Table No 4.2 Interest rate range and type of account-wise classification of outstanding loans and advances of scheduled commercial banks - આરબીઆઈ - Reserve Bank of India
Table No 4.2 Interest rate range and type of account-wise classification of outstanding loans and advances of scheduled commercial banks
(Amount in ` Million) |
|||||||||
INTEREST RATE RANGE |
CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
||||||
No. of Accounts |
Credit Limit |
Amount Outsta nding |
No. of Accounts |
Credit Limit |
Amount Outsta nding |
No. of Accounts |
Credit Limit |
Amount Outsta nding |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
Less than 6% |
8,688 |
30915.9 |
21796.5 |
5,547 |
131294.5 |
14908.6 |
21,481 |
187311.7 |
124341.4 |
6% and above but less than 10% |
127,499 |
200871.8 |
169609.8 |
430,731 |
571564.9 |
350142.3 |
1,501,747 |
927443.9 |
655634.3 |
10% and above but less than12% |
101,204 |
2410498.1 |
1579668.9 |
343,037 |
2763383.5 |
928455.4 |
396,600 |
2616847.0 |
1852160.3 |
12% and above but less than 13% |
114,045 |
1424489.6 |
920039.9 |
134,074 |
464017.2 |
257656.5 |
215,471 |
1002535.3 |
593036.9 |
13% and above but less than 14% |
202,752 |
2965820.8 |
1578903.4 |
86,826 |
495481.8 |
288727.4 |
409,474 |
1222387.6 |
570589.8 |
14% and above but less than 15% |
425,805 |
2316085.5 |
1767135.4 |
179,550 |
462564.2 |
326635.7 |
326,667 |
476579.0 |
361016.0 |
15% and above but less than 16% |
336,160 |
2113216.7 |
1587582.2 |
119,374 |
700332.2 |
301707.9 |
221,137 |
300834.0 |
195177.3 |
16% and above but less than 17% |
83,194 |
672020.1 |
543395.2 |
59,472 |
167531.8 |
119829.8 |
54,229 |
145546.5 |
55308.8 |
17% and above but less than 18% |
31,467 |
221237.5 |
191049.9 |
24,568 |
83959.0 |
51617.4 |
62,492 |
112936.6 |
33669.4 |
18% and above but less than 20% |
20,266 |
253173.5 |
116663.2 |
26,185 |
295154.8 |
67605.5 |
28,310 |
82399.7 |
34599.8 |
20% and above |
14,495 |
153079.0 |
39120.2 |
21,129 |
30233.9 |
19691.7 |
1,184,022 |
460376.0 |
81501.8 |
TOTAL LOANS & ADVANCES |
1,465,575 |
12761408.5 |
8514964.6 |
1,430,493 |
6165517.7 |
2726978.1 |
4,421,630 |
7535197.2 |
4557035.9 |
INTEREST RATE RANGE |
MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
||||||
No. of Accounts |
Credit Limit |
Amount Outsta nding |
No. of Accounts |
Credit Limit |
Amount Outsta nding |
No. of Accounts |
Credit Limit |
Amount Outsta nding |
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
Less than 6% |
30,011 |
175879.2 |
81922.5 |
53,320 |
135853.1 |
121281.1 |
5,917 |
947641.4 |
250181.0 |
6% and above but less than 10% |
412,118 |
1034117.0 |
575863.9 |
1,404,920 |
2513581.0 |
1840118.4 |
6,794 |
518336.3 |
121807.5 |
10% and above but less than12% |
738,916 |
3306529.6 |
2450028.6 |
2,690,797 |
6959125.9 |
5272714.8 |
10,704 |
842627.5 |
460798.8 |
12% and above but less than 13% |
506,604 |
1319164.5 |
962821.0 |
1,744,478 |
4310738.0 |
3077823.8 |
7,581 |
149132.3 |
108636.0 |
13% and above but less than 14% |
373,440 |
1024830.4 |
784376.8 |
1,596,385 |
4076520.3 |
2863525.8 |
2,300 |
77727.1 |
19695.1 |
14% and above but less than 15% |
310,516 |
843483.7 |
608886.8 |
1,624,819 |
3765885.0 |
2483193.6 |
997 |
42242.9 |
27637.4 |
15% and above but less than 16% |
271,302 |
660065.4 |
470813.1 |
1,418,867 |
2356835.2 |
1681296.8 |
8,073 |
1006616.3 |
34837.1 |
16% and above but less than 17% |
126,102 |
262198.8 |
171323.4 |
349,386 |
827148.2 |
584229.1 |
1,107 |
8280.4 |
5500.9 |
17% and above but less than 18% |
74,153 |
151423.8 |
73515.1 |
215,775 |
317537.0 |
221582.9 |
251 |
3951.7 |
2393.3 |
18% and above but less than 20% |
103,979 |
121429.1 |
61520.1 |
195,054 |
226345.0 |
129862.1 |
107 |
6504.9 |
4060.9 |
20% and above |
39,157 |
57608.3 |
33066.5 |
44,414 |
62823.1 |
45434.2 |
397 |
20865.4 |
17943.7 |
TOTAL LOANS & ADVANCES |
2,986,298 |
8956729.7 |
6274137.8 |
11,338,215 |
25552391.7 |
18321062.7 |
44,228 |
3623926.2 |
1053491.7 |
See Notes on Tables. |