 |
4372 |
6349 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Bank of Ceylon |
Bank of Nova Scotia |
Bank of Tokyo-Mitsubishi UFJ |
Barclays Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
1122 |
1380 |
35441 |
54525 |
21354 |
31537 |
62384 |
203654 |
a) Interest/Discount on advances/bills |
526 |
612 |
25904 |
40811 |
16775 |
23942 |
43221 |
157223 |
b) Income on investments |
214 |
212 |
9306 |
13209 |
3754 |
6804 |
17108 |
43914 |
c) Interest on balances with RBI and other inter-bank funds |
373 |
550 |
163 |
67 |
376 |
545 |
2043 |
2375 |
d) Others |
9 |
6 |
68 |
438 |
449 |
246 |
12 |
142 |
II. Other Income |
357 |
1539 |
11365 |
17140 |
4265 |
6270 |
56752 |
58921 |
a) Commission, exchange and brokerage |
219 |
239 |
1045 |
2284 |
1414 |
3376 |
20114 |
32397 |
b) Net profit (loss) on sale of investments |
- |
- |
309 |
172 |
- |
- |
3251 |
21406 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
- |
-1 |
- |
- |
-10 |
140 |
-5 |
e) Net profit (loss) on exchange transactions |
76 |
76 |
6082 |
9899 |
2588 |
2902 |
33196 |
4857 |
f) Miscellaneous income |
62 |
1224 |
3930 |
4785 |
263 |
2 |
51 |
266 |
Total (I+II) |
1479 |
2919 |
46806 |
71665 |
25619 |
37807 |
119136 |
262575 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
312 |
323 |
25789 |
37103 |
7704 |
17433 |
32342 |
97852 |
a) Interest on deposits |
292 |
283 |
18927 |
25252 |
3977 |
11464 |
19852 |
89574 |
b) Interest on RBI/inter-bank borrowings |
20 |
40 |
6449 |
11059 |
1640 |
2737 |
8122 |
6994 |
c) Others |
- |
- |
413 |
792 |
2087 |
3232 |
4368 |
1284 |
IV. Operating Expenses |
269 |
322 |
4026 |
5857 |
3032 |
4080 |
69201 |
89245 |
a) Payments to and provisions for employees |
85 |
105 |
1690 |
1788 |
1576 |
1870 |
25185 |
26482 |
b) Rent, taxes and lighting |
37 |
41 |
491 |
534 |
365 |
400 |
6303 |
6429 |
c) Printing and stationery |
3 |
7 |
65 |
64 |
51 |
71 |
943 |
860 |
d) Advertisement and publicity |
4 |
3 |
9 |
6 |
2 |
3 |
3417 |
3022 |
e) Depreciation on bank's property |
14 |
19 |
192 |
183 |
258 |
682 |
1779 |
3240 |
f) Directors' fees, allowances and expenses |
- |
- |
- |
- |
2 |
1 |
- |
- |
g) Auditors' fees and expenses |
2 |
1 |
22 |
33 |
7 |
10 |
29 |
42 |
h) Law charges |
19 |
21 |
52 |
18 |
147 |
104 |
51 |
159 |
i) Postage, telegrams, telephones, etc. |
45 |
52 |
175 |
196 |
70 |
74 |
1515 |
2577 |
j) Repairs and maintenance |
6 |
14 |
207 |
214 |
153 |
179 |
271 |
319 |
k) Insurance |
1 |
1 |
142 |
217 |
102 |
151 |
165 |
654 |
l) Other expenditure |
53 |
58 |
981 |
2604 |
299 |
535 |
29543 |
45461 |
V. Provisions and Contingencies |
521 |
301 |
6863 |
13419 |
6473 |
9518 |
16976 |
72467 |
Total expenses@ |
581 |
645 |
29815 |
42960 |
10736 |
21513 |
101543 |
187097 |
VI. Profit (Loss) during the year |
377 |
1973 |
10128 |
15286 |
8410 |
6776 |
617 |
3011 |
Total (III+IV+V+VI) |
1479 |
2919 |
46806 |
71665 |
25619 |
37807 |
119136 |
262575 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
BNP Paribas |
Calyon Bank |
Chinatrust Commercial Bank |
Citibank |
|
||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
45948 |
63636 |
27610 |
34659 |
1420 |
1859 |
596399 |
684023 |
a) Interest/Discount on advances/bills |
25208 |
37817 |
13278 |
18053 |
1131 |
1638 |
412092 |
493470 |
b) Income on investments |
20003 |
25461 |
13515 |
16305 |
255 |
195 |
139247 |
162663 |
c) Interest on balances with RBI and other inter-bank funds |
692 |
226 |
815 |
270 |
34 |
26 |
45033 |
27711 |
d) Others |
45 |
132 |
2 |
31 |
- |
- |
27 |
179 |
II. Other Income |
25616 |
24318 |
23002 |
25493 |
161 |
242 |
244612 |
358229 |
a) Commission, exchange and brokerage |
8315 |
11115 |
1684 |
4197 |
90 |
101 |
96157 |
112532 |
b) Net profit (loss) on sale of investments |
-185 |
-4427 |
1858 |
1643 |
- |
- |
6656 |
60423 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-1 |
-38 |
5 |
-7 |
-1 |
1 |
6652 |
1334 |
e) Net profit (loss) on exchange transactions |
17119 |
16819 |
19376 |
19452 |
28 |
86 |
132513 |
182556 |
f) Miscellaneous income |
368 |
849 |
79 |
208 |
44 |
54 |
2634 |
1384 |
Total (I+II) |
71564 |
87954 |
50612 |
60152 |
1581 |
2101 |
841011 |
1042252 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
25376 |
27202 |
14269 |
17370 |
831 |
644 |
231143 |
242884 |
a) Interest on deposits |
12106 |
12967 |
3539 |
3023 |
434 |
393 |
182092 |
191404 |
b) Interest on RBI/inter-bank borrowings |
10624 |
10637 |
9533 |
13103 |
397 |
251 |
38223 |
36090 |
c) Others |
2646 |
3598 |
1197 |
1244 |
- |
- |
10828 |
15390 |
IV. Operating Expenses |
17839 |
19343 |
10782 |
9959 |
487 |
858 |
217938 |
258722 |
a) Payments to and provisions for employees |
9519 |
9114 |
6862 |
5762 |
145 |
303 |
70723 |
88062 |
b) Rent, taxes and lighting |
1329 |
1655 |
609 |
687 |
140 |
155 |
12016 |
13840 |
c) Printing and stationery |
175 |
176 |
35 |
32 |
4 |
5 |
4337 |
3952 |
d) Advertisement and publicity |
154 |
127 |
256 |
95 |
1 |
0 |
20284 |
15527 |
e) Depreciation on bank's property |
699 |
631 |
303 |
350 |
17 |
23 |
10354 |
9074 |
f) Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
g) Auditors' fees and expenses |
26 |
29 |
4 |
4 |
5 |
6 |
64 |
66 |
h) Law charges |
7 |
12 |
59 |
120 |
29 |
23 |
810 |
846 |
i) Postage, telegrams, telephones, etc. |
380 |
371 |
124 |
125 |
10 |
10 |
11923 |
12880 |
j) Repairs and maintenance |
817 |
866 |
241 |
355 |
13 |
8 |
6614 |
6753 |
k) Insurance |
370 |
385 |
96 |
91 |
10 |
10 |
4286 |
4635 |
l) Other expenditure |
4363 |
5977 |
2193 |
2338 |
113 |
315 |
76527 |
103087 |
V. Provisions and Contingencies |
15278 |
24409 |
12894 |
17270 |
-70 |
34 |
211505 |
323339 |
Total expenses@ |
43215 |
46545 |
25051 |
27329 |
1318 |
1502 |
449081 |
501606 |
VI. Profit (Loss) during the year |
13071 |
17000 |
12667 |
15553 |
333 |
565 |
180425 |
217307 |
Total (III+IV+V+VI) |
71564 |
87954 |
50612 |
60152 |
1581 |
2101 |
841011 |
1042252 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
DBS Bank |
Deutsche Bank |
Hong Kong & Shanghai Banking Corporation |
J P Morgan Chase Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
63410 |
80864 |
144538 |
188145 |
497922 |
632692 |
45135 |
51592 |
a) Interest/Discount on advances/bills |
16505 |
23891 |
71562 |
118214 |
325376 |
392105 |
10371 |
7363 |
b) Income on investments |
25895 |
40315 |
55874 |
66005 |
148364 |
222705 |
32663 |
42524 |
c) Interest on balances with RBI and other inter-bank funds |
21010 |
16658 |
16181 |
2261 |
23062 |
15479 |
1836 |
1448 |
d) Others |
- |
- |
921 |
1665 |
1120 |
2403 |
265 |
257 |
II. Other Income |
(3345) |
30219 |
101760 |
101967 |
211668 |
269943 |
38431 |
71821 |
a) Commission, exchange and brokerage |
3643 |
19490 |
38802 |
43024 |
99689 |
130700 |
21670 |
13846 |
b) Net profit (loss) on sale of investments |
-1744 |
-536 |
12552 |
20354 |
-5548 |
21657 |
4455 |
2419 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
7747 |
- |
- |
d) Net profit (loss) on sale of land and other assets |
1 |
3 |
-28 |
-20 |
-193 |
17 |
- |
- |
e) Net profit (loss) on exchange transactions |
-5569 |
11207 |
37781 |
35731 |
82108 |
112831 |
11975 |
44595 |
f) Miscellaneous income |
324 |
55 |
12653 |
2878 |
35612 |
-3009 |
331 |
10961 |
Total (I+II) |
60065 |
111083 |
246298 |
290112 |
709590 |
902635 |
83566 |
123413 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
39341 |
49392 |
53650 |
58794 |
201587 |
266100 |
20352 |
23078 |
a) Interest on deposits |
12189 |
22380 |
22452 |
23115 |
173935 |
228596 |
10118 |
11905 |
b) Interest on RBI/inter-bank borrowings |
27152 |
27012 |
30414 |
35241 |
24810 |
34757 |
3404 |
4527 |
c) Others |
- |
- |
784 |
438 |
2842 |
2747 |
6830 |
6646 |
IV. Operating Expenses |
8817 |
16483 |
105447 |
115507 |
214517 |
219466 |
12802 |
13781 |
a) Payments to and provisions for employees |
5545 |
9152 |
49272 |
42409 |
89079 |
87429 |
7793 |
7823 |
b) Rent, taxes and lighting |
715 |
2196 |
4909 |
5941 |
10412 |
14678 |
570 |
750 |
c) Printing and stationery |
31 |
42 |
1300 |
1267 |
2556 |
2738 |
43 |
50 |
d) Advertisement and publicity |
99 |
428 |
1347 |
1014 |
10489 |
7776 |
10 |
2 |
e) Depreciation on bank's property |
575 |
866 |
2908 |
3291 |
6389 |
9308 |
186 |
206 |
f) Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
g) Auditors' fees and expenses |
4 |
4 |
30 |
28 |
22 |
29 |
23 |
22 |
h) Law charges |
31 |
46 |
531 |
405 |
415 |
748 |
94 |
104 |
i) Postage, telegrams, telephones, etc. |
88 |
299 |
5172 |
4277 |
8654 |
7468 |
337 |
584 |
j) Repairs and maintenance |
172 |
219 |
3043 |
3877 |
3832 |
4698 |
393 |
540 |
k) Insurance |
184 |
266 |
1623 |
2540 |
4660 |
4963 |
209 |
322 |
l) Other expenditure |
1373 |
2965 |
35312 |
50458 |
78009 |
79631 |
3144 |
3378 |
V. Provisions and Contingencies |
5405 |
19306 |
48591 |
72806 |
174256 |
287940 |
25503 |
42167 |
Total expenses@ |
48158 |
65875 |
159097 |
174301 |
416104 |
485566 |
33154 |
36859 |
VI. Profit (Loss) during the year |
6502 |
25902 |
38610 |
43005 |
119230 |
129129 |
24909 |
44387 |
Total (III+IV+V+VI) |
60065 |
111083 |
246298 |
290112 |
709590 |
902635 |
83566 |
123413 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
JSC VTB Bank # |
Krung Thai Bank |
Mashreq Bank |
Mizuho Corporate Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
|
683 |
776 |
1027 |
793 |
533 |
7477 |
12904 |
a) Interest/Discount on advances/bills |
|
83 |
88 |
76 |
142 |
135 |
6050 |
10690 |
b) Income on investments |
|
- |
155 |
199 |
204 |
274 |
1358 |
2051 |
c) Interest on balances with RBI and other inter-bank funds |
|
600 |
533 |
752 |
277 |
124 |
36 |
156 |
d) Others |
|
- |
- |
- |
170 |
- |
33 |
7 |
II. Other Income |
|
14 |
85 |
94 |
967 |
1035 |
1960 |
3814 |
a) Commission, exchange and brokerage |
|
10 |
37 |
50 |
823 |
839 |
1166 |
1695 |
b) Net profit (loss) on sale of investments |
|
- |
- |
- |
- |
- |
- |
- |
c) Net profit (loss) on revaluation of investments |
|
- |
- |
- |
- |
1 |
- |
- |
d) Net profit (loss) on sale of land and other assets |
|
- |
- |
- |
- |
149 |
1 |
-138 |
e) Net profit (loss) on exchange transactions |
|
4 |
48 |
44 |
110 |
- |
793 |
2257 |
f) Miscellaneous income |
|
- |
- |
- |
34 |
46 |
- |
- |
Total (I+II) |
|
697 |
861 |
1121 |
1760 |
1568 |
9437 |
16718 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
|
0 |
240 |
455 |
25 |
16 |
3377 |
5817 |
a) Interest on deposits |
|
- |
240 |
455 |
21 |
12 |
962 |
3927 |
b) Interest on RBI/inter-bank borrowings |
|
- |
- |
- |
1 |
4 |
2168 |
1246 |
c) Others |
|
- |
- |
- |
3 |
- |
247 |
644 |
IV. Operating Expenses |
|
697 |
257 |
322 |
571 |
602 |
2560 |
3622 |
a) Payments to and provisions for employees |
|
233 |
55 |
63 |
251 |
254 |
971 |
1494 |
b) Rent, taxes and lighting |
|
297 |
94 |
155 |
98 |
98 |
724 |
1089 |
c) Printing and stationery |
|
8 |
2 |
2 |
8 |
9 |
16 |
27 |
d) Advertisement and publicity |
|
- |
1 |
1 |
6 |
3 |
1 |
2 |
e) Depreciation on bank's property |
|
9 |
36 |
28 |
38 |
46 |
171 |
149 |
f) Directors' fees, allowances and expenses |
|
- |
- |
- |
- |
- |
- |
- |
g) Auditors' fees and expenses |
|
10 |
2 |
3 |
3 |
2 |
13 |
15 |
h) Law charges |
|
10 |
- |
- |
8 |
13 |
24 |
48 |
i) Postage, telegrams, telephones, etc. |
|
7 |
5 |
5 |
34 |
40 |
34 |
35 |
j) Repairs and maintenance |
|
9 |
13 |
16 |
33 |
30 |
184 |
105 |
k) Insurance |
|
1 |
1 |
2 |
5 |
11 |
25 |
61 |
l) Other expenditure |
|
113 |
48 |
47 |
87 |
96 |
397 |
597 |
V. Provisions and Contingencies |
|
29 |
165 |
158 |
254 |
405 |
1448 |
3008 |
Total expenses@ |
|
697 |
497 |
777 |
596 |
618 |
5937 |
9439 |
VI. Profit (Loss) during the year |
|
-29 |
199 |
186 |
910 |
545 |
2052 |
4271 |
Total (III+IV+V+VI) |
|
697 |
861 |
1121 |
1760 |
1568 |
9437 |
16718 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Oman International Bank |
Shinhan Bank |
Societe Generale |
Sonali Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
1462 |
1452 |
4821 |
6387 |
22100 |
15267 |
137 |
137 |
a) Interest/Discount on advances/bills |
18 |
7 |
1653 |
4321 |
3921 |
4757 |
53 |
68 |
b) Income on investments |
644 |
632 |
723 |
954 |
12338 |
10409 |
53 |
49 |
c) Interest on balances with RBI and other inter-bank funds |
800 |
813 |
2440 |
1108 |
5841 |
101 |
4 |
16 |
d) Others |
- |
- |
5 |
4 |
- |
- |
27 |
4 |
II. Other Income |
67 |
256 |
557 |
838 |
4237 |
6879 |
372 |
463 |
a) Commission, exchange and brokerage |
22 |
33 |
159 |
360 |
4098 |
2813 |
288 |
370 |
b) Net profit (loss) on sale of investments |
- |
- |
- |
12 |
-314 |
-863 |
- |
- |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
2 |
- |
-1 |
17 |
1 |
1 |
- |
e) Net profit (loss) on exchange transactions |
40 |
71 |
339 |
452 |
1340 |
2266 |
55 |
67 |
f) Miscellaneous income |
5 |
150 |
59 |
15 |
-904 |
2662 |
28 |
26 |
Total (I+II) |
1529 |
1708 |
5378 |
7225 |
26337 |
22146 |
509 |
600 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
1209 |
921 |
1475 |
2566 |
16544 |
8017 |
61 |
65 |
a) Interest on deposits |
1100 |
822 |
1394 |
2370 |
8302 |
5781 |
36 |
40 |
b) Interest on RBI/inter-bank borrowings |
109 |
99 |
70 |
188 |
3076 |
1227 |
- |
- |
c) Others |
- |
- |
11 |
8 |
5166 |
1009 |
25 |
25 |
IV. Operating Expenses |
588 |
607 |
1315 |
1278 |
6080 |
6552 |
330 |
340 |
a) Payments to and provisions for employees |
167 |
173 |
356 |
528 |
3324 |
3207 |
189 |
202 |
b) Rent, taxes and lighting |
50 |
51 |
456 |
406 |
559 |
918 |
76 |
64 |
c) Printing and stationery |
5 |
5 |
11 |
13 |
39 |
40 |
4 |
5 |
d) Advertisement and publicity |
7 |
7 |
5 |
8 |
1 |
28 |
2 |
2 |
e) Depreciation on bank's property |
126 |
127 |
72 |
56 |
527 |
527 |
4 |
4 |
f) Directors' fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
- |
- |
g) Auditors' fees and expenses |
3 |
3 |
2 |
2 |
4 |
4 |
3 |
3 |
h) Law charges |
39 |
21 |
1 |
0 |
21 |
19 |
1 |
2 |
i) Postage, telegrams, telephones, etc. |
19 |
23 |
61 |
61 |
217 |
219 |
19 |
25 |
j) Repairs and maintenance |
33 |
27 |
33 |
28 |
58 |
63 |
1 |
2 |
k) Insurance |
21 |
19 |
41 |
51 |
124 |
145 |
2 |
3 |
l) Other expenditure |
118 |
151 |
277 |
125 |
1206 |
1382 |
29 |
28 |
V. Provisions and Contingencies |
-1046 |
-114 |
1272 |
1451 |
-315 |
3617 |
58 |
91 |
Total expenses@ |
1797 |
1528 |
2790 |
3844 |
22624 |
14569 |
391 |
405 |
VI. Profit (Loss) during the year |
778 |
294 |
1316 |
1930 |
4028 |
3960 |
60 |
104 |
Total (III+IV+V+VI) |
1529 |
1708 |
5378 |
7225 |
26337 |
22146 |
509 |
600 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)FOREIGN BANKS |
||||||
(Amount in Rs. lakh) |
||||||
Items |
As on March 31 |
|||||
Standard Chartered Bank |
State Bank of Mauritius |
UBS AG # |
||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
|
Income |
|
|
|
|
|
|
I. Interest Earned |
487805 |
564942 |
3705 |
4451 |
|
755 |
a) Interest/Discount on advances/bills |
345699 |
435822 |
1943 |
2902 |
|
- |
b) Income on investments |
123571 |
124303 |
851 |
809 |
|
64 |
c) Interest on balances with RBI and other inter-bank funds |
8700 |
2951 |
911 |
740 |
|
691 |
d) Others |
9835 |
1866 |
- |
- |
|
- |
II. Other Income |
232221 |
309705 |
571 |
307 |
|
- |
a) Commission, exchange and brokerage |
163637 |
188937 |
50 |
83 |
|
- |
b) Net profit (loss) on sale of investments |
-10199 |
-13382 |
264 |
-68 |
|
- |
c) Net profit (loss) on revaluation of investments |
7049 |
25183 |
- |
- |
|
- |
d) Net profit (loss) on sale of land and other assets |
184 |
149 |
- |
- |
|
- |
e) Net profit (loss) on exchange transactions |
36315 |
59195 |
79 |
12 |
|
- |
f) Miscellaneous income |
35235 |
49623 |
178 |
280 |
|
- |
Total (I+II) |
720026 |
874647 |
4276 |
4758 |
|
755 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
212995 |
248962 |
2574 |
3054 |
|
- |
a) Interest on deposits |
164666 |
196241 |
1834 |
2186 |
|
- |
b) Interest on RBI/inter-bank borrowings |
43181 |
36890 |
740 |
868 |
|
- |
c) Others |
5148 |
15831 |
- |
- |
|
- |
IV. Operating Expenses |
205060 |
249973 |
650 |
622 |
|
2573 |
a) Payments to and provisions for employees |
79360 |
105222 |
194 |
184 |
|
1390 |
b) Rent, taxes and lighting |
9547 |
14627 |
28 |
27 |
|
775 |
c) Printing and stationery |
4203 |
4022 |
7 |
5 |
|
5 |
d) Advertisement and publicity |
26338 |
28906 |
1 |
3 |
|
- |
e) Depreciation on bank's property |
3517 |
5572 |
122 |
112 |
|
57 |
f) Directors' fees, allowances and expenses |
- |
- |
- |
- |
|
- |
g) Auditors' fees and expenses |
40 |
54 |
3 |
3 |
|
14 |
h) Law charges |
4526 |
3410 |
5 |
- |
|
1 |
i) Postage, telegrams, telephones, etc. |
6407 |
6954 |
31 |
31 |
|
19 |
j) Repairs and maintenance |
8220 |
7413 |
33 |
35 |
|
80 |
k) Insurance |
3950 |
4555 |
30 |
27 |
|
- |
l) Other expenditure |
58951 |
69238 |
196 |
195 |
|
232 |
V. Provisions and Contingencies |
131350 |
185037 |
541 |
517 |
|
156 |
Total expenses@ |
418054 |
498935 |
3224 |
3676 |
|
2573 |
VI. Profit (Loss) during the year |
170622 |
190675 |
511 |
565 |
|
-1974 |
Total (III+IV+V+VI) |
720026 |
874647 |
4276 |
4758 |
|
755 |
Notes : @ Excluding 'Provisions and Contingencies'. |
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Axis Bank |
Bank of Rajasthan |
Catholic Syrian Bank |
Centurion Bank of Punjab # |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
700532 |
1083548 |
104944 |
138361 |
48126 |
55662 |
218547 |
|
a) Interest/Discount on advances/bills |
474565 |
746586 |
63128 |
91710 |
35517 |
41152 |
175343 |
|
b) Income on investments |
210232 |
305150 |
28364 |
37398 |
11094 |
12744 |
37638 |
|
c) Interest on balances with RBI and other inter-bank funds |
10764 |
21019 |
13081 |
8751 |
1495 |
1686 |
5055 |
|
d) Others |
4971 |
10793 |
371 |
502 |
20 |
80 |
511 |
|
II. Other Income |
179548 |
289687 |
12697 |
12361 |
6049 |
9959 |
63729 |
|
a) Commission, exchange and brokerage |
132070 |
217326 |
4401 |
3787 |
1795 |
1757 |
48388 |
|
b) Net profit (loss) on sale of investments |
22025 |
28843 |
1643 |
3601 |
449 |
4381 |
3474 |
|
c) Net profit (loss) on revaluation of investments |
- |
- |
-1225 |
-777 |
- |
- |
- |
|
d) Net profit (loss) on sale of land and other assets |
-1518 |
-820 |
21 |
-11 |
10 |
176 |
805 |
|
e) Net profit (loss) on exchange transactions |
20748 |
35950 |
787 |
858 |
871 |
1004 |
6464 |
|
f) Miscellaneous income |
6223 |
8388 |
7070 |
4903 |
2924 |
2641 |
4598 |
|
Total (I+II) |
880080 |
1373235 |
117641 |
150722 |
54175 |
65621 |
282276 |
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
441996 |
714928 |
73560 |
99845 |
31718 |
39089 |
149201 |
|
a) Interest on deposits |
374252 |
620892 |
70821 |
96908 |
30763 |
38103 |
137653 |
|
b) Interest on RBI/inter-bank borrowings |
17630 |
28528 |
237 |
215 |
41 |
101 |
7343 |
|
c) Others |
50114 |
65508 |
2502 |
2722 |
914 |
885 |
4205 |
|
IV. Operating Expenses |
215492 |
285821 |
26952 |
31502 |
15111 |
18650 |
97689 |
|
a) Payments to and provisions for employees |
67025 |
99766 |
17494 |
20882 |
9839 |
11922 |
31883 |
|
b) Rent, taxes and lighting |
25293 |
37030 |
2144 |
2449 |
1629 |
2040 |
9654 |
|
c) Printing and stationery |
5400 |
7523 |
331 |
356 |
246 |
237 |
1902 |
|
d) Advertisement and publicity |
7441 |
4632 |
444 |
392 |
84 |
84 |
1253 |
|
e) Depreciation on bank's property |
15811 |
18867 |
1122 |
1185 |
569 |
918 |
7558 |
|
f) Directors' fees, allowances and expenses |
70 |
72 |
47 |
48 |
49 |
57 |
29 |
|
g) Auditors' fees and expenses |
66 |
83 |
50 |
63 |
55 |
67 |
103 |
|
h) Law charges |
519 |
1072 |
272 |
191 |
106 |
80 |
597 |
|
i) Postage, telegrams, telephones, etc. |
10119 |
15024 |
515 |
610 |
226 |
449 |
3687 |
|
j) Repairs and maintenance |
18959 |
22354 |
679 |
711 |
414 |
550 |
6230 |
|
k) Insurance |
7672 |
11368 |
1086 |
1366 |
516 |
570 |
2014 |
|
l) Other expenditure |
57117 |
68030 |
2768 |
3249 |
1378 |
1676 |
32779 |
|
V. Provisions and Contingencies |
115489 |
190952 |
5609 |
7606 |
3692 |
4162 |
23588 |
|
Total expenses@ |
657488 |
1000749 |
100512 |
131347 |
46829 |
57739 |
246890 |
|
VI. Profit (Loss) during the year |
107103 |
181534 |
11520 |
11769 |
3654 |
3720 |
11798 |
|
Total (III+IV+V+VI) |
880080 |
1373235 |
117641 |
150722 |
54175 |
65621 |
282276 |
|
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)OTHER SCHEDULED COMMERCIAL BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
City Union Bank |
Development Credit Bank |
Dhanalakshmi Bank |
Federal Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
59596 |
80440 |
56229 |
64520 |
31249 |
40841 |
251544 |
331538 |
a) Interest/Discount on advances/bills |
47948 |
65533 |
42857 |
49459 |
21961 |
29209 |
182732 |
256425 |
b) Income on investments |
10971 |
14242 |
11432 |
12593 |
6609 |
7903 |
62180 |
70027 |
c) Interest on balances with RBI and other inter-bank funds |
677 |
665 |
1831 |
2468 |
2616 |
3729 |
3747 |
3666 |
d) Others |
- |
- |
109 |
- |
63 |
- |
2885 |
1420 |
II. Other Income |
9028 |
12369 |
17366 |
12013 |
4202 |
7936 |
39472 |
51577 |
a) Commission, exchange and brokerage |
1747 |
2113 |
8446 |
7681 |
1210 |
1013 |
9053 |
10128 |
b) Net profit (loss) on sale of investments |
1235 |
3813 |
1816 |
196 |
140 |
737 |
7505 |
8299 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
0 |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
2 |
4 |
1025 |
473 |
0 |
18 |
-2 |
57 |
e) Net profit (loss) on exchange transactions |
459 |
984 |
1724 |
2241 |
397 |
378 |
3379 |
5102 |
f) Miscellaneous income |
5585 |
5455 |
4355 |
1422 |
2455 |
5790 |
19537 |
27991 |
Total (I+II) |
68624 |
92809 |
73595 |
76533 |
35451 |
48777 |
291016 |
383115 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
39618 |
56183 |
38837 |
44795 |
21350 |
28679 |
164742 |
199992 |
a) Interest on deposits |
38953 |
55622 |
35907 |
40138 |
20488 |
27947 |
152585 |
187324 |
b) Interest on RBI/inter-bank borrowings |
263 |
182 |
2289 |
2931 |
192 |
64 |
2477 |
2517 |
c) Others |
402 |
379 |
641 |
1726 |
670 |
668 |
9680 |
10151 |
IV. Operating Expenses |
10991 |
13952 |
23799 |
24202 |
9654 |
11306 |
46862 |
57145 |
a) Payments to and provisions for employees |
4790 |
6497 |
9713 |
10442 |
4737 |
6256 |
27123 |
31745 |
b) Rent, taxes and lighting |
1373 |
1546 |
3062 |
3544 |
1205 |
1391 |
4532 |
6320 |
c) Printing and stationery |
209 |
296 |
370 |
344 |
122 |
153 |
532 |
645 |
d) Advertisement and publicity |
320 |
339 |
280 |
203 |
33 |
70 |
762 |
841 |
e) Depreciation on bank's property |
1480 |
1594 |
1331 |
1505 |
806 |
755 |
2896 |
4284 |
f) Directors' fees, allowances and expenses |
30 |
22 |
44 |
46 |
18 |
25 |
77 |
99 |
g) Auditors' fees and expenses |
38 |
49 |
42 |
41 |
39 |
53 |
489 |
694 |
h) Law charges |
6 |
9 |
28 |
25 |
46 |
58 |
327 |
337 |
i) Postage, telegrams, telephones, etc. |
309 |
381 |
514 |
622 |
262 |
261 |
660 |
909 |
j) Repairs and maintenance |
448 |
709 |
724 |
704 |
150 |
152 |
1679 |
1667 |
k) Insurance |
550 |
710 |
466 |
620 |
308 |
374 |
2246 |
2630 |
l) Other expenditure |
1323 |
1800 |
7225 |
6106 |
1928 |
1758 |
5539 |
6974 |
V. Provisions and Contingencies |
7842 |
10459 |
7128 |
16343 |
1603 |
3045 |
42607 |
75928 |
Total expenses@ |
50609 |
70135 |
62636 |
68997 |
31004 |
39985 |
211604 |
257137 |
VI. Profit (Loss) during the year |
10173 |
12215 |
3831 |
-8807 |
2844 |
5747 |
36805 |
50050 |
Total (III+IV+V+VI) |
68624 |
92809 |
73595 |
76533 |
35451 |
48777 |
291016 |
383115 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)OTHER SCHEDULED COMMERCIAL BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
HDFC Bank |
ICICI Bank |
IndusInd Bank |
ING Vysya Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
1011500 |
1633227 |
3078834 |
3109255 |
188067 |
230947 |
168044 |
223989 |
a) Interest/Discount on advances/bills |
696673 |
1213675 |
2260099 |
2232383 |
142533 |
179331 |
129689 |
174763 |
b) Income on investments |
287204 |
400796 |
746601 |
740306 |
40347 |
48324 |
35029 |
46984 |
c) Interest on balances with RBI and other inter-bank funds |
27239 |
18426 |
61199 |
51871 |
2192 |
1577 |
2003 |
1522 |
d) Others |
384 |
330 |
10935 |
84695 |
2995 |
1715 |
1323 |
720 |
II. Other Income |
228315 |
329061 |
881075 |
760371 |
29757 |
45625 |
41855 |
54767 |
a) Commission, exchange and brokerage |
171450 |
245730 |
560531 |
562589 |
10098 |
13910 |
25075 |
32930 |
b) Net profit (loss) on sale of investments |
16401 |
41054 |
188022 |
180047 |
1944 |
12155 |
1182 |
3897 |
c) Net profit (loss) on revaluation of investments |
7777 |
-2799 |
-6809 |
-51403 |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
70 |
419 |
6561 |
1751 |
-67 |
-3063 |
338 |
460 |
e) Net profit (loss) on exchange transactions |
28313 |
59861 |
11017 |
841 |
2889 |
7188 |
8298 |
11108 |
f) Miscellaneous income |
4304 |
-15204 |
121753 |
66546 |
14893 |
15435 |
6963 |
6372 |
Total (I+II) |
1239815 |
1962288 |
3959909 |
3869626 |
217824 |
276572 |
209900 |
278756 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
488712 |
891110 |
2348424 |
2272594 |
157986 |
185044 |
118205 |
159027 |
a) Interest on deposits |
438273 |
801545 |
1711024 |
1578516 |
140115 |
157597 |
104620 |
140104 |
b) Interest on RBI/inter-bank borrowings |
24243 |
55649 |
182696 |
200459 |
5584 |
11997 |
3345 |
5146 |
c) Others |
26196 |
33916 |
454704 |
493619 |
12287 |
15450 |
10240 |
13777 |
IV. Operating Expenses |
374562 |
553282 |
815417 |
704509 |
40220 |
54702 |
60950 |
77247 |
a) Payments to and provisions for employees |
130135 |
223820 |
207890 |
197170 |
12190 |
18714 |
30239 |
39222 |
b) Rent, taxes and lighting |
25861 |
50740 |
51664 |
62580 |
3659 |
4964 |
4507 |
5971 |
c) Printing and stationery |
13098 |
16706 |
17421 |
12003 |
1124 |
1309 |
1103 |
1057 |
d) Advertisement and publicity |
11473 |
10868 |
20786 |
14028 |
211 |
1551 |
428 |
419 |
e) Depreciation on bank's property |
27172 |
35991 |
57835 |
67860 |
4016 |
4417 |
3893 |
4082 |
f) Directors' fees, allowances and expenses |
39 |
42 |
42 |
36 |
61 |
55 |
36 |
28 |
g) Auditors' fees and expenses |
82 |
133 |
230 |
227 |
98 |
100 |
61 |
66 |
h) Law charges |
1050 |
1931 |
4537 |
9240 |
1316 |
1287 |
248 |
424 |
i) Postage, telegrams, telephones, etc. |
34988 |
33437 |
33057 |
25385 |
2321 |
2747 |
1916 |
2243 |
j) Repairs and maintenance |
17933 |
30293 |
41987 |
48969 |
3085 |
4170 |
2116 |
2217 |
k) Insurance |
9016 |
13875 |
22495 |
22829 |
1735 |
2022 |
2007 |
2381 |
l) Other expenditure |
103715 |
135446 |
357473 |
244182 |
10404 |
13366 |
14396 |
19137 |
V. Provisions and Contingencies |
217523 |
293402 |
380295 |
516709 |
12113 |
21991 |
15054 |
23604 |
Total expenses@ |
863274 |
1444392 |
3163841 |
2977103 |
198206 |
239746 |
179155 |
236274 |
VI. Profit (Loss) during the year |
159018 |
224494 |
415773 |
375814 |
7505 |
14835 |
15691 |
18878 |
Total (III+IV+V+VI) |
1239815 |
1962288 |
3959909 |
3869626 |
217824 |
276572 |
209900 |
278756 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)OTHER SCHEDULED COMMERCIAL BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Jammu & Kashmir Bank |
Karnataka Bank |
Karur Vysya Bank |
Kotak Mahindra Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
243423 |
298812 |
156045 |
191740 |
110640 |
144610 |
253536 |
306514 |
a) Interest/Discount on advances/bills |
187756 |
229491 |
112299 |
139093 |
85816 |
114034 |
180205 |
249373 |
b) Income on investments |
54135 |
66200 |
43122 |
51383 |
23563 |
27641 |
70831 |
55840 |
c) Interest on balances with RBI and other inter-bank funds |
1532 |
3121 |
251 |
552 |
1116 |
1439 |
1804 |
1172 |
d) Others |
- |
- |
373 |
712 |
145 |
1496 |
696 |
129 |
II. Other Income |
24502 |
24506 |
23744 |
35315 |
18294 |
26520 |
46345 |
35785 |
a) Commission, exchange and brokerage |
8324 |
8342 |
10589 |
10321 |
11866 |
14019 |
22208 |
22375 |
b) Net profit (loss) on sale of investments |
9016 |
7914 |
7820 |
19067 |
3068 |
9358 |
7268 |
-8535 |
c) Net profit (loss) on revaluation of investments |
-1833 |
-1642 |
- |
- |
- |
- |
-5795 |
8423 |
d) Net profit (loss) on sale of land and other assets |
- |
- |
4 |
1 |
4 |
26 |
112 |
27 |
e) Net profit (loss) on exchange transactions |
1203 |
1467 |
2481 |
2889 |
1810 |
1960 |
-2736 |
1310 |
f) Miscellaneous income |
7792 |
8425 |
2850 |
3037 |
1546 |
1157 |
25288 |
12185 |
Total (I+II) |
267925 |
323318 |
179789 |
227055 |
128934 |
171130 |
299881 |
342299 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
162379 |
198786 |
110170 |
144383 |
76536 |
103568 |
130957 |
154660 |
a) Interest on deposits |
157276 |
191479 |
107041 |
140689 |
75311 |
101440 |
96484 |
109669 |
b) Interest on RBI/inter-bank borrowings |
5103 |
7307 |
1392 |
1032 |
851 |
1571 |
19015 |
21991 |
c) Others |
0 |
0 |
1737 |
2662 |
374 |
557 |
15458 |
23000 |
IV. Operating Expenses |
40360 |
47086 |
30558 |
34652 |
21623 |
25759 |
101938 |
119641 |
a) Payments to and provisions for employees |
22577 |
27877 |
18099 |
19041 |
10178 |
12286 |
51923 |
58363 |
b) Rent, taxes and lighting |
2697 |
3076 |
3395 |
4369 |
1962 |
2316 |
8425 |
12975 |
c) Printing and stationery |
451 |
454 |
312 |
356 |
309 |
335 |
2758 |
3356 |
d) Advertisement and publicity |
772 |
736 |
266 |
295 |
734 |
1042 |
2201 |
1986 |
e) Depreciation on bank's property |
3216 |
3251 |
1746 |
1984 |
1960 |
2053 |
5086 |
6956 |
f) Directors' fees, allowances and expenses |
26 |
26 |
30 |
44 |
54 |
70 |
19 |
18 |
g) Auditors' fees and expenses |
561 |
564 |
63 |
99 |
56 |
75 |
95 |
111 |
h) Law charges |
96 |
107 |
119 |
131 |
58 |
63 |
1117 |
1519 |
i) Postage, telegrams, telephones, etc. |
462 |
499 |
461 |
630 |
723 |
1157 |
3408 |
4191 |
j) Repairs and maintenance |
786 |
645 |
896 |
1194 |
629 |
721 |
4628 |
5591 |
k) Insurance |
1794 |
2215 |
1713 |
2098 |
1014 |
1336 |
903 |
1563 |
l) Other expenditure |
6922 |
7636 |
3458 |
4411 |
3946 |
4305 |
21375 |
23012 |
V. Provisions and Contingencies |
29183 |
36462 |
14886 |
21351 |
9943 |
18218 |
37596 |
40389 |
Total expenses@ |
202739 |
245872 |
140728 |
179035 |
98159 |
129327 |
232895 |
274301 |
VI. Profit (Loss) during the year |
36003 |
40984 |
24175 |
26669 |
20832 |
23585 |
29390 |
27609 |
Total (III+IV+V+VI) |
267925 |
323318 |
179789 |
227055 |
128934 |
171130 |
299881 |
342299 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)OTHER SCHEDULED COMMERCIAL BANKS |
||||||||
(Amount in Rs. lakh) |
||||||||
Items |
As on March 31 |
|||||||
Lakshmi Vilas Bank |
Nainital Bank |
Ratnakar Bank |
SBI Comm. & Intl. Bank |
|||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
|
Income |
|
|
|
|
|
|
|
|
I. Interest Earned |
50605 |
65762 |
16868 |
20911 |
10729 |
13787 |
4365 |
5406 |
a) Interest/Discount on advances/bills |
37898 |
51792 |
10386 |
13428 |
6004 |
7744 |
2802 |
3680 |
b) Income on investments |
10310 |
12614 |
3532 |
4160 |
2396 |
3172 |
1062 |
1066 |
c) Interest on balances with RBI and other inter-bank funds |
1365 |
857 |
2931 |
3288 |
2298 |
2871 |
488 |
501 |
d) Others |
1032 |
499 |
19 |
35 |
31 |
- |
13 |
159 |
II. Other Income |
8249 |
10699 |
754 |
1037 |
873 |
1567 |
1380 |
307 |
a) Commission, exchange and brokerage |
2840 |
4257 |
442 |
373 |
357 |
477 |
145 |
137 |
b) Net profit (loss) on sale of investments |
2133 |
3036 |
-315 |
91 |
165 |
654 |
248 |
52 |
c) Net profit (loss) on revaluation of investments |
- |
- |
-13 |
-31 |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
548 |
262 |
- |
- |
2 |
10 |
- |
1 |
e) Net profit (loss) on exchange transactions |
617 |
881 |
- |
- |
- |
- |
161 |
-55 |
f) Miscellaneous income |
2111 |
2263 |
640 |
604 |
349 |
426 |
826 |
172 |
Total (I+II) |
58854 |
76461 |
17622 |
21948 |
11602 |
15354 |
5745 |
5713 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. Interest Expended |
38192 |
50407 |
9300 |
11640 |
5238 |
7444 |
3587 |
3606 |
a) Interest on deposits |
36320 |
48155 |
9034 |
11466 |
5204 |
7410 |
3278 |
3574 |
b) Interest on RBI/inter-bank borrowings |
555 |
1618 |
266 |
3 |
2 |
2 |
309 |
32 |
c) Others |
1317 |
634 |
- |
171 |
32 |
32 |
- |
- |
IV. Operating Expenses |
11645 |
15169 |
3225 |
3894 |
2976 |
3327 |
921 |
957 |
a) Payments to and provisions for employees |
6304 |
7845 |
2044 |
2594 |
1712 |
2050 |
393 |
415 |
b) Rent, taxes and lighting |
978 |
1315 |
277 |
318 |
356 |
404 |
158 |
171 |
c) Printing and stationery |
151 |
151 |
47 |
56 |
43 |
45 |
8 |
8 |
d) Advertisement and publicity |
118 |
174 |
18 |
16 |
23 |
35 |
1 |
4 |
e) Depreciation on bank's property |
858 |
1272 |
180 |
148 |
316 |
346 |
90 |
82 |
f) Directors' fees, allowances and expenses |
43 |
57 |
5 |
7 |
6 |
8 |
14 |
21 |
g) Auditors' fees and expenses |
28 |
31 |
14 |
15 |
8 |
10 |
4 |
4 |
h) Law charges |
47 |
44 |
29 |
22 |
15 |
10 |
9 |
8 |
i) Postage, telegrams, telephones, etc. |
497 |
433 |
56 |
61 |
34 |
43 |
10 |
20 |
j) Repairs and maintenance |
66 |
63 |
50 |
80 |
42 |
71 |
23 |
25 |
k) Insurance |
496 |
593 |
142 |
169 |
93 |
117 |
66 |
65 |
l) Other expenditure |
2059 |
3191 |
363 |
408 |
328 |
188 |
145 |
134 |
V. Provisions and Contingencies |
6490 |
5855 |
2384 |
2811 |
1687 |
1532 |
-48 |
45 |
Total expenses@ |
49837 |
65576 |
12525 |
15534 |
8214 |
10771 |
4508 |
4563 |
VI. Profit (Loss) during the year |
2527 |
5030 |
2713 |
3603 |
1701 |
3051 |
1285 |
1105 |
Total (III+IV+V+VI) |
58854 |
76461 |
17622 |
21948 |
11602 |
15354 |
5745 |
5713 |
Notes : @ Excluding 'Provisions and Contingencies'. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS : 2007-08 AND 2008-09 (Contd.)OTHER SCHEDULED COMMERCIAL BANKS |
||||||
(Amount in Rs. lakh) |
||||||
Items |
As on March 31 |
|||||
South Indian Bank |
Tamilnad Mercantile Bank |
Yes Bank |
||||
2008 |
2009 |
2008 |
2009 |
2008 |
2009 |
|
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
|
Income |
|
|
|
|
|
|
I. Interest Earned |
129124 |
168692 |
76100 |
97715 |
130468 |
200332 |
a) Interest/Discount on advances/bills |
96057 |
127090 |
50595 |
74216 |
93037 |
148781 |
b) Income on investments |
27271 |
35881 |
21655 |
22400 |
36068 |
49970 |
c) Interest on balances with RBI and other inter-bank funds |
5796 |
5721 |
714 |
732 |
1052 |
1151 |
d) Others |
- |
- |
3136 |
367 |
311 |
430 |
II. Other Income |
14258 |
16427 |
13070 |
13584 |
36067 |
43502 |
a) Commission, exchange and brokerage |
2809 |
2816 |
3510 |
4058 |
20508 |
22577 |
b) Net profit (loss) on sale of investments |
3157 |
3541 |
962 |
745 |
5909 |
14864 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-16 |
77 |
2 |
-2 |
-1 |
-16 |
e) Net profit (loss) on exchange transactions |
1569 |
2448 |
1633 |
1919 |
2198 |
2623 |
f) Miscellaneous income |
6739 |
7545 |
6963 |
6864 |
7453 |
3454 |
Total (I+II) |
143382 |
185119 |
89170 |
111299 |
166535 |
243834 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
91510 |
116404 |
49880 |
64343 |
97411 |
149214 |
a) Interest on deposits |
89481 |
113697 |
46234 |
63810 |
85401 |
122705 |
b) Interest on RBI/inter-bank borrowings |
680 |
1429 |
199 |
207 |
5948 |
14440 |
c) Others |
1349 |
1278 |
3447 |
326 |
6062 |
12069 |
IV. Operating Expenses |
24807 |
32846 |
16850 |
20427 |
34116 |
41853 |
a) Payments to and provisions for employees |
14635 |
21418 |
10140 |
12435 |
20241 |
21802 |
b) Rent, taxes and lighting |
2175 |
2713 |
1374 |
1662 |
3170 |
5634 |
c) Printing and stationery |
819 |
392 |
346 |
448 |
384 |
431 |
d) Advertisement and publicity |
354 |
549 |
324 |
269 |
167 |
148 |
e) Depreciation on bank's property |
1219 |
1390 |
966 |
932 |
1923 |
3010 |
f) Directors' fees, allowances and expenses |
35 |
37 |
43 |
17 |
26 |
38 |
g) Auditors' fees and expenses |
107 |
130 |
31 |
38 |
34 |
38 |
h) Law charges |
101 |
98 |
33 |
71 |
191 |
65 |
i) Postage, telegrams, telephones, etc. |
634 |
760 |
465 |
510 |
735 |
904 |
j) Repairs and maintenance |
661 |
905 |
577 |
715 |
297 |
390 |
k) Insurance |
1319 |
1557 |
638 |
813 |
208 |
135 |
l) Other expenditure |
2748 |
2897 |
1913 |
2517 |
6740 |
9258 |
V. Provisions and Contingencies |
11903 |
16393 |
9766 |
11507 |
15006 |
22381 |
Total expenses@ |
116317 |
149250 |
66730 |
84770 |
131527 |
191067 |
VI. Profit (Loss) during the year |
15162 |
19476 |
12674 |
15022 |
20002 |
30386 |
Total (III+IV+V+VI) |
143382 |
185119 |
89170 |
111299 |
166535 |
243834 |
Notes : @ Excluding 'Provisions and Contingencies'. |