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Table No. 1.17 - Population Group-Wise Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

 

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

 

1

2

3

4

5

6

I.

AGRICULTURE

189,64,438

62952,80

54464,03

104,27,520

39784,29

35303,33

 

1.

Direct Finance

185,57,574

61704,24

53439,13

102,73,344

39154,08

34773,93

 

2.

Indirect Finance

4,06,864

1248,56

1024,90

1,54,176

630,21

529,40

II.

INDUSTRY

10,45,245

3091,61

2443,53

6,35,811

3192,46

2623,84

III.

TRANSPORT OPERATORS

1,56,922

745,58

577,02

97,144

647,50

528,35

IV.

PROFESSIONAL AND OTHER SERVICES

5,09,788

1608,37

1295,36

3,94,064

1693,50

1330,99

V.

PERSONAL LOANS

39,32,118

21017,68

16538,52

49,54,426

29906,17

23575,72

 

1.

Loans for Purchase of Consumer Durables

3,82,624

2221,92

1709,88

3,59,634

2155,05

1743,72

 

2.

Loans for Housing

4,48,433

4031,06

3364,32

6,15,667

5865,90

4897,77

 

3.

Rest of the Personal Loans

31,01,061

14764,69

11464,32

39,79,125

21885,22

16934,22

VI.

TRADE

25,62,418

8702,24

6961,22

16,34,592

7372,71

6057,34

 

1.

Wholesale Trade

1,14,265

803,07

652,37

93,269

654,35

564,99

 

2.

Retail Trade

24,48,153

7899,17

6308,84

15,41,323

6718,36

5492,35

VII.

FINANCE

42,691

164,41

125,75

29,884

129,97

103,00

VIII.

ALL OTHERS

19,54,622

6302,15

5269,92

18,29,522

6886,59

5943,63

TOTAL BANK CREDIT

291,68,242

104584,84

87675,34

200,02,963

89613,19

75466,19

OF WHICH : 1. Artisans and Village & Tiny Industries

6,58,482

1467,21

1117,07

2,28,586

834,58

669,93

 

 

2. Other Small Scale Industries

1,91,552

716,09

584,65

1,54,686

779,43

646,56


OCCUPATION

URBAN / METROPOLITAN

ALL-INDIA

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

 

 

 

7

8

9

10

11

12

I.

AGRICULTURE

21,86,152

9353,20

8272,43

315,78,110

112090,30

98039,79

 

1.

Direct Finance

21,30,019

9027,60

7986,41

309,60,937

109885,92

96199,47

 

2.

Indirect Finance

56,133

325,60

286,02

6,17,173

2204,37

1840,32

II.

INDUSTRY

7,98,309

6874,08

5672,71

24,79,365

13158,15

10740,08

III.

TRANSPORT OPERATORS

2,85,521

2638,96

2204,78

5,39,587

4032,04

3310,15

IV.

PROFESSIONAL AND OTHER SERVICES

14,52,161

6859,65

4803,55

23,56,013

10161,52

7429,90

V.

PERSONAL LOANS

264,78,617

142429,30

74997,52

353,65,161

193353,14

115111,76

 

1.

Loans for Purchase of Consumer
Durables

10,42,944

7876,08

5437,63

17,85,202

12253,05

8891,23

 

2.

Loans for Housing

11,06,984

12566,23

10500,45

21,71,084

22463,19

18762,55

 

3.

Rest of the Personal Loans

243,28,689

121986,99

59059,44

314,08,875

158636,90

87457,98

VI.

TRADE

15,80,608

9849,98

8074,72

57,77,618

25924,92

21093,27

 

1.

Wholesale Trade

3,29,860

2500,12

1901,50

5,37,394

3957,54

3118,87

 

2.

Retail Trade

12,50,748

7349,85

6173,21

52,40,224

21967,38

17974,40

VII.

FINANCE

56,540

515,49

473,68

1,29,115

809,87

702,43

VIII.

ALL OTHERS

23,38,285

14431,42

11254,00

61,22,429

27620,16

22467,55

 

 

 

 

 

 

 

 

 

TOTAL BANK CREDIT

351,76,193

192952,07

115753,39

843,47,398

387150,10

278894,92

OF WHICH : 1. Artisans and Village
& Tiny Industries

91,397

466,70

291,03

9,78,465

2768,48

2078,03

 

 

2. Other Small Scale Industries

2,07,101

1571,29

1319,76

5,53,339

3066,81

2550,97

See Notes on Tables.

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