Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation - આરબીઆઈ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
LESS THAN 6% |
6% AND ABOVE BUT LESS THAN 10% |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
4,690 |
3613,28 |
2599,78 |
4,94,704 |
55454,05 |
44770,41 |
|
1. Direct Finance |
4,119 |
1977,49 |
1887,00 |
4,71,467 |
24656,17 |
20539,06 |
|
2. Indirect Finance |
571 |
1635,79 |
712,78 |
23,237 |
30797,87 |
24231,35 |
II. |
INDUSTRY |
4,875 |
20873,04 |
15077,62 |
1,17,750 |
312242,11 |
231509,46 |
|
1. Mining & Quarrying |
68 |
1922,38 |
1726,02 |
1,185 |
12079,11 |
9016,72 |
|
2. Food Manufacturing & Processing |
170 |
899,86 |
521,23 |
3,761 |
12799,61 |
8609,44 |
|
(a) Rice Mills, Flour & Dal Mills |
22 |
3,27 |
3,34 |
1,072 |
2322,37 |
1965,50 |
|
(b) Sugar |
5 |
134,06 |
72,89 |
118 |
2121,63 |
1835,45 |
|
(c) Edible Oils & Vanaspati |
18 |
32,05 |
25,28 |
209 |
1053,38 |
894,69 |
|
(d) Tea Processing |
20 |
453,73 |
226,44 |
133 |
1214,59 |
571,88 |
|
(e) Processing of Fruits & Vegetables |
5 |
14,28 |
4,14 |
234 |
251,80 |
196,37 |
|
(f) Others |
100 |
262,47 |
189,14 |
1,995 |
5835,85 |
3145,55 |
|
3. Beverage & Tobacco |
6 |
223,53 |
200,47 |
288 |
1687,79 |
1023,45 |
|
4. Textiles |
606 |
2755,18 |
989,74 |
9,237 |
26014,64 |
14937,61 |
|
(a) Cotton Textiles |
266 |
718,95 |
489,64 |
4,215 |
10670,46 |
6600,30 |
|
(b) Jute & Other Natural Fibre Textiles |
12 |
8,74 |
5,31 |
159 |
104,08 |
83,66 |
|
(c) Handloom Textiles & Khadi |
9 |
3,58 |
2,00 |
396 |
248,21 |
196,96 |
|
(d) Other Textiles & Textile Products |
319 |
2023,91 |
492,79 |
4,467 |
14991,90 |
8056,69 |
|
5. Paper, Paper Products & Printing |
52 |
424,37 |
306,59 |
863 |
1971,15 |
1359,49 |
|
6. Woods and Woods Products |
6 |
9,98 |
2,05 |
269 |
330,16 |
273,56 |
|
7. Leather & Leather Products |
39 |
107,18 |
82,55 |
872 |
1875,34 |
1461,06 |
|
8. Gems and Jewellary |
190 |
1086,28 |
741,13 |
1,458 |
10752,25 |
6809,79 |
|
9. Rubber & Plastic Products |
70 |
386,71 |
232,19 |
870 |
2695,68 |
1755,05 |
|
10. Chemicals & Chemical Products |
258 |
2673,35 |
1960,29 |
2,367 |
26372,24 |
18465,84 |
|
(a) Heavy Industrial Chemicals |
68 |
329,35 |
222,62 |
633 |
2945,67 |
2135,62 |
|
(b) Fertilisers |
9 |
707,07 |
619,34 |
116 |
8414,47 |
6004,99 |
|
(c) Drugs & Pharmaceuticals |
101 |
1030,71 |
705,19 |
618 |
6016,48 |
4505,11 |
|
(d) Non-Edible Oils |
1 |
11,78 |
11,95 |
46 |
275,32 |
200,99 |
|
(e) Other Chemicals & Chemical Products |
79 |
594,43 |
401,20 |
954 |
8720,30 |
5619,12 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
19 |
2673,77 |
2398,58 |
271 |
44368,97 |
40102,04 |
|
12. Manufacture of Cement & Cement Products |
282 |
86,15 |
79,89 |
579 |
2490,76 |
1831,30 |
|
13. Basic Metals & Metal Products |
207 |
2560,69 |
1889,70 |
3,609 |
48203,33 |
34178,91 |
|
(a) Iron & Steel |
93 |
1631,60 |
1229,48 |
1,462 |
21078,27 |
14353,60 |
|
(b) Non-Ferrous Metals |
24 |
148,24 |
104,59 |
584 |
8990,90 |
6044,70 |
|
(c) Metal Products |
90 |
780,84 |
555,63 |
1,563 |
18134,16 |
13780,61 |
|
14. Engineering |
1,360 |
1536,69 |
1070,71 |
18,456 |
14505,97 |
10085,45 |
|
(a) Heavy Engineering |
254 |
181,29 |
136,05 |
1,484 |
3280,41 |
2287,39 |
|
(b) Light Engineering |
1,035 |
541,36 |
327,00 |
15,343 |
5516,44 |
3274,55 |
|
(c) Electrical Machinery & Goods |
45 |
587,87 |
448,40 |
1,408 |
3478,67 |
2761,37 |
|
(d) Electronic Machinery & Goods |
26 |
226,17 |
159,28 |
221 |
2230,45 |
1762,13 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
109 |
714,06 |
495,31 |
859 |
8436,69 |
4874,41 |
|
16. Other Industries |
926 |
281,56 |
225,42 |
33,182 |
6866,90 |
5216,56 |
|
17. Electricity, Gas & Water |
24 |
1058,03 |
922,59 |
696 |
41314,18 |
30974,04 |
|
(a) Electricity Generation & Transmission |
12 |
931,64 |
839,60 |
482 |
38308,81 |
28968,06 |
|
(b) Non-Conventional Energy |
11 |
118,90 |
81,61 |
85 |
1291,01 |
748,91 |
|
(c) Gas, Steam & Water Supply |
1 |
7,50 |
1,39 |
129 |
1714,36 |
1257,07 |
|
18. Construction |
483 |
1473,27 |
1233,15 |
38,928 |
49477,32 |
40534,74 |
|
(a) Other than Infrastructure |
424 |
1050,75 |
967,71 |
35,368 |
8035,53 |
6352,82 |
|
(b) Infrastructure Construction |
59 |
422,53 |
265,44 |
3,560 |
41441,79 |
34181,92 |
III. |
TRANSPORT OPERATORS |
198 |
488,38 |
434,12 |
31,556 |
10676,78 |
7438,17 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,563 |
3165,00 |
2488,27 |
63,702 |
35977,68 |
27068,70 |
|
1. Professional Services |
262 |
152,84 |
125,65 |
11,178 |
7040,54 |
4913,01 |
|
2. Tourism, Hotel & Restaurants |
110 |
132,27 |
48,57 |
1,730 |
1283,95 |
924,43 |
|
3. Recreation services |
11 |
73,58 |
73,16 |
355 |
484,34 |
382,26 |
|
4. IT and Telecommunications |
23 |
32,27 |
4,97 |
470 |
3831,02 |
3415,42 |
|
5. Others |
3,157 |
2774,04 |
2235,91 |
49,969 |
23337,83 |
17433,58 |
V. |
PERSONAL LOANS |
1,09,288 |
4701,10 |
2708,76 |
22,46,676 |
147664,54 |
111379,22 |
|
1. Housing |
32,881 |
1564,66 |
1225,89 |
14,12,994 |
104699,20 |
87344,46 |
|
2. Consumer Durables |
253 |
12,29 |
7,52 |
14,524 |
627,87 |
448,86 |
|
3. Vehicles |
20,446 |
919,15 |
292,30 |
4,29,542 |
18963,64 |
7975,18 |
|
4. Education |
158 |
11,03 |
8,90 |
27,943 |
1404,92 |
994,09 |
|
5. Personal Credit Cards |
2 |
5 |
5 |
129 |
5,00 |
4,12 |
|
6. Others |
55,548 |
2193,91 |
1174,09 |
3,61,544 |
21963,91 |
14612,51 |
VI. |
TRADE |
2,073 |
3740,76 |
3563,86 |
44,428 |
47793,88 |
37894,45 |
|
1. Wholesale Trade |
269 |
1912,24 |
1844,64 |
6,271 |
25946,47 |
21009,34 |
|
2. Retail Trade |
1,804 |
1828,53 |
1719,22 |
38,157 |
21847,41 |
16885,11 |
VII. |
FINANCE |
175 |
2202,41 |
1960,59 |
8,243 |
101041,21 |
83985,74 |
VIII. |
ALL OTHERS |
2,993 |
961,57 |
760,95 |
50,382 |
11502,52 |
7949,38 |
|
TOTAL LOANS AND ADVANCES |
1,27,855 |
39745,53 |
29593,95 |
30,57,441 |
722352,77 |
551995,54 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
10% AND ABOVE BUT LESS THAN 12% |
12% AND ABOVE BUT LESS THAN 13% |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
6,68,948 |
67623,93 |
53106,90 |
6,95,644 |
48379,17 |
38452,37 |
|
1. Direct Finance |
6,17,978 |
38293,81 |
31116,72 |
6,58,153 |
33224,76 |
27522,33 |
|
2. Indirect Finance |
50,970 |
29330,12 |
21990,18 |
37,491 |
15154,41 |
10930,05 |
II. |
INDUSTRY |
2,59,481 |
499992,89 |
333412,26 |
2,14,178 |
317811,09 |
227482,42 |
|
1. Mining & Quarrying |
4,760 |
12201,84 |
5408,62 |
6,344 |
8487,94 |
4712,37 |
|
2. Food Manufacturing & Processing |
22,459 |
36804,28 |
23699,59 |
26,431 |
22252,78 |
15836,68 |
|
(a) Rice Mills, Flour & Dal Mills |
10,231 |
10397,59 |
6740,15 |
10,189 |
5835,03 |
4276,12 |
|
(b) Sugar |
657 |
11327,03 |
8107,10 |
686 |
5792,79 |
4441,90 |
|
(c) Edible Oils & Vanaspati |
1,212 |
3528,01 |
2491,56 |
2,100 |
3033,13 |
1823,22 |
|
(d) Tea Processing |
323 |
922,49 |
663,64 |
567 |
1073,86 |
693,41 |
|
(e) Processing of Fruits & Vegetables |
720 |
480,26 |
285,51 |
1,069 |
398,16 |
271,62 |
|
(f) Others |
9,316 |
10148,90 |
5411,63 |
11,820 |
6119,81 |
4330,42 |
|
3. Beverage & Tobacco |
1,379 |
3352,94 |
2440,26 |
2,107 |
4478,56 |
3088,44 |
|
4. Textiles |
35,370 |
60058,44 |
40680,39 |
32,140 |
34939,69 |
25392,79 |
|
(a) Cotton Textiles |
14,362 |
26456,62 |
19366,68 |
10,645 |
18175,09 |
13232,32 |
|
(b) Jute & Other Natural Fibre Textiles |
440 |
429,00 |
310,97 |
714 |
407,18 |
303,17 |
|
(c) Handloom Textiles & Khadi |
2,378 |
1395,31 |
2000,46 |
2,374 |
684,99 |
565,10 |
|
(d) Other Textiles & Textile Products |
18,190 |
31777,51 |
19002,28 |
18,407 |
15672,42 |
11292,20 |
|
5. Paper, Paper Products & Printing |
4,801 |
7142,56 |
5335,38 |
8,550 |
7875,14 |
5895,10 |
|
6. Woods and Woods Products |
1,992 |
812,28 |
593,59 |
3,566 |
1382,19 |
950,53 |
|
7. Leather & Leather Products |
2,608 |
3103,25 |
1203,55 |
2,005 |
1379,47 |
893,42 |
|
8. Gems and Jewellary |
1,874 |
5474,78 |
3965,21 |
1,145 |
1711,17 |
1278,28 |
|
9. Rubber & Plastic Products |
4,921 |
6665,57 |
4749,15 |
8,396 |
6631,99 |
4748,50 |
|
10. Chemicals & Chemical Products |
8,266 |
35285,73 |
18579,92 |
11,405 |
20144,15 |
13914,70 |
|
(a) Heavy Industrial Chemicals |
1,507 |
6587,54 |
4076,35 |
2,152 |
3937,43 |
2649,94 |
|
(b) Fertilisers |
245 |
3757,85 |
1556,59 |
318 |
1683,76 |
980,43 |
|
(c) Drugs & Pharmaceuticals |
2,044 |
10795,85 |
7318,35 |
2,324 |
7166,80 |
5096,05 |
|
(d) Non-Edible Oils |
257 |
517,16 |
312,35 |
411 |
385,39 |
241,58 |
|
(e) Other Chemicals & Chemical Products |
4,213 |
13627,33 |
5316,28 |
6,200 |
6970,77 |
4946,69 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
549 |
16514,82 |
9625,18 |
940 |
5159,71 |
2743,53 |
|
12. Manufacture of Cement & Cement Products |
2,484 |
9910,31 |
6719,73 |
4,121 |
7941,45 |
5896,84 |
|
13. Basic Metals & Metal Products |
12,672 |
83866,92 |
55357,76 |
17,974 |
55427,12 |
38121,90 |
|
(a) Iron & Steel |
4,552 |
49603,28 |
32493,48 |
7,238 |
35970,13 |
24568,60 |
|
(b) Non-Ferrous Metals |
1,087 |
4588,28 |
3052,21 |
2,091 |
3189,11 |
1727,47 |
|
(c) Metal Products |
7,033 |
29675,36 |
19812,07 |
8,645 |
16267,88 |
11825,84 |
|
14. Engineering |
23,340 |
32703,82 |
21828,63 |
26,760 |
27710,47 |
20917,60 |
|
(a) Heavy Engineering |
6,296 |
6200,07 |
4525,17 |
7,101 |
6101,19 |
4415,14 |
|
(b) Light Engineering |
12,677 |
12918,91 |
7949,82 |
13,155 |
10173,95 |
7773,69 |
|
(c) Electrical Machinery & Goods |
3,257 |
7917,66 |
5355,28 |
4,811 |
7401,77 |
5563,73 |
|
(d) Electronic Machinery & Goods |
1,110 |
5667,18 |
3998,36 |
1,693 |
4033,55 |
3165,04 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
4,392 |
20076,73 |
14689,64 |
5,110 |
16682,10 |
11759,49 |
|
16. Other Industries |
82,778 |
19348,12 |
13847,30 |
33,989 |
12694,66 |
9566,31 |
|
17. Electricity, Gas & Water |
1,730 |
63554,33 |
46160,91 |
1,599 |
25830,42 |
18068,13 |
|
(a) Electricity Generation & Transmission |
1,014 |
59741,35 |
43703,91 |
621 |
22363,75 |
16273,10 |
|
(b) Non-Conventional Energy |
279 |
2644,74 |
1627,96 |
438 |
1608,69 |
1234,35 |
|
(c) Gas, Steam & Water Supply |
437 |
1168,25 |
829,04 |
540 |
1857,99 |
560,68 |
|
18. Construction |
43,106 |
83116,15 |
58527,46 |
21,596 |
57082,10 |
43697,81 |
|
(a) Other than Infrastructure |
35,580 |
15670,49 |
11813,89 |
15,719 |
14363,84 |
11098,36 |
|
(b) Infrastructure Construction |
7,526 |
67445,66 |
46713,57 |
5,877 |
42718,25 |
32599,44 |
III. |
TRANSPORT OPERATORS |
70,652 |
16427,95 |
12786,94 |
54,460 |
14470,66 |
12744,96 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,14,005 |
77875,87 |
55854,32 |
1,07,675 |
77759,13 |
59303,08 |
|
1. Professional Services |
11,266 |
11988,04 |
8659,76 |
11,169 |
8974,09 |
7090,17 |
|
2. Tourism, Hotel & Restaurants |
5,287 |
6594,30 |
4420,51 |
8,731 |
9072,61 |
5641,06 |
|
3. Recreation services |
994 |
2087,42 |
1627,69 |
1,646 |
3011,98 |
2403,47 |
|
4. IT and Telecommunications |
1,361 |
10690,44 |
7607,32 |
2,344 |
12049,72 |
10137,15 |
|
5. Others |
95,097 |
46515,68 |
33539,04 |
83,785 |
44650,72 |
34031,22 |
V. |
PERSONAL LOANS |
27,05,332 |
182647,24 |
149174,11 |
9,66,366 |
70393,69 |
55479,34 |
|
1. Housing |
13,49,680 |
122569,79 |
105362,68 |
2,71,530 |
38996,78 |
32679,94 |
|
2. Consumer Durables |
26,971 |
1039,07 |
789,61 |
13,955 |
479,85 |
376,70 |
|
3. Vehicles |
5,32,538 |
20316,17 |
14803,89 |
2,40,955 |
9461,68 |
6713,33 |
|
4. Education |
2,83,674 |
11275,78 |
8041,77 |
1,42,667 |
6641,80 |
4374,61 |
|
5. Personal Credit Cards |
686 |
28,29 |
20,61 |
216 |
10,94 |
9,10 |
|
6. Others |
5,11,783 |
27418,14 |
20155,55 |
2,97,043 |
14802,65 |
11325,65 |
VI. |
TRADE |
1,72,637 |
119877,53 |
63628,05 |
2,90,571 |
121553,19 |
56686,60 |
|
1. Wholesale Trade |
20,789 |
80109,95 |
39009,01 |
38,681 |
81901,46 |
25640,19 |
|
2. Retail Trade |
1,51,848 |
39767,58 |
24619,03 |
2,51,890 |
39651,74 |
31046,42 |
VII. |
FINANCE |
8,418 |
69452,35 |
52222,40 |
7,037 |
31360,98 |
22852,30 |
VIII. |
ALL OTHERS |
79,972 |
29538,43 |
19291,85 |
35,814 |
12138,67 |
9688,62 |
|
TOTAL LOANS AND ADVANCES |
40,79,445 |
1063436,21 |
739476,84 |
23,71,745 |
693866,58 |
482689,70 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
13% AND ABOVE BUT LESS THAN 14% |
14% AND ABOVE BUT LESS THAN 15% |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
3,27,865 |
25428,59 |
20417,46 |
1,03,077 |
9788,84 |
8050,37 |
|
1. Direct Finance |
3,00,660 |
17404,23 |
14195,87 |
93,915 |
6799,78 |
5561,40 |
|
2. Indirect Finance |
27,205 |
8024,36 |
6221,59 |
9,162 |
2989,05 |
2488,97 |
II. |
INDUSTRY |
1,69,433 |
193015,29 |
133812,96 |
1,02,863 |
91076,24 |
67079,39 |
|
1. Mining & Quarrying |
4,971 |
4564,14 |
3206,93 |
2,192 |
2575,11 |
1785,60 |
|
2. Food Manufacturing & Processing |
19,916 |
12007,00 |
8895,32 |
8,436 |
5703,15 |
4037,99 |
|
(a) Rice Mills, Flour & Dal Mills |
7,291 |
2806,19 |
2168,80 |
2,287 |
1149,94 |
917,68 |
|
(b) Sugar |
377 |
2696,41 |
2031,67 |
125 |
805,76 |
497,41 |
|
(c) Edible Oils & Vanaspati |
1,573 |
1466,03 |
1068,62 |
724 |
671,00 |
515,56 |
|
(d) Tea Processing |
350 |
677,75 |
507,12 |
216 |
230,57 |
182,23 |
|
(e) Processing of Fruits & Vegetables |
770 |
419,08 |
350,62 |
376 |
540,36 |
202,02 |
|
(f) Others |
9,555 |
3941,54 |
2768,48 |
4,708 |
2305,52 |
1723,09 |
|
3. Beverage & Tobacco |
1,692 |
2049,19 |
1663,75 |
778 |
1117,20 |
958,09 |
|
4. Textiles |
24,816 |
19420,04 |
13814,83 |
12,397 |
7732,62 |
6053,81 |
|
(a) Cotton Textiles |
8,219 |
9819,59 |
6594,91 |
4,218 |
3587,28 |
2936,51 |
|
(b) Jute & Other Natural Fibre Textiles |
501 |
318,58 |
258,82 |
208 |
205,82 |
166,48 |
|
(c) Handloom Textiles & Khadi |
1,679 |
581,94 |
440,18 |
624 |
137,69 |
111,95 |
|
(d) Other Textiles & Textile Products |
14,417 |
8699,93 |
6520,92 |
7,347 |
3801,83 |
2838,87 |
|
5. Paper, Paper Products & Printing |
7,323 |
5874,79 |
4168,03 |
3,548 |
2545,91 |
1849,35 |
|
6. Woods and Woods Products |
2,595 |
805,13 |
659,66 |
1,305 |
524,87 |
418,96 |
|
7. Leather & Leather Products |
1,513 |
894,97 |
577,62 |
1,078 |
648,48 |
492,55 |
|
8. Gems and Jewellary |
866 |
4167,33 |
1592,62 |
530 |
958,39 |
666,20 |
|
9. Rubber & Plastic Products |
6,777 |
7414,04 |
3205,29 |
3,164 |
2283,47 |
1617,96 |
|
10. Chemicals & Chemical Products |
9,915 |
12408,29 |
9491,87 |
4,748 |
6216,30 |
4577,96 |
|
(a) Heavy Industrial Chemicals |
1,875 |
2670,74 |
1920,70 |
1,154 |
1318,27 |
1044,65 |
|
(b) Fertilisers |
206 |
412,33 |
274,86 |
106 |
346,60 |
251,42 |
|
(c) Drugs & Pharmaceuticals |
2,054 |
4954,63 |
3918,72 |
1,084 |
2148,76 |
1651,69 |
|
(d) Non-Edible Oils |
405 |
383,29 |
289,09 |
157 |
135,58 |
116,03 |
|
(e) Other Chemicals & Chemical Products |
5,375 |
3987,30 |
3088,49 |
2,247 |
2267,10 |
1514,17 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
791 |
4443,56 |
1625,49 |
465 |
1291,56 |
376,11 |
|
12. Manufacture of Cement & Cement Products |
3,265 |
2928,76 |
2380,97 |
2,012 |
1151,41 |
991,36 |
|
13. Basic Metals & Metal Products |
13,741 |
26586,83 |
19887,01 |
6,917 |
15420,02 |
10555,18 |
|
(a) Iron & Steel |
5,722 |
15465,86 |
11284,90 |
2,642 |
10822,48 |
7251,44 |
|
(b) Non-Ferrous Metals |
1,789 |
1796,91 |
1350,82 |
728 |
1419,48 |
811,81 |
|
(c) Metal Products |
6,230 |
9324,06 |
7251,29 |
3,547 |
3178,06 |
2491,94 |
|
14. Engineering |
21,575 |
20404,32 |
16771,73 |
11,051 |
8002,53 |
6112,58 |
|
(a) Heavy Engineering |
4,555 |
3600,16 |
2957,75 |
2,016 |
1561,72 |
1192,66 |
|
(b) Light Engineering |
11,714 |
8199,53 |
6759,08 |
6,355 |
3115,39 |
2312,00 |
|
(c) Electrical Machinery & Goods |
3,900 |
4778,54 |
3833,18 |
2,037 |
2411,45 |
1829,14 |
|
(d) Electronic Machinery & Goods |
1,406 |
3826,10 |
3221,72 |
643 |
913,97 |
778,79 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
4,110 |
5692,65 |
4275,77 |
2,069 |
3407,75 |
2658,64 |
|
16. Other Industries |
25,872 |
11377,00 |
9021,46 |
19,526 |
7817,50 |
6243,68 |
|
17. Electricity, Gas & Water |
1,176 |
7877,91 |
6473,63 |
551 |
1889,22 |
1546,67 |
|
(a) Electricity Generation & Transmission |
447 |
7112,96 |
6025,74 |
183 |
1257,59 |
1015,33 |
|
(b) Non-Conventional Energy |
224 |
469,54 |
279,80 |
111 |
353,01 |
267,66 |
|
(c) Gas, Steam & Water Supply |
505 |
295,41 |
168,09 |
257 |
278,62 |
263,67 |
|
18. Construction |
18,519 |
44099,33 |
26101,00 |
22,096 |
21790,76 |
16136,68 |
|
(a) Other than Infrastructure |
13,423 |
17160,27 |
12220,71 |
18,149 |
11710,77 |
8719,31 |
|
(b) Infrastructure Construction |
5,096 |
26939,06 |
13880,28 |
3,947 |
10080,00 |
7417,37 |
III. |
TRANSPORT OPERATORS |
53,127 |
11771,53 |
9970,75 |
39,803 |
6714,65 |
5848,69 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
78,949 |
55866,65 |
43351,29 |
52,199 |
30956,27 |
24113,77 |
|
1. Professional Services |
11,166 |
3998,62 |
3360,53 |
6,538 |
2755,41 |
1896,81 |
|
2. Tourism, Hotel & Restaurants |
7,677 |
5710,05 |
3990,41 |
4,318 |
3367,31 |
2500,52 |
|
3. Recreation services |
1,446 |
2817,51 |
2268,61 |
997 |
1839,38 |
1535,02 |
|
4. IT and Telecommunications |
1,762 |
6299,20 |
5383,18 |
951 |
2189,80 |
1510,62 |
|
5. Others |
56,898 |
37041,28 |
28348,55 |
39,395 |
20804,38 |
16670,80 |
V. |
PERSONAL LOANS |
7,46,357 |
50430,07 |
39434,09 |
3,64,578 |
24497,34 |
19060,17 |
|
1. Housing |
2,95,223 |
28936,71 |
23610,66 |
82,099 |
11430,32 |
9739,74 |
|
2. Consumer Durables |
10,860 |
376,40 |
298,50 |
11,345 |
386,09 |
317,35 |
|
3. Vehicles |
2,12,803 |
8563,97 |
6129,22 |
1,50,195 |
5881,59 |
4050,13 |
|
4. Education |
46,794 |
3109,07 |
2147,67 |
8,541 |
461,51 |
323,91 |
|
5. Personal Credit Cards |
106 |
4,72 |
2,26 |
123 |
7,58 |
2,36 |
|
6. Others |
1,80,571 |
9439,18 |
7245,79 |
1,12,275 |
6330,25 |
4626,67 |
VI. |
TRADE |
1,91,940 |
44825,27 |
35147,31 |
1,20,498 |
28874,28 |
21084,53 |
|
1. Wholesale Trade |
28,565 |
18320,25 |
14061,20 |
19,114 |
10149,18 |
7887,07 |
|
2. Retail Trade |
1,63,375 |
26505,02 |
21086,11 |
1,01,384 |
18725,11 |
13197,46 |
VII. |
FINANCE |
5,632 |
16127,01 |
11447,92 |
3,662 |
7931,38 |
6065,45 |
VIII. |
ALL OTHERS |
25,362 |
7919,88 |
5837,57 |
16,170 |
5842,22 |
4202,20 |
|
TOTAL LOANS AND ADVANCES |
15,98,665 |
405384,27 |
299419,34 |
8,02,850 |
205681,23 |
155504,56 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
15% AND ABOVE BUT LESS THAN 16% |
16% AND ABOVE BUT LESS THAN 17% |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
19 |
20 |
21 |
22 |
23 |
24 |
||
I. |
AGRICULTURE |
25,422 |
2829,56 |
2250,30 |
12,435 |
1434,85 |
1167,29 |
|
1. Direct Finance |
22,428 |
2100,64 |
1661,18 |
10,848 |
714,35 |
581,90 |
|
2. Indirect Finance |
2,994 |
728,92 |
589,12 |
1,587 |
720,50 |
585,39 |
II. |
INDUSTRY |
42,266 |
35849,11 |
25560,55 |
26,634 |
16297,60 |
11003,79 |
|
1. Mining & Quarrying |
777 |
555,99 |
422,64 |
476 |
968,73 |
392,61 |
|
2. Food Manufacturing & Processing |
2,984 |
1543,30 |
1145,78 |
2,191 |
976,51 |
751,13 |
|
(a) Rice Mills, Flour & Dal Mills |
773 |
210,53 |
167,68 |
373 |
111,31 |
90,93 |
|
(b) Sugar |
53 |
189,73 |
153,39 |
48 |
138,99 |
116,46 |
|
(c) Edible Oils & Vanaspati |
245 |
269,49 |
227,76 |
130 |
46,15 |
34,02 |
|
(d) Tea Processing |
90 |
201,63 |
86,83 |
45 |
49,92 |
39,87 |
|
(e) Processing of Fruits & Vegetables |
134 |
41,92 |
34,26 |
33 |
14,85 |
14,27 |
|
(f) Others |
1,689 |
630,01 |
475,86 |
1,562 |
615,29 |
455,59 |
|
3. Beverage & Tobacco |
278 |
1304,27 |
919,58 |
146 |
189,55 |
162,28 |
|
4. Textiles |
5,051 |
3783,70 |
2668,10 |
4,174 |
1681,83 |
1188,87 |
|
(a) Cotton Textiles |
1,550 |
1816,67 |
1173,53 |
1,132 |
613,72 |
446,39 |
|
(b) Jute & Other Natural Fibre Textiles |
95 |
101,54 |
88,11 |
44 |
9,89 |
10,62 |
|
(c) Handloom Textiles & Khadi |
294 |
59,10 |
44,30 |
135 |
24,83 |
17,23 |
|
(d) Other Textiles & Textile Products |
3,112 |
1806,39 |
1362,15 |
2,863 |
1033,40 |
714,63 |
|
5. Paper, Paper Products & Printing |
1,275 |
1113,87 |
929,86 |
762 |
529,22 |
417,35 |
|
6. Woods and Woods Products |
597 |
200,75 |
170,99 |
278 |
78,79 |
56,54 |
|
7. Leather & Leather Products |
427 |
394,10 |
267,35 |
471 |
120,64 |
86,90 |
|
8. Gems and Jewellary |
213 |
313,73 |
271,12 |
172 |
71,69 |
56,83 |
|
9. Rubber & Plastic Products |
1,127 |
783,69 |
600,15 |
711 |
316,81 |
251,53 |
|
10. Chemicals & Chemical Products |
1,492 |
2639,90 |
1837,22 |
1,038 |
1599,65 |
1106,91 |
|
(a) Heavy Industrial Chemicals |
268 |
612,63 |
467,09 |
253 |
462,36 |
244,22 |
|
(b) Fertilisers |
81 |
307,68 |
139,03 |
50 |
27,34 |
20,19 |
|
(c) Drugs & Pharmaceuticals |
314 |
910,13 |
707,05 |
261 |
538,21 |
346,24 |
|
(d) Non-Edible Oils |
44 |
55,33 |
52,84 |
17 |
27,45 |
27,31 |
|
(e) Other Chemicals & Chemical Products |
785 |
754,13 |
471,21 |
457 |
544,28 |
468,95 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
223 |
1152,03 |
150,95 |
127 |
47,29 |
32,68 |
|
12. Manufacture of Cement & Cement Products |
519 |
747,16 |
694,87 |
203 |
600,08 |
225,65 |
|
13. Basic Metals & Metal Products |
2,281 |
4151,58 |
3263,41 |
1,548 |
1479,50 |
1054,86 |
|
(a) Iron & Steel |
886 |
2121,02 |
1581,72 |
746 |
984,81 |
688,23 |
|
(b) Non-Ferrous Metals |
229 |
446,68 |
265,38 |
132 |
100,49 |
84,08 |
|
(c) Metal Products |
1,166 |
1583,88 |
1416,31 |
670 |
394,20 |
282,55 |
|
14. Engineering |
4,213 |
3163,07 |
2187,18 |
2,551 |
1885,77 |
1124,22 |
|
(a) Heavy Engineering |
715 |
595,39 |
451,90 |
322 |
738,40 |
258,67 |
|
(b) Light Engineering |
2,633 |
1103,65 |
693,82 |
1,654 |
525,90 |
310,96 |
|
(c) Electrical Machinery & Goods |
622 |
1040,14 |
687,51 |
352 |
327,53 |
265,79 |
|
(d) Electronic Machinery & Goods |
243 |
423,90 |
353,95 |
223 |
293,95 |
288,80 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
770 |
1525,14 |
647,34 |
504 |
575,18 |
343,52 |
|
16. Other Industries |
10,804 |
2469,06 |
1943,30 |
5,772 |
1478,30 |
1080,81 |
|
17. Electricity, Gas & Water |
277 |
1004,43 |
853,90 |
165 |
375,59 |
328,33 |
|
(a) Electricity Generation & Transmission |
125 |
290,89 |
216,59 |
61 |
120,28 |
115,37 |
|
(b) Non-Conventional Energy |
32 |
174,85 |
154,93 |
18 |
173,91 |
173,79 |
|
(c) Gas, Steam & Water Supply |
120 |
538,69 |
482,38 |
86 |
81,40 |
39,17 |
|
18. Construction |
8,958 |
9003,33 |
6586,81 |
5,345 |
3322,44 |
2342,78 |
|
(a) Other than Infrastructure |
7,053 |
5778,71 |
4347,71 |
3,919 |
2100,39 |
1388,41 |
|
(b) Infrastructure Construction |
1,905 |
3224,63 |
2239,10 |
1,426 |
1222,06 |
954,36 |
III. |
TRANSPORT OPERATORS |
23,298 |
3306,87 |
2882,14 |
13,413 |
1638,10 |
1511,60 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
25,840 |
14235,37 |
10554,52 |
19,156 |
7132,25 |
5376,84 |
|
1. Professional Services |
3,769 |
869,68 |
663,24 |
2,310 |
843,79 |
557,45 |
|
2. Tourism, Hotel & Restaurants |
1,885 |
1134,94 |
784,44 |
1,302 |
473,41 |
371,87 |
|
3. Recreation services |
414 |
670,03 |
547,11 |
302 |
149,32 |
115,09 |
|
4. IT and Telecommunications |
425 |
1614,78 |
1476,99 |
524 |
539,45 |
262,84 |
|
5. Others |
19,347 |
9945,94 |
7082,75 |
14,718 |
5126,27 |
4069,59 |
V. |
PERSONAL LOANS |
2,19,240 |
12146,11 |
9043,09 |
1,23,177 |
6200,37 |
4458,11 |
|
1. Housing |
34,305 |
4227,24 |
3450,46 |
8,465 |
1105,81 |
974,35 |
|
2. Consumer Durables |
5,575 |
190,72 |
157,95 |
2,581 |
96,01 |
83,21 |
|
3. Vehicles |
69,837 |
2609,73 |
1752,60 |
48,503 |
1722,96 |
1130,25 |
|
4. Education |
2,398 |
158,61 |
106,94 |
434 |
28,57 |
21,10 |
|
5. Personal Credit Cards |
1,263 |
35,26 |
4,43 |
2,337 |
78,51 |
18,03 |
|
6. Others |
1,05,862 |
4924,54 |
3570,73 |
60,857 |
3168,51 |
2231,17 |
VI. |
TRADE |
47,667 |
11289,14 |
8638,12 |
35,729 |
8135,99 |
5983,12 |
|
1. Wholesale Trade |
7,375 |
4151,13 |
2833,36 |
5,446 |
3209,03 |
2059,64 |
|
2. Retail Trade |
40,292 |
7138,01 |
5804,76 |
30,283 |
4926,97 |
3923,48 |
VII. |
FINANCE |
1,645 |
2317,03 |
1803,82 |
1,725 |
1723,69 |
1195,53 |
VIII. |
ALL OTHERS |
11,984 |
3146,87 |
2283,22 |
8,292 |
1955,28 |
1246,75 |
|
TOTAL LOANS AND ADVANCES |
3,97,362 |
85120,07 |
63015,77 |
2,40,561 |
44518,13 |
31943,02 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
17% AND ABOVE BUT LESS THAN 18% |
18% AND ABOVE BUT LESS THAN 20% |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
25 |
26 |
27 |
28 |
29 |
30 |
||
I. |
AGRICULTURE |
7,243 |
745,95 |
444,28 |
12,438 |
823,54 |
486,93 |
|
1. Direct Finance |
6,645 |
462,25 |
363,83 |
11,883 |
756,87 |
432,99 |
|
2. Indirect Finance |
598 |
283,70 |
80,45 |
555 |
66,68 |
53,94 |
II. |
INDUSTRY |
16,565 |
8858,58 |
6005,95 |
29,899 |
7528,16 |
5764,70 |
|
1. Mining & Quarrying |
131 |
59,33 |
61,31 |
212 |
41,07 |
35,15 |
|
2. Food Manufacturing & Processing |
1,426 |
460,54 |
362,85 |
1,988 |
394,19 |
256,19 |
|
(a) Rice Mills, Flour & Dal Mills |
75 |
25,90 |
22,57 |
55 |
26,62 |
25,04 |
|
(b) Sugar |
43 |
27,91 |
26,76 |
47 |
3,11 |
2,21 |
|
(c) Edible Oils & Vanaspati |
53 |
212,68 |
182,57 |
44 |
18,76 |
15,08 |
|
(d) Tea Processing |
26 |
22,74 |
21,34 |
213 |
24,77 |
20,49 |
|
(e) Processing of Fruits & Vegetables |
34 |
6,43 |
5,79 |
9 |
14,40 |
24,13 |
|
(f) Others |
1,195 |
164,88 |
103,81 |
1,620 |
306,53 |
169,23 |
|
3. Beverage & Tobacco |
42 |
30,02 |
19,77 |
22 |
12,41 |
12,03 |
|
4. Textiles |
1,948 |
514,59 |
316,37 |
4,844 |
750,91 |
489,71 |
|
(a) Cotton Textiles |
364 |
155,19 |
114,34 |
342 |
233,40 |
144,88 |
|
(b) Jute & Other Natural Fibre Textiles |
25 |
77,94 |
6,91 |
22 |
3,88 |
1,34 |
|
(c) Handloom Textiles & Khadi |
59 |
12,22 |
4,24 |
89 |
7,03 |
5,31 |
|
(d) Other Textiles & Textile Products |
1,500 |
269,24 |
190,88 |
4,391 |
506,59 |
338,17 |
|
5. Paper, Paper Products & Printing |
302 |
106,13 |
87,68 |
315 |
138,85 |
110,29 |
|
6. Woods and Woods Products |
189 |
26,77 |
19,57 |
95 |
29,28 |
30,62 |
|
7. Leather & Leather Products |
121 |
26,43 |
16,14 |
202 |
83,73 |
44,94 |
|
8. Gems and Jewellary |
69 |
31,10 |
26,66 |
114 |
57,50 |
35,47 |
|
9. Rubber & Plastic Products |
364 |
131,07 |
64,81 |
350 |
119,95 |
75,90 |
|
10. Chemicals & Chemical Products |
410 |
208,63 |
164,18 |
736 |
485,54 |
333,92 |
|
(a) Heavy Industrial Chemicals |
100 |
22,32 |
20,48 |
338 |
59,04 |
25,21 |
|
(b) Fertilisers |
22 |
2,20 |
1,78 |
61 |
16,01 |
10,56 |
|
(c) Drugs & Pharmaceuticals |
74 |
116,86 |
96,40 |
92 |
248,02 |
167,58 |
|
(d) Non-Edible Oils |
6 |
1,61 |
1,49 |
4 |
40 |
20 |
|
(e) Other Chemicals & Chemical Products |
208 |
65,64 |
44,02 |
241 |
162,06 |
130,37 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
58 |
9,19 |
8,32 |
146 |
34,79 |
31,42 |
|
12. Manufacture of Cement & Cement Products |
105 |
934,40 |
931,75 |
92 |
9,37 |
8,98 |
|
13. Basic Metals & Metal Products |
1,017 |
2315,38 |
831,14 |
1,965 |
340,84 |
264,57 |
|
(a) Iron & Steel |
595 |
1770,55 |
747,69 |
1,646 |
224,07 |
173,16 |
|
(b) Non-Ferrous Metals |
90 |
31,65 |
20,30 |
136 |
35,40 |
30,79 |
|
(c) Metal Products |
332 |
513,18 |
63,15 |
183 |
81,37 |
60,63 |
|
14. Engineering |
1,434 |
516,67 |
318,63 |
2,275 |
513,39 |
350,41 |
|
(a) Heavy Engineering |
178 |
212,75 |
117,14 |
117 |
65,50 |
45,84 |
|
(b) Light Engineering |
1,033 |
221,74 |
154,47 |
1,882 |
202,98 |
172,54 |
|
(c) Electrical Machinery & Goods |
167 |
59,23 |
35,08 |
199 |
74,91 |
54,15 |
|
(d) Electronic Machinery & Goods |
56 |
22,94 |
11,92 |
77 |
170,01 |
77,88 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
155 |
121,74 |
93,78 |
271 |
127,38 |
82,02 |
|
16. Other Industries |
6,068 |
1234,60 |
931,11 |
13,741 |
3077,91 |
2390,70 |
|
17. Electricity, Gas & Water |
208 |
127,85 |
80,99 |
157 |
435,88 |
403,97 |
|
(a) Electricity Generation & Transmission |
134 |
121,16 |
74,96 |
42 |
392,15 |
382,38 |
|
(b) Non-Conventional Energy |
25 |
1,44 |
92 |
12 |
33,48 |
12,60 |
|
(c) Gas, Steam & Water Supply |
49 |
5,25 |
5,12 |
103 |
10,24 |
8,98 |
|
18. Construction |
2,518 |
2004,15 |
1670,90 |
2,374 |
875,18 |
808,40 |
|
(a) Other than Infrastructure |
1,818 |
1356,94 |
1261,19 |
1,352 |
246,74 |
234,45 |
|
(b) Infrastructure Construction |
700 |
647,22 |
409,71 |
1,022 |
628,44 |
573,95 |
III. |
TRANSPORT OPERATORS |
8,634 |
549,28 |
472,25 |
10,022 |
700,00 |
563,74 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
13,574 |
2819,85 |
2176,51 |
29,350 |
5953,85 |
2529,80 |
|
1. Professional Services |
1,447 |
169,33 |
113,19 |
2,342 |
312,64 |
234,76 |
|
2. Tourism, Hotel & Restaurants |
444 |
128,12 |
82,14 |
574 |
81,35 |
73,31 |
|
3. Recreation services |
154 |
159,62 |
147,56 |
174 |
17,02 |
15,03 |
|
4. IT and Telecommunications |
232 |
75,50 |
53,88 |
653 |
48,46 |
39,76 |
|
5. Others |
11,297 |
2287,28 |
1779,75 |
25,607 |
5494,38 |
2166,94 |
V. |
PERSONAL LOANS |
2,35,671 |
9441,67 |
6357,30 |
2,28,685 |
9808,13 |
7679,68 |
|
1. Housing |
4,842 |
412,91 |
355,02 |
5,497 |
285,28 |
255,02 |
|
2. Consumer Durables |
540 |
22,63 |
18,30 |
649 |
27,27 |
23,02 |
|
3. Vehicles |
45,408 |
1621,60 |
1140,76 |
88,788 |
3081,20 |
2373,62 |
|
4. Education |
114 |
8,54 |
6,31 |
93 |
4,12 |
3,20 |
|
5. Personal Credit Cards |
2,125 |
58,75 |
5,20 |
2,574 |
129,95 |
22,65 |
|
6. Others |
1,82,642 |
7317,23 |
4831,71 |
1,31,084 |
6280,31 |
5002,16 |
VI. |
TRADE |
15,122 |
2366,31 |
1494,22 |
24,506 |
3388,55 |
2377,37 |
|
1. Wholesale Trade |
3,708 |
753,09 |
614,98 |
4,991 |
940,39 |
719,36 |
|
2. Retail Trade |
11,414 |
1613,22 |
879,25 |
19,515 |
2448,16 |
1658,02 |
VII. |
FINANCE |
1,635 |
293,51 |
179,06 |
5,249 |
1003,78 |
622,21 |
VIII. |
ALL OTHERS |
4,053 |
787,73 |
561,96 |
11,954 |
1190,70 |
921,00 |
|
TOTAL LOANS AND ADVANCES |
3,02,497 |
25862,89 |
17691,55 |
3,52,103 |
30396,72 |
20945,44 |
TABLE NO. 5.3 – INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
20% AND ABOVE |
TOTAL |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
31 |
32 |
33 |
34 |
35 |
36 |
||
I. |
AGRICULTURE |
10,285 |
375,76 |
314,19 |
23,62,751 |
216497,53 |
172060,28 |
|
1. Direct Finance |
10,010 |
350,92 |
303,10 |
22,08,106 |
126741,28 |
104165,37 |
|
2. Indirect Finance |
275 |
24,85 |
11,09 |
1,54,645 |
89756,26 |
67894,91 |
II. |
INDUSTRY |
8,737 |
5286,73 |
2779,19 |
9,92,681 |
1508830,85 |
1059488,30 |
|
1. Mining & Quarrying |
25 |
53,50 |
8,27 |
21,141 |
43509,13 |
26776,25 |
|
2. Food Manufacturing & Processing |
586 |
233,51 |
70,68 |
90,348 |
94074,74 |
64186,86 |
|
(a) Rice Mills, Flour & Dal Mills |
14 |
1,97 |
1,93 |
32,382 |
22890,73 |
16379,74 |
|
(b) Sugar |
9 |
6,04 |
5,77 |
2,168 |
23243,46 |
17291,02 |
|
(c) Edible Oils & Vanaspati |
14 |
18,90 |
5,29 |
6,322 |
10349,58 |
7283,65 |
|
(d) Tea Processing |
15 |
72 |
33 |
1,998 |
4872,76 |
3013,57 |
|
(e) Processing of Fruits & Vegetables |
3 |
15 |
16 |
3,387 |
2181,69 |
1388,89 |
|
(f) Others |
531 |
205,72 |
57,20 |
44,091 |
30536,51 |
18830,00 |
|
3. Beverage & Tobacco |
10 |
4,55 |
7,61 |
6,748 |
14450,00 |
10495,73 |
|
4. Textiles |
1,708 |
361,47 |
186,48 |
1,32,291 |
158013,10 |
106718,70 |
|
(a) Cotton Textiles |
108 |
168,48 |
38,38 |
45,421 |
72415,45 |
51137,88 |
|
(b) Jute & Other Natural Fibre Textiles |
5 |
27 |
10 |
2,225 |
1666,93 |
1235,50 |
|
(c) Handloom Textiles & Khadi |
64 |
3,80 |
96 |
8,101 |
3158,70 |
3388,70 |
|
(d) Other Textiles & Textile Products |
1,531 |
188,91 |
147,03 |
76,544 |
80772,03 |
50956,63 |
|
5. Paper, Paper Products & Printing |
65 |
85,04 |
22,36 |
27,856 |
27807,03 |
20481,48 |
|
6. Woods and Woods Products |
23 |
1,22 |
65 |
10,915 |
4201,41 |
3176,71 |
|
7. Leather & Leather Products |
39 |
5,81 |
3,22 |
9,375 |
8639,38 |
5129,29 |
|
8. Gems and Jewellary |
17 |
43,20 |
19,01 |
6,648 |
24667,42 |
15462,31 |
|
9. Rubber & Plastic Products |
92 |
68,06 |
36,60 |
26,842 |
27497,03 |
17337,13 |
|
10. Chemicals & Chemical Products |
158 |
695,00 |
322,42 |
40,793 |
108728,80 |
70755,22 |
|
(a) Heavy Industrial Chemicals |
43 |
102,28 |
43,95 |
8,391 |
19047,63 |
12850,82 |
|
(b) Fertilisers |
6 |
67,46 |
1,94 |
1,220 |
15742,78 |
9861,14 |
|
(c) Drugs & Pharmaceuticals |
46 |
361,52 |
213,39 |
9,012 |
34287,98 |
24725,77 |
|
(d) Non-Edible Oils |
- |
- |
- |
1,348 |
1793,32 |
1253,84 |
|
(e) Other Chemicals & Chemical Products |
63 |
163,75 |
63,14 |
20,822 |
37857,09 |
22063,64 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
16 |
2,14 |
1,41 |
3,605 |
75697,83 |
57095,72 |
|
12. Manufacture of Cement & Cement Products |
30 |
494,33 |
413,78 |
13,692 |
27294,19 |
20175,13 |
|
13. Basic Metals & Metal Products |
314 |
289,43 |
153,91 |
62,245 |
240641,65 |
165558,36 |
|
(a) Iron & Steel |
230 |
145,65 |
37,67 |
25,812 |
139817,71 |
94409,96 |
|
(b) Non-Ferrous Metals |
13 |
6,03 |
1,45 |
6,903 |
20753,18 |
13493,60 |
|
(c) Metal Products |
71 |
137,75 |
114,79 |
29,530 |
80070,76 |
57654,80 |
|
14. Engineering |
840 |
1204,33 |
281,17 |
1,13,855 |
112147,04 |
81048,31 |
|
(a) Heavy Engineering |
138 |
244,02 |
163,59 |
23,176 |
22780,90 |
16551,30 |
|
(b) Light Engineering |
624 |
431,79 |
33,46 |
68,105 |
42951,63 |
29761,40 |
|
(c) Electrical Machinery & Goods |
60 |
311,91 |
42,59 |
16,858 |
28389,68 |
20876,23 |
|
(d) Electronic Machinery & Goods |
18 |
216,62 |
41,53 |
5,716 |
18024,82 |
13859,39 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
362 |
195,19 |
71,15 |
18,711 |
57554,62 |
39991,07 |
|
16. Other Industries |
3,566 |
648,45 |
423,58 |
2,36,224 |
67294,06 |
50890,23 |
|
17. Electricity, Gas & Water |
12 |
1,07 |
1,03 |
6,595 |
143468,91 |
105814,19 |
|
(a) Electricity Generation & Transmission |
4 |
50 |
49 |
3,125 |
130641,07 |
97615,54 |
|
(b) Non-Conventional Energy |
- |
- |
- |
1,235 |
6869,56 |
4582,52 |
|
(c) Gas, Steam & Water Supply |
8 |
56 |
54 |
2,235 |
5958,28 |
3616,13 |
|
18. Construction |
874 |
900,45 |
755,87 |
1,64,797 |
273144,50 |
198395,59 |
|
(a) Other than Infrastructure |
661 |
520,17 |
469,94 |
1,33,466 |
77994,59 |
58874,50 |
|
(b) Infrastructure Construction |
213 |
380,28 |
285,93 |
31,331 |
195149,91 |
139521,08 |
III. |
TRANSPORT OPERATORS |
9,525 |
679,83 |
561,67 |
3,14,688 |
67424,04 |
55215,04 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,887 |
3418,77 |
1331,59 |
5,17,900 |
315160,68 |
234148,68 |
|
1. Professional Services |
1,772 |
639,04 |
96,86 |
63,219 |
37744,02 |
27711,43 |
|
2. Tourism, Hotel & Restaurants |
151 |
41,21 |
39,28 |
32,209 |
28019,51 |
18876,55 |
|
3. Recreation services |
102 |
101,78 |
65,76 |
6,595 |
11411,99 |
9180,75 |
|
4. IT and Telecommunications |
135 |
41,35 |
36,54 |
8,880 |
37411,97 |
29928,66 |
|
5. Others |
7,727 |
2595,39 |
1093,15 |
4,06,997 |
200573,18 |
148451,30 |
V. |
PERSONAL LOANS |
8,12,358 |
26247,90 |
8298,49 |
87,57,728 |
544178,16 |
413072,36 |
|
1. Housing |
1,876 |
321,90 |
308,84 |
34,99,392 |
314550,60 |
265307,06 |
|
2. Consumer Durables |
1,480 |
53,25 |
45,61 |
88,733 |
3311,47 |
2566,64 |
|
3. Vehicles |
30,083 |
1050,88 |
905,15 |
18,69,098 |
74192,55 |
47266,43 |
|
4. Education |
81 |
6,21 |
3,96 |
5,12,897 |
23110,17 |
16032,45 |
|
5. Personal Credit Cards |
6,98,299 |
21728,58 |
4556,95 |
7,07,860 |
22087,64 |
4645,78 |
|
6. Others |
80,539 |
3087,08 |
2477,98 |
20,79,748 |
106925,73 |
77254,02 |
VI. |
TRADE |
11,396 |
1574,11 |
1259,90 |
9,56,567 |
393419,03 |
237757,54 |
|
1. Wholesale Trade |
493 |
348,61 |
253,38 |
1,35,702 |
227741,79 |
115932,16 |
|
2. Retail Trade |
10,903 |
1225,49 |
1006,52 |
8,20,865 |
165677,23 |
121825,38 |
VII. |
FINANCE |
1,063 |
1422,94 |
120,99 |
44,484 |
234876,28 |
182456,02 |
VIII. |
ALL OTHERS |
1,764 |
621,10 |
352,67 |
2,48,740 |
75604,99 |
53096,18 |
|
TOTAL LOANS AND ADVANCES |
8,65,015 |
39627,15 |
15018,69 |
141,95,539 |
3355991,55 |
2407294,41 |
See Notes on Tables. |