Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 1 of 5) - આરબીઆઈ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 1 of 5)
RURAL | | | | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | |||||||||||||
AND ITS ASSOCIATES | | | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out | Accounts | Limit | Out- | |||||||
| | standing | | | standing | | | standing | |||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |||
I. | AGRICULTURE | 26,83,996 | 4872,14 | 4077,83 | 62,57,795 | 10369,05 | 9257,10 | 1 | 38 | 1 | |||||
1. | Direct Finance | 26,60,867 | 4453,44 | 3868,82 | 61,96,095 | 9540,44 | 8571,93 | 1 | 38 | 1 | |||||
2. | Indirect Finance | 23,129 | 418,70 | 209,01 | 61,700 | 828,60 | 685,17 | - | - | - | |||||
II. | INDUSTRY | 3,41,848 | 5341,70 | 3983,94 | 7,78,565 | 7297,50 | 6289,05 | 469 | 1335,74 | 921,32 | |||||
1. | Mining & Quarrying | 1,352 | 81,71 | 58,36 | 2,488 | 432,29 | 404,02 | 1 | 5 | 5 | |||||
2. | Food Manufacturing & Processing | 14,415 | 703,75 | 461,31 | 28,857 | 1016,86 | 873,69 | 2 3 | 84,69 | 62,84 | |||||
(a) | Rice Mills, Flour & Dal Mills | 4,464 | 155,08 | 115,78 | 9,694 | 226,83 | 185,31 | - | - | - | |||||
(b) | Sugar | 8 1 | 217,72 | 155,20 | 219 | 326,61 | 302,60 | 1 | 2,00 | 2,09 | |||||
(c) | Edible Oils & Vanaspati | 1,688 | 106,18 | 77,04 | 4,234 | 115,50 | 109,49 | - | - | - | |||||
(d) | Tea Processing | 7 6 | 136,43 | 39,71 | 181 | 110,70 | 100,05 | 6 | 25,46 | 15,73 | |||||
(e) | Processing of Fruits & Vegetables | 12 | 13,09 | 10,54 | 660 | 22,11 | 16,17 | 1 | 5,00 | 50 | |||||
(f) | Others | 7,994 | 75,24 | 63,05 | 13,869 | 215,10 | 160,07 | 5 1 | 52,23 | 44,52 | |||||
3. | Beverage & Tobacco | 264 | 23,91 | 20,39 | 818 | 51,41 | 41,88 | 5 1 | 123,50 | 38,57 | |||||
4. | Textiles | 5,973 | 567,80 | 450,62 | 11,899 | 890,50 | 741,38 | 3 7 | 200,84 | 175,66 | |||||
(a) | Cotton Textiles | 1,655 | 325,71 | 234,79 | 2,581 | 392,33 | 318,35 | 9 3 | 138,33 | 130,76 | |||||
(b) | Jute Textiles | 114 | 2,09 | 1,86 | 197 | 15,73 | 8,42 | - | - | - | |||||
(c) | Handloom Textiles & Khadi | 794 | 16,47 | 14,09 | 1,712 | 18,43 | 17,25 | - | - | - | |||||
(d) | Other Textiles | 3,410 | 223,53 | 199,87 | 7,409 | 464,00 | 397,37 | 4 3 | 62,50 | 44,90 | |||||
5. | Paper, Paper Products & Printing | 1,192 | 123,79 | 103,19 | 2,941 | 223,77 | 207,90 | 1 5 | 38,85 | 38,16 | |||||
6. | Leather & Leather Products | 458 | 34,49 | 34,69 | 1,415 | 59,65 | 51,14 | 1 | 80 | 28 | |||||
7. | Rubber & Rubber Products | 467 | 108,06 | 93,72 | 642 | 113,20 | 102,24 | 1 | 21,74 | 11,95 | |||||
8. | Chemicals & Chemical Products | 2,172 | 677,95 | 492,69 | 4,674 | 1035,45 | 816,94 | 0 9 | 216,89 | 168,87 | |||||
(a) | Heavy Industrial Chemicals | 140 | 90,96 | 53,44 | 294 | 165,05 | 135,57 | 0 1 | 24,62 | 19,52 | |||||
(b) | Fertilisers | 117 | 95,46 | 87,30 | 84 | 198,96 | 153,24 | 2 | 86 | 72 | |||||
(c) | Drugs & Pharmaceuticals | 363 | 176,12 | 149,11 | 679 | 166,41 | 134,86 | 0 3 | 114,21 | 88,88 | |||||
(d) | Non-Edible Oils | 9 8 | 3,88 | 3,73 | 216 | 16,67 | 17,10 | - | - | - | |||||
(e) | Other Chemicals & Chemical Products | 1,463 | 311,53 | 199,10 | 3,401 | 488,36 | 376,18 | 8 4 | 77,21 | 59,75 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 343 | 870,18 | 426,65 | 411 | 72,33 | 62,22 | 2 | 9,50 | 7,11 | |||||
10. | Manufacture of Cement & Cement Products | 674 | 108,21 | 82,04 | 1,599 | 167,93 | 150,83 | 3 | 6,32 | 5,90 | |||||
11. | Basic Metals & Metal Products | 3,183 | 662,08 | 548,11 | 6,322 | 658,74 | 540,61 | 5 3 | 115,89 | 65,91 | |||||
(a) | Iron & Steel | 560 | 297,99 | 238,82 | 1,226 | 416,05 | 355,78 | 8 | 28,14 | 17,57 | |||||
(b) | Non-Ferrous Metals | 134 | 82,78 | 71,13 | 214 | 66,97 | 52,93 | 3 1 | 77,87 | 42,03 | |||||
(c) | Other Metal Products | 2,489 | 281,31 | 238,16 | 4,882 | 175,73 | 131,89 | 4 1 | 9,88 | 6,30 | |||||
12. | Engineering | 3,867 | 622,05 | 562,33 | 6,247 | 711,29 | 645,27 | 115 | 270,81 | 162,65 | |||||
(a) | Heavy Engineering | 550 | 306,80 | 269,68 | 902 | 153,10 | 167,97 | 35 | 74,90 | 48,07 | |||||
(b) | Light Engineering | 1,729 | 74,88 | 62,21 | 2,660 | 177,08 | 147,68 | 7 3 | 81,13 | 38,29 | |||||
(c) | Electrical Machinery & Goods | 885 | 137,70 | 130,01 | 1,535 | 198,12 | 163,63 | 1 5 | 31,93 | 21,74 | |||||
(d) | Electronic Machinery & Goods | 703 | 102,67 | 100,42 | 1,150 | 182,99 | 165,99 | 2 8 | 82,86 | 54,54 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,912 | 123,46 | 83,81 | 3,547 | 253,05 | 203,83 | 4 5 | 151,36 | 112,13 | |||||
14. | Other Industries | 3,04,685 | 582,33 | 526,28 | 7,03,886 | 1306,52 | 1211,26 | 9 2 | 71,98 | 60,98 | |||||
15. | Electricity, Gas & Water | 29 | 21,20 | 9,63 | 1,060 | 240,59 | 177,21 | - | - | - | |||||
(a) | Electricity Generation & Transmission | 258 | 18,95 | 7,58 | 757 | 226,79 | 165,01 | - | - | - | |||||
(b) | Non-Conventional Energy | 16 | 65 | 43 | 135 | 9,03 | 8,37 | - | - | - | |||||
(c) | Gas, Steam & Water Supply | 25 | 1,60 | 1,62 | 168 | 4,77 | 3,82 | - | - | - | |||||
16. | Construction | 592 | 30,72 | 30,13 | 1,759 | 63,92 | 58,62 | 2 | 22,50 | 10,27 | |||||
III. | TRANSPORTOPERATORS | 77,228 | 441,29 | 323,77 | 2,02,903 | 965,45 | 771,40 | 2 | 5,50 | 4,43 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 47,645 | 190,46 | 153,97 | 4,70,581 | 828,04 | 703,56 | 8 1 | 18,97 | 6,78 | |||||
V. | PERSONALLOANS | 7,51,653 | 1663,95 | 1451,42 | 11,16,300 | 2976,55 | 2678,71 | 7 5 | 1,52 | 79 | |||||
1. | Loans for Purchase of Consumer Durables | 50,807 | 86,76 | 74,78 | 60,554 | 99,91 | 82,89 | 1 | 5 | 5 | |||||
2. | Loans for Housing | 41,779 | 354,54 | 295,73 | 1,18,937 | 781,85 | 698,98 | 1 4 | 21 | 21 | |||||
3. | Rest of the Personal Loans | 6,59,067 | 1222,64 | 1080,91 | 9,36,809 | 2094,80 | 1896,83 | 0 6 | 1,26 | 53 | |||||
VI. | TRADE | 7,50,386 | 1494,89 | 1315,85 | 17,42,656 | 4510,11 | 4234,43 | 9 | 25,01 | 22,60 | |||||
1. | Wholesale Trade | 53,100 | 369,85 | 343,15 | 74,044 | 2211,53 | 2167,73 | 7 | 18,16 | 17,21 | |||||
2. | Retail Trade | 6,97,286 | 1125,04 | 972,70 | 16,68,612 | 2298,58 | 2066,70 | 2 | 6,84 | 5,39 | |||||
VII. | FINANCE | 296 | 197,27 | 167,06 | 1,725 | 86,95 | 73,10 | 1 | 60 | 60 | |||||
VIII. | ALL OTHERS 1,03,083 | 645,80 | 547,99 | 8,40,580 | 1289,84 | 1150,05 | | 8 | 17,26 | 16,54 | |||||
TOTALBANKCREDIT | 47,56,135 | 14847,49 | 12021,82 | 114,11,105 | 28323,49 | 25157,39 | 583 | 1404,98 | 973,08 | ||||||
OF WHICH: | 1 Artisans & Village Industries | 1,65,158 | 179,10 | 163,20 | 3,73,477 | 368,25 | 343,06 | - | - | - | |||||
| | | 2. Other Small Scale Industries | 1,37,632 | 857,30 | 747,71 | 2,70,331 | 1618,88 | 1415,58 | 68 | 40,64 | 28,13 | |||
| | | | | | | | | | | | | |||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||
| | standing | | | standing | | | standing | |||||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |||
I. | AGRICULTURE | 50,27,295 | 4656,94 | 4155,41 | 2,83,050 | 704,20 | 637,44 | 142,52,137 | 20602,70 | 18127,79 | |||||
1. | Direct Finance | 49,40,312 | 4542,89 | 4057,96 | 2,75,834 | 557,90 | 502,76 | 140,73,109 | 19095,06 | 17001,47 | |||||
2. | Indirect Finance | 86,983 | 114,04 | 97,45 | 7,216 | 146,29 | 134,68 | 1,79,028 | 1507,65 | 1126,31 | |||||
II. | INDUSTRY | 10,42,596 | 677,23 | 596,88 | 22,039 | 776,88 | 670,09 | 21,85,517 | 15429,05 | 12461,27 | |||||
1. | Mining & Quarrying | 754 | 9,42 | 7,86 | 165 | 7,57 | 6,75 | 4,760 | 531,05 | 477,04 | |||||
2. | Food Manufacturing & Processing | 6,438 | 28,12 | 23,15 | 1,222 | 70,17 | 62,25 | 50,955 | 1903,58 | 1483,23 | |||||
(a) | Rice Mills, Flour & Dal Mills | 1,276 | 11,67 | 9,59 | 385 | 11,84 | 9,96 | 15,819 | 405,42 | 320,63 | |||||
(b) | Sugar | 35 | 27 | 21 | 8 | 3,11 | 3,26 | 344 | 549,71 | 463,36 | |||||
(c) | Edible Oils & Vanaspati | 390 | 3,39 | 2,73 | 347 | 15,16 | 11,22 | 6,659 | 240,22 | 200,48 | |||||
(d) | Tea Processing | 2 | 2 | 1 | 4 | 1,54 | 1,61 | 260 | 274,15 | 157,11 | |||||
(e) | Processing of Fruits & Vegetables | 111 | 58 | 48 | 12 | 5,44 | 5,99 | 905 | 46,22 | 33,67 | |||||
(f) | Others | 4,624 | 12,20 | 10,12 | 466 | 33,08 | 30,22 | 26,968 | 387,85 | 307,98 | |||||
3. | Beverage & Tobacco | 55 | 49 | 37 | 124 | 4,91 | 4,29 | 1,276 | 204,22 | 105,50 | |||||
4. | Textiles | 636 | 3,87 | 3,36 | 1,147 | 99,71 | 80,78 | 19,728 | 1762,72 | 1451,79 | |||||
(a) | Cotton Textiles | 124 | 1,08 | 96 | 435 | 52,15 | 40,53 | 4,834 | 909,60 | 725,39 | |||||
(b) | Jute Textiles | 6 | 8 | 8 | 12 | 2,95 | 2,42 | 329 | 20,85 | 12,78 | |||||
(c) | Handloom Textiles & Khadi | 103 | 48 | 41 | 94 | 3,12 | 1,90 | 2,703 | 38,49 | 33,64 | |||||
(d) | Other Textiles | 403 | 2,24 | 1,90 | 606 | 41,49 | 35,94 | 11,862 | 793,77 | 679,98 | |||||
5. | Paper, Paper Products & Printing | 120 | 1,43 | 1,26 | 200 | 28,02 | 28,13 | 4,468 | 415,87 | 378,64 | |||||
6. | Leather & Leather Products | 103 | 92 | 88 | 99 | 17,39 | 16,29 | 2,076 | 113,26 | 103,27 | |||||
7. | Rubber & Rubber Products | 27 | 31 | 26 | 116 | 6,02 | 4,73 | 1,263 | 249,33 | 212,90 | |||||
8. | Chemicals & Chemical Products | 272 | 1,98 | 1,75 | 478 | 109,91 | 89,20 | 7,686 | 2042,19 | 1569,46 | |||||
(a) | Heavy Industrial Chemicals | 2 | 2 | 1 | 19 | 6,52 | 6,38 | 465 | 287,17 | 214,94 | |||||
(b) | Fertilisers | 2 | 4 | 3 | 5 | 2,64 | 2,60 | 210 | 297,95 | 243,89 | |||||
(c) | Drugs & Pharmaceuticals | 42 | 31 | 23 | 75 | 7,52 | 7,52 | 1,189 | 464,57 | 380,60 | |||||
(d) | Non-Edible Oils | 7 6 | 45 | 43 | 13 | 31 | 30 | 385 | 21,31 | 21,56 | |||||
(e) | Other Chemicals & Chemical Products | 159 | 1,16 | 1,05 | 366 | 92,92 | 72,39 | 5,437 | 971,17 | 708,47 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 28 | 24 | 21 | 18 | 24,35 | 23,33 | 802 | 976,60 | 519,52 | |||||
10. | Manufacture of Cement & Cement Products | 130 | 1,96 | 1,61 | 132 | 45,30 | 36,50 | 2,538 | 329,72 | 276,89 | |||||
11. | Basic Metals & Metal Products | 307 | 2,34 | 2,10 | 377 | 75,27 | 62,85 | 10,224 | 1514,33 | 1219,57 | |||||
(a) | Iron & Steel | 6 | 3 | 3 | 113 | 50,95 | 41,96 | 1,913 | 793,15 | 654,16 | |||||
(b) | Non-Ferrous Metals | - | - | - | 14 | 5,68 | 5,27 | 375 | 233,30 | 171,36 | |||||
(c) | Other Metal Products | 301 | 2,31 | 2,08 | 250 | 18,64 | 15,62 | 7,936 | 487,88 | 394,05 | |||||
12. | Engineering | 694 | 9,39 | 8,07 | 428 | 99,89 | 97,90 | 11,351 | 1713,44 | 1476,20 | |||||
(a) | Heavy Engineering | 409 | 7,33 | 6,29 | 80 | 23,94 | 24,39 | 1,976 | 566,07 | 516,40 | |||||
(b) | Light Engineering | 141 | 1,08 | 87 | 133 | 35,48 | 33,97 | 4,700 | 369,65 | 283,02 | |||||
(c) | Electrical Machinery & Goods | 81 | 49 | 49 | 106 | 7,09 | 4,35 | 2,622 | 375,32 | 320,21 | |||||
(d) | Electronic Machinery & Goods | 63 | 49 | 42 | 109 | 33,39 | 35,20 | 2,053 | 402,40 | 356,56 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 813 | 10,88 | 8,14 | 229 | 20,53 | 17,71 | 6,555 | 559,29 | 425,63 | |||||
14. | Other Industries | 10,32,065 | 603,33 | 535,61 | 16,818 | 96,14 | 71,38 | 20,57,483 | 2660,31 | 2405,50 | |||||
15. | Electricity, Gas & Water | 6 2 | 25 | 20 | 13 | 26,24 | 26,84 | 1,398 | 288,29 | 213,87 | |||||
(a) | Electricity Generation & Transmission | 2 1 | 12 | 8 | 11 | 26,19 | 26,80 | 1,038 | 272,05 | 199,47 | |||||
(b) | Non-Conventional Energy | 2 | 1 | 1 | - | - | - | 153 | 9,68 | 8,80 | |||||
(c) | Gas, Steam & Water Supply | 2 1 | 13 | 11 | 2 | 5 | 4 | 207 | 6,56 | 5,60 | |||||
16. | Construction | 128 | 2,27 | 2,07 | 473 | 45,45 | 41,16 | 2,954 | 164,86 | 142,25 | |||||
III. | TRANSPORTOPERATORS | 2,63,886 | 473,48 | 381,58 | 14,333 | 160,28 | 118,24 | 5,58,352 | 2046,00 | 1599,42 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 3,80,840 | 256,43 | 228,50 | 25,688 | 87,16 | 68,28 | 9,24,772 | 1381,05 | 1161,08 | |||||
V. | PERSONALLOANS | 7,82,257 | 938,65 | 826,01 | 1,35,840 | 350,34 | 318,99 | 27,86,125 | 5931,01 | 5275,92 | |||||
1. | Loans for Purchase of Consumer Durables | 62,945 | 88,84 | 73,99 | 7,788 | 12,71 | 10,71 | 1,82,095 | 288,27 | 242,42 | |||||
2. | Loans for Housing | 24,015 | 100,97 | 95,19 | 11,969 | 109,24 | 95,21 | 1,96,714 | 1346,82 | 1185,32 | |||||
3. | Rest of the Personal Loans | 6,95,297 | 748,84 | 656,83 | 1,16,083 | 228,39 | 213,07 | 24,07,316 | 4295,92 | 3848,17 | |||||
VI. | TRADE | 19,31,589 | 1339,69 | 1208,83 | 68,827 | 316,74 | 275,63 | 44,93,467 | 7686,43 | 7057,34 | |||||
1. | Wholesale Trade | 31,464 | 42,72 | 37,28 | 1,837 | 114,28 | 105,49 | 1,60,452 | 2756,54 | 2670,87 | |||||
2. | Retail Trade | 19,00,125 | 1296,97 | 1171,55 | 66,990 | 202,46 | 170,14 | 43,33,015 | 4929,89 | 4386,47 | |||||
VII. | FINANCE | 52 | 61 | 52 | 97 | 19,86 | 15,78 | 2,171 | 305,29 | 257,06 | |||||
VIII. | ALL OTHERS | 5,30,043 | 383,54 | 358,61 | 84,827 | 133,01 | 119,05 | 15,58,541 | 2469,46 | 2192,25 | |||||
TOTAL BANK CREDIT | 99,58,558 | 8726,57 | 7756,35 | 6,34,701 | 2548,47 | 2223,50 | 267,61,082 | 55851,00 | 48132,14 | ||||||
OF WHICH: | 1 Artisans & Village Industries | 8,74,249 | 500,79 | 440,41 | 8,682 | 12,35 | 10,33 | 14,21,566 | 1060,49 | 957,00 | |||||
| | | 2. Other Small Scale Industries | 1,47,113 | 118,29 | 108,44 | 9,034 | 165,01 | 134,22 | 5,64,178 | 2800,12 | 2434,08 |