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Table No. 1.12 - Population Group -Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1998

 
 
 
 
 
 

(Amount in Rupees Lakh)


     

RURAL


SEMI-URBAN


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstand-

Accounts

Limit

Outstand-

       
 

ing


 
 

ing


 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

134,21,890

10963,75

10100,14

58,09,638

5427,90

5121,12

 

1.

Direct Finance

132,71,520

10824,68

9967,88

57,47,678

5357,38

5054,35

 

2.

Indirect Finance

1,50,370

139,07

132,27

61,960

70,52

66,77

II.

INDUSTRY

20,16,680

1389,38

1277,28

8,61,503

838,53

804,25

 

1.

Food Manufacturing & Processing

17,683

16,32

15,92

13,493

14,10

13,59

 

2.

Other Industries

19,98,997

1373,07

1261,36

8,48,010

824,42

790,66

III.

TRANSPORT OPERATORS

4,62,291

367,48

333,54

2,06,827

207,36

193,39

IV.

PROFESSIONAL AND OTHER SERVICES

8,83,523

640,37

585,19

5,19,352

451,33

424,52

V.

PERSONAL LOANS

23,95,354

2585,25

2361,06

24,14,764

2849,01

2653,30

 

1.

Loans for Purchase of Consumer Durables

1,68,727

208,20

175,40

2,29,180

296,80

257,14

 

2.

Loans for Housing

1,00,179

150,06

144,61

1,17,090

192,67

185,79

 

3.

Rest of the Personal Loans

21,26,448

2226,99

2041,05

20,68,494

2359,54

2210,38

VI.

TRADE

42,75,854

3240,55

2968,50

21,00,635

1963,71

1828,98

 

1.

Wholesale Trade

1,41,071

149,63

138,93

77,789

99,32

93,26

 

2.

Retail Trade

41,34,783

3090,92

2829,57

20,22,846

1864,40

1735,72

VII. ALL OTHERS


15,37,547


1268,34


1205,10


13,65,213


1422,94


1371,21


TOTAL BANK CREDIT

249,93,139

20455,12

18830,81

132,77,932

13160,77

12396,77

OF WHICH:

1. Artisans & Village Industries

13,93,449

862,97

779,08

4,12,472

327,50

308,58

 

2. Other Small Scale Industries


4,86,958


416,65


395,18


3,51,980


413,69


402,01


 
 
 
 
 
 
 
 
 
     

URBAN / METROPOLITAN


ALL-INDIA


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstand-

Accounts

Limit

Outstand-

       
 

ing


 
 

ing


 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

10,38,447

1086,19

1062,97

202,69,975

17477,84

16284,23

 

1.

Direct Finance

10,03,988

1039,04

1017,05

200,23,186

17221,10

16039,28

 

2.

Indirect Finance

34,459

47,15

45,92

2,46,789

256,74

244,95

II.

INDUSTRY

5,61,153

759,89

766,72

34,39,336

2987,80

2848,25

 

1.

Food Manufacturing & Processing

7,228

11,29

10,86

38,404

41,71

40,37

 

2.

Other Industries

5,53,925

748,60

755,86

34,00,932

2946,09

2807,89

III.

TRANSPORT OPERATORS

1,39,807

177,16

166,22

8,08,925

752,00

693,15

IV.

PROFESSIONAL AND OTHER SERVICES

3,73,216

413,61

396,96

17,76,091

1505,30

1406,67

V.

PERSONAL LOANS

37,36,280

4723,45

4235,08

85,46,398

10157,71

9249,45

 

1.

Loans for Purchase of Consumer Durables

3,59,535

469,32

412,91

7,57,442

974,32

845,45

 

2.

Loans for Housing

1,99,563

321,42

308,41

4,16,832

664,15

638,80

 

3.

Rest of the Personal Loans

31,77,182

3932,71

3513,77

73,72,124

8519,24

7765,20

VI.

TRADE

11,22,195

1257,70

1198,93

74,98,684

6461,97

5996,41

 

1.

Wholesale Trade

58,158

90,26

88,99

2,77,018

339,21

321,19

 

2.

Retail Trade

10,64,037

1167,44

1109,94

72,21,666

6122,76

5675,22

VII. ALL OTHERS


15,86,224


2045,01


2040,74


44,88,984


4736,29


4617,05


TOTAL BANK CREDIT

85,57,322

10463,02

9867,62

468,28,393

44078,91

41095,20

OF WHICH:

1. Artisans & Village Industries

1,36,187

135,22

132,10

19,42,108

1325,70

1219,76

 

2. Other Small Scale Industries


3,08,169


471,62


477,29


11,47,107


1301,95


1274,48


See Notes on Tables.

           

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