Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1996 - આરબીઆઈ - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
March 1996
(Amount in Rupees Lakh) | |||||||||||
CASH CREDIT | OVERDRAFTS | DEMAND LOANS | |||||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | | Standing | | | | standing | | | | Standing |
| 1 | 2 | 3 | | 4 | 5 | 6 | | 7 | 8 | 9 |
Less than 6% | 8 | 2,30 | 2,24 | 3 | 82 | 82 | 23 | 25 | 12 | ||
6% and above but less than 10% | 1,903 | 224,62 | 156,50 | 590 | 204,68 | 142,56 | 5,262 | 121,94 | 98,72 | ||
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10% and above but less than 12% | 4,207 | 286,55 | 232,87 | 5,851 | 232,02 | 188,65 | 8,174 | 152,02 | 131,46 | ||
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12% and above but less than 14% | 56,651 | 2524,84 | 1942,90 | 68,342 | 2123,23 | 1508,97 | 91,568 | 1589,14 | 1363,87 | ||
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14% and above but less than 15% | 2,45,629 | 3917,09 | 3386,65 | 66,442 | 1321,03 | 985,68 | 1,00,674 | 1117,23 | 1015,61 | ||
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15% and above but less than 16% | 94,327 | 5846,02 | 4534,72 | 46,427 | 2387,37 | 1767,76 | 49,928 | 1643,39 | 1518,13 | ||
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16% and above but less than 17% | 68,576 | 9713,88 | 8189,36 | 16,816 | 1370,56 | 1048,72 | 14,198 | 1179,30 | 1087,27 | ||
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17% and above but less than 18% | 1,09,607 | 23449,49 | 19322,59 | 35,941 | 2746,77 | 2181,15 | 28,717 | 2601,21 | 2009,16 | ||
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18% and above but less than 20% | 97,164 | 28697,55 | 22504,18 | 32,015 | 3028,28 | 2624,40 | 26,579 | 7104,25 | 5274,87 | ||
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20% and above | 88,794 | 21169,19 | 17779,53 | 50,228 | 7230,08 | 5683,45 | 17,306 | 5824,36 | 4984,23 | ||
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Total Loans & Advances | 7,66,866 | 95831,53 | 78051,54 | | 3,22,655 | 20644,84 | 16132,16 | | 3,42,429 | 21333,10 | 17483,45 |
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MEDIUM TERM LOANS | LONG TERM LOANS | PACKING CREDIT | |||||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | | Standing | | | | standing | | | | Standing |
| 10 | 11 | 12 | | 13 | 14 | 15 | | 16 | 17 | 18 |
Less than 6% | 80 | 76 | 66 | 2,53,677 | 2682,99 | 2409,43 | - | - | - | ||
6% and above but less than 10% | 3,174 | 101,06 | 81,71 | 34,887 | 535,83 | 477,35 | 1,152 | 706,99 | 570,94 | ||
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10% and above but less than 12% | 11,608 | 271,43 | 219,87 | 1,16,490 | 2222,84 | 2068,48 | 118 | 29,52 | 17,68 | ||
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12% and above but less than 14% | 2,01,292 | 2137,70 | 1961,43 | 2,12,037 | 3703,05 | 3253,55 | 13,244 | 14820,45 | 11426,23 | ||
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14% and above but less than 15% | 3,59,377 | 3695,31 | 3239,48 | 6,95,312 | 7815,30 | 6710,18 | 3,624 | 342,68 | 310,28 | ||
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15% and above but less than 16% | 1,79,205 | 3759,67 | 3422,70 | 3,22,991 | 6507,56 | 5489,67 | 2,195 | 1001,21 | 766,94 | ||
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16% and above but less than 17% | 45,676 | 1445,80 | 1286,22 | 81,513 | 3741,55 | 3340,74 | 779 | 275,77 | 225,86 | ||
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17% and above but less than 18% | 2,16,519 | 5624,61 | 4964,49 | 1,70,339 | 8331,20 | 6097,44 | 892 | 424,17 | 311,73 | ||
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18% and above but less than 20% | 93,366 | 4080,55 | 3630,86 | 1,03,430 | 8850,10 | 7754,23 | 2,642 | 1822,43 | 1512,21 | ||
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20% and above | 74,268 | 4045,08 | 3755,39 | | 52,802 | 6240,55 | 5708,20 | | 304 | 139,72 | 105,64 |
Total Loans & Advances | 11,84,565 | 25161,96 | 22562,81 | | 20,43,478 | 50630,96 | 43309,27 | | 24,950 | 19562,94 | 15247,52 |
See Notes on Tables |