Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997 - આરબીઆઈ - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997
| | | | | | | (Amount in Rupees Lakh) | ||
CASH CREDIT | OVERDRAFTS | DEMAND LOANS | |||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |
INTEREST RATE RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | standing | | | standing | | | standing |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
Less than 6% | 9 | 8,00 | 6,27 | 5 | 61 | 60 | 24 | 6,58 | 5,04 |
6% and above but less than 10% | 1,483 | 88,42 | 74,31 | 328 | 137,18 | 109,93 | 1,247 | 66,63 | 56,12 |
10% and above but less than 12% | 4,003 | 275,96 | 224,86 | 2,486 | 194,53 | 146,19 | 4,954 | 154,29 | 142,95 |
12% and above but less than 14% | 48,603 | 3522,56 | 2198,18 | 67,763 | 2304,09 | 1474,21 | 1,08,733 | 1910,95 | 1552,63 |
14% and above but less than 15% | 3,48,411 | 6223,06 | 4952,66 | 1,08,333 | 2351,12 | 1833,46 | 2,05,492 | 2702,12 | 2249,03 |
15% and above but less than 16% | 86,203 | 8342,99 | 6313,96 | 83,834 | 3915,40 | 3011,27 | 1,22,330 | 3751,97 | 3108,18 |
16% and above but less than 17% | 67,422 | 10092,23 | 7948,49 | 21,523 | 1351,90 | 971,52 | 23,664 | 3850,81 | 3119,96 |
17% and above but less than 18% | 1,22,304 | 21677,65 | 17149,29 | 43,369 | 2987,76 | 2076,11 | 55,831 | 6742,10 | 5443,27 |
18% and above but less than 20% | 1,24,017 | 35265,29 | 26804,19 | 44,603 | 5066,37 | 4114,80 | 1,26,430 | 11778,29 | 10319,33 |
20% and above | 67,139 | 13808,72 | 11501,70 | 54,310 | 6170,29 | 5139,15 | 42,152 | 5043,87 | 4491,50 |
Total Loans & Advances | 8,69,594 | 99304,88 | 77173,92 | 4,26,554 | 24479,25 | 18877,25 | 6,90,857 | 36007,61 | 30488,02 |
| | | | | | | | | |
MEDIUM TERM LOANS | LONG TERM LOANS | PACKING CREDIT | |||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |
INTEREST RATE RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | standing | | | standing | | | standing |
| 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
Less than 6% | 2,618 | 43,31 | 31,57 | 2,45,115 | 2767,86 | 2438,16 | - | - | - |
6% and above but less than 10% | 11,318 | 117,32 | 94,96 | 39,729 | 561,32 | 496,43 | 395 | 381,84 | 327,34 |
10% and above but less than 12% | 19,515 | 295,95 | 236,23 | 1,28,543 | 2404,45 | 2238,61 | 132 | 35,71 | 28,51 |
12% and above but less than 14% | 1,37,938 | 2531,43 | 2378,80 | 1,65,323 | 3873,51 | 3463,11 | 14,045 | 16297,66 | 12480,12 |
14% and above but less than 15% | 4,65,477 | 4774,79 | 4073,45 | 9,89,588 | 12720,77 | 10539,51 | 6,371 | 313,72 | 241,58 |
15% and above but less than 16% | 1,45,545 | 2682,68 | 2310,47 | 2,92,553 | 6824,51 | 5740,65 | 1,872 | 1039,31 | 671,68 |
16% and above but less than 17% | 46,175 | 1909,80 | 1725,06 | 87,850 | 4686,80 | 4109,80 | 815 | 584,74 | 429,31 |
17% and above but less than 18% | 1,03,183 | 5861,73 | 5514,44 | 1,65,476 | 8629,83 | 7389,77 | 969 | 470,97 | 316,65 |
18% and above but less than 20% | 73,045 | 6255,08 | 5643,27 | 1,29,315 | 11691,19 | 10071,81 | 3,255 | 2371,07 | 1847,36 |
20% and above | 1,11,755 | 3372,86 | 3108,95 | 64,430 | 5956,51 | 5435,81 | 220 | 57,64 | 39,59 |
Total Loans & Advances | 11,16,569 | 27844,95 | 25117,21 | 23,07,922 | 60116,77 | 51923,66 | 28,074 | 21552,66 | 16382,15 |
See Notes on Tables |