Table No.1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1997 - આરબીઆઈ - Reserve Bank of India
Table No.1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1997
| | | | | | | (Amount in Rupees Lakh) | ||
RURAL | SEMI-URBAN | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||
| | | 1 | 2 | 3 | 4 | 5 | 6 | |
I. AGRICULTURE | 138,26,739 | 10149,94 | 9093,54 | 62,84,274 | 5187,01 | 4751,61 | |||
1. | Direct Finance | 136,74,696 | 10029,40 | 8981,42 | 62,19,303 | 5123,75 | 4693,33 | ||
2. | Indirect Finance | 1,52,043 | 120,55 | 112,12 | 64,971 | 63,25 | 58,28 | ||
II. | INDUSTRY | 19,69,518 | 1245,17 | 1121,52 | 9,16,946 | 769,69 | 716,76 | ||
1. | Food Manufacturing & Processing | 14,627 | 11,84 | 10,53 | 13,672 | 12,00 | 11,07 | ||
2. | Other Industries | 19,54,891 | 1233,33 | 1110,99 | 9,03,274 | 757,69 | 705,68 | ||
III. | TRANSPORT OPERATORS | 4,59,326 | 326,97 | 292,54 | 2,19,573 | 186,24 | 168,00 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 9,28,813 | 595,32 | 526,36 | 5,69,671 | 427,32 | 385,56 | ||
V. | PERSONAL LOANS | 24,97,775 | 2288,18 | 2007,43 | 25,68,001 | 2539,94 | 2276,79 | ||
1. | Loans for Purchase of Consumer Durables | 1,44,263 | 150,03 | 123,12 | 2,28,301 | 261,04 | 214,00 | ||
2. | Loans for Housing | 94,457 | 111,70 | 107,65 | 1,32,502 | 144,03 | 140,64 | ||
3. | Rest of the Personal Loans | 22,59,055 | 2026,45 | 1776,66 | 22,07,198 | 2134,88 | 1922,15 | ||
VI. | TRADE | 45,24,131 | 2974,16 | 2675,77 | 23,39,454 | 1829,88 | 1652,81 | ||
1. | Wholesale Trade | 1,27,794 | 113,30 | 101,05 | 64,985 | 67,25 | 60,67 | ||
2. | Retail Trade | 43,96,337 | 2860,86 | 2574,72 | 22,74,469 | 1762,62 | 1592,13 | ||
VII. | ALL OTHERS | 16,01,164 | 1194,10 | 1126,59 | 14,42,293 | 1314,72 | 1262,20 | ||
TOTAL BANK CREDIT | 258,07,466 | 18773,84 | 16843,74 | 143,40,212 | 12254,80 | 11213,73 | |||
OF WHICH: 1. Artisans & Village Industries | 13,87,758 | 805,72 | 712,73 | 4,34,605 | 306,10 | 274,50 | |||
| 2. Other Small Scale Industries | 4,92,715 | 373,84 | 348,54 | 4,11,382 | 395,88 | 378,17 |
I. | AGRICULTURE | 12,03,220 | 1057,66 | 1030,31 | 213,14,233 | 16394,61 | 14875,46 | |
1. Direct Finance | 11,61,734 | 1011,62 | 987,96 | 210,55,733 | 16164,77 | 14662,71 | ||
2. Indirect Finance | 41,486 | 46,04 | 42,35 | 2,58,500 | 229,84 | 212,75 | ||
II. | INDUSTRY | 6,15,931 | 665,96 | 685,51 | 35,02,395 | 2680,82 | 2523,79 | |
1. Food Manufacturing & Processing | 6,588 | 7,58 | 7,31 | 34,887 | 31,42 | 28,91 | ||
2. Other Industries | 6,09,343 | 658,38 | 678,20 | 34,67,508 | 2649,40 | 2494,88 | ||
III. | TRANSPORT OPERATORS | 1,56,454 | 154,04 | 139,19 | 8,35,353 | 667,25 | 599,73 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 4,54,746 | 393,18 | 367,65 | 19,53,230 | 1415,82 | 1279,56 | |
V. | PERSONAL LOANS | 43,97,837 | 5221,20 | 4030,76 | 94,63,613 | 10049,32 | 8314,98 | |
1. Loans for Purchase of Consumer Durables | 3,54,308 | 411,91 | 329,82 | 7,26,872 | 822,98 | 666,94 | ||
2. Loans for Housing | 2,14,721 | 258,34 | 248,68 | 4,41,680 | 514,07 | 496,97 | ||
3. Rest of the Personal Loans | 38,28,808 | 4550,95 | 3452,25 | 82,95,061 | 8712,27 | 7151,07 | ||
VI. | TRADE | 13,36,874 | 1216,64 | 1130,76 | 82,00,459 | 6020,68 | 5459,34 | |
1. Wholesale Trade | 57,718 | 65,98 | 69,07 | 2,50,497 | 246,53 | 230,80 | ||
2. Retail Trade | 12,79,156 | 1150,66 | 1061,69 | 79,49,962 | 5774,14 | 5228,54 | ||
VII. | ALL OTHERS | 17,81,277 | 1994,27 | 2004,80 | 48,24,734 | 4503,09 | 4393,60 | |
TOTAL BANK CREDIT | 99,46,339 | 10702,95 | 9388,97 | 500,94,017 | 41731,59 | 37446,45 | ||
OF WHICH: 1. Artisans & Village Industries | 1,53,411 | 128,44 | 119,98 | 19,75,774 | 1240,27 | 1107,22 | ||
| 2. Other Small Scale Industries | 3,81,383 | 446,72 | 454,46 | 12,85,480 | 1216,44 | 1181,17 |
See Notes on Tables. |